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In the long run renters vs homeowners is the great divide in this country
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Date: October 4th, 2025 12:41 AM Author: Israel's Next Top Shabbos Goy Renters are getting absolutely raeped. There is No Future for rentmos. Homeowners will always have something in the bank by contrast. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49323897) |
Date: October 4th, 2025 12:42 AM Author: we are definitely claiming fraud trumpmos (oppose israel bois) Homeowners are always better off long term because they're forced to save/build equity and it's much harder to pull it out on a whim like with stocks. so they keep it invested, compounding, and growing wealth. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49323901) |
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Date: October 4th, 2025 12:49 AM Author: Israel's Next Top Shabbos Goy Cr friend
Meanwhile Jews own massive amounts of real estate in every city to keep goyim poor. First they take their rent money and give it to Israel, then they tax the goyim and give that money to Israel too. You're really paying them twice. |
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Date: October 4th, 2025 12:50 AM Author: Word combinations (2 make yer heart skip) "At the end of the day, if you're paying someone else, you ain't a real hustler" (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49323907) |
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Date: October 4th, 2025 1:15 AM Author: Israel's Next Top Shabbos Goy In what world will goyim own and Jews rent? Not this one. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49323929) |
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Date: October 4th, 2025 12:52 AM Author: Bob Rooney i dont understand how anyone rents longterm without some govt "low income housing/rent control" bs, which im largely against. renting is such a pita logistically. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49323909) |
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Date: October 4th, 2025 1:14 AM Author: Israel's Next Top Shabbos Goy People like it because they can move around a lot and never worry about maintenance and upkeep. Since no one has kids it's easy to pack up your corgi and move to a new city every couple of years. You miss out on the tax breaks though. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49323927) |
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Date: October 4th, 2025 12:53 PM Author: ""''"'"'"'"'' packing up and moving to a new city with corgi sounds 180 (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324646) |
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Date: October 4th, 2025 12:55 PM Author: Israel's Next Top Shabbos Goy (RSF) (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324650) |
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Date: October 4th, 2025 1:15 AM Author: .,.,.,.,.,.,.... What about all those graphs showing how much better off you'd be with s&p returns and renting studio apartment and not spending time/money maintaining anything? That is if you invested cash in market not house (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49323930) |
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Date: October 4th, 2025 1:24 AM Author: Israel's Next Top Shabbos Goy This is probably true but you would have to live like a monk and have no life. Probably couldn't do wife and kids. You'd have to be some kind of weirdo and have extreme discipline. With a house you get enormous tax breaks, you are saving money in a growth asset, you get to actually live somewhere nice during the bulk of your life and you can have a normal life. Renters try to obtain these things too but most are in a one bedroom in the city or something. Would be interesting to compare what it would cost to rent say a 4 bedroom house in a nice area vs the S&P trick. Maybe it is still better but you have to live somewhere. It's possible but if it were easy more people would do it. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49323945) |
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Date: October 4th, 2025 12:57 PM Author: big mean son of a bitch please out these "enormous tax breaks," the mortgage interest deduction is only possible if you itemize (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324660) |
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Date: October 4th, 2025 12:28 PM Author: prole 10yo with heartbreaking youtube channel wow. so if you completely abandon any pretense of a normal life and invest all the money you would have spent having a family, friends, fun, etc. then you will be able to die with a bigger screen number? one weird trick! (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324585) |
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Date: October 4th, 2025 12:34 PM Author: Israel's Next Top Shabbos Goy (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324601) |
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Date: October 4th, 2025 12:52 PM Author: click here to Learn More (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324640) |
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Date: October 4th, 2025 12:37 PM Author: internet phenotype Yep (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324607) |
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Date: October 4th, 2025 10:19 AM Author: Ass Sunstein If only there were some way that renters could become homeowners. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324270) |
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Date: October 4th, 2025 11:50 AM Author: Israel's Next Top Shabbos Goy 99% of them cannot in this economy (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324490) |
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Date: October 4th, 2025 12:51 PM Author: Ass Sunstein Flame, still $50k houses to be had in the middle of nowhere (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324638) |
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Date: October 4th, 2025 12:54 PM Author: Israel's Next Top Shabbos Goy Right nowhere near the jobs people need to afford a home. Those houses are cheap because they're too far from where anybody works. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324649) |
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Date: October 4th, 2025 12:37 PM Author: internet phenotype This is a really bizarre fantasy shared by people with no significant assets other than their home and Poor Redditors
Renting is actually more cost effective than owning right now unless you were already locked in to an ultra low rate mortgage. If you rent you just put your money in assets that appreciate faster than home values (which you can't even realize until you sell, and then you have to buy another home anyway)
The real reason to own a home is if you have a family and you need a space to raise a family in. Not as a financial asset |
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Date: October 4th, 2025 12:51 PM Author: Israel's Next Top Shabbos Goy Most people don't have a family because financially they can't afford it.
Most people who own a home are way ahead financially of the people who don't.
Most people who rent don't have enough income to set aside to accumulate stocks of any kind.
Most people can't afford a family, a home, or to invest substantially in assets. Most people are fucked and have No Future. People who own homes at least have a home, and possibly a family. They might have up to two things most people don't have. |
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Date: October 4th, 2025 12:54 PM Author: internet phenotype You're complaining about the structural issues with our economy and society (legit complaints imo). Your complaints don't have anything to do with owning a home vs renting
It's just a fact that putting money in, for example, tech stocks makes you more money than taking out a mortgage on a home and sitting on it
If you want to Become Wealthier you don't buy a home. Buying a home is something that someone does when they already have enough money to do so, or because they have to (they have a family and need space for kids) |
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Date: October 4th, 2025 12:57 PM Author: Israel's Next Top Shabbos Goy Right it's something people do because it's a massive quality of life upgrade but it's also literally an asset even if it's not the best possible asset you still retire with something. The majority of people retire with nothing. If you rent your whole life AND you don't have enough money to invest in stocks you're doomed to live on social security which isn't enough to survive on at all. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324658) |
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Date: October 4th, 2025 1:02 PM Author: internet phenotype You can invest in stocks with 50 dollars, dude. You can't buy a home with 50 dollars. Not only will investing in equities make you more money than buying a home, but it's accessible at any level of capital, whereas buying a home has the barrier to entry of a down payment and being able to meet the mortgage payment requirements
Honestly trying not to be a dick here but all of your posts in this thread make you seem like a retarded redditor. You're just incoherently babbling and complaining and are fixated on "owning a home" as the Path To Wealth(??) for some reason
Owning equities over the course of your life will make you wealthier than owning a home. That is Just A Fact |
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Date: October 4th, 2025 12:50 PM Author: OldHLSDude My ROI on home ownership after 53 years is abysmal (less than 3% on current house over 26 years), but there is no way I could have had a comparable quality of residential life by being a rentmo. OTOH, I have a recurrent dream that I have kept my first apartment all these years and go back there to get some peace and quiet. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324635) |
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Date: October 4th, 2025 12:54 PM Author: Israel's Next Top Shabbos Goy Don't you live in rural Ohio? Jfc lmao. Of course your $300,000 shitbox is going to be worth $309,000 today.
I grew up in a suburb of a tier 1 coastal elite major metro and the house I grew up in my parents bought for $700k and it's now worth $1.5 million so maybe don't live in fucking Ohio dipshit. |
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Date: October 4th, 2025 1:06 PM Author: SAT II: Law Until Blackrock and/or Zohran Mamdani steal their house (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2"#49324680) |