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Advantages of a Single Family House versus Condo as starter home
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Date: January 27th, 2012 10:55 AM Author: flickering ratface Since interest rates are so low and prices seems to be remaining low, I am thinking of buying a house this year. I refuse to commute more than 20 minutes so I wont live in the valley or the southbay where home are more affordable.
First of all, is the idea of home ownership just American striver flame? Are there so many better things to do with my money?
If I should buy a house, is there a good reason to buy a detached single family home? I would have to get a smaller house, 2 bedroom, 2 bath for $500-600K if I want one within easy driving distance of my office. Condos near by go from $350,000-$500,000 but you pay association fees (I would not pay more than $500 a month for that).
You definitely get more square footage per $ in a condo, unless you count the yard which in LA proper is generally small and shitty. My boss is really pushing me to get the house instead of condo for investment and independence reasons. Thoughts? |
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Date: January 27th, 2012 11:01 AM Author: pale area messiness I just do not see the appeal of a condo. The association fees are a real kick in the balls, and there seems to be very little benefit vs. renting.
There is real psychic value to owning a stand alone house. That might sound silly if you've never owned one, but it's true. Admittedly I've never owned a condo, but I have a hard time believing you get the same kind of happiness out of owning a condo that you do from a house.
Also, if owning a house is questionable investment decision, I would think that a condo would be even worse unless, perhaps, if you are in some ultra exclusive and desirable building in MFH or something. |
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Date: January 27th, 2012 11:02 AM Author: diverse ape you still have to deal with HOAs as a homeowner (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846927) |
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Date: January 27th, 2012 11:04 AM Author: pale area messiness Well I guess that depends on the neighborhood. I don't know much about earl's area, are they all up in your shit? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846931) |
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Date: January 27th, 2012 11:06 AM Author: flickering ratface There are no McMansion Suburbs in LA proper with homeowners associations, at least not where I can afford to live.
I would be buying a small house built after WWII and probably have to put $25K into it for renovations. The closest affordable areas are in vary jewish neighborhoods which I guess can be good and bad. |
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Date: January 27th, 2012 11:04 AM Author: flickering ratface I guess the question is whether you will see the same appreciation in the future of a condo versus a SFD. I dont mind having neighbors and I think it would be nice having a pool and gym in the building if they have it.
The questions is whether rent is actually throwing away money, or whether putting $120,000 into a down payment is throwing away money.
I do fine in a 850 sq ft 1 bedroom apartment, but for some reason I think a 1,200 sq foot single family house is small and shitty. |
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Date: January 27th, 2012 11:08 AM Author: pale area messiness Are condos appreciating anywhere? Maybe the same could be said about SFD's, but my general impression is that people still want to own a house but very few now aspire to own a condo. I think you're severely limiting your buying base when you go w/ a condo.
Depends on the layout. I've been in 2000 sq. ft places that felt tight and cramped and I've been in 12-1400 sq. ft. homes that felt open and spacious. Gotta find the right place. |
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Date: January 27th, 2012 11:12 AM Author: flickering ratface Condos dont appreciate as fast, but they are still investments. People are paying for them.
Maybe its coming from MFH but I always though no one wants to OWN a studio or one bedroom but a 2 bedroom 2 bath condo (which is what I would get) is a great starter home.
Trying to justify spending almost all my cash on a down payment and then $1000 more per month for a mortgage/fees/taxes so I can live in a bigger nicer place by myself is not that attractive, especially since my rent is low and controlled.
Maybe I should wait till I am married and buy a house, but the current interest rates and prices are attractive. |
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Date: January 27th, 2012 11:20 AM Author: pale area messiness If you like your current place and the rent is low, then I'd think about staying. There's nothing pushing you to buy. Interest rates aren't going anywhere for at least a couple years, and it's not like there's about to be some huge explosion in housing prices that is going to price you out of the market. Honestly, if you are happy and just thinking about buying for the sake of buying, stay where it's cheap and you're happy, keep saving money, and buy later... unless you find a screaming deal on something.
