The most prestigious law school admissions discussion board in the world.
|
 |
 
|
My 56 yo brother just told me he has zero retirement savings
| talented business firm | 09/22/25 |
| Fragrant Electric Furnace | 09/22/25 |
| Buff Brethren | 09/22/25 |
| Olive mad-dog skullcap haunted graveyard | 09/22/25 |
| talented business firm | 09/22/25 |
| underhanded home | 09/22/25 |
| opaque genital piercing | 09/22/25 |
| talented business firm | 09/22/25 |
| AI_concubine | 09/28/25 |
| sealclubber | 09/28/25 |
| AI_concubine | 09/29/25 |
| Drunken abnormal stock car reading party | 09/22/25 |
| fluffy hot associate university | 09/22/25 |
| Aphrodisiac pearly juggernaut | 09/22/25 |
| Apoplectic idiot | 09/22/25 |
| Olive mad-dog skullcap haunted graveyard | 09/22/25 |
| sick national security agency | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| talented business firm | 09/22/25 |
| Drunken abnormal stock car reading party | 09/22/25 |
| Hilarious Step-uncle's House Factory Reset Button | 09/22/25 |
| Marvelous abusive hunting ground | 09/22/25 |
| fluffy hot associate university | 09/22/25 |
| pearl knife | 09/22/25 |
| Provocative Range | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| talented business firm | 09/22/25 |
| Apoplectic idiot | 09/22/25 |
| talented business firm | 09/22/25 |
| Apoplectic idiot | 09/22/25 |
| twisted azn | 09/22/25 |
| talented business firm | 09/22/25 |
| bull headed hairraiser sex offender | 09/22/25 |
| underhanded home | 09/22/25 |
| Sepia Newt Wagecucks | 09/22/25 |
| talented business firm | 09/22/25 |
| Apoplectic idiot | 09/22/25 |
| Cyan field jap | 09/22/25 |
| medicated roommate hissy fit | 09/22/25 |
| ivory irradiated foreskin skinny woman | 09/22/25 |
| opaque genital piercing | 09/22/25 |
| gold deer antler | 09/22/25 |
| Well-lubricated Violet Boltzmann | 09/22/25 |
| Stirring brass forum | 09/22/25 |
| Bateful jewess bawdyhouse | 09/22/25 |
| talented business firm | 09/22/25 |
| Drunken abnormal stock car reading party | 09/22/25 |
| flickering cuckoldry corner | 09/22/25 |
| Disrespectful filthy jew | 09/22/25 |
| Misanthropic flushed pozpig weed whacker | 09/22/25 |
| internet-worthy maize blood rage | 09/22/25 |
| duck-like pale rehab filthpig | 09/22/25 |
| cerise really tough guy whorehouse | 09/22/25 |
| talented business firm | 09/22/25 |
| Kenneth Play | 09/26/25 |
| cannon | 09/27/25 |
| Judas Jones | 09/28/25 |
| Dr_Sigmund_Floyd | 09/29/25 |
| Stubborn Property Boiling Water | 09/22/25 |
| talented business firm | 09/22/25 |
| Stubborn Property Boiling Water | 09/22/25 |
| talented business firm | 09/22/25 |
| Stubborn Property Boiling Water | 09/22/25 |
| Fucking Fuckface | 09/28/25 |
| indigo autistic orchestra pit | 09/22/25 |
| pungent piazza | 09/22/25 |
| talented business firm | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| Provocative Range | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| Provocative Range | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| Stubborn Property Boiling Water | 09/22/25 |
| sadistic magical temple | 09/22/25 |
| Stubborn Property Boiling Water | 09/22/25 |
| beta-caryophyllene | 09/28/25 |
| Bistre Hospital | 09/22/25 |
| adulterous messiness organic girlfriend | 09/22/25 |
| pungent piazza | 09/22/25 |
| Lime philosopher-king pisswyrm | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| Lime philosopher-king pisswyrm | 09/23/25 |
| Kenneth Play | 09/26/25 |
| Fucking Fuckface | 09/28/25 |
| adulterous messiness organic girlfriend | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| adulterous messiness organic girlfriend | 09/22/25 |
| When I grow up I want to be a pumo | 09/28/25 |
| CriminalConversation | 09/28/25 |
| Aphrodisiac pearly juggernaut | 09/22/25 |
| misunderstood impressive site | 09/22/25 |
| gold deer antler | 09/22/25 |
| Apoplectic idiot | 09/22/25 |
| Bistre Hospital | 09/22/25 |
| talented business firm | 09/22/25 |
| opaque genital piercing | 09/22/25 |
| Drunken abnormal stock car reading party | 09/22/25 |
| cerise really tough guy whorehouse | 09/22/25 |
| Disrespectful filthy jew | 09/22/25 |
| ;;......,.,.,.;.,.,.,.,., | 09/28/25 |
| big irate lettuce voyeur | 09/22/25 |
| gold deer antler | 09/22/25 |
| Apoplectic idiot | 09/22/25 |
| Bateful jewess bawdyhouse | 09/22/25 |
| Apoplectic idiot | 09/22/25 |
| talented business firm | 09/22/25 |
| Bateful jewess bawdyhouse | 09/22/25 |
| floppy low-t school | 09/22/25 |
| Disrespectful filthy jew | 09/22/25 |
| talented business firm | 09/22/25 |
| cannon | 09/27/25 |
| Kenneth Play | 09/26/25 |
| Fucking Fuckface | 09/28/25 |
| Kenneth Play | 09/28/25 |
| vivacious bipolar telephone | 09/22/25 |
| Apoplectic idiot | 09/22/25 |
| sexy trip market corn cake | 09/22/25 |
| vivacious bipolar telephone | 09/22/25 |
| amber pea-brained theatre death wish | 09/22/25 |
| Drunken abnormal stock car reading party | 09/22/25 |
| internet-worthy maize blood rage | 09/22/25 |
| Barry Stanton | 09/27/25 |
| The Midwit Pundit's Assassination | 09/28/25 |
| Lime philosopher-king pisswyrm | 09/23/25 |
| frum mewling ladyboy clown | 09/23/25 |
| ;;......,.,.,.;.,.,.,.,., | 09/28/25 |
| internet-worthy maize blood rage | 09/22/25 |
| talented business firm | 09/22/25 |
| internet-worthy maize blood rage | 09/22/25 |
| gold deer antler | 09/22/25 |
| talented business firm | 09/22/25 |
