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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
internet-worthy windowlicker
  09/18/17
uh because it's a perk and perks help influence people's dec...
lilac bbw temple
  09/18/17
how about just increase the salary and not resources stuff o...
internet-worthy windowlicker
  09/18/17
(Biglawyer)
cheese-eating fiercely-loyal antidepressant drug
  09/18/17
nope. more like salesman.
internet-worthy windowlicker
  09/18/17
(guy who doesn't understand taxes)
tripping exhilarant heaven
  09/19/17
...
Floppy angry home old irish cottage
  09/19/17
...
bonkers violet meetinghouse
  09/19/17
...
at-the-ready jet legal warrant
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Pea-brained cruise ship
  09/18/17
i don't know man...
internet-worthy windowlicker
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Talented Trump Supporter Fanboi
  09/19/17
CR
chocolate wonderful regret
  09/19/17
JFC you are way too dumb to post here.
excitant idea he suggested stead
  09/18/17
*invests in 401k* *loses more than half of it during a re...
internet-worthy windowlicker
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
charismatic lay organic girlfriend
  09/18/17
do you mean you dont vest so they match 100% automatically u...
adulterous cumskin
  09/18/17
How much do they match for you bozos
spectacular carmine mother
  09/18/17
why do you hate me?
adulterous cumskin
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
internet-worthy windowlicker
  09/18/17
Because it's free money for them - part of what otherwise wo...
Blue autistic locale background story
  09/18/17
...
house-broken people who are hurt
  09/18/17
hmm...
internet-worthy windowlicker
  09/18/17
Employer contributions are a tax write off.
bonkers violet meetinghouse
  09/18/17
Isn't salary a write off?
electric pocket flask
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Frozen theater
  09/18/17
Price discrimination. They tell all potential employees that...
naked hideous corner
  09/19/17
Is there any tax benefit that employer match has over a sala...
Vigorous Maniacal Property Laser Beams
  09/19/17
hehe
Onyx sadistic bawdyhouse
  09/19/17
rare cr from you ted. its a scam
Onyx sadistic bawdyhouse
  09/19/17
Ty
internet-worthy windowlicker
  09/19/17
Tax favored contributions to executives are limited to a mul...
very tactful den yarmulke
  09/19/17
...
Ungodly demanding principal's office
  09/19/17
gotta incentivize somehow.
Talented Trump Supporter Fanboi
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Crawly area
  09/19/17
...
Talented Trump Supporter Fanboi
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
adulterous cumskin
  09/19/17
Euro/international stock funds are doing super well
chocolate wonderful regret
  09/19/17
music will end any day now...
adulterous cumskin
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
arousing space
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: internet-worthy windowlicker

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: lilac bbw temple

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: internet-worthy windowlicker

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: cheese-eating fiercely-loyal antidepressant drug

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: internet-worthy windowlicker

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: tripping exhilarant heaven

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Floppy angry home old irish cottage



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: bonkers violet meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: at-the-ready jet legal warrant



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Pea-brained cruise ship

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: internet-worthy windowlicker

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Talented Trump Supporter Fanboi

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: chocolate wonderful regret

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: excitant idea he suggested stead

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: internet-worthy windowlicker

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: charismatic lay organic girlfriend

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: adulterous cumskin

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: spectacular carmine mother

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: adulterous cumskin

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: internet-worthy windowlicker

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Blue autistic locale background story

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: house-broken people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: internet-worthy windowlicker

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: bonkers violet meetinghouse

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: electric pocket flask

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Frozen theater

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: naked hideous corner

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Vigorous Maniacal Property Laser Beams

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Onyx sadistic bawdyhouse

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Onyx sadistic bawdyhouse

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: internet-worthy windowlicker

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: very tactful den yarmulke

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Ungodly demanding principal's office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Talented Trump Supporter Fanboi

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Crawly area

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Talented Trump Supporter Fanboi



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: adulterous cumskin

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: chocolate wonderful regret

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: adulterous cumskin

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: arousing space

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)