\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Real Talk: Why Are Proles Allowed To Drive With $15-30K Min Policy?

Putting aside the uninsured scumbags, what rational society ...
...,,..;...,,..,..,...,,,;..,
  07/22/25
Explain why this is bad? They aren’t going to get insu...
Paralegal Muhammad
  07/22/25
Because 15-30k doesn’t come close to covering property...
...,,..;...,,..,..,...,,,;..,
  07/22/25
Proles kick their kids out of the house at like 16.5. Zoomer...
Paralegal Muhammad
  07/22/25
Do you go back in this scenario?
...,,..;...,,..,..,...,,,;..,
  07/22/25
I sure hope so.
Paralegal Muhammad
  07/22/25
because they can't afford anything more and need to commute ...
Malicious Pedophile Crew (MPC)
  07/22/25
Then why require insurance at all? Just have everyone self-i...
...,,..;...,,..,..,...,,,;..,
  07/22/25
it's like waist only seatbelts in a 1968 mustang. far from i...
Malicious Pedophile Crew (MPC)
  07/22/25
it’s honestly insane.
msj
  07/22/25
gee idk any scuzzbag jews who you love to fellate interferin...
theranchman
  07/22/25
...
'What Is It?' an essay by Crispin Hellion Glover
  07/22/25
they shouldn't be on the hook for extra to subsidize your de...
hank_scorpio
  07/22/25
...
richard clock
  07/22/25
low iq schtick? have u heard of bodily injury?
...,,..;...,,..,..,...,,,;..,
  07/22/25
yes, medpay is included in both their insurance and yours, p...
hank_scorpio
  07/22/25
health insurance doesnt cover a wide variety of damage categ...
...,,..;...,,..,..,...,,,;..,
  07/22/25
no, tort law does and you don't get to insist that you are i...
hank_scorpio
  07/22/25
link to the point of auto insurance?
...,,..;...,,..,..,...,,,;..,
  07/22/25
see above, which is why it is structured as it is, which you...
hank_scorpio
  07/22/25
...
Heil Hitler (TT6)
  07/22/25
If you don’t like it, buy additional underinsured moto...
Take a look at the lawman beating up the wrong guy
  07/22/25
yes, i have 2MM in UIM but then why make anyone buy insur...
...,,..;...,,..,..,...,,,;..,
  07/22/25
to cover the 90% of accidents that it is sufficient for
hank_scorpio
  07/22/25
this is utterly retarded. insurance is literally for catastr...
...,,..;...,,..,..,...,,,;..,
  07/22/25
nope, which is why nobody is insured against all of the othe...
hank_scorpio
  07/22/25
$15-30K would be catastrophic for a prole, retard
Take a look at the lawman beating up the wrong guy
  07/22/25
In some sense, low limits are a good thing because then the ...
Candy Ride
  07/22/25
stop poasting
Malicious Pedophile Crew (MPC)
  07/22/25
You are retarded by do standards (probably smart by reddit s...
Candy Ride
  07/22/25
why does anytime the topic of dumbest poaster comes up you a...
Malicious Pedophile Crew (MPC)
  07/22/25
Gunner, be real. You are one of the dumbest people here, and...
Candy Ride
  07/22/25
i appreciate that! let me be real: you are dumber than dogsh...
Malicious Pedophile Crew (MPC)
  07/22/25
its not an insurance issue they just flat out shouldnt have ...
Jack Mehoff
  07/22/25
if any of us gave a single fucking shit about road safety we...
hank_scorpio
  07/22/25
the thought of some 186lb 22yo "latinx" bitch with...
Jack Mehoff
  07/22/25
the worst part is how they will run into a stationary object...
hank_scorpio
  07/22/25
My solution would be a choice of higher minimums (200k) or a...
LathamTouchedMe
  07/22/25
70…. Have you left the Tri-state area lately? Also...
Paralegal Muhammad
  07/22/25
...
...,,..;...,,..,..,...,,,;..,
  07/22/25
lol fags who are favored by our laws find a pointless exampl...
Heil Hitler (TT6)
  07/22/25


Poast new message in this thread



Reply Favorite

Date: July 22nd, 2025 1:21 PM
Author: ...,,..;...,,..,..,...,,,;..,


Putting aside the uninsured scumbags, what rational society allows this?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121876)



Reply Favorite

Date: July 22nd, 2025 1:25 PM
Author: Paralegal Muhammad

Explain why this is bad? They aren’t going to get insurance if they need 100,000k

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121887)



Reply Favorite

Date: July 22nd, 2025 1:35 PM
Author: ...,,..;...,,..,..,...,,,;..,


Because 15-30k doesn’t come close to covering property damage from a serious wreck let alone bodily injury.

