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Anyone else think your Mom's 401k losing 50% is 180?

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unhinged talented market
  04/05/25
to be honest, i am getting a bit concerned that the two anno...
Confused Electric Church
  04/05/25
Dementia mom was actually incredibly shrewd in this regard. ...
violet at-the-ready electric furnace
  04/05/25
rofl i shld hire ur birdshit mom as my money manager
unhinged talented market
  04/05/25
That bitch let this country be overflowed w turd skins like ...
boyish purple internal respiration stock car
  04/05/25
TBF, anyone looking to retire soon shouldn’t have been...
doobsian box office
  04/05/25
...
ocher insane prole
  04/05/25
Advisors all put them heavy as fuck in equities. People like...
Pea-brained razzmatazz casino pozpig
  04/05/25
This is egregious flame. "You should be in bonds if yo...
ocher insane prole
  04/05/25
...
doobsian box office
  04/05/25
Ok now actually talk irl to any financial advisor. The Vangu...
Pea-brained razzmatazz casino pozpig
  04/05/25
If you’re at 50% equities then you’re completely...
doobsian box office
  04/05/25
So somebody using this target date fund and retiring "n...
ocher insane prole
  04/05/25
lol so its basically go furk urself? is this what trumpmos a...
unhinged talented market
  04/05/25
even if they are only 50% equities they are still losing a t...
unhinged talented market
  04/05/25
I've been trying to get her to liquidate and put it all in a...
ocher insane prole
  04/05/25
You know a lot of these people have pensions and similar ben...
bateful state idea he suggested
  04/05/25
stfu u retard, u can easily look up percent who have pension...
unhinged talented market
  04/05/25
No it isn't you ignorant spammer
bateful state idea he suggested
  04/05/25
I only want the worst for Boomers.
razzle-dazzle ape
  04/05/25
...
boyish purple internal respiration stock car
  04/05/25
You mean your other dad's 401k
territorial slippery sneaky criminal alpha
  04/05/25
...
Ivory Supple National Kitty
  04/05/25
...
Exhilarant Rambunctious Hospital
  04/05/25
Boomers have $4m houses in Socal that they bought in the 80s...
provocative useless brakes
  04/05/25
...
bateful state idea he suggested
  04/05/25
IME boomers are the most sensitive to any attack on their NW...
unhinged talented market
  04/05/25
I thought you hated your parents?
trip nofapping step-uncle's house
  04/05/25
He has to beg them for money occasionally
bateful state idea he suggested
  04/05/25
I do, i made this thread as a reply to the one called "...
unhinged talented market
  04/05/25
Let's see here-- you washed out of the law within a few year...
ocher insane prole
  04/05/25
yep, pretty much
unhinged talented market
  04/05/25
lol at my mom having the impulse control to invest in a 401k
Lascivious Bonkers Preventive Strike
  04/05/25
My mom died
Clear marketing idea business firm
  04/05/25
Boomers have pensions. Whatever 401k they have is just extra...
very tactful self-centered blood rage
  04/05/25
...
very tactful self-centered blood rage
  08/18/25


Poast new message in this thread



Reply Favorite

Date: April 5th, 2025 9:37 AM
Author: unhinged talented market



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817699)



Reply Favorite

Date: April 5th, 2025 9:37 AM
Author: Confused Electric Church

to be honest, i am getting a bit concerned that the two annoyingly retarded lazy boomers at my work who were gonna retire in a few months might not now. i recently accepted a management position largely based on my expectation that i wouldnt have to deal with them. if theyre back, i'll need to reassess or see if they can be moved to another department

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817702)



Reply Favorite

Date: April 5th, 2025 9:40 AM
Author: violet at-the-ready electric furnace

Dementia mom was actually incredibly shrewd in this regard. She withdrew all of her IRA from equities and has been in money market since mid-March.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817709)



Reply Favorite

Date: April 5th, 2025 10:08 AM
Author: unhinged talented market

rofl i shld hire ur birdshit mom as my money manager

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817804)



Reply Favorite

Date: April 5th, 2025 9:43 AM
Author: boyish purple internal respiration stock car

That bitch let this country be overflowed w turd skins like u. Fuck her.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817718)



Reply Favorite

Date: April 5th, 2025 9:50 AM
Author: doobsian box office

TBF, anyone looking to retire soon shouldn’t have been heavy on equities anyway. If they had decent exposure to the bond market then they’re doing okay

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817736)



Reply Favorite

Date: April 5th, 2025 9:50 AM
Author: ocher insane prole



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817737)



Reply Favorite

Date: April 5th, 2025 9:51 AM
Author: Pea-brained razzmatazz casino pozpig

Advisors all put them heavy as fuck in equities. People like you always Hide when the market is at ATH because they'd get Flamed, lose Karma, or become a Joke.

