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30 year mortgage: $200K price difference = $1000 monthly payment
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Date: April 18th, 2014 4:54 PM Author: Kink-friendly faggotry principal's office Putting 20% down at the current interest rate of 4.3% give or take and factoring in 1.2% property tax in California, a $100,000 increase in the price of a new home corresponds almost exactly to a $500 increase in your monthly payment for a 30 year fixed mortgage.
Would you pay $1000 a month more for a much nicer place ($750K condo versus a $550K condo)? Expecting to live there 5-7 years. |
Date: April 18th, 2014 4:56 PM Author: rambunctious overrated toaster indian lodge No (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405292) |
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Date: April 18th, 2014 4:57 PM Author: Kink-friendly faggotry principal's office would you buy as cheap a place as possible? (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405303) |
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Date: April 18th, 2014 5:01 PM Author: titillating pale circlehead Yes (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405327) |
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Date: April 15th, 2015 11:18 AM Author: Lemon mildly autistic famous landscape painting (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#27695422) |
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Date: April 18th, 2014 5:01 PM Author: rambunctious overrated toaster indian lodge Yes, but my needs are very basic and I'm fine with a modest place as long as it's safe, in reasonable commuting distance, etc. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405330) |
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Date: April 18th, 2014 5:02 PM Author: Kink-friendly faggotry principal's office i will have a woman and dog living with me so I need some space.
Also would you buy the absolutely cheapest place, or cheapest per sq foot? obviously smaller places are more expensive per sq foot. |
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Date: April 18th, 2014 5:04 PM Author: rambunctious overrated toaster indian lodge Absolute cheap, not sq. ft. cheap (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405357) |
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Date: April 18th, 2014 5:06 PM Author: glittery hall Dunno about CA, but in NYC/tri-state area, always get the most SQ FT you can per dollar, adjusting for usable SQ FT. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405365) |
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Date: April 18th, 2014 5:09 PM Author: gaped french elastic band fortuitous meteor No. Location matters, big time. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405377) |
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Date: April 19th, 2014 8:44 AM Author: anal startled rehab How big? (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25408222) |
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Date: April 18th, 2014 4:56 PM Author: gaped french elastic band fortuitous meteor Depends on what I'm getting for that extra $1k a month and whether I need it.
Also, don't forget, a lot of that extra $1k is getting deducted as well. |
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Date: April 18th, 2014 4:57 PM Author: Kink-friendly faggotry principal's office and when you sell the place, presumably you get a bunch of it back (excluding the mortgage and tax difference) (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405301) |
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Date: April 18th, 2014 5:01 PM Author: gaped french elastic band fortuitous meteor Right, though you're building less equity at the beginning.
If I'm getting a markedly nicer place at 750 vs 550 and I can easily afford it, then I do it. Also, if I'm getting something that I value (maybe a yard vs no yard, 3 beds vs 2 beds, great location vs ok location) then I probably do it as well.
If I'm just getting MORE of what I would otherwise get (2000 sq ft vs 1600, 0.4 acres vs 0.25 acres) then I probably don't bother. |
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Date: April 18th, 2014 5:02 PM Author: Kink-friendly faggotry principal's office .4 acres would probably cost me $8 million around here :( (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405345) |
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Date: April 18th, 2014 5:03 PM Author: gaped french elastic band fortuitous meteor I'm just speaking in hypotheticals. You get my point. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405351) |
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Date: April 18th, 2014 5:05 PM Author: Kink-friendly faggotry principal's office yes, see below re the garage clicker. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405360) |
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Date: April 18th, 2014 5:07 PM Author: gaped french elastic band fortuitous meteor 500-800 sq ft above 1200 is a lot, particularly if also gets you in a much better area. Go with the 750k place. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405369) |
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Date: April 18th, 2014 5:02 PM Author: titillating pale circlehead Presuming you can sell it at that price. Not a huge market for 750K condos. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405341) |
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Date: April 18th, 2014 5:03 PM Author: fantasy-prone concupiscible azn yuppies will always buy condos. get the better one, that will sell much better in 5 years (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405350) |
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Date: April 18th, 2014 5:09 PM Author: Kink-friendly faggotry principal's office In LA there is, but I agree that if I could afford the 1300 square foot 2 bedroom 1.5 bath house on a 4500 sq foot lot for $950,000, that would still appreciate better. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405380) |
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Date: April 18th, 2014 4:57 PM Author: frozen bearded spot If your GF is pressuring you to get the nicer place fuck dat (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405305) |
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Date: April 18th, 2014 5:01 PM Author: Kink-friendly faggotry principal's office no. She doesn't care which is refreshing because I would probably not charge her much anyway.
