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ImanageCat - 30 year fixed mortgage at Citibank: 3.25% - WTF fraudlies

Too bad there are no homes left thanks to Chinese all cash b...
white irate heaven codepig
  02/03/16
...
white irate heaven codepig
  02/03/16
what was your rate?
Brilliant Mischievous Legend
  02/03/16
4.125 Should save a few hundred a month if I take it down...
white irate heaven codepig
  02/03/16
dont u have enough cash at this point to pay off your mortga...
Brilliant Mischievous Legend
  02/03/16
i'm not sure selling all my stock to pay off my mortgage is ...
white irate heaven codepig
  02/03/16
...
180 national
  02/04/16
a teardown in echo park is now $700k minimum/$600+ a sq ft. ...
Brilliant Mischievous Legend
  02/03/16
I thought you copped 180 apartment?
spruce azn goyim
  02/03/16
yeah i did, we are going to rent forever and just invest in ...
Brilliant Mischievous Legend
  02/03/16
Sounds like a decent plan if you can't find a home worth buy...
spruce azn goyim
  02/03/16
You can't leave LA. It's home.
Shivering Stage Coldplay Fan
  02/03/16
a homeless man on the bus kept coughing in my general direct...
Brilliant Mischievous Legend
  02/03/16
...
Yellow galvanic nursing home scourge upon the earth
  02/04/16
please advise as to where this 3.25% rate can be found.
turquoise sanctuary toilet seat
  02/03/16
citibank for new buys. rate just dropped a lot last week. ...
white irate heaven codepig
  02/03/16
new to house market in LA 1. is 3.25 good? 2. where shou...
Swashbuckling dead gaming laptop organic girlfriend
  02/03/16
hmmm... I'm at 3.88% now on $750k at a 30 year fixed with a...
turquoise sanctuary toilet seat
  02/03/16
doesnt seem like it for a 30 year (click "get rates&quo...
pearly quadroon
  02/03/16
I just did a purchase at 3.375 with half a point back on a 3...
Ultramarine Associate Laser Beams
  02/03/16
do you have citi private bank or citigold? i got 3.625 th...
supple rambunctious half-breed
  02/04/16
we have that but its a 15 year. 3.25 is really low.
Vigorous Jade Address Queen Of The Night
  02/04/16
I copped dat in Nov on a refi
gaped mind-boggling macaca
  02/16/16
Should I buy a house I can barely afford it I can secure a 3...
Swashbuckling dead gaming laptop organic girlfriend
  02/04/16
You can easily afford a 900k house at 400k income
trip violent ratface ape
  02/04/16
Yea but I might quit and go solo, which would drop our HHI t...
Swashbuckling dead gaming laptop organic girlfriend
  02/04/16
You're all gonna get fucked ljl
Chestnut stead
  02/04/16
grow a pair
180 national
  02/04/16
...
white irate heaven codepig
  02/16/16
...
Brilliant Mischievous Legend
  02/16/16


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Reply Favorite

Date: February 3rd, 2016 7:58 PM
Author: white irate heaven codepig

Too bad there are no homes left thanks to Chinese all cash buyers.

Refinance rate is 3.5% - I might jump on this.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29746951)



Reply Favorite

Date: February 3rd, 2016 8:28 PM
Author: white irate heaven codepig



(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747157)



Reply Favorite

Date: February 3rd, 2016 8:29 PM
Author: Brilliant Mischievous Legend

what was your rate?

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747158)



Reply Favorite

Date: February 3rd, 2016 8:35 PM
Author: white irate heaven codepig

4.125

Should save a few hundred a month if I take it down to 3.5 Gotta see how the fees work.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747201)



Reply Favorite

Date: February 3rd, 2016 8:35 PM
Author: Brilliant Mischievous Legend

dont u have enough cash at this point to pay off your mortgage. u save $$$$$ every year

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747203)



Reply Favorite

Date: February 3rd, 2016 8:37 PM
Author: white irate heaven codepig

i'm not sure selling all my stock to pay off my mortgage is the best use of my money.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747215)



Reply Favorite

Date: February 4th, 2016 3:46 AM
Author: 180 national



(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29749517)



Reply Favorite

Date: February 3rd, 2016 8:29 PM
Author: Brilliant Mischievous Legend

a teardown in echo park is now $700k minimum/$600+ a sq ft. even westlake is unaffordable. i give up.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747159)



Reply Favorite

Date: February 3rd, 2016 8:31 PM
Author: spruce azn goyim

I thought you copped 180 apartment?

