\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

ITT: predict how MAF earl will be when i post my student loan

account info. I'll post a screenshot after a few replies
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
...
cracking opaque new version
  07/06/14
very
Vigorous Milk Theatre
  07/06/14
...
ocher blathering nowag
  07/06/14
I work at a public interest place. Lady from HR recently cam...
Trip Topaz Mood Wagecucks
  07/06/14
oh trust me this will be good. I predict a MAF earl. edi...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
180
big box office laser beams
  07/06/14
...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
Poast
Ivory charismatic stock car
  07/06/14
I hoap he's taken his heart pills before he clicks TT
yapping really tough guy
  07/06/14
yes clearly you should be fucked for life because you were d...
crimson cerebral boltzmann
  07/06/14
untenable position
sick odious dysfunction cruise ship
  07/06/14
I'm slightly disappointed he hasn't come here yet, but here ...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
Doesn't that just mean you make like 40k? Or is the school p...
Twinkling pervert
  07/06/14
my taxable income for 2014 will be around 35K. The amount I...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
This country is fucked.
Startled kitty toaster
  07/06/14
every time I think about this, I realize how insanely fucked...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
lol, $1200 dollars a year towards $255k? I am IRATE right no...
Startled kitty toaster
  07/06/14
I calculated it out when I first started working, and my tak...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
I'm not mad at you for taking advantage of this. I'm mad tha...
Startled kitty toaster
  07/06/14
yeah at some point i think the gravy train is going to come ...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
180!!
Sticky rehab
  07/06/14
please ESTIMATE the number of blood vessels about to pop on ...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
255,970
Sticky rehab
  07/06/14
tyft
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
...
Slippery chocolate plaza pisswyrm
  07/07/14
...
Fuchsia spectacular locus
  04/05/15
...
racy sanctuary indirect expression
  09/28/18
wow
sienna medicated factory reset button
  07/06/14
lol wtf. i never read the PAYE threads, how does this shit w...
Vigorous Milk Theatre
  07/06/14
put hand out get handout
sick odious dysfunction cruise ship
  07/06/14
(maf boomer copping mortgage deduction)
brass point coldplay fan
  07/07/14
taking advantage of bullshit fiscal policy =/= to supporting...
sick odious dysfunction cruise ship
  07/07/14
lol 180 brother, i'm sure he's upset.
Scarlet gunner
  07/06/14
Jesus.
Lake contagious affirmative action fanboi
  07/06/14
LJL. How MAD will earl be when he realizes that you are on I...
saffron thriller theater
  07/07/14
one eighty.
razzmatazz onyx set
  07/07/14
You're not even going to be covering interest for the year. ...
cordovan national reading party
  07/07/14
PAYE caps capitalization at 10% of principal
brass point coldplay fan
  07/07/14
Seriously? Fuck I'm pissed even more that PAYE's not an opti...
cordovan national reading party
  07/07/14
(Guy that will be POOR AS FUCK for the rest of his days)
180 ultramarine base
  07/06/14
this is basically true
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
Do you have to stay in public service for 10 years? What ...
curious location crotch
  07/06/14
no, you can stay on IBR or PAYE even after leaving public se...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
Would I be an idiot for living a poverty-level existence for...
curious location crotch
  07/06/14
Yes. Even if you end up losing money in the long run, you...
Sticky rehab
  07/06/14
absolutely not. that's exactly the way I would have gone if...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
If you have 120k debt pay it off. I have full freight and...
Twinkling pervert
  07/06/14
Assume I'm retarded with respect to financial matters. At w...
curious location crotch
  07/06/14
it doesn't make sense at all for you to do IBR/PAYE, not at ...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
What if I have a clerkship for 2016 and plan on going into p...
