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taking q's about personal finance, crypto (exeunt)

...
Rose razzmatazz persian
  03/19/18
...
hairraiser parlor hunting ground
  03/19/18
NIGGER
hairraiser parlor hunting ground
  03/19/18
can you get me invited to the slack?
Onyx theatre gaming laptop
  03/19/18
no
Rose razzmatazz persian
  03/19/18
...
aggressive point kitty cat
  03/19/18
...
Mint sweet tailpipe
  03/19/18
Enjoy getting murdered
Bistre tattoo business firm
  03/19/18
...
poppy cracking gas station
  03/19/18
...
Mint sweet tailpipe
  03/19/18
Lol
beta flushed internal respiration
  03/19/18
...
Umber Stimulating Native
  03/19/18
What are we going to do?
Bat-shit-crazy lemon spot
  03/19/18
idk about you but im going to buy a new chain for single spe...
Rose razzmatazz persian
  03/19/18
Ok, well, what should I be putting my Roth backdoor into? ...
Bat-shit-crazy lemon spot
  03/19/18
don't think about each account as its own portfolio. treat a...
Rose razzmatazz persian
  03/19/18
give xo target NW goals for age 25, 30, 35, 40, 45, 50, 65 ...
thriller amethyst kitchen quadroon
  03/19/18
target net worth is a bit deceptive b/c of student loans. ta...
Rose razzmatazz persian
  03/19/18
seems like u need to add a 0 at the end of each number and c...
thriller amethyst kitchen quadroon
  03/19/18
i can maek it
Brindle irradiated theater coldplay fan
  03/19/18
75 - die of a heart attack and all your savings was pointles...
Multi-colored purple nursing home
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
...
Vigorous corner
  03/19/18
What does your portfolio look like?
Glittery Alcoholic Theater Stage
  03/19/18
40% short term treasuries/cash 30% quantitative index str...
Rose razzmatazz persian
  03/19/18
Why so much cash? DESCRIBE the index strategy
spruce piazza boistinker
  03/19/18
a lot of it is from crypto sales i'd made over the past few ...
Rose razzmatazz persian
  03/19/18
you left off crypto
Dashing menage
  03/24/18
I have $50k to invest. How long should I wait for the crypto...
Saffron Prole Space
  03/19/18
180
Avocado Temple
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
Sounds like way to much work! how would I keep track of cap...
Saffron Prole Space
  03/19/18
coinbase does this for you
Nighttime curious jewess
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
lol no
Rose razzmatazz persian
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
crypto is not efficient and you don't want to market cap wei...
Rose razzmatazz persian
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
this is so hilariously stupid it's incredible
Free-loading principal's office
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
just buy a fuckton of btc right now and let do
Henna razzle-dazzle pit fanboi
  03/19/18
you should not listen to anything tsinah has to say about cr...
Rose razzmatazz persian
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
me = crypto portfolio 4xed the return of eth. u = no cryp...
Rose razzmatazz persian
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
i took multiple large gambles and grew my stack to multiples...
Rose razzmatazz persian
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
most of it was luck. a small part was skill.
Rose razzmatazz persian
  03/19/18
Dude how do you think you even have room to talk here? Ex...
idiotic feces
  03/19/18
...
Garnet Mentally Impaired Messiness
  03/19/18
...
drunken twinkling uncleanness
  03/19/18
I don’t monitor on a day to day basis since I don’t intend t...
Saffron Prole Space
  03/19/18
crypto has a very high chance of disappearing. there are ple...
Rose razzmatazz persian
  03/19/18
she should just buy btc and let do. btc is the reserve curre...
Henna razzle-dazzle pit fanboi
  03/19/18
...
maroon stubborn weed whacker
  03/19/18
How much do I need to retire if I already own property? Very...
Avocado Temple
  03/19/18
I put $35k into ETH at about $1200. how stupid a move was t...
Dull comical toilet seat
  03/19/18
Ouch.
Cerise motley church building
  03/19/18