"Your age in bonds" would put a 60 year old 40% in equities lol

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817739)



Reply Favorite

Date: April 5th, 2025 9:52 AM
Author: ocher insane prole

This is egregious flame. "You should be in bonds if you're close to/at retirement" is bog standard advice regardless of market conditions.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817744)



Reply Favorite

Date: April 5th, 2025 9:53 AM
Author: doobsian box office



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817748)



Reply Favorite

Date: April 5th, 2025 10:29 AM
Author: Pea-brained razzmatazz casino pozpig

Ok now actually talk irl to any financial advisor. The Vanguard 2025 fund is 50% equities: https://investor.vanguard.com/investment-products/mutual-funds/profile/vttvx#portfolio-composition

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817874)



Reply Favorite

Date: April 5th, 2025 11:19 AM
Author: doobsian box office

If you’re at 50% equities then you’re completely fine. Someone looking to retire right now still probably has 20-30 Years left to live, so you need some long term upside still.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48818014)



Reply Favorite

Date: April 5th, 2025 11:34 AM
Author: ocher insane prole

So somebody using this target date fund and retiring "now" is already 40% in bonds and completely fine. Did you even read your own link. If so, how did you not understand it

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48818051)



Reply Favorite

Date: April 5th, 2025 10:09 AM
Author: unhinged talented market

lol so its basically go furk urself? is this what trumpmos are saying to retirees, most of whom are fellow BIRDSHITS? why is trump 2.0 so mean to birdshits?

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817807)



Reply Favorite

Date: April 5th, 2025 10:09 AM
Author: unhinged talented market

even if they are only 50% equities they are still losing a ton

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817808)



Reply Favorite

Date: April 5th, 2025 9:51 AM
Author: ocher insane prole

I've been trying to get her to liquidate and put it all in a SPIA for a while now, then just live "paycheck to paycheck" basically. Failing that, I wanted to look over her portfolio and make sure things were appropriately conservative, but she never had time. If she just got market crash pwned, my conscience is clear, I tried.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817741)



Reply Favorite

Date: April 5th, 2025 10:04 AM
Author: bateful state idea he suggested

You know a lot of these people have pensions and similar benefits that younger people don't right? And most boomer women didn't work and will get their husbands pension and social security when they die

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817788)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: unhinged talented market

stfu u retard, u can easily look up percent who have pensions and its very low just scammy ex-miliary and govt workers maybe not even 20% tops, and anyway how do u think pensions are paid out? the pension funds are the BIGGEST investors in the stock market, when they have mass declines it becomes increasingly difficult to pay out pensions

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817810)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: bateful state idea he suggested

No it isn't you ignorant spammer

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817816)



Reply Favorite

Date: April 5th, 2025 10:06 AM
Author: razzle-dazzle ape

I only want the worst for Boomers.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817798)



Reply Favorite

Date: April 5th, 2025 10:06 AM
Author: boyish purple internal respiration stock car



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817800)



Reply Favorite

Date: April 5th, 2025 10:07 AM
Author: territorial slippery sneaky criminal alpha

You mean your other dad's 401k

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817802)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: Ivory Supple National Kitty



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817809)



Reply Favorite

Date: April 5th, 2025 1:47 PM
Author: Exhilarant Rambunctious Hospital



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48818473)



Reply Favorite

Date: April 5th, 2025 10:16 AM
Author: provocative useless brakes

Boomers have $4m houses in Socal that they bought in the 80s for $250k, and pay $3k a year in property tax.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817840)



Reply Favorite

Date: April 5th, 2025 10:18 AM
Author: bateful state idea he suggested



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817848)



Reply Favorite

Date: April 5th, 2025 10:25 AM
Author: unhinged talented market

IME boomers are the most sensitive to any attack on their NW which was totally created by 100% HARD WORK, they are so use to just being given everything, a stable economic environment for decades that even a 15-20% correction will drive them insane esp when they see no geopolitical reason for it

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817866)



Reply Favorite

Date: April 5th, 2025 10:27 AM
Author: trip nofapping step-uncle's house

I thought you hated your parents?

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817871)



Reply Favorite

Date: April 5th, 2025 10:35 AM
Author: bateful state idea he suggested

He has to beg them for money occasionally

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817891)



Reply Favorite

Date: April 5th, 2025 10:38 AM
Author: unhinged talented market

I do, i made this thread as a reply to the one called "Anyone else think Tariffs are 180?" but somehow ppl took it seriously it seems to hit home for some reason

i hoap my bitch mom's 401k goes to hell she surely wont leave a cent for me even though being the most deprived bitch influence ever she owes me the stupid furking bitch all indians shld furking die

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817901)



Reply Favorite

Date: April 5th, 2025 10:40 AM
Author: ocher insane prole

Let's see here-- you washed out of the law within a few years, you always engage in logical fallacies then double-triple/quadruple down on them, you're a crazed loner who hates everywhere he goes, you fail at everything you do, and the only thing you find solace in is the imagined achievements of non-white people from five centuries ago. Yeah, I'm sure the problem is on your mother's end. JFC, you're the strongest argument against parenthood I've ever seen, imagine creating life and then what you get is Tommy.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817903)



Reply Favorite

Date: April 5th, 2025 10:41 AM
Author: unhinged talented market

yep, pretty much

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817905)



Reply Favorite

Date: April 5th, 2025 10:37 AM
Author: Lascivious Bonkers Preventive Strike

lol at my mom having the impulse control to invest in a 401k

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48817895)



Reply Favorite

Date: April 5th, 2025 11:22 AM
Author: Clear marketing idea business firm

My mom died

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48818021)



Reply Favorite

Date: April 5th, 2025 1:46 PM
Author: very tactful self-centered blood rage

Boomers have pensions. Whatever 401k they have is just extra gravy

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#48818466)



Reply Favorite

Date: August 18th, 2025 2:18 PM
Author: very tactful self-centered blood rage



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2"#49194596)