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I've met so many millenials in their late 20s and early 30s who have never

invested in mutual funds or planned for retirement. I know ...
pontificating potus range
  01/21/18
Is he paying off loans?
swashbuckling gas station
  01/21/18
He plans to work as a hospitalist for the first decade of hi...
pontificating potus range
  01/21/18
I think income based repayment plans will go away. Just k...
swashbuckling gas station
  01/21/18
He'll get grandfathered in. I think it's better to pay the m...
pontificating potus range
  01/21/18
Doesn't he have to work for a public agency? What is the opp...
swashbuckling gas station
  01/21/18
Hospitalist means he works for a hospital and thus a non-pro...
pontificating potus range
  01/21/18
Sounds like a good plan then.
swashbuckling gas station
  01/21/18
u dont become an internal med doc until you're at least 32
Effete onyx alpha yarmulke
  01/21/18
Not true
pontificating potus range
  01/21/18
Huh? It's 29 for most people.
swashbuckling gas station
  01/21/18
graduate college at 22 graduate med school at 26 gradu...
Effete onyx alpha yarmulke
  01/21/18
IM residencies are 3 years.
swashbuckling gas station
  01/21/18
oh... which residencies are 8 years/
Effete onyx alpha yarmulke
  01/21/18
I don't know if any are 8 years. Maybe with fellowships. If ...
swashbuckling gas station
  01/21/18
Neurosurgery is 7 years
pontificating potus range
  01/21/18
hehe they know that your retirement funds will help pay for ...
Vibrant chocolate gaping roast beef
  01/21/18
The number of urban early 30s (almost all females) that rent...
laughsome stage ceo
  01/21/18
this. i know plenty who do this and work as hostess or se...
Effete onyx alpha yarmulke
  01/21/18
I know software engineer chicks who do 2-3 expensive Europe ...
pontificating potus range
  01/21/18
The work-funemployment cycle seems to be a SW engineer subcu...
swashbuckling gas station
  01/21/18
the ones I know who do this are all executive assistants or ...
laughsome stage ceo
  01/22/18
Crypto is the saver's only hope. Lol you're going to have to...
swashbuckling gas station
  01/21/18
they went all in on eth at 20
contagious sapphire office legal warrant
  01/21/18
The fact you need to have 1.4 MILLION saved to live off 40k ...
Cobalt spectacular philosopher-king legend
  01/22/18
Seriously. No way can most people accomplish this. It is imp...
Fragrant french meetinghouse police squad
  01/22/18
...
harsh brunch trust fund
  01/22/18


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Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: pontificating potus range

invested in mutual funds or planned for retirement. I know a young internal med doc who spends his whole paycheck the moment he gets it

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206001)



Reply Favorite

Date: January 21st, 2018 8:41 PM
Author: swashbuckling gas station

Is he paying off loans?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206005)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: pontificating potus range

He plans to work as a hospitalist for the first decade of his career. I told him to invest and go on PAYE for PSLF. Is that sound advice?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206033)



Reply Favorite

Date: January 21st, 2018 8:45 PM
Author: swashbuckling gas station

I think income based repayment plans will go away.

Just keep living like a resident until your loans are paid off. It should only take a few years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206048)



Reply Favorite

Date: January 21st, 2018 8:47 PM
Author: pontificating potus range

He'll get grandfathered in. I think it's better to pay the minimum and invest the rest and then have him have those loans wiped with no tax bomb

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206065)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: swashbuckling gas station

Doesn't he have to work for a public agency? What is the opportunity cost if any for salary?

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206078)



Reply Favorite

Date: January 21st, 2018 8:49 PM
Author: pontificating potus range

Hospitalist means he works for a hospital and thus a non-profit. He makes 225K.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206084)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: swashbuckling gas station

Sounds like a good plan then.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206114)



Reply Favorite

Date: January 21st, 2018 8:42 PM
Author: Effete onyx alpha yarmulke

u dont become an internal med doc until you're at least 32

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206013)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: pontificating potus range

Not true

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206024)



Reply Favorite

Date: January 21st, 2018 8:43 PM
Author: swashbuckling gas station

Huh? It's 29 for most people.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206029)



Reply Favorite

Date: January 21st, 2018 8:44 PM
Author: Effete onyx alpha yarmulke

graduate college at 22

graduate med school at 26

graduate 4 year residency at 30

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206043)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: swashbuckling gas station

IM residencies are 3 years.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206057)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: Effete onyx alpha yarmulke

oh... which residencies are 8 years/

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206071)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: swashbuckling gas station

I don't know if any are 8 years. Maybe with fellowships. If you become a brain surgeon I could see 8 years of training after med school.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206103)



Reply Favorite

Date: January 21st, 2018 8:50 PM
Author: pontificating potus range

Neurosurgery is 7 years

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206112)



Reply Favorite

Date: January 21st, 2018 8:46 PM
Author: Vibrant chocolate gaping roast beef

hehe they know that your retirement funds will help pay for theirs hehe

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206062)



Reply Favorite

Date: January 21st, 2018 8:48 PM
Author: laughsome stage ceo

The number of urban early 30s (almost all females) that rent, have significant CC debt, and no retirement saving is mind boggling. They somehow come up with cash for at least one European vacation per year, though

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206080)



Reply Favorite

Date: January 21st, 2018 8:51 PM
Author: Effete onyx alpha yarmulke

this.

i know plenty who do this and work as hostess or servers... it's insane they can travel so damn much

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206125)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: pontificating potus range

I know software engineer chicks who do 2-3 expensive Europe trips a year...No savings

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206134)



Reply Favorite

Date: January 21st, 2018 8:54 PM
Author: swashbuckling gas station

The work-funemployment cycle seems to be a SW engineer subculture.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206153)



Reply Favorite

Date: January 22nd, 2018 8:56 AM
Author: laughsome stage ceo

the ones I know who do this are all executive assistants or work in marketing

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208396)



Reply Favorite

Date: January 21st, 2018 8:52 PM
Author: swashbuckling gas station

Crypto is the saver's only hope. Lol you're going to have to be secretly rich for the rest of your life.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206136)



Reply Favorite

Date: January 21st, 2018 8:55 PM
Author: contagious sapphire office legal warrant

they went all in on eth at 20

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35206160)



Reply Favorite

Date: January 22nd, 2018 9:06 AM
Author: Cobalt spectacular philosopher-king legend

The fact you need to have 1.4 MILLION saved to live off 40k per year when you retire, which will be min wage when we do, makes this pointless for 80% of millenials.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208422)



Reply Favorite

Date: January 22nd, 2018 9:27 AM
Author: Fragrant french meetinghouse police squad

Seriously. No way can most people accomplish this. It is impossible.

(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208509)



Reply Favorite

Date: January 22nd, 2018 9:55 AM
Author: harsh brunch trust fund



(http://www.autoadmit.com/thread.php?thread_id=3866856&forum_id=2#35208639)