you'll be in the black by year end.
Nighttime curious jewess
  03/19/18
Everyone has been saying repeatedly never buy ETH above $200
odious skinny woman
  03/19/18
...
beta flushed internal respiration
  03/19/18
kind of dumb. i was selling at those levels (but not as much...
Rose razzmatazz persian
  03/19/18
I believe Mark Cuban has said that a Costco membership is on...
Exhilarant house-broken main people plaza
  03/19/18
when it comes to saving money most people have their priorit...
Rose razzmatazz persian
  03/19/18
that extension blows
Henna razzle-dazzle pit fanboi
  03/19/18
Is there value to holding eth if the velocity is high when i...
passionate idiot
  03/19/18
yes. i think eth has a good chance of supplanting btc as the...
Rose razzmatazz persian
  03/19/18
Say I am debt free and max out my 401K. What vehicles do I...
Opaque Candlestick Maker Ticket Booth
  03/19/18
depends on your income and goals. but in priority for ret...
Rose razzmatazz persian
  03/19/18
Can I do Roth and traditional? I have like 10K in my HSA....
Opaque Candlestick Maker Ticket Booth
  03/20/18
RE HSA: One factor to consider: What is your expected lifeti...
fighting nowag national security agency
  03/20/18
yeah you can contribute to a roth and traditional in the sam...
Rose razzmatazz persian
  03/20/18
...
hairraiser parlor hunting ground
  03/19/18
N I G G E R
hairraiser parlor hunting ground
  03/20/18
when moon
flatulent exciting pocket flask cruise ship
  03/19/18
5 years
Rose razzmatazz persian
  03/19/18
LMAO
flatulent exciting pocket flask cruise ship
  03/19/18
Zil's market cap on 12/31/18?
Supple idea he suggested degenerate
  03/19/18
$20 billion
low-t glassy state
  03/19/18
Which of these has the highest expected value on 1/1/2021? I...
Appetizing bright love of her life
  03/19/18
C by far however it doesn't mean it's the optimal strateg...
Rose razzmatazz persian
  03/19/18
Whoa cr
Glittery Alcoholic Theater Stage
  03/19/18
UNGGGHH
heady orchestra pit codepig
  03/19/18
What are your thoughts on gold and silver? I never got into...
Floppy headpube
  03/19/18
If a million bucks fell into your otherwise poor, just-start...
low-t glassy state
  03/19/18
pls
low-t glassy state
  03/20/18
I have 50k to invest. Should I put it all in Amzn and Shell ...
jet-lagged faggot firefighter senate
  03/19/18
...
low-t glassy state
  03/19/18
gun to your head, you have to pick either TOMO or DRAGONCHAI...
Tripping navy property
  03/20/18
cq
low-t glassy state
  03/20/18
Tomo. TOMO!!
Garnet Mentally Impaired Messiness
  03/20/18
whats the value add of personal wealth management if one is ...
electric sticky location gunner
  03/20/18
the advantage a competent advisor will give you is mostly in...
Rose razzmatazz persian
  03/20/18
...
electric sticky location gunner
  03/20/18
What cryptos are you high on? Any upcoming ones?
Slap-happy aphrodisiac cuckoldry
  03/20/18
ZIL, ETH i rike cosmos and tezos. can't wait for them to ...
Rose razzmatazz persian
  03/20/18
I've honestly kind of lost the plot on tezos. We're bullish ...
low-t glassy state
  03/20/18
tezos' big thing is the on chain self governance whatever th...
Henna razzle-dazzle pit fanboi
  03/21/18
Oh yeah, totally forgot about the governance thing. Even tho...
low-t glassy state
  03/21/18
...
jet-lagged faggot firefighter senate
  03/20/18
VTSAX vs. ICX?
buck-toothed mauve step-uncle's house
  03/20/18
icon is total nonsense imo but they've raised so much money ...
Rose razzmatazz persian
  03/20/18
VEN vs. ICX?
buck-toothed mauve step-uncle's house
  03/20/18
no strong feeling.
Rose razzmatazz persian
  03/20/18
Are you accepting xoxo clients? How much rake?
thriller amethyst kitchen quadroon
  03/20/18
for crypto, i only manage my own money. may set up a hedge f...
Rose razzmatazz persian
  03/20/18
for traditional financial stuff, do you take on completely n...
thriller amethyst kitchen quadroon
  03/20/18
...
low-t glassy state
  03/21/18
i've taken on completely new clients. it's really case by ca...
Rose razzmatazz persian
  03/22/18


