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Whats the highest interest rate savings account I can get?
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Date: September 18th, 2019 6:48 PM Author: exciting shrine my money is wasting away in an almost no interest wells fargo savings account (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38853883) |
Date: September 18th, 2019 6:49 PM Author: orange space 2.00% with goldman sachs marcus or with barclays
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Date: September 18th, 2019 7:06 PM Author: exciting shrine ty, do you use this (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38853972) |
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Date: September 18th, 2019 7:10 PM Author: orange space yeah ive used barclays for years for savings, never had an issue with it
havn't used marcus myself
i use wells fargo for my checking. you can transfer funds between wells and barclays with no fees |
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Date: September 18th, 2019 8:21 PM Author: Razzle-dazzle codepig milk cr i use barclays. it's fine. (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854275) |
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Date: September 19th, 2019 1:12 AM Author: Amethyst Beta Field Discover is usually near the top, too. (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38855394) |
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Date: September 18th, 2019 7:14 PM Author: Walnut Self-centered University take risky concentrated bets in singular stocks (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854006) |
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Date: September 18th, 2019 7:15 PM Author: racy stag film black woman (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854016) |
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Date: September 18th, 2019 7:19 PM Author: Walnut Self-centered University how are they actively managed if they just tweak the weighting of passive funds fraudlies |
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Date: September 18th, 2019 8:18 PM Author: racy stag film black woman (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854247) |
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Date: September 18th, 2019 7:17 PM Author: Free-loading pale corner since you're in california you should buy t-bills or invest in a fund that owns them. t-bills avoid state income tax.
e.g. vanguard federal money market fund or an ETF like BIL or SHV or GBIL |
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Date: September 18th, 2019 8:00 PM Author: exciting shrine my iq is 90 i dont know what any of this means (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854168) |
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Date: September 18th, 2019 8:19 PM Author: Primrose soggy legend can i have a seiko watch? (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854257) |
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Date: September 18th, 2019 8:53 PM Author: racy stag film black woman (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854449) |
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Date: September 18th, 2019 8:22 PM Author: Razzle-dazzle codepig milk hand ur bank account over ur kike overlord and let him handle
srsly tho, barclays online savings account is good enough if u dont wanna actually invest and take risk. |
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Date: September 18th, 2019 10:19 PM Author: Electric institution macaca Ordinary income in bank interest v long term cap gains on a vanguard money market fund makes a difference. (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854873) |
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Date: September 19th, 2019 12:56 AM Author: salmon galvanic athletic conference house Tell us more about how you earn long term capital gains on a fund that you buy for a dollar and sell for a dollar and collect nothing but interest in between. (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38855331) |
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Date: September 19th, 2019 1:05 AM Author: Electric institution macaca There is no guarantee that $1 NAV stays at $1 (read the prospectus, it’s my job to write them). It’s a mutual fund (or whatever ETF version) where any securities held over one year are subject LTCGs versus a savings account where principal is guaranteed and the account is FDIC insured up to $250k. There is no FDIC insurance for mutual funds and theoretically your investment could lose value (but that won’t happen).
“You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.”
They both pay the same yield, about 2.15% currently. |
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Date: September 19th, 2019 1:09 AM Author: cheese-eating weed whacker oh shit looked at my tax form for vanguard money market fund it wld be a qualified dividend if held over a year.. hmm (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38855387) |
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Date: September 19th, 2019 1:18 AM Author: Electric institution macaca Money market funds are mutual funds and these are qualified dividends. There is no guarantee of principal and you need to add in the expense ratio to calculate return but frankly if you don’t care to pull out the money within a year, why would you ever do a savings account. (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38855408) |
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Date: September 18th, 2019 8:22 PM Author: Crusty pearl party of the first part (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854279) |
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Date: September 19th, 2019 12:35 AM Author: Thriller Becky New Version /thread (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38855278) |
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Date: September 18th, 2019 8:24 PM Author: nighttime address dog poop there are ones that offer 2.5% now (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854289) |
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Date: September 18th, 2019 8:27 PM Author: Chartreuse temple wow, really? I have a bunch of cash tied up in an 18 month CD and am only getting 2.25 (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854302) |
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Date: September 18th, 2019 9:07 PM Author: shimmering bateful locale selfie like what, and are they chill to use or tons of traps (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854525) |
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Date: September 18th, 2019 9:14 PM Author: Razzle-dazzle codepig milk cq. that's why barclays is good. there might be a higher rate at some point in time but i dont wanna have to check every month and open new accounts every month for some rate that's 0.15% better at the 2nd regional bank of directional shitstate, and then have it stealth lowered (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854561) |
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Date: September 18th, 2019 10:20 PM Author: Electric institution macaca Rates have gone down and Marcus went from 2.5 to 2.15% in 6 months. Can’t imaigne there’s a 2.5% one that isn’t a shit bank that comes with a bunch of requirements. (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854879) |
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Date: September 18th, 2019 10:27 PM Author: Alcoholic hairless parlour coldplay fan (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#38854911) |
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Date: September 18th, 2019 10:24 PM Author: Alcoholic hairless parlour coldplay fan chase - 1.98% CD rate for 9 months to a year with yield of 2% for $10K+
you can get higher rates from online only banks like amex but i personally like chase because it will get bailed out 99.9999999% and if chase does goes bust we will have far bigger things to worry (societal collapse, civil war) than a CD
*not investment or legal advice* |
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Date: September 18th, 2019 11:09 PM Author: cheese-eating weed whacker wealthfront is at like 2.2 or 2.3% at least was before yesterday's cut
cit bank too is around there
or vanguard prime money market fund, i think around 2.18%
but ljl i shld have done a 1 year CD at 3% a few months ago before fraud rate cuts started |
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Date: November 16th, 2019 2:44 PM Author: exciting shrine just signed up for wealthfront. barclays kept giving me errors. down to 1.82% though
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Date: November 16th, 2019 3:36 PM Author: racy stag film black woman (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#39128125) |
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Date: November 16th, 2019 3:33 PM Author: exciting shrine (http://www.autoadmit.com/thread.php?thread_id=4346469&forum_id=2#39128106) |