You're in a great position to drive a bargain. You've got some cash, presumably good credit, and you don't need to sell to buy. I think in this market you have to make your money when you buy, not sell, so maybe look passively, and if you find something you like low ball the shit out of it. If it works, great... if not, carry on. |
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Date: January 27th, 2012 11:22 AM Author: flickering ratface thanks good advice. I guess if I am married there is more pressure to upgrade but what I have now is fine. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846989) |
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Date: January 27th, 2012 11:31 AM Author: Wonderful abnormal rehab Crediting thinking. I think there will be a sizable rally in US equities this year barring Euro contagion or war. Put your money there Earlygirl. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847012) |
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Date: January 27th, 2012 11:18 AM Author: Arousing crackhouse love of her life It will be hard as fuck to access your 120k, u will throw money away in interest, closing costs etc... Buying a house is a consumption decision, not an investment decision in my opinion. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846979) |
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Date: January 27th, 2012 11:20 AM Author: flickering ratface what are you and your prole gf going to do? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846984) |
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Date: January 27th, 2012 11:27 AM Author: Arousing crackhouse love of her life I'm prolly gonna apply for ausa jobs and move the fuck out of here once she tires of l.a. Anyway she's young and doesn't think about buying a house and shit like that, no marriage pressure, so I have time. But if I stay in la i will most likely never buy. Can't afford a 1.0mm type home on a biglaw salary (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847001) |
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Date: January 27th, 2012 11:30 AM Author: flickering ratface sure you can afford $1 million if you make $300K and she chips in some too.
where do you want to move to? |
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Date: January 27th, 2012 11:43 AM Author: Arousing crackhouse love of her life Idk man, I would need to at least make counsel. I'm 2006 grad, if i don't get counsel I have about 5-6 years left, then I'd need to lateral to shitlaw. $200k down payment, mortgage is $4-5k? Plus upkeep, fixing it up, etc, and I still owe alimony.
Gf is from the south, she is open to Florida at some point, that's probably My goal. |
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Date: January 27th, 2012 11:45 AM Author: flickering ratface oh you are divorced and owe alimony? fuck that noise. Fucking bitches. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847063) |
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Date: January 27th, 2012 11:25 AM Author: stirring pea-brained theater Quit being a moron. Houses are money pits and expecting any profit is idiotic. Live whereever place you like best and don't expect a return. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846997) |
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Date: January 27th, 2012 11:15 AM Author: Arousing crackhouse love of her life Good luck finding a liveable house for $600k near cc. Mar vista maybe (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846968) |
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Date: January 27th, 2012 11:16 AM Author: flickering ratface mar vista or the jewish areas near LA Cienaga and Pico. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846973) |
Date: January 27th, 2012 11:01 AM Author: stirring pea-brained theater You tell us, real estate lawyer. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846921) |
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Date: January 27th, 2012 11:01 AM Author: flickering ratface yeah I dont do that kind of real estate. And I'm not even going to make a basement joke. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846925) |
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Date: January 27th, 2012 11:06 AM Author: stirring pea-brained theater How are HOA fees different from a timeshare? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846937) |
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Date: January 27th, 2012 11:09 AM Author: flickering ratface If the timeshare is in a HOA I would guess the fees are divided equally by the owners and the timeshare agreement provides for liens on the share of anyone not paying up.
Fortunately I dont deal with that shit too often either. |
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Date: January 27th, 2012 11:05 AM Author: Onyx alcoholic becky chad will you let rach crash at your home? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846934) |
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Date: January 27th, 2012 11:07 AM Author: flickering ratface sure. I still want to sex bel one of these days, but I dont approve of the way she and that faggot bane were flaunting their junior high tryst on here.
There are discreet ways to bang xoxo shrews. |
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Date: January 27th, 2012 11:29 AM Author: swashbuckling school cafeteria rofl (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847006) |
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Date: January 27th, 2012 11:05 AM Author: Clear Institution Yeah I don't want anything with adjoining walls to anyone after living in apartments for years. I'll be buying a standalone house as a first purchase. I think if you buy a condo you are still looking forward to your first house at the end of the day. The condo is not permanent. The house could be. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846935) |
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Date: January 27th, 2012 11:07 AM Author: flickering ratface Worth an extra $100,000 for less space? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846942) |
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Date: January 27th, 2012 12:13 PM Author: Vivacious Kitchen Jewess (guy who likes listening to his neighbors have sex) (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847190) |
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Date: January 27th, 2012 11:10 AM Author: Wonderful abnormal rehab My gut feeling is that condos are easier to let than a house. Not based on anything empirical. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846953) |
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Date: January 27th, 2012 11:17 AM Author: flickering ratface Ideally I would be living there. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846975) |
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Date: January 27th, 2012 11:25 AM Author: Wonderful abnormal rehab I was thinking down the road if you wanted to move but not sell. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846994) |
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Date: January 27th, 2012 11:17 AM Author: Primrose skinny woman what percentage of your potential mortgage would the down payment be? 20%? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846977) |
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Date: January 27th, 2012 11:19 AM Author: flickering ratface I could afford a 20-25% down payment on most of these options.