Poast new message in this thread



Reply Favorite

Date: March 19th, 2018 12:17 PM
Author: Rose razzmatazz persian



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637503)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: hairraiser parlor hunting ground

Post removed by moderator for violating The Law of The Land.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638107)



Reply Favorite

Date: March 19th, 2018 10:29 PM
Author: hairraiser parlor hunting ground

NIGGER

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642008)



Reply Favorite

Date: March 19th, 2018 12:19 PM
Author: Onyx theatre gaming laptop

can you get me invited to the slack?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637510)



Reply Favorite

Date: March 19th, 2018 12:33 PM
Author: Rose razzmatazz persian

no

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637588)



Reply Favorite

Date: March 19th, 2018 12:33 PM
Author: aggressive point kitty cat



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637593)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: Mint sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637635)



Reply Favorite

Date: March 19th, 2018 12:46 PM
Author: Bistre tattoo business firm

Enjoy getting murdered

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637698)



Reply Favorite

Date: March 19th, 2018 1:32 PM
Author: poppy cracking gas station



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638020)



Reply Favorite

Date: March 19th, 2018 1:38 PM
Author: Mint sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638054)



Reply Favorite

Date: March 19th, 2018 1:02 PM
Author: beta flushed internal respiration

Lol

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637807)



Reply Favorite

Date: March 19th, 2018 1:25 PM
Author: Umber Stimulating Native



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637986)



Reply Favorite

Date: March 19th, 2018 12:22 PM
Author: Bat-shit-crazy lemon spot

What are we going to do?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637532)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: Rose razzmatazz persian

idk about you but im going to buy a new chain for single speed bike.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637596)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: Bat-shit-crazy lemon spot

Ok, well, what should I be putting my Roth backdoor into?

401K is in target funds

Also have agressive portfolio in Wealthfront.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637626)



Reply Favorite

Date: March 19th, 2018 12:47 PM
Author: Rose razzmatazz persian

don't think about each account as its own portfolio. treat all your liquid financial assets dedicated to retirement as one whole portfolio with a target allocation.

what does your current portfolio as a whole look like? i'd target something like 60/40 us-foreign total stock market index funds. if you're lazy you can just throw everything into vti.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637707)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: thriller amethyst kitchen quadroon

give xo target NW goals for age 25, 30, 35, 40, 45, 50, 65

25 should start at $500k right

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637594)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: Rose razzmatazz persian

target net worth is a bit deceptive b/c of student loans. target income seems more reasonable at least until you get older and are nearing retirement.

25 - 50K

30 - 80k

35 - 120k

40 - 150k

45 - 180k

50 - net worth, $1 million

65 - net worth, $2 million

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637633)



Reply Favorite

Date: March 19th, 2018 12:41 PM
Author: thriller amethyst kitchen quadroon

seems like u need to add a 0 at the end of each number and cr

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637666)



Reply Favorite

Date: March 19th, 2018 12:46 PM
Author: Brindle irradiated theater coldplay fan

i can maek it

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637701)



Reply Favorite

Date: March 19th, 2018 1:16 PM
Author: Multi-colored purple nursing home

75 - die of a heart attack and all your savings was pointless

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637916)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637599)



Reply Favorite

Date: March 19th, 2018 12:34 PM
Author: Vigorous corner



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637600)



Reply Favorite

Date: March 19th, 2018 12:35 PM
Author: Glittery Alcoholic Theater Stage

What does your portfolio look like?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637610)



Reply Favorite

Date: March 19th, 2018 1:14 PM
Author: Rose razzmatazz persian

40% short term treasuries/cash

30% quantitative index strategy i developed

10% long-short equity fund

10% credit-focused closed end fund

10% in brk.b

note that i haven't really paid much attention to my personal portfolio and my circumstances are idiosyncratic so it's not a great guide to how i feel about markets



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637901)



Reply Favorite

Date: March 19th, 2018 1:17 PM
Author: spruce piazza boistinker

Why so much cash?