curious location crotch
  07/06/14
Then PAYE/IBR. My feelings are that if you make the minim...
Twinkling pervert
  07/06/14
I'd lean toward paying most of it off still, leaving around ...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
It depends on a number of factors. If you google you can fin...
Twinkling pervert
  07/06/14
Guy bragging on bort full of jr. partners and senior associa...
stimulating gay bawdyhouse
  07/06/14
Jr partners. Tyft.
yapping really tough guy
  07/06/14
...
Sticky rehab
  07/06/14
...
massive magenta ticket booth
  07/07/14
...
Electric mauve gas station regret
  09/28/18
juniors partner
Learning disabled fantasy-prone area scourge upon the earth
  09/28/18
not bragging at all man. I'm salaryfucked for life (potenti...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
he's not getting irrationally upset. for those of us who pay...
Idiotic adulterous church goyim
  07/06/14
tbf this is a drop in the bucket - there are far greater thi...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
your first point is not a point. in fact whenever someone sa...
Idiotic adulterous church goyim
  07/06/14
in many ways, paye recipients are worse than any ghetto welf...
sick odious dysfunction cruise ship
  07/06/14
please explain. I can't wait to hear this sealclubber logic...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
not all welfare recipients are responsible for their circums...
sick odious dysfunction cruise ship
  07/07/14
rofl
Ivory charismatic stock car
  07/06/14
lol oh no your precious tax dollars
Ivory charismatic stock car
  07/06/14
ya thats money out of my pocket.
Idiotic adulterous church goyim
  07/06/14
I've posted this before, but the problems aren't with sarc. ...
Twinkling pervert
  07/06/14
I mean yes if you can take advantage of it, do it, but that ...
Idiotic adulterous church goyim
  07/06/14
do any grad schools let you deduct as a business expense?
sick odious dysfunction cruise ship
  07/06/14
some people try to deduct their MBA: http://poetsandquant...
Orchid Philosopher-king
  07/07/14
CR. I'm not a tax law or tax policy master man, and proba...
saffron thriller theater
  07/07/14
if law school loans were dischargeable, they would be at 15%...
Provocative jet community account state
  07/07/14
Shit schools should be charged at higher interest rates, and...
saffron thriller theater
  07/07/14
Did you go to HYSCCN? If not then you deserve a 15% interes...
Provocative jet community account state
  07/07/14
absurd N trolling
Cream Coffee Pot
  07/07/14
...
amethyst erotic azn library
  07/11/14
"if law school loans were dischargeable, they would be ...
Boyish Forum
  07/07/14
just do $250,000 in unsecured loans to a 21 year old going t...
Provocative jet community account state
  07/07/14
To be fair, olds in your generational cohort got unsecured l...
saffron thriller theater
  07/07/14
those were not dischargeable.
Provocative jet community account state
  07/07/14
When did you graduate breh?
saffron thriller theater
  07/07/14
Remind me again what your interest rate is?
Learning disabled fantasy-prone area scourge upon the earth
  07/07/14
pls respond
Learning disabled fantasy-prone area scourge upon the earth
  07/07/14
i wish they were, but there are distinctions the main one b...
sick odious dysfunction cruise ship
  07/07/14
cr sarc will always have his jd to open doors
Slippery chocolate plaza pisswyrm
  07/07/14
This is a pretty nonsensical distinction, as many mortgage i...
saffron thriller theater
  07/07/14
uh, you can take back entrepeneurs' security on loans you c...
sick odious dysfunction cruise ship
  07/07/14
I understand the concept of security, breh, but creditors of...
saffron thriller theater
  07/07/14
not get anything at all? bullshit. they get the underlying a...
sick odious dysfunction cruise ship
  07/07/14
lol reptiles
big box office laser beams
  07/06/14
The real problem with earl is that he is a hypocritical fagg...
yapping really tough guy
  07/06/14
lol whats gay. Debt loads made me pick a different school so...
Idiotic adulterous church goyim
  07/06/14
Don't get me wrong, I hate subsidizing this shit too. The w...
yapping really tough guy
  07/06/14
After 20-25 years of 10-15 percent of their income bro Mo...
Ivory charismatic stock car
