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Anyone else refinancing house soon?
Poast new message in this thread
Date: September 18th, 2019 12:32 PM Author: Charismatic translucent point i'd love an under 3 30-year (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852066) |
Date: September 18th, 2019 12:49 PM Author: Khaki international law enforcement agency azn link? (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852135) |
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Date: September 18th, 2019 1:08 PM Author: Charismatic translucent point to what fgt? fed will be cutting rates today, you want me to link you to the wsj article? (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852220) |
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Date: September 18th, 2019 1:11 PM Author: Khaki international law enforcement agency azn yes (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852237) |
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Date: September 18th, 2019 1:15 PM Author: Charismatic translucent point eat shit
https://www.wsj.com/articles/fed-prepares-second-rate-cut-to-cushion-against-global-risks-11568799000?mod=hp_lead_pos2&mod=article_inline |
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Date: September 18th, 2019 12:52 PM Author: racy self-centered pit french chef i want to but still need to work out my parameters for coming out ahead, sitting at 3.25 and may end up moving in the next 2-4 years (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852151) |
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Date: September 18th, 2019 1:08 PM Author: Charismatic translucent point oh yeah that's gonna be a close call or not worth the hassle (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852224) |
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Date: September 18th, 2019 1:11 PM Author: Coral chest-beating knife kitty How is that a close call? He can’t refi at a lower rate and might move anyway. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852238) |
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Date: September 18th, 2019 1:15 PM Author: Charismatic translucent point yeah just looked at current rates he's not gonna do better than that (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852257) |
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Date: September 18th, 2019 4:43 PM Author: racy self-centered pit french chef fma (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38853369) |
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Date: September 18th, 2019 1:11 PM Author: crimson ungodly twinkling uncleanness queen of the night Rocket mortgage dude called me this morning, sounded desperate, think some real bad news is about to go down with the economy (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852235) |
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Date: September 18th, 2019 1:12 PM Author: Coral chest-beating knife kitty Rocket mortgage salesman must be really well connected. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852243) |
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Date: September 18th, 2019 1:13 PM Author: crimson ungodly twinkling uncleanness queen of the night Heard people openly crying in the background (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852246) |
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Date: September 18th, 2019 1:13 PM Author: Cerebral base (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852248) |
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Date: September 18th, 2019 2:25 PM Author: chocolate regret selfie (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852719) |
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Date: September 18th, 2019 1:13 PM Author: Sickened tan love of her life hsbc jumbo elite 30 year fixed is 3.05% now fyi
https://www.us.hsbc.com/home-loans/products/mortgage-rates/ |
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Date: September 18th, 2019 1:14 PM Author: Charismatic translucent point how much money do i have to park though? (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852251) |
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Date: September 18th, 2019 1:14 PM Author: Sickened tan love of her life for their elite rate you need to park 1 million (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852253) |
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Date: September 18th, 2019 1:15 PM Author: Charismatic translucent point LMAO (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852258) |
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Date: September 18th, 2019 1:19 PM Author: lemon puppy You typically only need to park it until closing and you can move it afterwards.
However these published rates are total flame and when you call, the real rate is never what they give you. |
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Date: September 18th, 2019 1:16 PM Author: lemon puppy Just refi’ed into 7/1 ARM at 2.75% with $1m relationship.
2nd refi in 4 years. Will refi again before 7 years or just pay off the house after 7.
Ask for no closing costs. |
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Date: September 18th, 2019 1:17 PM Author: Charismatic translucent point i thought no closing costs was flame? don't they just give you a higher rate? (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852270) |
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Date: September 18th, 2019 1:25 PM Author: lemon puppy I have always been referred through someone and ask for the same lowest rate and no closing costs like that person. That or use a mortgage broker or get a bunch of quotes and ask the banks to beat each other. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852332) |
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Date: September 18th, 2019 1:17 PM Author: Charismatic translucent point also, sick brag you fag (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852272) |
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Date: September 18th, 2019 1:36 PM Author: galvanic carmine sound barrier property i have a 3.0% that won't readjust until 2025-- and will owe less than 50k by then. so no. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852425) |
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Date: September 18th, 2019 2:23 PM Author: electric cumskin 3.0 ish are you guys serious??? What are the requirements?
We are shelling out 4.25 non jumbo. holy shit. |
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Date: September 18th, 2019 2:38 PM Author: lemon puppy That rate above is flame in the first place and itsfor new purchase. Refi rates are always higher and national avg is hovering just around 4% for 30 year fixed non jumbo. Best you can do with some relationship pricing or other discounts is likely 3.75% so maybe shop around but you guys aren’t getting raped at 4.25%. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852786) |
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Date: September 18th, 2019 3:04 PM Author: Charismatic translucent point nah rates are like 3.55% right now for a 30 year and that's without shopping around. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852915) |
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Date: September 18th, 2019 3:11 PM Author: chocolate regret selfie Just ran various searches and don't see anything below 3.75 on refi (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852946) |
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Date: September 18th, 2019 3:14 PM Author: Charismatic translucent point Mortgage rates in the U.S. touched a nearly three-year low in recent weeks. The average rate on a 30-year, fixed-rate mortgage for a typical borrower wielding excellent credit and a 20% down payment fell to 3.56% last week from 3.75% in the week before the Fed’s July 30-31 policy meeting, according to Freddie Mac .
https://www.wsj.com/articles/mortgage-rates-decline-ahead-of-fed-meeting-11568800800 |
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Date: September 18th, 2019 4:41 PM Author: lemon puppy He’s refinancing, the rates are higher, generally 0.25%+ more than purchase.
Demands for refi’s have been really high since May/June and the refi rates are not keeping in line with the fed cuts. Currently the refi rate for my loan is 0.125% higher than when I refi’ed in June despite rates going down during that time. It took me 3 months to close on my refi due to them being so swamped and the rates did not go down during that time. |
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Date: September 18th, 2019 9:50 PM Author: chocolate regret selfie tcr (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38854716) |
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Date: September 18th, 2019 4:42 PM Author: comical hissy fit location Buying a house next month. Hope they keep dropping (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38853364) |