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POLL: What is your 401(k) balance right now

...
snowy stirring fat ankles
  06/27/25
A tiny pink 500k
silver theater stage circlehead
  06/27/25
that's not that bad
snowy stirring fat ankles
  06/27/25
I guess not but the thought of grinding out another 20 years...
silver theater stage circlehead
  06/27/25
age?
Gay Haunted Graveyard Library
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Charcoal dashing school old irish cottage
  06/27/25
Yep, I’m early 40s lol
silver theater stage circlehead
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
kink-friendly shimmering boltzmann
  06/27/25
It depend on if that's his primary retirement or if he has ...
talented grizzly hell pisswyrm
  06/27/25
$130k
Excitant greedy church
  06/27/25
that's horrendous
snowy stirring fat ankles
  06/27/25
i'm in between these two guys
unholy chest-beating community account menage
  06/27/25
Same, I'm in between two guys
Drab mental disorder dilemma
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Excitant greedy church
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Gay Haunted Graveyard Library
  06/27/25
My mom says I'm special.
Excitant greedy church
  06/27/25
even that's not true
Gay Haunted Graveyard Library
  06/27/25
LOL
Gay Haunted Graveyard Library
  06/27/25
$3.4 million in combined marital plans.
citrine startling cruise ship
  06/27/25
damn
unholy chest-beating community account menage
  06/27/25
Age?
Charcoal dashing school old irish cottage
  06/27/25
Such a waste of capital.
Diverse Tattoo
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Misunderstood kitchen regret
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Gay Haunted Graveyard Library
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Misunderstood kitchen regret
  06/27/25
...
Diverse Tattoo
  06/27/25
The max is $70K per year including your own $23,500 contribu...
buck-toothed walnut institution
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
mind-boggling blood rage rigor
  06/27/25
.
Excitant greedy church
  06/27/25
Something like $800-900k for wife and I.
idiotic market
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Diverse Tattoo
  06/27/25
If you work in-house matching makes it a no-brainer.
idiotic market
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Diverse Tattoo
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
idiotic market
  06/27/25
I want my yacht now.
Diverse Tattoo
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
idiotic market
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Diverse Tattoo
  06/27/25
If that's your perspective then sure, stop contributing into...
idiotic market
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Painfully honest startled native
  06/27/25
Why not put it in a Roth?
Tan codepig
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Misunderstood kitchen regret
  06/27/25
180
Diverse Tattoo
  06/27/25
Did you know you're not required to contribute to a 401K?
Misunderstood kitchen regret
  06/27/25
(guy who is not a biglaw partner)
Diverse Tattoo
  06/27/25
$700k Wife - $600k
big-titted violet coffee pot
  06/27/25
43yo, $900k
anal set juggernaut
  06/27/25
Early 40s. ~$2.1mm
Cheese-eating temple elastic band
  06/27/25
Late 20s, 250k
Tan codepig
  06/27/25
Good job , young gun
aromatic base love of her life
  06/27/25
lol at these responses
kink-friendly shimmering boltzmann
  06/27/25
go on...
Gay Haunted Graveyard Library
  06/27/25
30000k
dark marketing idea meetinghouse
  06/27/25
$399,443.16
Sexy brunch
  06/27/25
Monday is likely to be a big day for you friend
Misunderstood kitchen regret
  06/27/25
🤞🏻
Sexy brunch
  06/27/25
IDK $150Kish. But I haven't been working long.
floppy olive nibblets
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Contagious national security agency
  06/27/25
Same.
Iridescent mediation
  06/27/25
350,000 Kinda sad
frisky cracking space
  06/27/25
all stock/bond investments are like 750k.
irradiated abode jew
  06/27/25
$386k total. $324k in trad, $62k in Roth
Blathering Alcoholic Piazza
  06/27/25
Zero
Razzle-dazzle School Cafeteria Faggot Firefighter
  06/27/25
Crrrrrrrrrrrrrr
Diverse Tattoo
  06/27/25
For Benzo reasons or RSF reasons?
Cheese-eating temple elastic band
  06/27/25
$6 million or so. I checked in January.
Iridescent mediation
  06/27/25
...
Misunderstood kitchen regret
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Primrose balding sanctuary filthpig
  06/27/25
$0. I don’t have a 401(k).
filthy heady theater
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: snowy stirring fat ankles



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: silver theater stage circlehead

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: snowy stirring fat ankles

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: silver theater stage circlehead

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Gay Haunted Graveyard Library

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Charcoal dashing school old irish cottage

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: silver theater stage circlehead

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: kink-friendly shimmering boltzmann

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: talented grizzly hell pisswyrm

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Excitant greedy church

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: snowy stirring fat ankles

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: unholy chest-beating community account menage

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Drab mental disorder dilemma

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Excitant greedy church

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Gay Haunted Graveyard Library

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Excitant greedy church

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Gay Haunted Graveyard Library

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Gay Haunted Graveyard Library

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: citrine startling cruise ship

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: unholy chest-beating community account menage

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Charcoal dashing school old irish cottage

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Diverse Tattoo

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Misunderstood kitchen regret

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Gay Haunted Graveyard Library

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Misunderstood kitchen regret

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Diverse Tattoo



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: buck-toothed walnut institution

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: mind-boggling blood rage rigor

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Excitant greedy church

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: idiotic market

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Diverse Tattoo

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: idiotic market

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Diverse Tattoo

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: idiotic market

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Diverse Tattoo

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: idiotic market

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Diverse Tattoo

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: idiotic market

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Painfully honest startled native

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Tan codepig

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Misunderstood kitchen regret

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Diverse Tattoo

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Misunderstood kitchen regret

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Diverse Tattoo

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: big-titted violet coffee pot

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: anal set juggernaut

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Cheese-eating temple elastic band

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Tan codepig

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: aromatic base love of her life

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: kink-friendly shimmering boltzmann

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Gay Haunted Graveyard Library

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: dark marketing idea meetinghouse

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Sexy brunch

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Misunderstood kitchen regret

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Sexy brunch

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: floppy olive nibblets

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Contagious national security agency

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Iridescent mediation

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: frisky cracking space

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: irradiated abode jew

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Blathering Alcoholic Piazza

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Razzle-dazzle School Cafeteria Faggot Firefighter

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Diverse Tattoo

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Cheese-eating temple elastic band

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Iridescent mediation

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Misunderstood kitchen regret



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Primrose balding sanctuary filthpig

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: filthy heady theater

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055414)