Law abiding proles will. And increase the penalty for not having insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121925)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: Paralegal Muhammad

Proles kick their kids out of the house at like 16.5. Zoomers can’t afford $9,000k/yr in car insurance. We need to stop being predatory towards people who make like $20/hr imo. As long as they’re white they’re fine and Lexus ponytail drivers should subsidize them imo

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121933)



Reply Favorite

Date: July 22nd, 2025 1:42 PM
Author: ...,,..;...,,..,..,...,,,;..,


Do you go back in this scenario?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121949)



Reply Favorite

Date: July 22nd, 2025 6:25 PM
Author: Paralegal Muhammad

I sure hope so.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123082)



Reply Favorite

Date: July 22nd, 2025 1:37 PM
Author: Malicious Pedophile Crew (MPC) (gunneratttt)

because they can't afford anything more and need to commute to jobs. dont blame the proles, blame the society that requires a bunch buckwild prole second class citizens in order to function.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121929)



Reply Favorite

Date: July 22nd, 2025 1:39 PM
Author: ...,,..;...,,..,..,...,,,;..,


Then why require insurance at all? Just have everyone self-insure. You already have 30% of CA roads filled with illegals or degenerates without insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121937)



Reply Favorite

Date: July 22nd, 2025 1:42 PM
Author: Malicious Pedophile Crew (MPC) (gunneratttt)

it's like waist only seatbelts in a 1968 mustang. far from ideal but still better than nothing. if we did that it would be even worse. also uninsured motorist means reasonable proles that get creamed by buckwild proles wont have to rely (as heavily) on the taxpayer.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121948)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: msj

it’s honestly insane.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121931)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: theranchman

gee idk any scuzzbag jews who you love to fellate interfering with the auto industry or anything

amazing how u freaks dont see these connections

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49121934)



Reply Favorite

Date: July 22nd, 2025 6:40 PM
Author: 'What Is It?' an essay by Crispin Hellion Glover



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123119)



Reply Favorite

Date: July 22nd, 2025 6:55 PM
Author: hank_scorpio

they shouldn't be on the hook for extra to subsidize your decision to buy enormous expensive cars that get totalled when you scratch the bumper

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123134)



Reply Favorite

Date: July 22nd, 2025 6:58 PM
Author: richard clock



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123140)



Reply Favorite

Date: July 22nd, 2025 9:15 PM
Author: ...,,..;...,,..,..,...,,,;..,


low iq schtick? have u heard of bodily injury?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123476)



Reply Favorite

Date: July 22nd, 2025 9:17 PM
Author: hank_scorpio

yes, medpay is included in both their insurance and yours, plus you should have health insurance

in any event people die in crashes all of the time, you can't make everyone carry 3 million dollars in insurance if you want anybody to have insurance at all

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123481)



Reply Favorite

Date: July 22nd, 2025 9:21 PM
Author: ...,,..;...,,..,..,...,,,;..,


health insurance doesnt cover a wide variety of damage categories that are compensible.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123489)



Reply Favorite

Date: July 22nd, 2025 9:22 PM
Author: hank_scorpio

no, tort law does and you don't get to insist that you are insured against any other fucking damages, the point of auto insurance is to let proles hit other proles and if it wasn't your fault you can get another car

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123490)



Reply Favorite

Date: July 22nd, 2025 9:24 PM
Author: ...,,..;...,,..,..,...,,,;..,


link to the point of auto insurance?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123494)



Reply Favorite

Date: July 22nd, 2025 9:24 PM
Author: hank_scorpio

see above, which is why it is structured as it is, which you are complaining about because you don't understand what is going on apparently

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123495)



Reply Favorite

Date: July 22nd, 2025 10:41 PM
Author: Heil Hitler (TT6)



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123695)



Reply Favorite

Date: July 22nd, 2025 7:08 PM
Author: Take a look at the lawman beating up the wrong guy

If you don’t like it, buy additional underinsured motorist insurance.

