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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
ruddy fear-inspiring stage hominid
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Orchid sanctuary
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
ruddy fear-inspiring stage hominid
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
thirsty canary clown azn
  12/15/25
u sound mad
glittery hospital generalized bond
  12/14/25
go to grad school
Slap-happy hyperactive theater stage
  12/14/25
...
jade space
  12/14/25
Post bacc MD cr?
ruddy fear-inspiring stage hominid
  12/15/25
yeah you gotta be careful though. some are better than other...
Slap-happy hyperactive theater stage
  12/15/25
time for you to pay off mine
cerise impertinent rigor principal's office
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
salmon elastic band stock car
  12/15/25
...
glittery hospital generalized bond
  12/15/25
...
big-titted tan personal credit line shrine
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Slap-happy hyperactive theater stage
  12/15/25
I have zero debt, I love my freedom.
salmon elastic band stock car
  12/15/25
...
Boyish sneaky criminal legend
  12/15/25
you won this gen
Comical immigrant lodge
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Talking Sadistic Mad-dog Skullcap Idea He Suggested
  12/15/25
current weight?
spruce infuriating half-breed temple
  12/15/25
372 or so. It's been a rough holiday season.
Talking Sadistic Mad-dog Skullcap Idea He Suggested
  12/15/25
what are some things that have happened to you that forced y...
multi-colored fanboi
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Talking Sadistic Mad-dog Skullcap Idea He Suggested
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
cerebral heaven
  12/15/25
how much was the original loan balance and how much (((inter...
cerebral heaven
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
ruddy fear-inspiring stage hominid
  12/15/25
I want to stab you
180 toilet seat
  12/15/25
Being echo gen x has its privileges
ruddy fear-inspiring stage hominid
  12/15/25
hookers and blow? pretty much whatever you want
Stubborn location
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Fragrant bearded forum halford
  12/15/25
Where the fuck did you get 2.75% interest student loans?
underhanded box office persian
  12/15/25
Around 2007 and 2008, there were some great rates.
Submissive school
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
ruddy fear-inspiring stage hominid
  12/15/25
Undergrad?
Submissive school
  12/16/25
...
salmon elastic band stock car
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Submissive school
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
underhanded box office persian
  12/15/25
two girls, same time
Arousing incel place of business
  12/15/25
borrow more money from jews asap
transparent rough-skinned business firm blood rage
  12/15/25
Uncle Sam is a goy, shitlib
ruddy fear-inspiring stage hominid
  12/15/25
who benefits? COHEN BENEFITS!
transparent rough-skinned business firm blood rage
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: ruddy fear-inspiring stage hominid

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Orchid sanctuary

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: ruddy fear-inspiring stage hominid

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: thirsty canary clown azn

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: glittery hospital generalized bond

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Slap-happy hyperactive theater stage

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: jade space



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: ruddy fear-inspiring stage hominid

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Slap-happy hyperactive theater stage

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: cerise impertinent rigor principal's office

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: salmon elastic band stock car

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: glittery hospital generalized bond



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: big-titted tan personal credit line shrine



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Slap-happy hyperactive theater stage

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: salmon elastic band stock car

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Boyish sneaky criminal legend



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Comical immigrant lodge

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Talking Sadistic Mad-dog Skullcap Idea He Suggested

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: spruce infuriating half-breed temple

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Talking Sadistic Mad-dog Skullcap Idea He Suggested

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: multi-colored fanboi

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Talking Sadistic Mad-dog Skullcap Idea He Suggested

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: cerebral heaven

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: cerebral heaven

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: ruddy fear-inspiring stage hominid

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: 180 toilet seat

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: ruddy fear-inspiring stage hominid

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Stubborn location

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Fragrant bearded forum halford

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: underhanded box office persian

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Submissive school

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: ruddy fear-inspiring stage hominid

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Submissive school

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: salmon elastic band stock car



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Submissive school

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: underhanded box office persian

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Arousing incel place of business

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: transparent rough-skinned business firm blood rage

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: ruddy fear-inspiring stage hominid

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: transparent rough-skinned business firm blood rage

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2"#49512587)