\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
adventurous dilemma dingle berry
  09/18/17
uh because it's a perk and perks help influence people's dec...
carmine cuckoldry
  09/18/17
how about just increase the salary and not resources stuff o...
adventurous dilemma dingle berry
  09/18/17
(Biglawyer)
Grizzly resort
  09/18/17
nope. more like salesman.
adventurous dilemma dingle berry
  09/18/17
(guy who doesn't understand taxes)
Clear University Friendly Grandma
  09/19/17
...
Razzle green private investor digit ratio
  09/19/17
...
Massive Senate Volcanic Crater
  09/19/17
...
azure multi-colored institution quadroon
  09/18/17
free money is not a $cam bro. at least contribute up to the...
mentally impaired tantric pisswyrm range
  09/18/17
i don't know man...
adventurous dilemma dingle berry
  09/18/17
you always go AT LEAST to the match. it's free money that y...
lake vivacious cruise ship
  09/19/17
CR
comical salmon chapel
  09/19/17
JFC you are way too dumb to post here.
bronze painfully honest immigrant place of business
  09/18/17
*invests in 401k* *loses more than half of it during a re...
adventurous dilemma dingle berry
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Rough-skinned lodge party of the first part
  09/18/17
do you mean you dont vest so they match 100% automatically u...
demanding fear-inspiring factory reset button school cafeteria
  09/18/17
How much do they match for you bozos
Exhilarant Headpube
  09/18/17
why do you hate me?
demanding fear-inspiring factory reset button school cafeteria
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
adventurous dilemma dingle berry
  09/18/17
Because it's free money for them - part of what otherwise wo...
Confused Office Jap
  09/18/17
...
Marvelous Rigpig
  09/18/17
hmm...
adventurous dilemma dingle berry
  09/18/17
Employer contributions are a tax write off.
Massive Senate Volcanic Crater
  09/18/17
Isn't salary a write off?
Odious step-uncle's house
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Stirring aggressive business firm
  09/18/17
Price discrimination. They tell all potential employees that...
Peach principal's office
  09/19/17
Is there any tax benefit that employer match has over a sala...
Passionate indian lodge psychic
  09/19/17
hehe
splenetic elastic band spot
  09/19/17
rare cr from you ted. its a scam
splenetic elastic band spot
  09/19/17
Ty
adventurous dilemma dingle berry
  09/19/17
Tax favored contributions to executives are limited to a mul...
Nubile locus
  09/19/17
...
aromatic pontificating stead electric furnace
  09/19/17
gotta incentivize somehow.
lake vivacious cruise ship
  09/19/17
Avoid failing the IRS' nondiscrimination test?
impressive citrine theater stage toilet seat
  09/19/17
...
lake vivacious cruise ship
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
demanding fear-inspiring factory reset button school cafeteria
  09/19/17
Euro/international stock funds are doing super well
comical salmon chapel
  09/19/17
music will end any day now...
demanding fear-inspiring factory reset button school cafeteria
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
concupiscible legal warrant
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: adventurous dilemma dingle berry

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: carmine cuckoldry

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: adventurous dilemma dingle berry

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Grizzly resort

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: adventurous dilemma dingle berry

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Clear University Friendly Grandma

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Razzle green private investor digit ratio



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Massive Senate Volcanic Crater



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: azure multi-colored institution quadroon



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: mentally impaired tantric pisswyrm range

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: adventurous dilemma dingle berry

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: lake vivacious cruise ship

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: comical salmon chapel

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: bronze painfully honest immigrant place of business

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: adventurous dilemma dingle berry

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Rough-skinned lodge party of the first part

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: demanding fear-inspiring factory reset button school cafeteria

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Exhilarant Headpube

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: demanding fear-inspiring factory reset button school cafeteria

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: adventurous dilemma dingle berry

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Confused Office Jap

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Marvelous Rigpig



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: adventurous dilemma dingle berry

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Massive Senate Volcanic Crater

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Odious step-uncle's house

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Stirring aggressive business firm

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Peach principal's office

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Passionate indian lodge psychic

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: splenetic elastic band spot

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: splenetic elastic band spot

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: adventurous dilemma dingle berry

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Nubile locus

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: aromatic pontificating stead electric furnace



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: lake vivacious cruise ship

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: impressive citrine theater stage toilet seat

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: lake vivacious cruise ship



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: demanding fear-inspiring factory reset button school cafeteria

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: comical salmon chapel

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: demanding fear-inspiring factory reset button school cafeteria

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: concupiscible legal warrant

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)