The cheap place is only 1200 sq feet and while it has a garage (shared between 2 units) there is no fucking door for the garage except for the main garage door. i.e. you need to take your fucking clicker with you to open and close the garage behind you when you enter and leave the garage. That kind of shit will drive me insane given I can afford a lot more.
One $750K place is 1700 sq feet right next to my current place (a much nicer area) and has nice everything and a useless pool.
Another $750K place even closer to my office is 2000 sq feet and has a gorgeous kitchen with an awesome viking stoke. |
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Date: April 18th, 2014 5:02 PM Author: fantasy-prone concupiscible azn "because I would probably not charge her much anyway."
oh earl |
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Date: April 15th, 2015 11:16 AM Author: Exhilarant abnormal tanning salon (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#27695413) |
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Date: April 18th, 2014 5:03 PM Author: big irate round eye If you're only going to be there for 5-7 years, your mortgage payments are going to be all interest. You'd probably be better off renting and saving for your forever home. If you must buy go with the place which has the most potential for appreciation in that time, which I can't advise you on because I don't know the neighborhood, particulars, etc. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405348) |
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Date: April 18th, 2014 5:05 PM Author: Kink-friendly faggotry principal's office forever homes around here are over $2 million. Lots of life decisions need to be made first. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405358) |
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Date: April 18th, 2014 5:05 PM Author: big irate round eye Yeah, and you're no spring chicken. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405361) |
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Date: April 18th, 2014 5:07 PM Author: Kink-friendly faggotry principal's office I like my apartment now because it is dirt cheap and convenient. If I bought a cheap place that lacked the convenience (like no interior garage access) I could see myself going insane. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405370) |
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Date: April 18th, 2014 5:11 PM Author: big irate round eye Why do you have the home buying bug all of a sudden? (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405395) |
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Date: April 18th, 2014 5:12 PM Author: Kink-friendly faggotry principal's office want gf and her dumb dog to move in finally after 2 years. Her lease ends in August. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405398) |
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Date: April 18th, 2014 5:06 PM Author: Spectacular orchestra pit nibblets "your mortgage payments are going to be all interest."
At 4.3%, 72% of the first payment would be interest. |
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Date: April 18th, 2014 5:14 PM Author: big irate round eye Literal guy is literal.
After 7 years in the house he will have paid off 13% of the principal. How much would he have to sell it for to recoup his total interest payments? |
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Date: April 18th, 2014 5:19 PM Author: Kink-friendly faggotry principal's office No one recoups total interest payments.
The $750K place is being rented now for $3600 a month, FWIW. |
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Date: April 18th, 2014 5:19 PM Author: gaped french elastic band fortuitous meteor He doesn't have to recoup all of his interest. Some of it gets deducted as a tax benefit.
Also, he won't recoup ANY of his rent. |
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Date: April 18th, 2014 5:22 PM Author: big irate round eye Fair enough. I just tend to look at things in terms of total net losses, which a boomer like earl wouldn't understand. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405459) |
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Date: April 18th, 2014 5:25 PM Author: Spectacular orchestra pit nibblets You're asking the wrong questions.