| pungent piazza | 09/22/25 |
| Disrespectful filthy jew | 09/22/25 |
| A Dick is Not Dispositive | 09/26/25 |
| Barry Stanton | 09/26/25 |
| Angry white woman tailgating you on an empty road | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: talented business firm He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time. |
 |
Date: September 22nd, 2025 7:07 PM Author: Fragrant Electric Furnace that is sad. gave me anxiety just reading it. lord almighty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292437) |
Date: September 22nd, 2025 9:28 AM Author: Buff Brethren Weird (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290854) |
|
Date: September 22nd, 2025 9:30 AM Author: Olive mad-dog skullcap haunted graveyard What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290858) |
|
Date: September 22nd, 2025 9:35 AM Author: talented business firm He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.
Do you know them? |
|
Date: September 22nd, 2025 9:43 AM Author: underhanded home Guessing they are big Israel supporters (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290896) |
|
Date: September 22nd, 2025 10:42 AM Author: opaque genital piercing (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290995) |
|
Date: September 22nd, 2025 11:27 AM Author: talented business firm I’m not sure either could even tell you who the current president is (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291076) |
|
Date: September 28th, 2025 1:39 AM Author: AI_concubine President Biden is as sharp as a tack (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308560) |
|
Date: September 28th, 2025 1:11 PM Author: sealclubber agree. the side of the tack you push on. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309326) |
|
Date: September 29th, 2025 12:27 PM Author: AI_concubine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49311440) |
|
Date: September 22nd, 2025 12:52 PM Author: Drunken abnormal stock car reading party (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291367) |
|
Date: September 22nd, 2025 5:11 PM Author: fluffy hot associate university (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292142) |
|
Date: September 22nd, 2025 9:58 AM Author: Aphrodisiac pearly juggernaut its a story as old as recent times (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290926) |
|
Date: September 22nd, 2025 10:18 AM Author: Apoplectic idiot (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290951) |
|
Date: September 22nd, 2025 10:20 AM Author: Olive mad-dog skullcap haunted graveyard (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290957) |
|
Date: September 22nd, 2025 10:37 AM Author: sick national security agency (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290984) |
|
Date: September 22nd, 2025 10:49 AM Author: Bistre Hospital (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291013) |
|
Date: September 22nd, 2025 11:28 AM Author: talented business firm (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291077) |
|
Date: September 22nd, 2025 12:52 PM Author: Drunken abnormal stock car reading party (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291368) |
|
Date: September 22nd, 2025 3:39 PM Author: Hilarious Step-uncle's House Factory Reset Button (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291842) |
|
Date: September 22nd, 2025 5:02 PM Author: Marvelous abusive hunting ground (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292110) |
|
Date: September 22nd, 2025 5:11 PM Author: fluffy hot associate university (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292143) |
|
Date: September 22nd, 2025 7:07 PM Author: pearl knife (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292436) |
|
Date: September 22nd, 2025 9:30 AM Author: Provocative Range Sounds very Gen X (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290859) |
|
Date: September 22nd, 2025 9:41 AM Author: Bistre Hospital (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290889) |
|
Date: September 22nd, 2025 9:46 AM Author: talented business firm Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290911) |
|
Date: September 22nd, 2025 10:19 AM Author: Apoplectic idiot Double Big Fed? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290954) |
|
Date: September 22nd, 2025 11:28 AM Author: talented business firm Not saying, but yep (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291080) |
|
Date: September 22nd, 2025 11:33 AM Author: Apoplectic idiot Good for you (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291097) |
|
Date: September 22nd, 2025 1:22 PM Author: twisted azn Any kids? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291483) |
|
Date: September 22nd, 2025 4:24 PM Author: talented business firm He’s already graduated from college and doing well on his own. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291988) |
|
Date: September 22nd, 2025 9:30 AM Author: bull headed hairraiser sex offender It probably will work out for him though. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290860) |
|
Date: September 22nd, 2025 9:46 AM Author: underhanded home Sadly yeah (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290909) |
|
Date: September 22nd, 2025 9:32 AM Author: Sepia Newt Wagecucks Tell us more about the wife's fake business (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290862) |
