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POLL: What is your 401(k) balance right now

...
grizzly mother
  06/27/25
A tiny pink 500k
swashbuckling halford bawdyhouse
  06/27/25
that's not that bad
grizzly mother
  06/27/25
I guess not but the thought of grinding out another 20 years...
swashbuckling halford bawdyhouse
  06/27/25
age?
Onyx Infuriating Main People
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Red hilarious university
  06/27/25
Yep, I’m early 40s lol
swashbuckling halford bawdyhouse
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
fragrant field
  06/27/25
It depend on if that's his primary retirement or if he has ...
histrionic trailer park
  06/27/25
$130k
sapphire multi-colored private investor
  06/27/25
that's horrendous
grizzly mother
  06/27/25
i'm in between these two guys
appetizing insane business firm
  06/27/25
Same, I'm in between two guys
Hairraiser Fishy Orchestra Pit
  06/27/25
The sum total of all my retirement and brokerage accounts is...
sapphire multi-colored private investor
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Onyx Infuriating Main People
  06/27/25
My mom says I'm special.
sapphire multi-colored private investor
  06/27/25
even that's not true
Onyx Infuriating Main People
  06/27/25
LOL
Onyx Infuriating Main People
  06/27/25
$3.4 million in combined marital plans.
Rambunctious zippy new version whorehouse
  06/27/25
damn
appetizing insane business firm
  06/27/25
Age?
Red hilarious university
  06/27/25
Such a waste of capital.
Crystalline harsh parlour
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Violent locus travel guidebook
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Onyx Infuriating Main People
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Violent locus travel guidebook
  06/27/25
...
Crystalline harsh parlour
  06/27/25
The max is $70K per year including your own $23,500 contribu...
jet-lagged razzle-dazzle national security agency market
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Comical corner telephone
  06/27/25
.
sapphire multi-colored private investor
  06/27/25
Something like $800-900k for wife and I.
aphrodisiac gaped dog poop dopamine
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Crystalline harsh parlour
  06/27/25
If you work in-house matching makes it a no-brainer.
aphrodisiac gaped dog poop dopamine
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Crystalline harsh parlour
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
aphrodisiac gaped dog poop dopamine
  06/27/25
I want my yacht now.
Crystalline harsh parlour
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
aphrodisiac gaped dog poop dopamine
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Crystalline harsh parlour
  06/27/25
If that's your perspective then sure, stop contributing into...
aphrodisiac gaped dog poop dopamine
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
maroon national
  06/27/25
Why not put it in a Roth?
stubborn spot ceo
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Violent locus travel guidebook
  06/27/25
180
Crystalline harsh parlour
  06/27/25
Did you know you're not required to contribute to a 401K?
Violent locus travel guidebook
  06/27/25
(guy who is not a biglaw partner)
Crystalline harsh parlour
  06/27/25
$700k Wife - $600k
sienna theatre degenerate
  06/27/25
43yo, $900k
awkward pearly water buffalo box office
  06/27/25
Early 40s. ~$2.1mm
Supple Kink-friendly Party Of The First Part Friendly Grandma
  06/27/25
Late 20s, 250k
stubborn spot ceo
  06/27/25
Good job , young gun
startling property
  06/27/25
lol at these responses
fragrant field
  06/27/25
go on...
Onyx Infuriating Main People
  06/27/25
30000k
Hyperactive Church Building
  06/27/25
$399,443.16
bisexual blathering ticket booth
  06/27/25
Monday is likely to be a big day for you friend
Violent locus travel guidebook
  06/27/25
🤞🏻
bisexual blathering ticket booth
  06/27/25
IDK $150Kish. But I haven't been working long.
fantasy-prone unholy ape resort
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Sinister newt chapel
  06/27/25
Same.
overrated vigorous hospital sex offender
  06/27/25
350,000 Kinda sad
Crawly cobalt quadroon
  06/27/25
all stock/bond investments are like 750k.
carmine site love of her life
  06/27/25
$386k total. $324k in trad, $62k in Roth
rusted legend faggot firefighter
  06/27/25
Zero
burgundy tanning salon factory reset button
  06/27/25
Crrrrrrrrrrrrrr
Crystalline harsh parlour
  06/27/25
For Benzo reasons or RSF reasons?
Supple Kink-friendly Party Of The First Part Friendly Grandma
  06/27/25
$6 million or so. I checked in January.
overrated vigorous hospital sex offender
  06/27/25
...
Violent locus travel guidebook
  06/27/25
I mean undoubtedly there is a balance but $6 million?
rose racy sanctuary
  06/27/25
$0. I don’t have a 401(k).
claret karate
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: grizzly mother



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: swashbuckling halford bawdyhouse

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: grizzly mother

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: swashbuckling halford bawdyhouse

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Onyx Infuriating Main People

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Red hilarious university

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: swashbuckling halford bawdyhouse

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: fragrant field

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: histrionic trailer park

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: sapphire multi-colored private investor

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: grizzly mother

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: appetizing insane business firm

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Hairraiser Fishy Orchestra Pit

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: sapphire multi-colored private investor

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Onyx Infuriating Main People

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: sapphire multi-colored private investor

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Onyx Infuriating Main People

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Onyx Infuriating Main People

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Rambunctious zippy new version whorehouse

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: appetizing insane business firm

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Red hilarious university

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Crystalline harsh parlour

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Violent locus travel guidebook

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Onyx Infuriating Main People

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Violent locus travel guidebook

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Crystalline harsh parlour



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: jet-lagged razzle-dazzle national security agency market

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Comical corner telephone

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: sapphire multi-colored private investor

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: aphrodisiac gaped dog poop dopamine

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Crystalline harsh parlour

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: aphrodisiac gaped dog poop dopamine

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Crystalline harsh parlour

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: aphrodisiac gaped dog poop dopamine

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Crystalline harsh parlour

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: aphrodisiac gaped dog poop dopamine

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Crystalline harsh parlour

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: aphrodisiac gaped dog poop dopamine

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: maroon national

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: stubborn spot ceo

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Violent locus travel guidebook

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Crystalline harsh parlour

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Violent locus travel guidebook

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Crystalline harsh parlour

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: sienna theatre degenerate

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: awkward pearly water buffalo box office

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Supple Kink-friendly Party Of The First Part Friendly Grandma

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: stubborn spot ceo

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: startling property

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: fragrant field

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Onyx Infuriating Main People

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Hyperactive Church Building

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: bisexual blathering ticket booth

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Violent locus travel guidebook

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: bisexual blathering ticket booth

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: fantasy-prone unholy ape resort

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Sinister newt chapel

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: overrated vigorous hospital sex offender

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Crawly cobalt quadroon

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: carmine site love of her life

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: rusted legend faggot firefighter

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: burgundy tanning salon factory reset button

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Crystalline harsh parlour

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Supple Kink-friendly Party Of The First Part Friendly Grandma

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: overrated vigorous hospital sex offender

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Violent locus travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: rose racy sanctuary

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: claret karate

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)