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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
odious windowlicker
  01/21/18
Is he paying off loans?
well-lubricated newt haunted graveyard
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
odious windowlicker
  01/21/18
I think income based repayment plans will go away. Just k...
well-lubricated newt haunted graveyard
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
odious windowlicker
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
well-lubricated newt haunted graveyard
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
odious windowlicker
  01/21/18
Sounds like a good plan then.
well-lubricated newt haunted graveyard
  01/21/18
u dont become an internal med doc until you're at least 32
curious magical associate
  01/21/18
Not true
odious windowlicker
  01/21/18
Huh? It's 29 for most people.
well-lubricated newt haunted graveyard
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
curious magical associate
  01/21/18
IM residencies are 3 years.
well-lubricated newt haunted graveyard
  01/21/18
oh... which residencies are 8 years/
curious magical associate
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
well-lubricated newt haunted graveyard
  01/21/18
Neurosurgery is 7 years
odious windowlicker
  01/21/18
hehe they know that your retirement funds will help pay for ...
Provocative Candlestick Maker Gaming Laptop
  01/21/18
The number of urban early 30s (almost all females) that rent...
Umber Pervert
  01/21/18
this. i know plenty who do this and work as hostess or se...
curious magical associate
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
odious windowlicker
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
well-lubricated newt haunted graveyard
  01/21/18
the ones I know who do this are all executive assistants or ...
Umber Pervert
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
well-lubricated newt haunted graveyard
  01/21/18
they went all in on eth at 20
ivory exciting nursing home multi-billionaire
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
Maroon Half-breed
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
contagious corner
  01/22/18
...
Soul-stirring violet market skinny woman
  01/22/18


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Date: January 21st, 2018 8:41 PM
Author: odious windowlicker

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: well-lubricated newt haunted graveyard

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: odious windowlicker

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: well-lubricated newt haunted graveyard

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: odious windowlicker

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: well-lubricated newt haunted graveyard

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: odious windowlicker

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: well-lubricated newt haunted graveyard

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: curious magical associate

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: odious windowlicker

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: well-lubricated newt haunted graveyard

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: curious magical associate

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: well-lubricated newt haunted graveyard

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: curious magical associate

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: well-lubricated newt haunted graveyard

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: odious windowlicker

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Provocative Candlestick Maker Gaming Laptop

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



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Date: January 21st, 2018 8:48 PM
Author: Umber Pervert

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: curious magical associate

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: odious windowlicker

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: well-lubricated newt haunted graveyard

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: Umber Pervert

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: well-lubricated newt haunted graveyard

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: ivory exciting nursing home multi-billionaire

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: Maroon Half-breed

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: contagious corner

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: Soul-stirring violet market skinny woman



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)