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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Chestnut Coiffed Theater Athletic Conference
  07/22/17
yeah but then the gubmint takes 35% of that shit
bat shit crazy shaky wrinkle location
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Excitant Kitchen
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Chestnut Coiffed Theater Athletic Conference
  07/22/17
How do you know REITS won't decline in value
Chestnut Coiffed Theater Athletic Conference
  07/22/17
just buy intc and msft and let do
bat shit crazy shaky wrinkle location
  07/22/17
why even bother? there are savings accounts that earn 1%.
Demanding aqua parlour
  07/22/17
link?
hateful gay wizard
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Demanding aqua parlour
  07/22/17
not to be overly boomerish but wtf is ally bank?
hateful gay wizard
  07/22/17
its online. if you just need a place to park your money with...
Demanding aqua parlour
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Domesticated mother
  07/22/17
i imagine there are deposit limits?
bat shit crazy shaky wrinkle location
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Domesticated mother
  07/22/17
Money market accounts typically yield more than savings acco...
Chestnut Coiffed Theater Athletic Conference
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
At-the-ready Overrated Center
  07/22/17
this
bat shit crazy shaky wrinkle location
  07/22/17
Ty, ty
At-the-ready Overrated Center
  07/22/17
ally offers 1%
Demanding aqua parlour
  07/22/17
1% < 1.2%
Insanely creepy senate
  07/22/17
Capital One is better because of the access to branches and ...
Chestnut Coiffed Theater Athletic Conference
  07/22/17
Just copped Ally 1.15%
Twisted chocolate round eye
  07/22/17
cr
Demanding aqua parlour
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Chestnut Coiffed Theater Athletic Conference
  07/22/17
Just do lose effective buying power from inflation. Great.
White alpha boltzmann
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Chestnut Coiffed Theater Athletic Conference

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: bat shit crazy shaky wrinkle location

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Excitant Kitchen

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Chestnut Coiffed Theater Athletic Conference

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: Chestnut Coiffed Theater Athletic Conference

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: bat shit crazy shaky wrinkle location

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: Demanding aqua parlour

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: hateful gay wizard

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Demanding aqua parlour

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: hateful gay wizard

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Demanding aqua parlour

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Domesticated mother

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: bat shit crazy shaky wrinkle location

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Domesticated mother

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Chestnut Coiffed Theater Athletic Conference

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: At-the-ready Overrated Center

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: bat shit crazy shaky wrinkle location

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: At-the-ready Overrated Center

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Demanding aqua parlour

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Insanely creepy senate

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: Chestnut Coiffed Theater Athletic Conference

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Twisted chocolate round eye

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Demanding aqua parlour

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Chestnut Coiffed Theater Athletic Conference

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: White alpha boltzmann

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)