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Is Dave Ramsey giving Jessica credited advice?
| Embarrassed to the bone sapphire juggernaut step-uncle's house | 02/19/19 |
| odious bull headed marketing idea regret | 02/19/19 |
| Brindle mother | 02/19/19 |
| Embarrassed to the bone sapphire juggernaut step-uncle's house | 02/19/19 |
| Puce nighttime hospital | 02/19/19 |
| Brindle mother | 02/19/19 |
| Puce nighttime hospital | 02/19/19 |
| Embarrassed to the bone sapphire juggernaut step-uncle's house | 02/19/19 |
| Embarrassed to the bone sapphire juggernaut step-uncle's house | 02/20/19 |
| Puce nighttime hospital | 02/20/19 |
| Passionate Shrine | 02/20/19 |
| Passionate Shrine | 02/20/19 |
Poast new message in this thread
Date: February 19th, 2019 10:32 PM Author: Embarrassed to the bone sapphire juggernaut step-uncle's house Or is it just Baby Boomer platitudes?
https://www.youtube.com/watch?v=gh9-NJz_2dU |
Date: February 19th, 2019 10:37 PM Author: odious bull headed marketing idea regret Dave has irrational hatred of PSLF. For many its the only way out. (http://www.autoadmit.com/thread.php?thread_id=4205304&forum_id=2#37811262) |
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Date: February 19th, 2019 10:40 PM Author: Brindle mother No its stupid.
She has 385k in debt as a clinical psychologist and makes 50k per year. She is on PSLF and will have her debt forgiven after ten years. Ramsey says 10 years is way too long and that she instead should get a 6 figure job to pay the debt down. The payments on that debt will be enormous regardless of how much her job pays. |
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Date: February 19th, 2019 10:42 PM Author: Embarrassed to the bone sapphire juggernaut step-uncle's house Yeah and in the end it still may take her 10+ years to pay down the 385K and interest! And she won't have any savings and will basically be starting over at that point. AT least on PSLF she can save. (http://www.autoadmit.com/thread.php?thread_id=4205304&forum_id=2#37811280) |
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Date: February 19th, 2019 11:16 PM Author: Puce nighttime hospital (http://www.autoadmit.com/thread.php?thread_id=4205304&forum_id=2#37811504) |
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Date: February 19th, 2019 10:42 PM Author: Brindle mother then he predicts she can pay it all off in 3-4 years with a private sector job (http://www.autoadmit.com/thread.php?thread_id=4205304&forum_id=2#37811281) |
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Date: February 19th, 2019 11:17 PM Author: Puce nighttime hospital Yeah... he's completely irrational about this.
He should have asked if she's hot and if there are any rich suitors on the horizon. |
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Date: February 19th, 2019 11:14 PM Author: Embarrassed to the bone sapphire juggernaut step-uncle's house (http://www.autoadmit.com/thread.php?thread_id=4205304&forum_id=2#37811489) |
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Date: February 20th, 2019 8:52 AM Author: Embarrassed to the bone sapphire juggernaut step-uncle's house (http://www.autoadmit.com/thread.php?thread_id=4205304&forum_id=2#37812475) |
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Date: February 20th, 2019 11:06 AM Author: Puce nighttime hospital (http://www.autoadmit.com/thread.php?thread_id=4205304&forum_id=2#37812997) |
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Date: February 20th, 2019 3:14 PM Author: Passionate Shrine so, 375k loan for 10 yrs at 7.5% = $4451/MONTH, or $53,412/yr. this assumes all her interest has been deferred.
if she can get a job at 200k in a cheap COL city, she might be better off just paying 50k/yr than taking the govt job.
maybe she should just marry rich? |
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Date: February 20th, 2019 10:52 PM Author: Passionate Shrine (http://www.autoadmit.com/thread.php?thread_id=4205304&forum_id=2#37817832) |