people on here are suggesting an FHA mortgage but then you get interest rate fucked. if it were 2003 that would be smart to get more leverage so you can take the appreciation and flip the bitch for another 3 houses. sadly that time has passed. |
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Date: January 27th, 2012 11:24 AM Author: Wonderful abnormal rehab I thought FHA mortgages were at an even lower rate?
Have you considered doing the FHA route for a property that needs some work? Easy way to get low interest credit for the property and the additional work needed. Requires more time on your part but the upside and customization may be worth it. You can also get it for a multifamily unit assuming you live in there too. I'm searching for a nice duplex that needs some work to do this. Rates are just too low and the cash flow would make it worthwhile. |
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Date: January 27th, 2012 11:26 AM Author: flickering ratface well I assume I would get a good rate either way, but I believe FHA loans with 4% down require mortgage insurance points for several years regardless of how much equity you put down. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846998) |
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Date: January 27th, 2012 11:27 AM Author: Wonderful abnormal rehab See my addition.
Are you sure about the mort ins pts? |
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Date: January 27th, 2012 11:28 AM Author: Wonderful abnormal rehab "FHA requirements include mortgage insurance primarily for borrowers making a down payment of less than 20 percent."
http://www.fha.com/fha_requirements_mortgage_insurance.cfm |
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Date: January 27th, 2012 11:33 AM Author: flickering ratface right, but if I am paying over 20% then I'm still spending most of my savings.
I dont really know the advantages of an FHA loan other than it lets you put almost nothing down. |
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Date: January 27th, 2012 11:35 AM Author: flickering ratface reading that - it seems there is mortgage insurance for ALL 30 year loans. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847018) |
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Date: January 27th, 2012 11:25 AM Author: Pearly titillating lodge volcanic crater having some combination of a yard/garage/basement/porch/deck/attic to me is the main advantage of owning a house. I would also consider not putting so much down if you can. The rates are so low now that even it would still be nbd to pay a few points higher and save yourself the upfront costs. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19846995) |
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Date: January 27th, 2012 11:30 AM Author: swashbuckling school cafeteria homeownership in major cities is flame for the working class. its a bad investment and you aren't even settled. just rent forever and stfu |
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Date: January 27th, 2012 11:35 AM Author: Arousing crackhouse love of her life (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847017) |
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Date: January 27th, 2012 11:38 AM Author: swashbuckling school cafeteria "My boss is really pushing me to get the house ... for independence reasons." lmao (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847023) |
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Date: January 27th, 2012 11:39 AM Author: flickering ratface ha (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847029) |
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Date: January 27th, 2012 11:34 AM Author: Arousing crackhouse love of her life Man only buy if u really want to own, bit if ur single, why not wait? Ur future wife might hate the house or neighborhood, mar vista might be a long commute for her etc... (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847016) |
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Date: January 27th, 2012 11:39 AM Author: flickering ratface Fuck it, I will lease an S5 or M3 instead in 2 years. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847032) |
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Date: January 27th, 2012 11:41 AM Author: swashbuckling school cafeteria cr (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847036) |
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Date: January 27th, 2012 11:41 AM Author: submissive church building Outside of NYC condos are utter flame and I would NEVER buy one. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847037) |
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Date: January 27th, 2012 11:43 AM Author: flickering ratface Dont you own a condo in florida?
