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How much does the typically American have in liquid assets?

TT's thread really got me thinking. The Fed's Surveybof Con...
Buy your next house instantly with Zellow!
  02/22/26
...
Buy your next house instantly with Zellow!
  02/22/26
HatGPT says $8k per household median
coquettish nigress
  02/22/26
close to zero
Consuela
  02/22/26


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Date: February 22nd, 2026 2:52 PM
Author: Buy your next house instantly with Zellow!

TT's thread really got me thinking. The Fed's Surveybof Consumer Finances is unreliable and shoots high, I don't trust those numbers.

So what are the real stats? How much does the typical American have in cash, savings, taxable brokerage account, whatever. Obviously excluding home equity, retirement accounts, or anything else not readily accessible.

I have a sneaking suspicion the numbers are mind bogglingly low.

(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2),#49687244)



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Date: February 22nd, 2026 3:16 PM
Author: Buy your next house instantly with Zellow!



(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2),#49687301)



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Date: February 22nd, 2026 4:25 PM
Author: coquettish nigress

HatGPT says $8k per household median

(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2),#49687445)



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Date: February 22nd, 2026 4:31 PM
Author: Consuela

close to zero

(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2),#49687447)