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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Hairless French Chef Rehab
  09/18/17
uh because it's a perk and perks help influence people's dec...
vermilion fighting house new version
  09/18/17
how about just increase the salary and not resources stuff o...
Hairless French Chef Rehab
  09/18/17
(Biglawyer)
Tan odious internal respiration preventive strike
  09/18/17
nope. more like salesman.
Hairless French Chef Rehab
  09/18/17
(guy who doesn't understand taxes)
chest-beating dull school cafeteria crotch
  09/19/17
...
indecent topaz senate karate
  09/19/17
...
free-loading orchid institution doctorate
  09/19/17
...
ebony flatulent psychic
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Vengeful cuck telephone
  09/18/17
i don't know man...
Hairless French Chef Rehab
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Twisted Partner
  09/19/17
CR
Claret garrison liquid oxygen
  09/19/17
JFC you are way too dumb to post here.
maroon dingle berry pit
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Hairless French Chef Rehab
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Red fantasy-prone site
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Transparent candlestick maker
  09/18/17
How much do they match for you bozos
Salmon Locale Volcanic Crater
  09/18/17
why do you hate me?
Transparent candlestick maker
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Hairless French Chef Rehab
  09/18/17
Because it's free money for them - part of what otherwise wo...
navy deer antler
  09/18/17
...
sepia ratface
  09/18/17
hmm...
Hairless French Chef Rehab
  09/18/17
Employer contributions are a tax write off.
free-loading orchid institution doctorate
  09/18/17
Isn't salary a write off?
Light fiercely-loyal sound barrier
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Mahogany Dragon Resort
  09/18/17
Price discrimination. They tell all potential employees that...
Fragrant Soggy Theater Stage
  09/19/17
Is there any tax benefit that employer match has over a sala...
cocky lake crackhouse becky
  09/19/17
hehe
beady-eyed gaping
  09/19/17
rare cr from you ted. its a scam
beady-eyed gaping
  09/19/17
Ty
Hairless French Chef Rehab
  09/19/17
Tax favored contributions to executives are limited to a mul...
scarlet glittery selfie
  09/19/17
...
Carnelian bat-shit-crazy legal warrant locus
  09/19/17
gotta incentivize somehow.
Twisted Partner
  09/19/17
Avoid failing the IRS' nondiscrimination test?
curious rough-skinned plaza
  09/19/17
...
Twisted Partner
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Transparent candlestick maker
  09/19/17
Euro/international stock funds are doing super well
Claret garrison liquid oxygen
  09/19/17
music will end any day now...
Transparent candlestick maker
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Cowardly therapy university
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Hairless French Chef Rehab

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: vermilion fighting house new version

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Hairless French Chef Rehab

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Tan odious internal respiration preventive strike

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Hairless French Chef Rehab

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: chest-beating dull school cafeteria crotch

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: indecent topaz senate karate



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: free-loading orchid institution doctorate



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: ebony flatulent psychic



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Vengeful cuck telephone

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Hairless French Chef Rehab

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Twisted Partner

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Claret garrison liquid oxygen

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: maroon dingle berry pit

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Hairless French Chef Rehab

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Red fantasy-prone site

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Transparent candlestick maker

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Salmon Locale Volcanic Crater

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Transparent candlestick maker

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Hairless French Chef Rehab

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: navy deer antler

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: sepia ratface



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Hairless French Chef Rehab

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: free-loading orchid institution doctorate

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Light fiercely-loyal sound barrier

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Mahogany Dragon Resort

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Fragrant Soggy Theater Stage

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: cocky lake crackhouse becky

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: beady-eyed gaping

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: beady-eyed gaping

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Hairless French Chef Rehab

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: scarlet glittery selfie

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Carnelian bat-shit-crazy legal warrant locus



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Twisted Partner

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: curious rough-skinned plaza

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Twisted Partner



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Transparent candlestick maker

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Claret garrison liquid oxygen

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Transparent candlestick maker

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Cowardly therapy university

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)