DESCRIBE the index strategy

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637922)



Reply Favorite

Date: March 19th, 2018 1:31 PM
Author: Rose razzmatazz persian

a lot of it is from crypto sales i'd made over the past few months.

i have more cash that's not included in that portfolio that's still on gdax for trading.

my strategy is based on trend following and momentum in broad equity indexes.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638017)



Reply Favorite

Date: March 24th, 2018 3:24 PM
Author: Dashing menage

you left off crypto

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35678344)



Reply Favorite

Date: March 19th, 2018 12:36 PM
Author: Saffron Prole Space

I have $50k to invest. How long should I wait for the crypto market to crash before I go in. Not interested in making a quick buck, holding for long term so it would have to be something that doesn’t collapse.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637622)



Reply Favorite

Date: March 19th, 2018 12:38 PM
Author: Avocado Temple

180

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637640)



Reply Favorite

Date: March 19th, 2018 12:39 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637648)



Reply Favorite

Date: March 19th, 2018 12:45 PM
Author: Saffron Prole Space

Sounds like way to much work! how would I keep track of cap gains and losses if I rebalanced every 2 weeks?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637691)



Reply Favorite

Date: March 19th, 2018 12:47 PM
Author: Nighttime curious jewess

coinbase does this for you

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637708)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637938)



Reply Favorite

Date: March 19th, 2018 1:33 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638026)



Reply Favorite

Date: March 19th, 2018 1:18 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637932)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: Rose razzmatazz persian

lol no

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637936)



Reply Favorite

Date: March 19th, 2018 1:20 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637939)



Reply Favorite

Date: March 19th, 2018 1:29 PM
Author: Rose razzmatazz persian

crypto is not efficient and you don't want to market cap weight it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638010)



Reply Favorite

Date: March 19th, 2018 1:35 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638030)



Reply Favorite

Date: March 19th, 2018 1:55 PM
Author: Free-loading principal's office

this is so hilariously stupid it's incredible

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638167)



Reply Favorite

Date: March 19th, 2018 1:57 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638173)



Reply Favorite

Date: March 19th, 2018 1:01 PM
Author: Henna razzle-dazzle pit fanboi

just buy a fuckton of btc right now and let do

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637796)



Reply Favorite

Date: March 19th, 2018 1:19 PM
Author: Rose razzmatazz persian

you should not listen to anything tsinah has to say about crypto or investing.

crypto is far more volatile than anything else you own. the tricky thing is that if you do a lump sum you can fall into some nasty psychological traps because there is a really really good chance the market will rip against you.

i would drop $10k into btc/eth and simply observe your emotional reactions to the fluctuations first.

however, if you're looking for a "good" entry point i think eth at 300 and btc at 4000 is decent but the price may never get there.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637934)



Reply Favorite

Date: March 19th, 2018 1:21 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637952)



Reply Favorite

Date: March 19th, 2018 1:26 PM
Author: Rose razzmatazz persian

me = crypto portfolio 4xed the return of eth.

u = no crypto

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637990)



Reply Favorite

Date: March 19th, 2018 1:36 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638037)



Reply Favorite

Date: March 19th, 2018 1:37 PM
Author: Rose razzmatazz persian

i took multiple large gambles and grew my stack to multiples of where it would have been if i had left it in eth.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638048)



Reply Favorite

Date: March 19th, 2018 1:43 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638085)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: Rose razzmatazz persian

most of it was luck. a small part was skill.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638101)



Reply Favorite

Date: March 19th, 2018 2:54 PM
Author: idiotic feces

Dude how do you think you even have room to talk here?

Ex: literally made millions in crypto in the last year

You: renting some shitbox FL apt printing out fake “emotional support animal” certificates off the internet so you don’t have to give your landlord a $500 deposit

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638600)



Reply Favorite

Date: March 19th, 2018 6:11 PM
Author: Garnet Mentally Impaired Messiness



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640096)



Reply Favorite

Date: March 19th, 2018 11:18 PM
Author: drunken twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642429)



Reply Favorite

Date: March 19th, 2018 1:40 PM
Author: Saffron Prole Space

I don’t monitor on a day to day basis since I don’t intend to pull any money out for years and years so volatility doesn’t bother me. It’s more important that this is something that’s not going away any time soon.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638065)



Reply Favorite

Date: March 19th, 2018 1:45 PM
Author: Rose razzmatazz persian

crypto has a very high chance of disappearing. there are plenty of unknown unknowns. for all we know someone could have found a fundamental flaw in btc/eth that they've been exploiting for years and the flaw only just comes to light. that would destroy the market.

