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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
Histrionic Infuriating Set Selfie
  01/21/18
Is he paying off loans?
canary university
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
Histrionic Infuriating Set Selfie
  01/21/18
I think income based repayment plans will go away. Just k...
canary university
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
Histrionic Infuriating Set Selfie
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
canary university
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
Histrionic Infuriating Set Selfie
  01/21/18
Sounds like a good plan then.
canary university
  01/21/18
u dont become an internal med doc until you're at least 32
Motley drunken temple ape
  01/21/18
Not true
Histrionic Infuriating Set Selfie
  01/21/18
Huh? It's 29 for most people.
canary university
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
Motley drunken temple ape
  01/21/18
IM residencies are 3 years.
canary university
  01/21/18
oh... which residencies are 8 years/
Motley drunken temple ape
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
canary university
  01/21/18
Neurosurgery is 7 years
Histrionic Infuriating Set Selfie
  01/21/18
hehe they know that your retirement funds will help pay for ...
bateful voyeur
  01/21/18
The number of urban early 30s (almost all females) that rent...
Spectacular School Cafeteria Doctorate
  01/21/18
this. i know plenty who do this and work as hostess or se...
Motley drunken temple ape
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
Histrionic Infuriating Set Selfie
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
canary university
  01/21/18
the ones I know who do this are all executive assistants or ...
Spectacular School Cafeteria Doctorate
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
canary university
  01/21/18
they went all in on eth at 20
laughsome dingle berry hall
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
aqua odious resort nowag
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
mauve hilarious brunch
  01/22/18
...
hideous address
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: Histrionic Infuriating Set Selfie

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: canary university

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Histrionic Infuriating Set Selfie

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: canary university

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: Histrionic Infuriating Set Selfie

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: canary university

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: Histrionic Infuriating Set Selfie

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: canary university

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: Motley drunken temple ape

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: Histrionic Infuriating Set Selfie

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: canary university

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: Motley drunken temple ape

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: canary university

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Motley drunken temple ape

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: canary university

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: Histrionic Infuriating Set Selfie

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: bateful voyeur

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Spectacular School Cafeteria Doctorate

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Motley drunken temple ape

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: Histrionic Infuriating Set Selfie

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: canary university

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Spectacular School Cafeteria Doctorate

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: canary university

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: laughsome dingle berry hall

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: aqua odious resort nowag

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: mauve hilarious brunch

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: hideous address



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)