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How many credit cards do you have?

...
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  07/10/26
1
gaetan dugas
  07/10/26
4
Trust If Aryan
  07/10/26
what purpose does each serve?
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  07/10/26
dividing business and personal expenses / accumulating award...
Trust If Aryan
  07/10/26
Zero. Not flame
"im pumo now"
  07/10/26
3 plus an Amex but I have no idea where two of them are. Som...
married into a shame based culture
  07/10/26
why multiple?
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  07/10/26
2
Fucking Fuckface
  07/10/26
why more than 1?
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  07/10/26
like 8 but 2 get used almost exclusively
Paralegal Marandi
  07/10/26
why so many?
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  07/10/26
opened over the years, never canceled them. probably should
Paralegal Marandi
  07/10/26
just to get the bonuses?
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  07/10/26
no i did that when i was 21 but all the good ones had fees s...
Paralegal Marandi
  07/10/26
it's better for your credit to keep them open, my friend
...,,..;...,,..,..,...,,,;..,
  07/10/26
true but also doesn't matter when you get older and have eno...
Paralegal Marandi
  07/10/26
Not just for the total credit limit. Credit score also value...
And what ur doing right now? It's illegal.
  07/10/26
0
Wilbur Mercer, permanently embarrassed millionaire
  07/10/26
debt=poison
zoomer sexuality expert
  07/10/26
like 10, from when i used to churn. keeping them open helps ...
...,,..;...,,..,..,...,,,;..,
  07/10/26
churning seems like such overkill for, what, like a thousand...
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  07/10/26
imo there are no more good offers at all anymore
gaetan dugas
  07/10/26
chase business ink is offering $1k rn. best i've seen in a l...
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  07/10/26


Poast new message in this thread



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,




(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49990862)



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: gaetan dugas

1

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49990863)



Reply Favorite

Date: July 10th, 2026 1:21 PM
Author: Trust If Aryan

4

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49990899)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,


what purpose does each serve?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49990937)



Reply Favorite

Date: July 10th, 2026 2:17 PM
Author: Trust If Aryan

dividing business and personal expenses / accumulating awards

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991055)



Reply Favorite

Date: July 10th, 2026 1:23 PM
Author: "im pumo now"

Zero. Not flame

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49990903)



Reply Favorite

Date: July 10th, 2026 1:24 PM
Author: married into a shame based culture

3 plus an Amex but I have no idea where two of them are. Some drawer I guess. Too lazy to cancel them.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49990904)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,


why multiple?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49990940)



Reply Favorite

Date: July 10th, 2026 2:06 PM
Author: Fucking Fuckface

2

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991008)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,


why more than 1?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991022)



Reply Favorite

Date: July 10th, 2026 2:08 PM
Author: Paralegal Marandi (Death, death to the IDF!)

like 8 but 2 get used almost exclusively

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991012)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,


why so many?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991021)



Reply Favorite

Date: July 10th, 2026 2:11 PM
Author: Paralegal Marandi (Death, death to the IDF!)

opened over the years, never canceled them. probably should

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991029)



Reply Favorite

Date: July 10th, 2026 2:12 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,


just to get the bonuses?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991031)



Reply Favorite

Date: July 10th, 2026 2:18 PM
Author: Paralegal Marandi (Death, death to the IDF!)

no i did that when i was 21 but all the good ones had fees so i canceled those at that time

here's what i have

citi double cash - primary workhorse

costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card

amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.

amex delta - this one should be canceled

capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel

crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel

chase sapphire reserve - fees are a bit too high now, will probably cancel next year

chase ink business - company card

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991056)



Reply Favorite

Date: July 10th, 2026 2:15 PM
Author: ...,,..;...,,..,..,...,,,;..,


it's better for your credit to keep them open, my friend

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991043)



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Date: July 10th, 2026 2:21 PM
Author: Paralegal Marandi (Death, death to the IDF!)

true but also doesn't matter when you get older and have enough revolving limits. just for administrative expediency it's better to have only a few imho

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991063)



Reply Favorite

Date: July 10th, 2026 2:38 PM
Author: And what ur doing right now? It's illegal.

Not just for the total credit limit. Credit score also values length accounts have been open heh heh

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991115)



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Date: July 10th, 2026 2:09 PM
Author: Wilbur Mercer, permanently embarrassed millionaire (Safari)

0

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991014)



Reply Favorite

Date: July 10th, 2026 2:14 PM
Author: zoomer sexuality expert

debt=poison

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991037)



Reply Favorite

Date: July 10th, 2026 2:16 PM
Author: ...,,..;...,,..,..,...,,,;..,


like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991048)



Reply Favorite

Date: July 10th, 2026 2:22 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,


churning seems like such overkill for, what, like a thousand bucks a card at most maybe

thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991069)



Reply Favorite

Date: July 10th, 2026 2:24 PM
Author: gaetan dugas

imo there are no more good offers at all anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991076)



Reply Favorite

Date: July 10th, 2026 2:30 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,


chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2"#49991092)