think about the odds of crypto 1) being around 5 years from now and 2) being established enough that institutions and retail investors start allocating a small portion of their portfolios to it. if that happens, crypto's market cap could easily exceed $1 trillion on a sustainable basis. most of that value, however, will likely be captured by a handful of coins (some that may not exist today) and most current coins will go to 0. depending on your estimate of those odds, you could justify allocating nothing to a lot of your net worth to crypto on a kelly criterion basis.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638094)



Reply Favorite

Date: March 19th, 2018 6:09 PM
Author: Henna razzle-dazzle pit fanboi

she should just buy btc and let do. btc is the reserve currency of electronic money.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640089)



Reply Favorite

Date: March 19th, 2018 1:46 PM
Author: maroon stubborn weed whacker



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638100)



Reply Favorite

Date: March 19th, 2018 12:37 PM
Author: Avocado Temple

How much do I need to retire if I already own property? Very low COL. Will you tell us when to start hoarding again? your timing last time was pretty fucking sweet.

Also, when do you see 3rd gen tech coming online with actual use cases?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637632)



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Date: March 19th, 2018 12:39 PM
Author: Dull comical toilet seat

I put $35k into ETH at about $1200. how stupid a move was this?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637649)



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Date: March 19th, 2018 12:46 PM
Author: Cerise motley church building

Ouch.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637700)



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Date: March 19th, 2018 12:48 PM
Author: Nighttime curious jewess

you'll be in the black by year end.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637711)



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Date: March 19th, 2018 12:56 PM
Author: odious skinny woman

Everyone has been saying repeatedly never buy ETH above $200

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637770)



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Date: March 19th, 2018 1:02 PM
Author: beta flushed internal respiration



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637809)



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Date: March 19th, 2018 1:21 PM
Author: Rose razzmatazz persian

kind of dumb. i was selling at those levels (but not as much as i should've been).

there's a decent chance you'll make money in a few years.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637948)



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Date: March 19th, 2018 12:44 PM
Author: Exhilarant house-broken main people plaza

I believe Mark Cuban has said that a Costco membership is one of the best investments a regular person can make.

Do you know of any other pithy lifehacks like that?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637686)



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Date: March 19th, 2018 1:25 PM
Author: Rose razzmatazz persian

when it comes to saving money most people have their priorities fucked up. they should be spending a LOT of time figuring out the best way to reduce their big ticket expenses, particularly rent/mortgage, and that means spending a lot of effort on getting the best deal possible up front. instead people focus their money saving efforts on scrounging a few bucks here and there with coupons, etc.

also, use camelcamelcamel's chrome extension to look at the price history of products you regularly buy on amazon. set some price alerts for when the price drops around the level of previous sales. could save you tons of money with little effort.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637985)



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Date: March 19th, 2018 6:10 PM
Author: Henna razzle-dazzle pit fanboi

that extension blows

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640092)



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Date: March 19th, 2018 12:52 PM
Author: passionate idiot

Is there value to holding eth if the velocity is high when it is actually used for transactions? Presumably there will be fewer icos going forward; so it’s utility for Ico contributions is downtrending.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35637737)



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Date: March 19th, 2018 1:28 PM
Author: Rose razzmatazz persian

yes. i think eth has a good chance of supplanting btc as the premier store of value in crypto. there are so many apps being developed on ethereum that you're exposed to a lot of upside potential if one of those apps really takes off (or even better if the whole ecosystem takes off).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638006)



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Date: March 19th, 2018 1:38 PM
Author: Opaque Candlestick Maker Ticket Booth

Say I am debt free and max out my 401K. What vehicles do I use to invest the next $20K a year? IRA? Roth?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638056)



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Date: March 19th, 2018 1:50 PM
Author: Rose razzmatazz persian

depends on your income and goals.

but in priority for retirement saving:

1) hsa is almost always a good deal if you're eligible for one.

2) traditional ira if you expect your marginal income rate in retirement to be lower than your marginal rate today. otherwise roth (backdoor if you're eligible).

(bonus): if your 401(k) allows "after-tax" contributions that are distinct from roth contributions--this is called a "mega" backdoor roth.

3) taxable account. if you buy equity index funds and don't intend to make lots of trades it can be extremely tax efficient.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638134)



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Date: March 20th, 2018 8:14 PM
Author: Opaque Candlestick Maker Ticket Booth

Can I do Roth and traditional?