The choice is between renting and buying, not buying and being homeless. |
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Date: April 18th, 2014 5:26 PM Author: big irate round eye OK ok. I was just pointing something out which I tend to think about. If it's NBD to the rest of you then so be it. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405484) |
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Date: April 18th, 2014 5:27 PM Author: Spectacular orchestra pit nibblets Just don't go homeless on us. That's the wrong answer. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405491) |
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Date: April 19th, 2014 8:24 AM Author: Beady-eyed New Version Trump Supporter That garage shit doesn't sound like a big deal though they should at least put in a fucking door that opens and closes automatically from the inside (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25408203) |
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Date: April 18th, 2014 5:02 PM Author: fantasy-prone concupiscible azn do you want to be don barzini, or do you want to enjoy life? you can fucking afford $12k/year to live in a plae thats not a shithole (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405338) |
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Date: April 18th, 2014 5:03 PM Author: Kink-friendly faggotry principal's office that was my thinking. It really depends if I keep my firm job forever. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405352) |
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Date: April 18th, 2014 5:04 PM Author: fantasy-prone concupiscible azn any job you go to, you will be able to afford 12k a year for a significantly larger/nicer space that has better resale value. you arent goign to be taking a 50k job after this one (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405355) |
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Date: April 18th, 2014 5:06 PM Author: Kink-friendly faggotry principal's office $12K more per year. a $750,000 place would cost me between $4000 and $4200 per month depending on the HOA. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405366) |
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Date: April 18th, 2014 5:08 PM Author: fantasy-prone concupiscible azn you are going to post about this for 2 years on xo and not get anything, just like your car, arent you (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405373) |
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Date: April 18th, 2014 5:11 PM Author: Kink-friendly faggotry principal's office nah, my gf and i want to live together this year and this necessitates either buying a place or renting a bigger place that allows her stupid fucking dog.
yes basically her dog is forcing me to make the life decision to try and make partner and keep the golden handcuffs on for life. |
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Date: April 18th, 2014 5:24 PM Author: gaped french elastic band fortuitous meteor brother, don't make decisions like this based on a dog. wife or kids, yes. dog, no. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405471) |
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Date: April 18th, 2014 5:27 PM Author: Spectacular orchestra pit nibblets And that's exactly what you're going to do. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405488) |
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Date: April 18th, 2014 5:15 PM Author: infuriating hunting ground yarmulke 1200 sqft is not a lot for 2 people, especially if it's modern and all of the living spaces are one open room. Go for the bigger place. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405423) |
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Date: April 18th, 2014 5:22 PM Author: titillating pale circlehead You will not regret under buying when it comes time to sell.
Why buy if you know you're leaving in 5-7? |
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Date: April 18th, 2014 5:30 PM Author: Kink-friendly faggotry principal's office right now I spend $1250 per month in rent. 900 sq ft 1 bedroom shithole apartment. No pets allowed. But big and convenient.
If my gf and I move in and she has to bring her dog, we are looking at renting a $2500 per month place.
at that point might as well buy. |
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Date: April 18th, 2014 5:26 PM Author: irradiated piazza Real cost? (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405485) |
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Date: April 18th, 2014 5:30 PM Author: Kink-friendly faggotry principal's office what does that mean? (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405510) |
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Date: April 18th, 2014 5:36 PM Author: irradiated piazza What else would you do with the $200k investment. Net to you after taxes? How much better would your life be in the next to 5-8 years without the nicer condo, etc. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405540) |
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Date: April 18th, 2014 5:52 PM Author: Kink-friendly faggotry principal's office well I have had $150K in an e-savings account for a year like an idiot. So not much else. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405630) |
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Date: April 18th, 2014 5:54 PM Author: irradiated piazza dude...you can't go wrong given the real estate situation in SoCal. WTF? You might as well hide it under a mattress. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405635) |
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Date: April 18th, 2014 5:55 PM Author: Kink-friendly faggotry principal's office i mean I have quite a bit invested in the market. I just dont like to invest more than $5,000 at a time so when I get around to it every once in a while the cash piles up. good problem to have I know. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405648) |
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Date: April 18th, 2014 5:57 PM Author: irradiated piazza just get on it. is this more about you not wanting to commit to the GF and/or dog or really a monetary thing? The money thing should be pretty easy. Just make sure it's all your equity in the end. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405659) |
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Date: April 18th, 2014 6:01 PM Author: Kink-friendly faggotry principal's office its the job, honestly. With a $4000 a month payment, I cant quit or really take a job paying less than $200K all in. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405687) |
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Date: April 18th, 2014 6:12 PM Author: irradiated piazza oh shit...fair enough. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405771) |
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Date: April 18th, 2014 5:44 PM Author: Sapphire Confused Plaza I just bought a $800k place and it is definitely worth it. Spend more and make sure it's in a good location.
The interest will help you since it's tax deductible. With an income around $200k to $250k, you should pay down to around $400k in mortgage at 4% and stop paying principal so you can maximize your tax shield.
