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Poll: Do you have a mortgage? What's your current balance, LTV?

Current mortgage balance is zero dollars. Family and I live...
drab love of her life multi-billionaire
  01/02/26
...
drab love of her life multi-billionaire
  01/03/26
Low 7 figures here, but insanely low fixed mortgage
mauve marvelous base haunted graveyard
  01/03/26
Just built a new house, $450k mortgage at 5.5%
talented embarrassed to the bone candlestick maker dopamine
  01/03/26
...
lascivious fantasy-prone theater stage
  01/10/26
...
drab love of her life multi-billionaire
  01/04/26
3.25%, about $400k left to go
topaz office toaster
  01/04/26
...
drab love of her life multi-billionaire
  01/10/26
2.4% with 95k remaining
irradiated chocolate theatre
  01/10/26
$300k at 2.6%, house is worth like 600k
amber insanely creepy stead
  01/10/26
2.25% mortgage, about 1.3m left. LTV is around 30%
adventurous grizzly ticket booth
  01/10/26
$380,000 left on the mortgage. Home value keeps dropping wit...
geriatric spruce stage jew
  01/10/26
what shithole do you live in where home value keeps dropping...
self-absorbed poppy wrinkle parlour
  01/10/26
Dropped like a rock.
geriatric spruce stage jew
  01/10/26
i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN
self-absorbed poppy wrinkle parlour
  01/10/26
I wouldn’t call this living, brother.
geriatric spruce stage jew
  01/10/26
Pretty sure it's New Jersey. Hoboken or some shit
irradiated chocolate theatre
  01/10/26


Poast new message in this thread



Reply Favorite

Date: January 2nd, 2026 11:44 PM
Author: drab love of her life multi-billionaire

Current mortgage balance is zero dollars. Family and I live in a cheaper but nice enough house in a relatively low COL area.

But I ask because it has dawned on me that our generation takes out some insane mortgages. Reaching seven figures is not unusual at all.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49557915)



Reply Favorite

Date: January 3rd, 2026 5:30 AM
Author: drab love of her life multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49558204)



Reply Favorite

Date: January 3rd, 2026 7:22 AM
Author: mauve marvelous base haunted graveyard

Low 7 figures here, but insanely low fixed mortgage

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49558216)



Reply Favorite

Date: January 3rd, 2026 8:46 AM
Author: talented embarrassed to the bone candlestick maker dopamine

Just built a new house, $450k mortgage at 5.5%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49558268)



Reply Favorite

Date: January 10th, 2026 6:55 AM
Author: lascivious fantasy-prone theater stage



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578325)



Reply Favorite

Date: January 4th, 2026 6:05 PM
Author: drab love of her life multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49562243)



Reply Favorite

Date: January 4th, 2026 6:06 PM
Author: topaz office toaster

3.25%, about $400k left to go

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49562246)



Reply Favorite

Date: January 10th, 2026 6:51 AM
Author: drab love of her life multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578322)



Reply Favorite

Date: January 10th, 2026 6:56 AM
Author: irradiated chocolate theatre

2.4% with 95k remaining

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578327)



Reply Favorite

Date: January 10th, 2026 7:41 AM
Author: amber insanely creepy stead

$300k at 2.6%, house is worth like 600k

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578340)



Reply Favorite

Date: January 10th, 2026 7:44 AM
Author: adventurous grizzly ticket booth

2.25% mortgage, about 1.3m left.

LTV is around 30%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578341)



Reply Favorite

Date: January 10th, 2026 7:45 AM
Author: geriatric spruce stage jew

$380,000 left on the mortgage. Home value keeps dropping with every month. I’m probably down $150,000 from what I paid for the house in resale value, so I have no equity. It’s all a scam.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578343)



Reply Favorite

Date: January 10th, 2026 7:50 AM
Author: self-absorbed poppy wrinkle parlour

what shithole do you live in where home value keeps dropping?

they've plateaued in our area but nothing has dropped

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578347)



Reply Favorite

Date: January 10th, 2026 7:51 AM
Author: geriatric spruce stage jew

Dropped like a rock.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578353)



Reply Favorite

Date: January 10th, 2026 7:53 AM
Author: self-absorbed poppy wrinkle parlour

i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578362)



Reply Favorite

Date: January 10th, 2026 7:55 AM
Author: geriatric spruce stage jew

I wouldn’t call this living, brother.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578366)



Reply Favorite

Date: January 10th, 2026 8:12 AM
Author: irradiated chocolate theatre

Pretty sure it's New Jersey. Hoboken or some shit

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2!#49578379)