Date: June 29th, 2012 7:16 PM
Author: Public Ivy Grad

on 120k salary. about 90k left (mostly LS, some UG).

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986145)

Date: June 29th, 2012 7:17 PM
Author: .,,,......,.,..

Wait. 50k in principle paid down?

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986153)

Date: June 29th, 2012 7:20 PM
Author: Public Ivy Grad

not all principal. paid some uncapitalized interest from LS deferment period in the first few mos. otherwise, made minimum payments for 10yr plan (~$1500) plus a few thou each month.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986170)

Date: June 29th, 2012 7:22 PM
Author: ,;.;,.;.,;.,;.;,.;,.;,.;,.;,.;,.,;.,;.,;.,.;.,;.;,

~130k starting debt?

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986180)

Date: June 29th, 2012 7:26 PM
Author: Public Ivy Grad

like 132k on grad day, i think. sad to pay 8k in interest despite FRANTICALLY paying loans as fast as possible.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986204)

Date: June 29th, 2012 7:33 PM
Author: ,;.;,.;.,;.,;.;,.;,.;,.;,.;,.;,.,;.,;.,;.,.;.,;.;,

could be worse. you have a 6.87 weighted rate. I have friends with much higher. Have any of your incentives/interest rate reductions kicked-in yet? did you consolidate?

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986261)

Date: June 29th, 2012 7:40 PM
Author: Public Ivy Grad

gonna consolidate but only have 3 small loans that qualify. so probably save like $200 with the .25% rate reduction. set up autopay ASAP and copped dat .25% dere. gonna get dat .25% for on-time payments soon, i think. i forget, is it 12 months in a row or what?

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986301)

Date: June 29th, 2012 7:27 PM
Author: .........:;;;:...:.:.::;;;........................

what's your goal - 2 more years?

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986210)

Date: June 29th, 2012 7:31 PM
Author: Public Ivy Grad

hell yea. then save for 5 yrs and buy a HOUSE with no mortgage

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986245)

Date: June 29th, 2012 7:32 PM
Author: Ed Harris beats his wife (earl)

why would you want to buy a house with no mortgage?

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986256)

Date: June 29th, 2012 7:38 PM
Author: Public Ivy Grad

don't like interest.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986286)

Date: June 29th, 2012 8:23 PM
Author: ~~(>' ' )>

Flame, stupid, or weird as shit?

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986524)

Date: June 29th, 2012 9:20 PM
Author: Nathan Drake

Consider that interest rates for mortgages are at record lows right now. And your mortgage will stay the same, while your other costs will increase due to inflation.

If you're a patient investor, it makes more sense to put 20% down, take a 30 year note, and invest the rest in the stock market which should earn considerably more over that 30 year period than the cost of financing your home purchase.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986886)

Date: June 29th, 2012 7:30 PM
Author: ,.,...,..,,.,:,;,;,.,.,:,:,.,.,:,.,.:,:.,:.::,.

describe how you did this breh. I have 190k debt but biglaw, want to pay it all down within 5 years max. don't want to live like a fucking faggot though.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986234)

Date: June 29th, 2012 7:32 PM
Author: Public Ivy Grad

what city?

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986253)

Date: June 29th, 2012 7:33 PM
Author: ,.,...,..,,.,:,;,;,.,.,:,:,.,.,:,.,.:,:.,:.::,.

SF/SV

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986260)

Date: June 29th, 2012 7:37 PM
Author: Public Ivy Grad

live like a faggot.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986280)

Date: June 29th, 2012 7:38 PM
Author: Public Ivy Grad

seriously, you're fucked.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986281)

Date: June 29th, 2012 7:49 PM
Author: ,.,...,..,,.,:,;,;,.,.,:,:,.,.,:,.,.:,:.,:.::,.

:( what if I spend 1500 on rent, I still think I can pay off 190k in 5 years without living too faggoty

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986331)

Date: June 29th, 2012 7:52 PM
Author: Pottow the Exterminator

You're good. I paid off equivalent amount of loans in 5 yrs.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986347)

Date: June 29th, 2012 7:55 PM
Author: Public Ivy Grad

yeah, sorry, just fuckin' around. i live in a cheaper city where 120k is market. you'll be fine at 1500/mo. just save on the little shit. pay your cc's off every month. don't pay interest. and remember, every $1 of capital you pay down will save you $.50 to $1 over 5-10 years

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986367)

Date: June 29th, 2012 8:00 PM
Author: ,;.;,.;.,;.,;.;,.;,.;,.;,.;,.;,.,;.,;.,;.,.;.,;.;,

Rule of 69. given his rate, in about 10 years if he never paid a dollar down, his entire principal balance would double from capitalized interest.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986386)

Date: June 29th, 2012 8:11 PM
Author: Pottow the Exterminator

I was joking. I'd never take on that much debt. Go back to heatrock, reptile.

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986432)

Date: June 29th, 2012 9:21 PM
Author: ,.,,,;,..,;,;,.,.,;:.;:;:,..,...,:,.,;::,;...,..

WELL IM JUST A SIMPLE RETIRED SOLDIER BUT.....

(http://www.autoadmit.com/thread.php?thread_id=1982864&forum_id=2#20986889)