I put down 300k so I have about 500k in mortgage from the getgo. |
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Date: April 18th, 2014 5:54 PM Author: irradiated piazza depends on the area. but yeah. the larger shit is going right now with multiple offers and bidding wars. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405642) |
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Date: April 18th, 2014 6:00 PM Author: Sapphire Confused Plaza depends on ur area but mostly yeah. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405677) |
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Date: April 18th, 2014 5:56 PM Author: soul-stirring disgusting generalized bond meetinghouse didn't read the rest of the thread but you'd be an idiot not to do this.
what part of town? |
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Date: April 18th, 2014 6:01 PM Author: Kink-friendly faggotry principal's office looking primarily in 3 areas.
1) between federal and bundy south of wilshire and south of SMB (i.e. West LA, south brentwood). This is the cheapest area but has the most stock. No street parking. longest commute, better access to the west side.
2) Between Century City and Overland, south of santa monica. Middle area in quality, but kind of boring. Nothing really close by. Much better street parking. Shortest commute.
3) Where I live now - Around Doheny just east of Beverly Hills. Fanciest area, familiar with it. Good street parking (with parking pass). Shortish commute. Too many persians. Highest price. |
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Date: April 18th, 2014 6:05 PM Author: soul-stirring disgusting generalized bond meetinghouse Why don't you wait a couple years and buy a house? What kind of association payments are you looking at? I know interest rates are low but offset somewhat by the returns you can make in the market over the next couple years + the HOA assfuckery.
Of those areas I like #1 best. Avoid the Persians. |
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Date: April 18th, 2014 6:10 PM Author: Kink-friendly faggotry principal's office I work in CC so crossing the 405 every day sucks. but I see your point.
I am keeping HOA under $500 no matter what. Everything is $300-500.
I cant wait a couple of years because I want to move in with my gf and she cant move into my current apt with her dog. I can always rent a $2500 place that allows dogs, but that seems silly. My rent now is $1250. |
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Date: April 18th, 2014 6:16 PM Author: Sapphire Confused Plaza Honest question, why are you so frugal and cheap? Who cares about an extra 100-300 or even 500 a month in costs if you're enjoying life? It's PER MONTH, and I can spend that much in a weekend.
I'm in my early 30s and I realize i don't have a lot of prime time left on this Earth. You need to loosen up and not stress about something as small as this shit, it's really exhausting. |
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Date: April 18th, 2014 6:17 PM Author: Kink-friendly faggotry principal's office i grew up poor as fuck and avoiding ever being poor as fuck or subjecting kids to poordom is my #1 goal in life.
Also I am a joyless asshole so I dont get enjoyment out of many things that cost money. I like playing basketball and snow boarding and I do those things as much as possible without regard to cost. |
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Date: April 18th, 2014 6:20 PM Author: Sapphire Confused Plaza In that case go see a psychiatrist, though you probably won't since you don't want to pay the 100-200 per session.
Realize that you're making great money and you'll be fine for the foreseeable future.
I'm not saying you should go out and spend money, especially if you don't get a kick out of partying with friends or going on nice vacations. But you should at least stop stressing about small costs when the benefit is living in a much better place and having friends admire you rather than pity you.
Make sense? |
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Date: April 18th, 2014 6:21 PM Author: Kink-friendly faggotry principal's office that's what I have a gf for. to tell me what things are healthy to spend money on and stop stressing about. I am just lucky she is not a gold digger at all. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405849) |
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Date: September 10th, 2014 11:10 AM Author: mustard buck-toothed area sneaky criminal (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#26300969) |
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Date: April 18th, 2014 6:25 PM Author: soul-stirring disgusting generalized bond meetinghouse So have her pay for half of the $2500 place.
I can't imagine what kind of shitholes have $350 HOAs on a $750k note. |
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Date: April 18th, 2014 6:30 PM Author: Kink-friendly faggotry principal's office how about charge her $1000 towards my mortgage and be in the same position? (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405926) |
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Date: April 18th, 2014 6:33 PM Author: soul-stirring disgusting generalized bond meetinghouse what part of this involves not taking out a mortgage on a shitty condo?
you can always buy a house later and sell the condo, but condos are less liquid, particularly if interest rates go up in the future, which is likely. |
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Date: April 18th, 2014 5:57 PM Author: brindle people who are hurt Meanwhile, in are country...