I have like 10K in my HSA. At some point it’s too much eh? 30K?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648510)



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Date: March 20th, 2018 8:21 PM
Author: fighting nowag national security agency

RE HSA: One factor to consider: What is your expected lifetime amount of medical expenses that could be funded from your HSA?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648567)



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Date: March 20th, 2018 8:27 PM
Author: Rose razzmatazz persian

yeah you can contribute to a roth and traditional in the same year splitting the 5500 limit but it's almost never a good idea.

just max out your hsa and treat it like a roth. yeah, you can use it for medical expenses but i don't recommend it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648608)



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Date: March 19th, 2018 1:38 PM
Author: hairraiser parlor hunting ground

Post removed by moderator for violating The Law of The Land.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638057)



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Date: March 20th, 2018 1:45 AM
Author: hairraiser parlor hunting ground

N

I

G

G

E

R

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643268)



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Date: March 19th, 2018 2:45 PM
Author: flatulent exciting pocket flask cruise ship

when moon

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638501)



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Date: March 19th, 2018 2:46 PM
Author: Rose razzmatazz persian

5 years

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35638512)



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Date: March 19th, 2018 6:05 PM
Author: flatulent exciting pocket flask cruise ship

LMAO

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640069)



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Date: March 19th, 2018 5:58 PM
Author: Supple idea he suggested degenerate

Zil's market cap on 12/31/18?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640038)



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Date: March 19th, 2018 11:18 PM
Author: low-t glassy state

$20 billion

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642428)



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Date: March 19th, 2018 6:28 PM
Author: Appetizing bright love of her life

Which of these has the highest expected value on 1/1/2021? I don't need the money now.

A. Selling my ETH today and paying short term cap gains rates. (It's still up 3 or 4x since my average buy.) Buying VTI with those winnings.

B. Selling my ETH in July after long term cap gains rates applies to all of it. Buying VTI with those winnings.

C. Leaving it all in ETH.

TYIA.



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640203)



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Date: March 19th, 2018 6:57 PM
Author: Rose razzmatazz persian

C by far

however it doesn't mean it's the optimal strategy for you. you could do a combination of all 3 depending on how big ETH is as a portion of your net worth and your risk aversion.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640376)



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Date: March 19th, 2018 6:58 PM
Author: Glittery Alcoholic Theater Stage

Whoa cr

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640383)



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Date: March 19th, 2018 8:14 PM
Author: heady orchestra pit codepig

UNGGGHH

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35640929)



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Date: March 19th, 2018 9:05 PM
Author: Floppy headpube

What are your thoughts on gold and silver? I never got into crypto and don't want to be. However, I own quite a lot of precious metal ETFs and am strongly thinking of reallocating into my active business (the vast majority of my other assets are either in my active business or in life insurance policies, very little stock market exposure to speak of).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35641337)



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Date: March 19th, 2018 10:26 PM
Author: low-t glassy state

If a million bucks fell into your otherwise poor, just-starting-your-career lap what would u do with it

Do you know any good resources for starting ur own startup (ico or no)

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35641990)



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Date: March 20th, 2018 1:29 AM
Author: low-t glassy state

pls

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643232)



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Date: March 19th, 2018 10:32 PM
Author: jet-lagged faggot firefighter senate

I have 50k to invest. Should I put it all in Amzn and Shell for the dividends?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642043)



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Date: March 19th, 2018 11:52 PM
Author: low-t glassy state



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35642726)



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Date: March 20th, 2018 1:33 AM
Author: Tripping navy property

gun to your head, you have to pick either TOMO or DRAGONCHAIN to hodl for 5 years. which?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643245)



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Date: March 20th, 2018 2:16 AM
Author: low-t glassy state

cq

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643375)



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Date: March 20th, 2018 2:32 AM
Author: Garnet Mentally Impaired Messiness

Tomo.

TOMO!!

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35643408)



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Date: March 20th, 2018 12:55 PM
Author: electric sticky location gunner

whats the value add of personal wealth management if one is already semi-informed (invests in low cost indexes, maxes out retirement funds etc.)?

