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Why don't more people retire early? 55 and under?
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Date: October 26th, 2025 5:23 PM Author: Wilbert Oats (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376708) |
Date: October 26th, 2025 5:24 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) Retiring from your job is something you do when you’re 70-75 years old in my opinion. Who wants to be retired at 55? |
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Date: October 26th, 2025 5:28 PM Author: Wilbert Oats So, you enjoy life as a slave? (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376721) |
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Date: October 26th, 2025 9:33 PM Author: Candy Ride Be the boss or owner so work is fun. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49377466) |
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Date: October 26th, 2025 9:32 PM Author: Candy Ride (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49377465) |
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Date: October 26th, 2025 5:27 PM Author: Covid was a Hoax many millennials have done this! (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376716) |
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Date: October 26th, 2025 5:30 PM Author: .....;;,,.........;.;.;.;.,;,;,;.;.;,; I would gladly retire at 55 if I could afford it. We had kids younger and will be finished paying for college by then hopefully/presumably, but having to buy a house younger and pay for all the kid bullshit cost me easily 1M in net worth and probably more like 2.5M, just because we had to stretch to afford buying a house and two kids in day care in years where our investment portfolio would be 5+x bigger if we just maxed out 401k and bought the obvious plays I bought in much smaller quantities (eg AMZN, Apple, NVidia, BTC, etc.). My only hope to retire at 55 now is if my parents and in-laws leave way more inheritance than I’m expecting, which isn’t going to happen. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376728) |
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Date: October 26th, 2025 6:20 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) I had 4 kids in the teens through ‘22. Best decision of my life. Can’t have new kids now. And kids really are what it’s all about, even though they make day to day living pretty stressful. I’d never trade a day with my kids for a day of “retirement.” Jfc, what a bad deal. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376953) |
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Date: October 26th, 2025 5:30 PM Author: cock of michael obama retiring is a death sentence, one must work & continuously challenge oneself, push ones limits, in order to live (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376731) |
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Date: October 26th, 2025 5:32 PM Author: Wilbert Oats You sound jewish (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376732) |
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Date: October 26th, 2025 5:33 PM Author: cock of michael obama enjoy dying young (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376733) |
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Date: October 26th, 2025 6:13 PM Author: Ass Sunstein But what does that have to do with being employed at a job? (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376930) |
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Date: October 26th, 2025 6:28 PM Author: ethereal connection (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376980) |
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Date: October 26th, 2025 5:38 PM Author: Savage_Noble Retire to do what? I have enough money and tried just doing nothing. It's really boring.
IMO a man needs to be building stuff and growing in order to be healthy and happy. |
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Date: October 26th, 2025 5:40 PM Author: Wilbert Oats Do you have no interests or hobbies? (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376761) |
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Date: October 26th, 2025 5:40 PM Author: cock of michael obama (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376765) |
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Date: October 26th, 2025 6:27 PM Author: Diamond Dallas Trump Just tending to a big yard and home maintenance and remodeling etc can take a ton of time if u have a big house (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376979) |
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Date: October 26th, 2025 9:30 PM Author: screenman most of the retired people nearby do this and it's their entire life - very depressing (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49377457) |
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Date: October 26th, 2025 5:38 PM Author: dirte I'll be retiring at 53. Only 6 more months of working. I know I'm in a fortunate position, but I understand why most are unable to retire. If healthcare were more reasonably priced, I think a lot more people would pursue this option.
I am already making retirement plans and goals. Once the kids are out of the house in a couple years, we're going to hike the Camino, and sail around the Caribbean, make a trip to Antarctica (the only continent I haven't been to). Lots of plans on the bucket list. We want to do a lot of travel while we're still young enough and physically capable. |
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Date: October 26th, 2025 5:39 PM Author: john spartan 180 (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376758) |
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Date: October 26th, 2025 6:21 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) Sounds very Tommy Turdskinesque (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376954) |
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Date: October 26th, 2025 6:28 PM Author: Diamond Dallas Trump healthcare is reasonably priced if you can game your income to maximize Oniggercare subsidies (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376981) |
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Date: October 26th, 2025 5:40 PM Author: .,.,.,....,.,..,.,.,., My sample size is small but I have not ever seen this work out well.
TBH I think that people with the drive to amass enough money to retire early are precisely the sorts of people that should continue working later. |
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Date: October 26th, 2025 5:48 PM Author: dirte Most of the early retirees I know are living quite well. I golf and fish with a few guys in their early to mid fifties. None of them live extravagantly, but they all seem enriched by their travel and passions. I do know a couple of burnouts that just collect disability and smoke pot all day every day, but they don't seem unhappy.
My doctor friend is actually fulfilled by work and enjoys operating on people. He says he will work until he is unable. He does travel extensively for a few months each year though. |
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Date: October 26th, 2025 5:56 PM Author: I only jerk off to Hailee Steinfeld People who live where you do presumably mostly choose to be there. It’s pretty self-selective. Not the case for the rat race hellholes where a lot of us find ourselves.
I dream of getting off the rollercoaster at some point. |
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Date: October 26th, 2025 6:22 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) I know you live in Alaska, but traveling is really, really stupid for the most part. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376959) |
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Date: October 26th, 2025 5:54 PM Author: I only jerk off to Hailee Steinfeld It’s pretty simple:
People who get in the position to do this are, generally, slaves and know no other life. They have no hobbies, no friends who aren’t professional contacts, etc.
Lots of bros can’t stand their wives and kids or vice-versa.
Mid-50s are often highest-earning years, so it’s easy to slippery slope.
Also tend to have a lot of $$$ demands at that time in life. Sweet little daughters need someone to pay for NYU plus East Village apartment, oh and they need $5k/month for the next 5-10 years while they fuck through the city until they get married. |
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Date: October 26th, 2025 6:23 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) Cr. There is a payroll to think about. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2"#49376961) |
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Date: October 26th, 2025 9:23 PM Author: ........,,,,,,......,.,.,.,,,,,,,,,, Aren't the numbers pretty brutal?
Assuming at 55 you have $2 mm saved, if you retire at 55 you'll have about $2 mm at 65, whereas if you work, you'll have like $5-6 mm saved? |