modest SFD in LA proper are $800-1MM. I dont want to live in the fucking valley and spend 45 minutes commuting. |
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Date: January 27th, 2012 11:46 AM Author: submissive church building Yeah, I paid 80k for it, and I'm making no money on it whatsoever. I think I'm in the red about $380 a year on the thing. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847065) |
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Date: January 27th, 2012 11:57 AM Author: Arousing crackhouse love of her life what city in florida? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847104) |
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Date: January 27th, 2012 12:03 PM Author: Odious Mint Trailer Park Prole buying a condo in NYC is a terrible idea (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847134) |
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Date: January 27th, 2012 12:34 PM Author: Pearly titillating lodge volcanic crater yea even crappy buildings there screw you with HOA fees (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847251) |
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Date: January 27th, 2012 11:41 AM Author: Fighting obsidian parlor twinkling uncleanness the difference between a house and any other investment is that you cannot live in your other investments. you have to pay to live somewhere. renting is just throwing away money that could be going towards equity. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847039) |
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Date: January 27th, 2012 11:47 AM Author: flickering ratface except the only equity you have in the house is the down payment you put in (which is your entire life savings).
from then on you are paying a ridiculous 90% interest amortization and are building no equity unless the home appreciates which ITE it may not for years. |
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Date: January 27th, 2012 11:52 AM Author: Chartreuse abusive party of the first part mad-dog skullcap But then almost your entire mortgage payment is deducted from your AGI, which is good. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847086) |
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Date: January 27th, 2012 11:53 AM Author: submissive church building Totally bro, that 2k in net savings total makes up for the 5k you have to spend on a water heater. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847093) |
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Date: January 27th, 2012 11:57 AM Author: Arousing crackhouse love of her life (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847102) |
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Date: January 27th, 2012 12:10 PM Author: Chartreuse abusive party of the first part mad-dog skullcap I was only speaking to the fact that although you build less equity up front, you get a much bigger tax deduction. Obviously there are costs with owning a home. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847180) |
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Date: January 27th, 2012 12:19 PM Author: Vivacious Kitchen Jewess Greetings, LOL @ these guys who have never done a day of real work in their lives talking shit about "5K water heaters" PSA not even SOLAR water heaters cost that much |
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Date: January 27th, 2012 11:48 AM Author: submissive church building After taxes, interest, condo fees, heat, water, and repairs the difference between renting and owning is in many cases essentially nothing and the headache you have with owning may or may not be worth it. In some metro areas (NY most notably) it makes ZERO sense to buy right now -- you are way better off renting. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847075) |
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Date: January 27th, 2012 11:49 AM Author: flickering ratface if I am going to stay in the apartment for a while I should get some nicer furniture and steam clean the carpet. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847079) |
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Date: January 27th, 2012 11:52 AM Author: submissive church building Great up to the point when you Pakistani neighbor is going to pull some furniture out of the garbage and infest the whole building with bed bugs. Welcome to NYC.
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Date: January 27th, 2012 11:53 AM Author: Arousing crackhouse love of her life the problem with nice furniture is that it might not go with whatever house you ended up buying. If you a buy a bunch of midcentury shit from Design Within Reach, it's gonna look weird in spanish style house (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847090) |
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Date: January 27th, 2012 12:01 PM Author: flickering ratface i just mean an ikea dining table. currently i have no dining table and a bicycle in my dining room. such is single life. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847123) |
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Date: January 27th, 2012 12:02 PM Author: Arousing crackhouse love of her life u have a desk or something? how do u do work at home without table? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847130) |
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Date: January 27th, 2012 12:04 PM Author: flickering ratface on my coffee table or on my lap. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847145) |
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Date: January 27th, 2012 11:58 AM Author: Arousing crackhouse love of her life Does the Jewish area around Pico have good public schools? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847107) |
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Date: January 27th, 2012 12:02 PM Author: flickering ratface no idea. kids are still down the line in my thinking. fuck i'm getting old though. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847129) |
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Date: January 27th, 2012 12:04 PM Author: Arousing crackhouse love of her life mar vista has good elementary school depending on where u live precisely, many fellow biglaw strivers get buy their first house there. but w/buying house, since u have to keep at least 6-7 years (right?) need to think about school system for ur offspring or shelling out $$$ for private school and dealing w/admissions booolsheet. plus re-sale value better with good school system (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847150) |
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Date: January 27th, 2012 12:02 PM Author: Odious Mint Trailer Park Prole it's relatively cheaper to rent than to own in LA right now. keep renting, man. buying is only worth it if the own:rent index drops below 15, and if you plan on staying in the place for half a decade or more.
http://explore.trulia.com/datavis/rentvsbuy/Q2-2011/
the condo vs house thing depends mostly on personal preferences. condos have association fees, but houses require tons of maintenance, utilities, upkeep, etc as well. fuck mowing a lawn and paying $10k for a new roof man.
