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Finance Bros: Explain Deed In Husband's Name & Mortgage Under Both H & W
| ...,,..;...,,..,..,...,,,;.., | 01/01/26 |
| Judas Jones | 01/01/26 |
| ...,,..;...,,..,..,...,,,;.., | 01/01/26 |
| Marshall W. Waller | 01/01/26 |
| ...,,..;...,,..,..,...,,,;.., | 01/01/26 |
| Marshall W. Waller | 01/01/26 |
| Marshall W. Waller | 01/01/26 |
| woah | 01/01/26 |
| ...,,..;...,,..,..,...,,,;.., | 01/01/26 |
| Ass Sunstein | 01/01/26 |
| ...,,..;...,,..,..,...,,,;.., | 01/01/26 |
Poast new message in this thread
Date: January 1st, 2026 1:29 PM Author: ...,,..;...,,..,..,...,,,;.., jew couple i know what is recently married. looked at the pub records. they bought a house and the deed is in the husband's name only. but the mortgage is in both their names.
for better or worse, i assume the deed is in his name bc his parents helped him with the down payment.
why she be on the mortgage tho? is this something the lenders require for a married couple? is he fucking her over? why would the bank even allow a debtor to NOT be on the deed? |
Date: January 1st, 2026 2:00 PM Author: Judas Jones lol, I hope he's jewing her on this. (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554308) |
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Date: January 1st, 2026 2:04 PM Author: ...,,..;...,,..,..,...,,,;.., im trying to figure out how. she has a baby and "works" 10 hrs a week at a minimum wage jewish job. it's not like she's paying off the mortgage with her income (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554328) |
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Date: January 1st, 2026 2:05 PM Author: Marshall W. Waller How do you know the mortgage is in both their names? (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554335) |
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Date: January 1st, 2026 2:07 PM Author: ...,,..;...,,..,..,...,,,;.., in their county (in most counties/states too?), mortgages are public record and are searchable online. one can get a pdf of the promissory note (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554347) |
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Date: January 1st, 2026 2:21 PM Author: Marshall W. Waller Definitely unusual. It’s probably pre-nup or estate planning reasons. It would make sense if she is much more wealthy than him and he gets the house in a divorce. Also could be the reverse if she has creditors but income necessary to qualify for the loan. (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554406) |
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Date: January 1st, 2026 2:05 PM Author: Marshall W. Waller lol, my ex-wife was on the deed and not the mortgage (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554343) |
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Date: January 1st, 2026 2:25 PM Author: woah (hitler did nothing wrong) Did he own before the wedding? Same sitch for me, bought before I met my wife and her name got on the mortgage when we refinanced during covid. (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554418) |
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Date: January 1st, 2026 2:28 PM Author: ...,,..;...,,..,..,...,,,;.., nope, purchased after the marriage. this isnt a refi - original mortgage.
even for a refi, not sure why would the lender allow this |
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Date: January 1st, 2026 2:53 PM Author: Ass Sunstein What's the downside to the lender for having the wife's name on the mortgage? They have one more person they can go after to get paid. (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554516) |
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Date: January 1st, 2026 2:58 PM Author: ...,,..;...,,..,..,...,,,;.., good point. i'm trying to see the other side. maybe it's harder to foreclose on the property if neither pay and she's not on the property? i dunno (http://www.autoadmit.com/thread.php?thread_id=5816054&forum_id=2"#49554526) |