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How does COBRA work

...
charles XII
  09/11/25
It made sense in the days when you couldn’t get a poli...
...,,..;...,,..,..,...,,,;..,
  09/11/25
it can make sense IF you get shitcanned in the middle of the...
KLF
  09/11/25
What if the open enrollment period/new plan year is in the C...
charles XII
  09/11/25
wow
KLF
  09/11/25
Meaning you’ve reached your OOP max by the time you&rs...
...,,..;...,,..,..,...,,,;..,
  09/11/25
But you still pay premiums somehow
charles XII
  09/11/25
Cons don’t use Obamacare. I’m daunted by “...
charles XII
  09/11/25
I think they’re much most costly than you just paying ...
...,,..;...,,..,..,...,,,;..,
  09/11/25
Im so confused and afraid. I think if you e ever done this y...
charles XII
  09/11/25
Why don’t you just run the numbers instead of whining ...
...,,..;...,,..,..,...,,,;..,
  09/11/25
I majored in history. Im Conservative. I just….. can&...
charles XII
  09/11/25
...
nig therapy spotify podcast
  09/11/25
hth! not legal advice! https://www.physiciansidegigs.com/co...
manic pixie dream litigator
  09/11/25


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Date: September 11th, 2025 7:53 AM
Author: charles XII



(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254261)



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Date: September 11th, 2025 8:11 AM
Author: ...,,..;...,,..,..,...,,,;..,


It made sense in the days when you couldn’t get a policy with a pre existing condition. If you got fired, buying an expensive cobra plan was the only way to get insurance.

Now with Obama care and policies can’t screen for pre existing conditions, I don’t get the point of cobra.

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254296)



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Date: September 11th, 2025 8:14 AM
Author: KLF

it can make sense IF you get shitcanned in the middle of the year and you can afford it and you’re in the middle of medical stuff and don’t want to switch horses midstream

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254308)



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Date: September 11th, 2025 8:15 AM
Author: charles XII

What if the open enrollment period/new plan year is in the COBRA eligibility period? Asking for a friend haha

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254310)



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Date: September 11th, 2025 8:17 AM
Author: KLF

wow

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254318)



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Date: September 11th, 2025 8:19 AM
Author: ...,,..;...,,..,..,...,,,;..,


Meaning you’ve reached your OOP max by the time you’re fired in June or something and you get to have free services for the rest of the year ? I guess that makes sense.

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254325)



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Date: September 11th, 2025 8:20 AM
Author: charles XII

But you still pay premiums somehow

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254328)



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Date: September 11th, 2025 8:14 AM
Author: charles XII

Cons don’t use Obamacare. I’m daunted by “the exchanges.”

COBRA is just the employer plan iirc but without the employer paying part of the premium. It has to be a better deal than what you can get on your own, right?

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254309)



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Date: September 11th, 2025 8:18 AM
Author: ...,,..;...,,..,..,...,,,;..,


I think they’re much most costly than you just paying the employer portion. I think they’re exorbitantly expensive for whatever reason. But you do the math.

You don’t need to use an “exchange”. You can just go to blue cross and buy a policy.

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254322)



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Date: September 11th, 2025 8:20 AM
Author: charles XII

Im so confused and afraid. I think if you e ever done this your employer just paid the lion’s share so it seemed expensive without their contribution. It’s obviously the Same Plan.

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254326)



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Date: September 11th, 2025 8:58 AM
Author: ...,,..;...,,..,..,...,,,;..,


Why don’t you just run the numbers instead of whining on xo

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254440)



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Date: September 11th, 2025 9:05 AM
Author: charles XII

I majored in history. Im Conservative. I just….. can’t. I can’t run #s. I can’t do healthcare. I just can’t. I can’t grow hair either.

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254468)



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Date: September 11th, 2025 9:13 AM
Author: nig therapy spotify podcast



(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49254493)



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Date: September 11th, 2025 11:12 AM
Author: manic pixie dream litigator

hth! not legal advice!

https://www.physiciansidegigs.com/cobra-health-insurance-between-jobs

(http://www.autoadmit.com/thread.php?thread_id=5772322&forum_id=2"#49255010)