|
Date: September 22nd, 2025 9:37 AM Author: talented business firm She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290877) |
|
Date: September 22nd, 2025 10:20 AM Author: Apoplectic idiot How can that lose 3k/month? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290956) |
|
Date: September 22nd, 2025 10:27 AM Author: Cyan field jap She's putting way too much scent in them (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290970) |
|
Date: September 22nd, 2025 10:31 AM Author: medicated roommate hissy fit (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290975) |
|
Date: September 22nd, 2025 10:35 AM Author: ivory irradiated foreskin skinny woman (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290980) |
|
Date: September 22nd, 2025 10:42 AM Author: opaque genital piercing (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290998) |
|
Date: September 22nd, 2025 10:49 AM Author: gold deer antler (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291011) |
|
Date: September 22nd, 2025 10:51 AM Author: Well-lubricated Violet Boltzmann (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291016) |
|
Date: September 22nd, 2025 10:53 AM Author: Stirring brass forum (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291023) |
|
Date: September 22nd, 2025 11:13 AM Author: Bateful jewess bawdyhouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291054) |
|
Date: September 22nd, 2025 11:27 AM Author: talented business firm (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291074) |
|
Date: September 22nd, 2025 12:52 PM Author: Drunken abnormal stock car reading party (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291372) |
|
Date: September 22nd, 2025 12:56 PM Author: flickering cuckoldry corner (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291399) |
|
Date: September 22nd, 2025 1:25 PM Author: Disrespectful filthy jew (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291495) |
|
Date: September 22nd, 2025 4:20 PM Author: Misanthropic flushed pozpig weed whacker (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291968) |
|
Date: September 22nd, 2025 4:22 PM Author: internet-worthy maize blood rage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291973) |
|
Date: September 22nd, 2025 4:41 PM Author: duck-like pale rehab filthpig (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292032) |
|
Date: September 22nd, 2025 7:03 PM Author: cerise really tough guy whorehouse I think you misspelled "cents." (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292431) |
|
Date: September 22nd, 2025 11:37 PM Author: talented business firm (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293056) |
|
Date: September 26th, 2025 1:39 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305213) |
|
Date: September 27th, 2025 6:43 PM Author: cannon (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308038) |
|
Date: September 28th, 2025 1:58 PM Author: Judas Jones (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309440) |
|
Date: September 29th, 2025 12:42 PM Author: Dr_Sigmund_Floyd (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49311477) |
|
Date: September 22nd, 2025 9:36 AM Author: Stubborn Property Boiling Water All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money. Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful. |
|
Date: September 22nd, 2025 9:38 AM Author: talented business firm He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290880) |
|
Date: September 22nd, 2025 9:38 AM Author: Stubborn Property Boiling Water Nothing wrong with that, brother. Or working until 76. Who cares? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290882) |
|
Date: September 22nd, 2025 9:39 AM Author: talented business firm He hates his job and wants to killself daily. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290886) |
|
Date: September 22nd, 2025 9:42 AM Author: Stubborn Property Boiling Water He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290894) |
|
Date: September 28th, 2025 8:29 AM Author: Fucking Fuckface Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308717) |
|
Date: September 22nd, 2025 11:39 AM Author: indigo autistic orchestra pit nah, before he turns 65 that shit's gonna be means tested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291118) |
|
Date: September 22nd, 2025 7:38 PM Author: pungent piazza Everyone should work to 70+. I have a 76 year old partner and he loves litigating. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292529) |
|
Date: September 22nd, 2025 11:37 PM Author: talented business firm Simmer down Shapiro (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293057) |
|
Date: September 22nd, 2025 9:39 AM Author: Bistre Hospital how is he going to pay off 400k in 14 years when he can't even save for retirement. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290887) |
|
Date: September 22nd, 2025 9:41 AM Author: Provocative Range You seem to struggle with the idea that someone could build net worth rather than Descending. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290890) |
|
Date: September 22nd, 2025 9:43 AM Author: Bistre Hospital My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290898) |
|