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747180)



Reply Favorite

Date: February 3rd, 2016 8:33 PM
Author: Brilliant Mischievous Legend

yeah i did, we are going to rent forever and just invest in vanguard or until my wife gets a job in Miami

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747190)



Reply Favorite

Date: February 3rd, 2016 8:35 PM
Author: spruce azn goyim

Sounds like a decent plan if you can't find a home worth buying.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747202)



Reply Favorite

Date: February 3rd, 2016 8:55 PM
Author: Shivering Stage Coldplay Fan

You can't leave LA. It's home.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747389)



Reply Favorite

Date: February 3rd, 2016 8:58 PM
Author: Brilliant Mischievous Legend

a homeless man on the bus kept coughing in my general direction last night

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747421)



Reply Favorite

Date: February 4th, 2016 1:36 AM
Author: Yellow galvanic nursing home scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29749239)



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Date: February 3rd, 2016 8:34 PM
Author: turquoise sanctuary toilet seat

please advise as to where this 3.25% rate can be found.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747196)



Reply Favorite

Date: February 3rd, 2016 8:38 PM
Author: white irate heaven codepig

citibank for new buys. rate just dropped a lot last week.

3.5% for refinance.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747223)



Reply Favorite

Date: February 3rd, 2016 8:53 PM
Author: Swashbuckling dead gaming laptop organic girlfriend

new to house market in LA

1. is 3.25 good?

2. where should i buy in brentwood, santa monica, westwood, or west LA? only need a 2bd with 1000+ sq ft

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747375)



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Date: February 3rd, 2016 8:56 PM
Author: turquoise sanctuary toilet seat

hmmm... I'm at 3.88% now on $750k at a 30 year fixed with a $200k HELOC at 4% variable...wonder if it is worth the effort.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747407)



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Date: February 3rd, 2016 9:01 PM
Author: pearly quadroon

doesnt seem like it for a 30 year (click "get rates" without filling out the other form)

https://www.citimortgage.com/Mortgage/displayRefinanceLanding.do

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29747438)



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Date: February 3rd, 2016 11:51 PM
Author: Ultramarine Associate Laser Beams

I just did a purchase at 3.375 with half a point back on a 30 year jumbo loan through citi (I have my business and personal accounts all with citi so I got a relationship discount). We closed mid/late January. They are a terrible lender in terms of getting things done in time. Took them 60 days to close and only because I hounded them. My loan officer quit half way through my loan because he was fed up with them (although he was newer). I would avoid them if you can get the same rate somewhere else.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29748773)



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Date: February 4th, 2016 12:47 AM
Author: supple rambunctious half-breed

do you have citi private bank or citigold?

i got 3.625 through their general mortgage dept without using the private bank relationship (stupid), probably coulda gotten a lower rate, but their team was great and i had zero complaints. wonder if i can refinance at 3.25 with them.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29749047)



Reply Favorite

Date: February 4th, 2016 12:00 AM
Author: Vigorous Jade Address Queen Of The Night

we have that but its a 15 year. 3.25 is really low.

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29748817)



Reply Favorite

Date: February 16th, 2016 4:18 PM
Author: gaped mind-boggling macaca

I copped dat in Nov on a refi

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29844005)



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Date: February 4th, 2016 12:27 AM
Author: Swashbuckling dead gaming laptop organic girlfriend

Should I buy a house I can barely afford it I can secure a 3.25%? I'm thinking a 800-900k house on 400k of somewhat stable income

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29748945)



Reply Favorite

Date: February 4th, 2016 12:39 AM
Author: trip violent ratface ape

You can easily afford a 900k house at 400k income

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29749019)



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Date: February 4th, 2016 1:34 AM
Author: Swashbuckling dead gaming laptop organic girlfriend

Yea but I might quit and go solo, which would drop our HHI to a guaranteed 200k and whatever I pull as a solo. Which is why I may be cautious and only buy a 500-750k place for now. Cali real estate is only going up right?

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29749233)



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Date: February 4th, 2016 1:40 AM
Author: Chestnut stead

You're all gonna get fucked ljl

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29749245)



Reply Favorite

Date: February 4th, 2016 3:48 AM
Author: 180 national

grow a pair

(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29749518)



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Date: February 16th, 2016 12:54 PM
Author: white irate heaven codepig



(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29842584)



Reply Favorite

Date: February 16th, 2016 12:54 PM
Author: Brilliant Mischievous Legend



(http://www.autoadmit.com/thread.php?thread_id=3117678&forum_id=2#29842586)