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Why would I put the pw to a pw-protected doc in the same email as the doc?

Our emails are sent via some security system where the recip...
Disgusting Address Famous Landscape Painting
  06/20/18


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Date: June 20th, 2018 6:19 PM
Author: Disgusting Address Famous Landscape Painting

Our emails are sent via some security system where the recipient has to enter a username and pw.

This bank lady said their policy prevents them from accessing our secure system so can I sent it to her via a pw protected pdf?

So I figure out how to do that and send it to her and then I tell the receptionist to call the lady and tell her the pw.

The receptionist says a title company we use just puts the pw in the same email as the doc which sounds pretty stupid to me.

(http://www.autoadmit.com/thread.php?thread_id=4006754&forum_id=2#36280655)