  07/06/14
is this actually true? I'd be curious to see the numbers, e...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
yeah probably not the extreme cases and definitely not the i...
Ivory charismatic stock car
  07/06/14
yeah fair enough - I was thinking mostly of people in my boa...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
this. his hatred of IBR/PAYE is such bullshit considering h...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
And his graduation into a healthy market that could actually...
saffron thriller theater
  07/07/14
180 you have a lot of debt bro
Ivory charismatic stock car
  07/06/14
how much interest do u rack up per month? how long until you...
Underhanded marvelous ratface
  07/06/14
hey man why don't you bounce on my cock for a change?
vibrant startling useless brakes knife
  07/06/14
i thought that was steez's job
Underhanded marvelous ratface
  07/06/14
? never heard of DP?
vibrant startling useless brakes knife
  07/06/14
loans are just below 8%, so I'm racking up about 20K in inte...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
lol
Vigorous Milk Theatre
  07/06/14
this is no laughing matter im UTTERLY SERIOUS HERE but lo...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
Worried about tax bomb? Its going to destroy your retirement...
Soul-stirring center
  07/06/14
not exactly worried about the tax bomb, since it's been fixe...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
How the fuck do you sleep at night with a quarter-million in...
Stirring coiffed pozpig stage
  07/07/14
? that's the name of the game. the day when most people ful...
jade voyeur
  07/07/14
all jokes aside, it can be stressful at times, which is why ...
Learning disabled fantasy-prone area scourge upon the earth
  07/07/14
180!
Orange Sex Offender Immigrant
  07/13/14
...
Learning disabled fantasy-prone area scourge upon the earth
  07/06/14
...
Scarlet gunner
  07/07/14
LOL how the fuck did you get $255K in debt breh, weren't you...
Turquoise Abode
  07/07/14
why has earl avoided this thread
Ivory charismatic stock car
  07/07/14
sorry, I was living IRL this weekend and drinking and eating...
Provocative jet community account state
  07/07/14
dat public interest tip
Ivory charismatic stock car
  07/07/14
bro your lack of MAF has made me seriously depressed. Plz s...
Learning disabled fantasy-prone area scourge upon the earth
  07/07/14
this is the new normal for like 80% of law students graduati...
jade voyeur
  07/07/14
scary shit
Learning disabled fantasy-prone area scourge upon the earth
  07/11/14
180! Don't forget Sarc defends are heroes against baseless...
Slippery chocolate plaza pisswyrm
  07/07/14
...
Cream Coffee Pot
  07/07/14
...
Glittery fishy hall doctorate
  07/07/14
...
Poppy National Security Agency Meetinghouse
  07/11/14
...
amethyst erotic azn library
  07/11/14
protip: loan balance still increasing
Learning disabled fantasy-prone area scourge upon the earth
  04/05/15
meaning what - capitalized interest? guess youre getting fu...
Transparent Incel
  04/05/15
bumped in anticipation of PSLF going away
Learning disabled fantasy-prone area scourge upon the earth
  05/07/15
...
Learning disabled fantasy-prone area scourge upon the earth
  10/14/15
bump for earl
Learning disabled fantasy-prone area scourge upon the earth
  05/08/18
Just checked, $275,000 as of this morning
Learning disabled fantasy-prone area scourge upon the earth
  09/28/18
lmaoo
racy sanctuary indirect expression
  09/28/18
it MIGHT reach $300,000 by the time I get to forgiveness. I...
Learning disabled fantasy-prone area scourge upon the earth
  09/28/18
(guy about to owe his entire salary to the IRS)
white confused business firm
  10/17/18
...
Milky Shaky Station
  10/18/18
🤦‍♂️
claret zombie-like hell
  10/18/18
5 years later, now at $280,000. Need to get to $300,000...
Learning disabled fantasy-prone area scourge upon the earth
  04/14/19
growth has slowed. Only at $283,000 now. COVID basically s...
Learning disabled fantasy-prone area scourge upon the earth
  11/09/20
Lmao. Bumping now that it's been forgiven. Absurd how much ...
Learning disabled fantasy-prone area scourge upon the earth
  06/07/25
earl killed himself to death irl after this bump
Twisted Lettuce
  06/07/25