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Date: January 27th, 2012 12:06 PM Author: flickering ratface thanks, interesting. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847157) |
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Date: January 27th, 2012 12:08 PM Author: Odious Mint Trailer Park Prole make sure to investigate buy:rent ratios for your target neighborhoods and properties. it can vary by neighborhood, square footage, etc (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847166) |
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Date: January 27th, 2012 12:14 PM Author: Odious Mint Trailer Park Prole you can also investigate price movement/stability over time, which is helpful:
http://www.zillow.com/local-info/CA-Los-Angeles-home-value/r_12447/#metric=mt%3D19%26dt%3D1%26tp%3D5%26rt%3D8%26r%3D12447%252C118208%252C27080%252C268496%26el%3D0 |
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Date: January 27th, 2012 12:04 PM Author: zippy adventurous depressive I just closed on a house on a big lot in a great town a few weeks ago. It's fucking awesome. I blew out a speaker playing AC/DC on Saturday afternoon.
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Date: January 27th, 2012 12:04 PM Author: Vivacious Kitchen Jewess Greetings, single guy with no wife let alone kids on the way thinks 2/2 may be too small, why? |
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Date: January 27th, 2012 12:06 PM Author: flickering ratface *32 year old single guy. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847159) |
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Date: January 27th, 2012 12:07 PM Author: Arousing crackhouse love of her life what happens when you use the NYT rent v buy calculator? with your low rent, it prolly says it never better to buy? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847163) |
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Date: January 27th, 2012 12:49 PM Author: opaque useless brakes Honestly, LA has some of the best housing stock in the country. Good looking, classic homes right in the city. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847308) |
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Date: January 27th, 2012 12:53 PM Author: flickering ratface so you suggest SFD? (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847321) |
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Date: January 27th, 2012 1:12 PM Author: opaque useless brakes I live in a cheaper city than you. But even here, the condo fees can equal a quarter to nearly half the rent of an equal apartment. Even for a townhouse, the fees are too high. Unless you're in with love the condo or townhouse, it's better to rent and put your money somewhere's else. You want to feel good about where you live. Here's one example of why LA is quite good:
http://www.redfin.com/CA/Los-Angeles/1635-N-Beverly-Glen-Blvd-90077/home/6830202 |
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Date: January 27th, 2012 1:14 PM Author: flickering ratface Ha I was looking at that place yesterday. That's a weird one probably a small place on the side of the hill surrounded by much more expensive places. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847402) |
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Date: January 27th, 2012 1:16 PM Author: Arousing crackhouse love of her life i love that neighborhood (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847407) |
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Date: January 27th, 2012 1:20 PM Author: flickering ratface from there the commute would be brutal still. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847423) |
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Date: January 27th, 2012 1:16 PM Author: fuchsia theater stage Looks nice. I like the exposed beams. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847409) |
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Date: January 27th, 2012 1:19 PM Author: Arousing crackhouse love of her life damn this looks like a great house, only $599K in BHPO hood. Wonder what's wrong with it.
edit: been on market for 142 days. Rare for something priced this low in west l.a. |
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Date: January 27th, 2012 1:21 PM Author: yellow violent trust fund menage Someone was raped and killed there. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847431) |
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Date: January 27th, 2012 1:17 PM Author: fuchsia theater stage RE Agent is possibly hot too (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847413) |
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Date: January 27th, 2012 1:21 PM Author: opaque useless brakes Only buy a house if you're in love with it because you're most likely in it for 5+ years now, since appreciation is gone. (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847432) |
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Date: January 27th, 2012 1:20 PM Author: Odious Mint Trailer Park Prole i think it depends on what the fees cover, bro (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847426) |
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Date: January 27th, 2012 12:55 PM Author: khaki stimulating dysfunction temple The condo board might have more of a problem with the sounds you and diesel make while having sex (http://www.autoadmit.com/thread.php?thread_id=1859346&forum_id=2#19847330) |
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