I read Investor's Manifesto which you rec'd - seemed like Bernstein was was very big on minimizing fees.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35645265)



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Date: March 20th, 2018 8:16 PM
Author: Rose razzmatazz persian

the advantage a competent advisor will give you is mostly in making sure you don't make stupid mistakes in taxes, asset allocation, tax location, etc. if you hire an exceptional manager you may be able to find someone who can outperform after fees but i think those advisors are maybe 1-in-a-100. i think i can actually generate some alpha after fees and taxes (and have so far) but i charge such outrageously low fees that i'm practically giving away my services.

from what i've seen even reasonably smart and educated people can make stupid errors in investing. i've seen nutella, earl et al do some dumb things and i'm pretty sure they would've been better off paying me instead of going it alone.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648532)



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Date: March 20th, 2018 11:45 PM
Author: electric sticky location gunner



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650135)



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Date: March 20th, 2018 1:01 PM
Author: Slap-happy aphrodisiac cuckoldry

What cryptos are you high on? Any upcoming ones?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35645309)



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Date: March 20th, 2018 8:14 PM
Author: Rose razzmatazz persian

ZIL, ETH

i rike cosmos and tezos. can't wait for them to be released. obviously i participated in both icos.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648507)



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Date: March 20th, 2018 8:21 PM
Author: low-t glassy state

I've honestly kind of lost the plot on tezos. We're bullish on it as a platform vs other new "blockchain 3.0" things because of huge warchest, safer smart contracts (formal verification), and breitman's competence as a developer, right? It only seems to really rise above others on the warchest. Zilliqa (which you're also bullish on) has their contract language that should be similarly safe contracts (also formally verified), for example

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648568)



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Date: March 21st, 2018 12:24 AM
Author: Henna razzle-dazzle pit fanboi

tezos' big thing is the on chain self governance whatever the fuck

like an asian man having himself a yummy bowl of ramen, it'll be <><>NO FORK<><>

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650350)



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Date: March 21st, 2018 4:48 PM
Author: low-t glassy state

Oh yeah, totally forgot about the governance thing. Even though btc forks are pretty passe now

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35654633)



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Date: March 20th, 2018 8:07 PM
Author: jet-lagged faggot firefighter senate



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648459)



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Date: March 20th, 2018 8:10 PM
Author: buck-toothed mauve step-uncle's house

VTSAX vs. ICX?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648474)



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Date: March 20th, 2018 8:13 PM
Author: Rose razzmatazz persian

icon is total nonsense imo but they've raised so much money they might actually be able to hire good enough developers to execute their vision.

would personally rather own vtsax even though ICX has a higher expected return (90% odds of going to 0, 10% odds of maeking it).

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648500)



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Date: March 20th, 2018 8:39 PM
Author: buck-toothed mauve step-uncle's house

VEN vs. ICX?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648662)



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Date: March 20th, 2018 8:45 PM
Author: Rose razzmatazz persian

no strong feeling.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648698)



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Date: March 20th, 2018 8:20 PM
Author: thriller amethyst kitchen quadroon

Are you accepting xoxo clients? How much rake?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648557)



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Date: March 20th, 2018 8:29 PM
Author: Rose razzmatazz persian

for crypto, i only manage my own money. may set up a hedge fund.

for traditional financial stuff, maybe. my fee is asset-based, max at 0.5% for small accounts, and drops precipitously for large accounts. for example, i have a $20 million client who pays about 0.2% per year.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35648617)



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Date: March 20th, 2018 11:44 PM
Author: thriller amethyst kitchen quadroon

for traditional financial stuff, do you take on completely new clients or just on the side from existing referrals? if new clients, how do you get them comfortable with your biz?

like say i or other xo poa wanted to give you 100k to start with to see how things go (and not get madoffed). would you be up for that?

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35650131)



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Date: March 21st, 2018 4:49 PM
Author: low-t glassy state



(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35654639)



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Date: March 22nd, 2018 11:54 AM
Author: Rose razzmatazz persian

i've taken on completely new clients. it's really case by case.

i don't try to make prospects comfortable. i just explain my structure, fees, process, limitations as thoroughly and honestly as i can.

i wouldn't do it for $100k unless there was a strong possibility of a $1 million+ allocation eventually. however i offer personal advice/analysis quite freely and i often given detailed comments to friends/family that ask for it.

(http://www.autoadmit.com/thread.php?thread_id=3922815&forum_id=2#35660991)