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POLL: What is your 401(k) balance right now

...
disgusting slimy twinkling uncleanness
  06/27/25
A tiny pink 500k
Purple angry pit jew
  06/27/25
that's not that bad
disgusting slimy twinkling uncleanness
  06/27/25
I guess not but the thought of grinding out another 20 years...
Purple angry pit jew
  06/27/25
age?
Mildly Autistic Principal's Office
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
dead wrinkle
  06/27/25
Yep, I’m early 40s lol
Purple angry pit jew
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Appetizing Bright Public Bath
  06/27/25
It depend on if that's his primary retirement or if he has ...
Crawly laughsome knife
  06/27/25
$130k
chestnut jap roommate
  06/27/25
that's horrendous
disgusting slimy twinkling uncleanness
  06/27/25
i'm in between these two guys
wild gas station
  06/27/25
Same, I'm in between two guys
Indigo alcoholic nibblets
  06/27/25
The sum total of all my retirement and brokerage accounts is...
chestnut jap roommate
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Mildly Autistic Principal's Office
  06/27/25
My mom says I'm special.
chestnut jap roommate
  06/27/25
even that's not true
Mildly Autistic Principal's Office
  06/27/25
LOL
Mildly Autistic Principal's Office
  06/27/25
$3.4 million in combined marital plans.
crimson windowlicker ticket booth
  06/27/25
damn
wild gas station
  06/27/25
Age?
dead wrinkle
  06/27/25
Such a waste of capital.
sticky turquoise boistinker mexican
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Wonderful pearl abode therapy
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Mildly Autistic Principal's Office
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Wonderful pearl abode therapy
  06/27/25
...
sticky turquoise boistinker mexican
  06/27/25
The max is $70K per year including your own $23,500 contribu...
avocado deranged gaping
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Odious aqua son of senegal
  06/27/25
.
chestnut jap roommate
  06/27/25
Something like $800-900k for wife and I.
elite stirring dopamine dragon
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
sticky turquoise boistinker mexican
  06/27/25
If you work in-house matching makes it a no-brainer.
elite stirring dopamine dragon
  06/27/25
just do take a lot of my money and shove it up the ass of so...
sticky turquoise boistinker mexican
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
elite stirring dopamine dragon
  06/27/25
I want my yacht now.
sticky turquoise boistinker mexican
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
elite stirring dopamine dragon
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
sticky turquoise boistinker mexican
  06/27/25
If that's your perspective then sure, stop contributing into...
elite stirring dopamine dragon
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
cobalt startled alpha masturbator
  06/27/25
Why not put it in a Roth?
alcoholic gaming laptop
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Wonderful pearl abode therapy
  06/27/25
180
sticky turquoise boistinker mexican
  06/27/25
Did you know you're not required to contribute to a 401K?
Wonderful pearl abode therapy
  06/27/25
(guy who is not a biglaw partner)
sticky turquoise boistinker mexican
  06/27/25
$700k Wife - $600k
bistre disrespectful theater stage
  06/27/25
43yo, $900k
Flatulent becky
  06/27/25
Early 40s. ~$2.1mm
heady factory reset button mental disorder
  06/27/25
Late 20s, 250k
alcoholic gaming laptop
  06/27/25
Good job , young gun
crystalline fighting trailer park
  06/27/25
lol at these responses
Appetizing Bright Public Bath
  06/27/25
go on...
Mildly Autistic Principal's Office
  06/27/25
30000k
motley aquamarine shrine new version
  06/27/25
$399,443.16
puce point
  06/27/25
Monday is likely to be a big day for you friend
Wonderful pearl abode therapy
  06/27/25
🤞🏻
puce point
  06/27/25
IDK $150Kish. But I haven't been working long.
walnut nursing home
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Offensive trip box office
  06/27/25
Same.
Electric Athletic Conference Codepig
  06/27/25
350,000 Kinda sad
adventurous ratface
  06/27/25
all stock/bond investments are like 750k.
contagious elastic band
  06/27/25
$386k total. $324k in trad, $62k in Roth
Excitant Gay Rigor
  06/27/25
Zero
orchid bearded organic girlfriend
  06/27/25
Crrrrrrrrrrrrrr
sticky turquoise boistinker mexican
  06/27/25
For Benzo reasons or RSF reasons?
heady factory reset button mental disorder
  06/27/25
$6 million or so. I checked in January.
Electric Athletic Conference Codepig
  06/27/25
...
Wonderful pearl abode therapy
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Beady-eyed Insanely Creepy Prole Idiot
  06/27/25
$0. I don’t have a 401(k).
Irradiated area multi-billionaire
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: disgusting slimy twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Purple angry pit jew

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: disgusting slimy twinkling uncleanness

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Purple angry pit jew

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Mildly Autistic Principal's Office

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: dead wrinkle

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Purple angry pit jew

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Appetizing Bright Public Bath

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Crawly laughsome knife

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: chestnut jap roommate

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: disgusting slimy twinkling uncleanness

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: wild gas station

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Indigo alcoholic nibblets

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: chestnut jap roommate

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Mildly Autistic Principal's Office

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: chestnut jap roommate

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Mildly Autistic Principal's Office

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Mildly Autistic Principal's Office

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: crimson windowlicker ticket booth

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: wild gas station

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: dead wrinkle

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: sticky turquoise boistinker mexican

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Wonderful pearl abode therapy

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Mildly Autistic Principal's Office

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Wonderful pearl abode therapy

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: sticky turquoise boistinker mexican



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: avocado deranged gaping

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Odious aqua son of senegal

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: chestnut jap roommate

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: elite stirring dopamine dragon

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: sticky turquoise boistinker mexican

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: elite stirring dopamine dragon

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: sticky turquoise boistinker mexican

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: elite stirring dopamine dragon

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: sticky turquoise boistinker mexican

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: elite stirring dopamine dragon

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: sticky turquoise boistinker mexican

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: elite stirring dopamine dragon

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: cobalt startled alpha masturbator

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: alcoholic gaming laptop

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Wonderful pearl abode therapy

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: sticky turquoise boistinker mexican

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Wonderful pearl abode therapy

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: sticky turquoise boistinker mexican

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: bistre disrespectful theater stage

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Flatulent becky

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: heady factory reset button mental disorder

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: alcoholic gaming laptop

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: crystalline fighting trailer park

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Appetizing Bright Public Bath

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Mildly Autistic Principal's Office

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: motley aquamarine shrine new version

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: puce point

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Wonderful pearl abode therapy

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: puce point

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: walnut nursing home

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Offensive trip box office

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Electric Athletic Conference Codepig

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: adventurous ratface

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: contagious elastic band

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Excitant Gay Rigor

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: orchid bearded organic girlfriend

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: sticky turquoise boistinker mexican

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: heady factory reset button mental disorder

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Electric Athletic Conference Codepig

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Wonderful pearl abode therapy



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Beady-eyed Insanely Creepy Prole Idiot

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Irradiated area multi-billionaire

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055414)