Worst case scenario is that you DON'T end up taking a massive pay cut after 2-5 years and it starts to make sense to plow money into those loans and you will have paid a little extra interest. For example 200k in-house (lol) partner (doublelol) or midlaw partner (unicorn).

Well worth it because you could get laid off in 18 months, you could hate it and want to leave in 2 years, start your own firm, go into govt, lower paying in-house, do something else, etc. And then you will just ride out 20 years (or 10 in govt) making low low payments.

(http://www.autoadmit.com/thread.php?thread_id=2286514&forum_id=2#23429936)