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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
twisted psychic
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Abusive Plaza
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
twisted psychic
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Brass theater
  12/15/25
u sound mad
demanding infuriating hell
  12/14/25
go to grad school
domesticated idiot striped hyena
  12/14/25
...
chartreuse coiffed principal's office
  12/14/25
Post bacc MD cr?
twisted psychic
  12/15/25
yeah you gotta be careful though. some are better than other...
domesticated idiot striped hyena
  12/15/25
time for you to pay off mine
Swollen floppy ceo
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Bronze internal respiration
  12/15/25
...
demanding infuriating hell
  12/15/25
...
Bipolar half-breed
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
domesticated idiot striped hyena
  12/15/25
I have zero debt, I love my freedom.
Bronze internal respiration
  12/15/25
...
Pungent new version
  12/15/25
you won this gen
mahogany boiling water
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Adventurous Bull Headed Piazza
  12/15/25
current weight?
multi-colored crimson box office
  12/15/25
372 or so. It's been a rough holiday season.
Adventurous Bull Headed Piazza
  12/15/25
what are some things that have happened to you that forced y...
Hateful confused wagecucks
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Adventurous Bull Headed Piazza
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
pearl boyish business firm ladyboy
  12/15/25
how much was the original loan balance and how much (((inter...
pearl boyish business firm ladyboy
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
twisted psychic
  12/15/25
I want to stab you
exciting trust fund
  12/15/25
Being echo gen x has its privileges
twisted psychic
  12/15/25
hookers and blow? pretty much whatever you want
High-end Turdskin Gas Station
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Supple locus antidepressant drug
  12/15/25
Where the fuck did you get 2.75% interest student loans?
pale knife
  12/15/25
Around 2007 and 2008, there were some great rates.
Lilac abode community account
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
twisted psychic
  12/15/25
Undergrad?
Lilac abode community account
  12/16/25
...
Bronze internal respiration
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Lilac abode community account
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
pale knife
  12/15/25
two girls, same time
Tan Balding Hissy Fit Regret
  12/15/25
borrow more money from jews asap
azure fantasy-prone bawdyhouse
  12/15/25
Uncle Sam is a goy, shitlib
twisted psychic
  12/15/25
who benefits? COHEN BENEFITS!
azure fantasy-prone bawdyhouse
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: twisted psychic

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Abusive Plaza

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: twisted psychic

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Brass theater

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: demanding infuriating hell

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: domesticated idiot striped hyena

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: chartreuse coiffed principal's office



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: twisted psychic

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: domesticated idiot striped hyena

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Swollen floppy ceo

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Bronze internal respiration

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: demanding infuriating hell



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Bipolar half-breed



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: domesticated idiot striped hyena

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Bronze internal respiration

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Pungent new version



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: mahogany boiling water

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Adventurous Bull Headed Piazza

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: multi-colored crimson box office

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Adventurous Bull Headed Piazza

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Hateful confused wagecucks

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Adventurous Bull Headed Piazza

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: pearl boyish business firm ladyboy

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: pearl boyish business firm ladyboy

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: twisted psychic

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: exciting trust fund

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: twisted psychic

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: High-end Turdskin Gas Station

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Supple locus antidepressant drug

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: pale knife

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Lilac abode community account

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: twisted psychic

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Lilac abode community account

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Bronze internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Lilac abode community account

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: pale knife

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Tan Balding Hissy Fit Regret

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: azure fantasy-prone bawdyhouse

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: twisted psychic

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: azure fantasy-prone bawdyhouse

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512587)