*cops 3500 sq ft, acreage, forest, for 250k* |
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Date: April 18th, 2014 5:58 PM Author: irradiated piazza has an $8.50/hr job at walmart (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405665) |
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Date: April 18th, 2014 6:05 PM Author: Sapphire Confused Plaza except u have to live there. which is the whole point of real estate.
why don't u just buy a mansion in somalia for 4000 bucks. |
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Date: April 18th, 2014 6:08 PM Author: brindle people who are hurt Different strokes for different folks I guess. Living outside some place like Kansas City or Milwaukee seems >>>>>>>> NYC etc. Or in some place like Asheville.
I would even like actual rural places in a lot of ways, but the lack of amenities would be a bummer some times. |
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Date: April 18th, 2014 6:14 PM Author: irradiated piazza "but the lack of amenities would be a bummer some times"
Did it ever occur to you that people congregate and pay for amenties that are worth having and compete for resources around them? |
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Date: April 18th, 2014 6:10 PM Author: clear angry juggernaut dysfunction What? 4.3? I can get 3.75% on a jumbo. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405753) |
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Date: April 18th, 2014 6:16 PM Author: Kink-friendly faggotry principal's office i thought jumbo loans have higher rates. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405800) |
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Date: April 18th, 2014 6:16 PM Author: Sapphire Confused Plaza get a 7 year ARM, I got a 3.25% rate. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405806) |
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Date: April 18th, 2014 6:18 PM Author: Kink-friendly faggotry principal's office when? I would probably get a 7 ARM for a condo I buy now. If for any reason I dont plan on selling it in 7 years I will probably have enough money to not give a fuck. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405827) |
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Date: April 18th, 2014 6:21 PM Author: Sapphire Confused Plaza I got it from Citi, 3.25% for 7 year ARMs.
they're relatively safe given your salary level you don't really care what rates do when you can pay off the entirety (not that you will for the tax/interest reasons posted above). |
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Date: April 18th, 2014 6:22 PM Author: Kink-friendly faggotry principal's office did you get it 2 years ago or recently? (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405852) |
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Date: April 18th, 2014 6:28 PM Author: Sapphire Confused Plaza recently, think less than 6 months ago. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405902) |
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Date: April 18th, 2014 6:31 PM Author: Kink-friendly faggotry principal's office not bad. rates going down again too. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405930) |
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Date: April 18th, 2014 6:23 PM Author: clear angry juggernaut dysfunction Condo rates are higher. Thought you were buying a house. I can get 3.75 jumbo on a house at 15 years. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405859) |
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Date: April 18th, 2014 6:24 PM Author: Kink-friendly faggotry principal's office 15 years. I dont have that much money. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405874) |
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Date: April 18th, 2014 6:25 PM Author: clear angry juggernaut dysfunction What? Why not? (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25405878) |
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Date: April 18th, 2014 6:29 PM Author: Kink-friendly faggotry principal's office $5,400 a month payment on a $750K condo with 20% down, 3.4% interest for a 15 year loan.
That's more than I want to pay each month. |
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Date: April 18th, 2014 10:42 PM Author: clear angry juggernaut dysfunction But you can afford it. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25407210) |
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Date: April 18th, 2014 10:53 PM Author: Kink-friendly faggotry principal's office Got offers back at 575 and 775 for the two units. Trying to get the big one Down to 755 and I will pull the trigger I think. Also a similar unit sold last year for 715 so I think I have a good argument to push it down. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25407264) |
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Date: April 18th, 2014 11:15 PM Author: amethyst vivacious regret factory reset button You mad, earl, I locked my mortgage in at 3.375% two years ago?
Yeah, he's mad. |
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Date: April 18th, 2014 11:17 PM Author: Kink-friendly faggotry principal's office I didn't have $600k two years ago. Or a girlfriend I want to live with. I'm happy with my position in life. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25407383) |
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Date: April 19th, 2014 1:02 PM Author: Exciting gold whorehouse reading party fellow 3 3/8 bro. feels good. I'm still paying down an extra 1-2K per month though. (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#25408785) |
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Date: September 10th, 2014 11:19 AM Author: Transparent theatre i'm mad. two years ago I copped a 3.95% 30 year (http://www.autoadmit.com/thread.php?thread_id=2546355&forum_id=2#26301023) |