Date: September 22nd, 2025 12:55 PM Author: Provocative Range You should sell your Xbox for Profit. The price is ever increasing fo No Reason (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291391) |
|
Date: September 22nd, 2025 12:58 PM Author: Bistre Hospital are you saying I should Sell High? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291407) |
|
Date: September 22nd, 2025 1:00 PM Author: Bistre Hospital btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291419) |
|
Date: September 22nd, 2025 9:42 AM Author: Stubborn Property Boiling Water He needs to pay $2,000 in principal each month, which he can do on $180k. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290893) |
|
Date: September 22nd, 2025 9:46 AM Author: sadistic magical temple Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290908) |
|
Date: September 22nd, 2025 9:49 AM Author: Stubborn Property Boiling Water Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290919) |
|
Date: September 28th, 2025 12:09 AM Author: beta-caryophyllene (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308508) |
|
Date: September 22nd, 2025 9:50 AM Author: Bistre Hospital this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290921) |
|
Date: September 22nd, 2025 9:44 AM Author: adulterous messiness organic girlfriend Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290903) |
|
Date: September 22nd, 2025 7:40 PM Author: pungent piazza At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292535) |
|
Date: September 22nd, 2025 11:34 AM Author: Lime philosopher-king pisswyrm Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.
But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that. |
|
Date: September 22nd, 2025 11:36 AM Author: Bistre Hospital Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291106) |
|
Date: September 23rd, 2025 12:31 AM Author: Lime philosopher-king pisswyrm (dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare. |
|
Date: September 26th, 2025 1:40 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305216) |
|
Date: September 28th, 2025 8:33 AM Author: Fucking Fuckface Leave America (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308723) |
|
Date: September 22nd, 2025 9:42 AM Author: adulterous messiness organic girlfriend He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290895) |
|
Date: September 22nd, 2025 9:44 AM Author: Bistre Hospital he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290901) |
|
Date: September 22nd, 2025 9:45 AM Author: adulterous messiness organic girlfriend Once his kids are out of the house he can just downsize and bam! its paid off. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290906) |
|
Date: September 28th, 2025 12:32 AM Author: When I grow up I want to be a pumo The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308521) |
|
Date: September 28th, 2025 1:58 PM Author: CriminalConversation (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309435) |
|
Date: September 22nd, 2025 9:58 AM Author: Aphrodisiac pearly juggernaut He's going to be fine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290925) |
|
Date: September 22nd, 2025 10:41 AM Author: misunderstood impressive site If he has a COVID-era mortgage rate, he'd be insane to pay it off (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290992) |
|
Date: September 22nd, 2025 10:50 AM Author: gold deer antler For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291014) |
|
Date: September 22nd, 2025 10:51 AM Author: Apoplectic idiot This guy gets it (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291017) |
|
Date: September 22nd, 2025 10:53 AM Author: Bistre Hospital Raymondnomics (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291024) |
|
Date: September 22nd, 2025 11:29 AM Author: talented business firm (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291083) |
|
Date: September 22nd, 2025 11:46 AM Author: opaque genital piercing (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291132) |
|
Date: September 22nd, 2025 12:53 PM Author: Drunken abnormal stock car reading party (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291374) |
|
Date: September 22nd, 2025 12:53 PM Author: cerise really tough guy whorehouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291380) |
|
Date: September 22nd, 2025 1:26 PM Author: Disrespectful filthy jew (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291500) |
|
Date: September 28th, 2025 2:24 PM (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309504) |
|
Date: September 22nd, 2025 10:43 AM Author: big irate lettuce voyeur (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291001) |
|
Date: September 22nd, 2025 10:48 AM Author: gold deer antler Many such cases (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291009) |
|
Date: September 22nd, 2025 10:50 AM Author: Apoplectic idiot This seems to be about the median life outcome ITE (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291015) |
|
Date: September 22nd, 2025 11:06 AM Author: Bateful jewess bawdyhouse I have a friend who just put 2200 worth of car audio into a 2008 camry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291045) |
|
Date: September 22nd, 2025 11:19 AM Author: Apoplectic idiot Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291060) |
|
Date: September 22nd, 2025 11:30 AM Author: talented business firm Is your friend still in high school?