Also, interesting fact I Googled and confirmed with AI: black drivers are 73% more likely to be involved in fatal accidents than white drivers on a mileage-adjusted basis. What do we do with that info?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123155)



Reply Favorite

Date: July 22nd, 2025 9:16 PM
Author: ...,,..;...,,..,..,...,,,;..,


yes, i have 2MM in UIM

but then why make anyone buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123480)



Reply Favorite

Date: July 22nd, 2025 9:18 PM
Author: hank_scorpio

to cover the 90% of accidents that it is sufficient for

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123483)



Reply Favorite

Date: July 22nd, 2025 9:20 PM
Author: ...,,..;...,,..,..,...,,,;..,


this is utterly retarded. insurance is literally for catastrophic events, not for some $300 fender bender.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123486)



Reply Favorite

Date: July 22nd, 2025 9:23 PM
Author: hank_scorpio

nope, which is why nobody is insured against all of the other catostrophic things they could do to you, some guy could shoot you right in the fucking head and your family would be left to collect what they can

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123493)



Reply Favorite

Date: July 22nd, 2025 10:08 PM
Author: Take a look at the lawman beating up the wrong guy

$15-30K would be catastrophic for a prole, retard

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123622)



Reply Favorite

Date: July 22nd, 2025 7:10 PM
Author: Candy Ride

In some sense, low limits are a good thing because then the insurer actually pays it out quickly.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123159)



Reply Favorite

Date: July 22nd, 2025 9:29 PM
Author: Malicious Pedophile Crew (MPC) (gunneratttt)

stop poasting

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123509)



Reply Favorite

Date: July 22nd, 2025 9:38 PM
Author: Candy Ride

You are retarded by do standards (probably smart by reddit standards).

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123536)



Reply Favorite

Date: July 22nd, 2025 9:54 PM
Author: Malicious Pedophile Crew (MPC) (gunneratttt)

why does anytime the topic of dumbest poaster comes up you are always at the top?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123577)



Reply Favorite

Date: July 22nd, 2025 9:59 PM
Author: Candy Ride

Gunner, be real. You are one of the dumbest people here, and I am a lot smarter than you. That's ok. We accept you as a poaster.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123583)



Reply Favorite

Date: July 22nd, 2025 10:39 PM
Author: Malicious Pedophile Crew (MPC) (gunneratttt)

i appreciate that! let me be real: you are dumber than dogshit and no attorney prays for low limits aside from ones like you that struggle with Bates stamps.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123693)



Reply Favorite

Date: July 22nd, 2025 9:25 PM
Author: Jack Mehoff

its not an insurance issue they just flat out shouldnt have drivers licenses

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123496)



Reply Favorite

Date: July 22nd, 2025 9:28 PM
Author: hank_scorpio

if any of us gave a single fucking shit about road safety we would have a Finnish style system and require everyone to learn on a manual

the extra bonus is women would be disproportionately affected

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123505)



Reply Favorite

Date: July 22nd, 2025 9:42 PM
Author: Jack Mehoff

the thought of some 186lb 22yo "latinx" bitch with neck tats jamming out to hip hop while operating a leased $54000 toyota tacoma and running over a pedestrian while trying to get nashville hot chicken in cleveland is so absurd i dont even know where to stand on the insurance thing.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123548)



Reply Favorite

Date: July 22nd, 2025 9:43 PM
Author: hank_scorpio

the worst part is how they will run into a stationary object and insist it isn't their fault

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123552)



Reply Favorite

Date: July 22nd, 2025 9:50 PM
Author: LathamTouchedMe

My solution would be a choice of higher minimums (200k) or allowing a tracking/speed control device on your car. The device would prevent speeds in excess of 70 on a highway and much lower on side streets and also track things like braking and sharp turns etc. I know insurance companies offer discounts for devices that keep track of driving info. This would take it another step.

And yes, proles are the problem. Look at what happened in Manhattan with congestion pricing and what it did to reduce traffic. Proles need to be taken out to the woodshed sometimes.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123567)



Reply Favorite

Date: July 22nd, 2025 9:59 PM
Author: Paralegal Muhammad

70…. Have you left the Tri-state area lately?

Also it should just monitor race imo

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123586)



Reply Favorite

Date: July 22nd, 2025 10:44 PM
Author: ...,,..;...,,..,..,...,,,;..,




(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123698)



Reply Favorite

Date: July 22nd, 2025 10:43 PM
Author: Heil Hitler (TT6)

lol fags who are favored by our laws find a pointless example where it might not favor them and are shocked.

boot stamps faggot. buy another car if you need too. bill more.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2)#49123697)