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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
heady garnet parlor multi-billionaire
  09/18/17
uh because it's a perk and perks help influence people's dec...
pea-brained coldplay fan abode
  09/18/17
how about just increase the salary and not resources stuff o...
heady garnet parlor multi-billionaire
  09/18/17
(Biglawyer)
Rebellious point becky
  09/18/17
nope. more like salesman.
heady garnet parlor multi-billionaire
  09/18/17
(guy who doesn't understand taxes)
gold new version faggot firefighter
  09/19/17
...
Bisexual giraffe dragon
  09/19/17
...
motley incel
  09/19/17
...
Red massive market
  09/18/17
free money is not a $cam bro. at least contribute up to the...
laughsome costumed institution doctorate
  09/18/17
i don't know man...
heady garnet parlor multi-billionaire
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Amber crotch death wish
  09/19/17
CR
Excitant fiercely-loyal turdskin
  09/19/17
JFC you are way too dumb to post here.
exhilarant hunting ground
  09/18/17
*invests in 401k* *loses more than half of it during a re...
heady garnet parlor multi-billionaire
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Floppy pit internal respiration
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Scarlet Party Of The First Part Indirect Expression
  09/18/17
How much do they match for you bozos
Deranged 180 casino gaming laptop
  09/18/17
why do you hate me?
Scarlet Party Of The First Part Indirect Expression
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
heady garnet parlor multi-billionaire
  09/18/17
Because it's free money for them - part of what otherwise wo...
apoplectic area masturbator
  09/18/17
...
Ruddy internet-worthy mediation potus
  09/18/17
hmm...
heady garnet parlor multi-billionaire
  09/18/17
Employer contributions are a tax write off.
motley incel
  09/18/17
Isn't salary a write off?
Rambunctious reading party
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Insecure menage quadroon
  09/18/17
Price discrimination. They tell all potential employees that...
mind-boggling salmon trust fund set
  09/19/17
Is there any tax benefit that employer match has over a sala...
maize office really tough guy
  09/19/17
hehe
lavender hell
  09/19/17
rare cr from you ted. its a scam
lavender hell
  09/19/17
Ty
heady garnet parlor multi-billionaire
  09/19/17
Tax favored contributions to executives are limited to a mul...
vibrant transparent lettuce
  09/19/17
...
Stimulating sepia corner
  09/19/17
gotta incentivize somehow.
Amber crotch death wish
  09/19/17
Avoid failing the IRS' nondiscrimination test?
canary magical dilemma international law enforcement agency
  09/19/17
...
Amber crotch death wish
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Scarlet Party Of The First Part Indirect Expression
  09/19/17
Euro/international stock funds are doing super well
Excitant fiercely-loyal turdskin
  09/19/17
music will end any day now...
Scarlet Party Of The First Part Indirect Expression
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
frum skinny woman
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: heady garnet parlor multi-billionaire

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: pea-brained coldplay fan abode

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: heady garnet parlor multi-billionaire

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Rebellious point becky

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: heady garnet parlor multi-billionaire

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: gold new version faggot firefighter

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Bisexual giraffe dragon



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: motley incel



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Red massive market



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: laughsome costumed institution doctorate

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: heady garnet parlor multi-billionaire

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Amber crotch death wish

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Excitant fiercely-loyal turdskin

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: exhilarant hunting ground

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: heady garnet parlor multi-billionaire

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Floppy pit internal respiration

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Scarlet Party Of The First Part Indirect Expression

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Deranged 180 casino gaming laptop

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Scarlet Party Of The First Part Indirect Expression

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: heady garnet parlor multi-billionaire

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: apoplectic area masturbator

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Ruddy internet-worthy mediation potus



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: heady garnet parlor multi-billionaire

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: motley incel

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Rambunctious reading party

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Insecure menage quadroon

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: mind-boggling salmon trust fund set

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: maize office really tough guy

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: lavender hell

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: lavender hell

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: heady garnet parlor multi-billionaire

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: vibrant transparent lettuce

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Stimulating sepia corner



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Amber crotch death wish

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: canary magical dilemma international law enforcement agency

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Amber crotch death wish



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Scarlet Party Of The First Part Indirect Expression

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Excitant fiercely-loyal turdskin

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Scarlet Party Of The First Part Indirect Expression

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: frum skinny woman

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)