My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels. |
|
Date: September 22nd, 2025 11:42 AM Author: Bateful jewess bawdyhouse He is early 30s lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291125) |
|
Date: September 22nd, 2025 11:59 AM Author: floppy low-t school alpha af (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291167) |
|
Date: September 22nd, 2025 1:27 PM Author: Disrespectful filthy jew I feel like there are more good stories about your brother, especially his financial decision making. Do share! (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291503) |
|
Date: September 22nd, 2025 4:16 PM Author: talented business firm He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291952) |
|
Date: September 27th, 2025 6:47 PM Author: cannon So why does he want to killself daily? Sounds relatively chill otherwise (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308045) |
|
Date: September 26th, 2025 1:41 PM Author: Kenneth Play sounds 180, i can hear the bass 30 seconds before he shows up (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305221) |
|
Date: September 28th, 2025 8:35 AM Author: Fucking Fuckface who says you can't buy class (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308733) |
|
Date: September 28th, 2025 2:23 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309502) |
|
Date: September 22nd, 2025 1:17 PM Author: vivacious bipolar telephone He's going to need at least two new trucks before he retires, which will make saving more difficult (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291472) |
|
Date: September 22nd, 2025 1:27 PM Author: Apoplectic idiot (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291502) |
|
Date: September 22nd, 2025 1:57 PM Author: sexy trip market corn cake Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291599) |
|
Date: September 22nd, 2025 1:59 PM Author: vivacious bipolar telephone There's nothing else a man can reasonably drive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291606) |
|
Date: September 22nd, 2025 2:08 PM Author: amber pea-brained theatre death wish He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291630) |
|
Date: September 22nd, 2025 3:52 PM Author: Drunken abnormal stock car reading party (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291884) |
|
Date: September 22nd, 2025 4:22 PM Author: internet-worthy maize blood rage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291975) |
|
Date: September 27th, 2025 6:31 PM Author: Barry Stanton (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308023) |
|
Date: September 28th, 2025 8:34 AM Author: The Midwit Pundit's Assassination (No Future) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308727) |
|
Date: September 23rd, 2025 12:34 AM Author: Lime philosopher-king pisswyrm (blue city shitlib)
Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry. |
|
Date: September 23rd, 2025 12:53 AM Author: frum mewling ladyboy clown Lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293201) |
|
Date: September 28th, 2025 2:25 PM My cattle ranch is in Montana, do I have to return my truck (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309505) |
|
Date: September 22nd, 2025 4:23 PM Author: internet-worthy maize blood rage what are your heights? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291980) |
|
Date: September 22nd, 2025 4:31 PM Author: talented business firm He’s 6’3 and I’m 6’1 (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292009) |
|
Date: September 22nd, 2025 4:40 PM Author: internet-worthy maize blood rage he has you pwned 4lyfe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292028) |
|
Date: September 22nd, 2025 7:16 PM Author: gold deer antler (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292464) |
|
Date: September 22nd, 2025 11:38 PM Author: talented business firm Harsh, but fair (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293059) |
|
Date: September 22nd, 2025 7:37 PM Author: pungent piazza What's the big deal as long as they get inheritances. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292524) |
|
Date: September 22nd, 2025 7:54 PM Author: Disrespectful filthy jew If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292566) |
|
Date: September 26th, 2025 1:06 PM Author: A Dick is Not Dispositive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305085) |
|
Date: September 26th, 2025 1:37 PM Author: Barry Stanton Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305208) |
|
Date: September 28th, 2025 8:50 AM Author: Angry white woman tailgating you on an empty road (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308752) |