Poast new message in this thread



Reply Favorite

Date: July 6th, 2014 3:31 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

account info. I'll post a screenshot after a few replies

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880182)



Reply Favorite

Date: July 6th, 2014 3:37 PM
Author: cracking opaque new version



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880210)



Reply Favorite

Date: July 6th, 2014 3:37 PM
Author: Vigorous Milk Theatre

very

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880211)



Reply Favorite

Date: July 6th, 2014 3:37 PM
Author: ocher blathering nowag



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880212)



Reply Favorite

Date: July 6th, 2014 3:39 PM
Author: Trip Topaz Mood Wagecucks

I work at a public interest place. Lady from HR recently came over to my office and was like "we wanted to ensure that all of our employees knew about PAYE and other federal loan forgiveness programs"

I chuckled, b/c I knew all about these things because XO

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880218)



Reply Favorite

Date: July 6th, 2014 3:59 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

oh trust me this will be good. I predict a MAF earl.

edit: meant to respond to TNSJTP but i'll just leave it here.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880334)



Reply Favorite

Date: July 6th, 2014 4:26 PM
Author: big box office laser beams

180

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880464)



Reply Favorite

Date: July 6th, 2014 4:23 PM
Author: Learning disabled fantasy-prone area scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880452)



Reply Favorite

Date: July 6th, 2014 5:35 PM
Author: Ivory charismatic stock car

Poast

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880836)



Reply Favorite

Date: July 6th, 2014 5:37 PM
Author: yapping really tough guy

I hoap he's taken his heart pills before he clicks TT

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880850)



Reply Favorite

Date: July 6th, 2014 5:37 PM
Author: crimson cerebral boltzmann

yes clearly you should be fucked for life because you were dumb enough to go to a good law school and actually do well there before heading on to the public sector

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880857)



Reply Favorite

Date: July 6th, 2014 8:58 PM
Author: sick odious dysfunction cruise ship

untenable position

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881873)



Reply Favorite

Date: July 6th, 2014 5:51 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

I'm slightly disappointed he hasn't come here yet, but here we go:

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880943)



Reply Favorite

Date: July 6th, 2014 5:53 PM
Author: Twinkling pervert

Doesn't that just mean you make like 40k? Or is the school picking up some of that?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880955)



Reply Favorite

Date: July 6th, 2014 5:55 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

my taxable income for 2014 will be around 35K. The amount I'm paying now is based off my 2012 taxable income.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880963)



Reply Favorite

Date: July 6th, 2014 6:11 PM
Author: Startled kitty toaster

This country is fucked.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881059)



Reply Favorite

Date: July 6th, 2014 6:13 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

every time I think about this, I realize how insanely fucked up it is.

which is why I never think about it in the first place.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881066)



Reply Favorite

Date: July 6th, 2014 6:16 PM
Author: Startled kitty toaster

lol, $1200 dollars a year towards $255k? I am IRATE right now brother. I probably take home about as much as you after taxes and loans, and I am a big lawyer.

Even on 60k a year you should at a minimum be forced to pay 1,000 a month, ten times what you're paying now.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881082)



Reply Favorite

Date: July 6th, 2014 6:19 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

I calculated it out when I first started working, and my takehome was about what it would have been if I was working NYC biglaw. The disparity got even bigger when I factored in COL differences.

I agree that my payments can and should be higher.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881089)



Reply Favorite

Date: July 6th, 2014 6:21 PM
Author: Startled kitty toaster

I'm not mad at you for taking advantage of this. I'm mad that this exists to be taken advantage of. I mean JFC only paying 1,200 a year even though you make 60k? Who the fuck thinks this is a good idea.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881098)



Reply Favorite

Date: July 6th, 2014 6:28 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

yeah at some point i think the gravy train is going to come to an end. I'm not sure how bad the budgetary impact is right now but certainly it's going to get worse.

you already see the white house wanted to end the full public service loan forgiveness, and I'm sure more shit will hit the fan (especially if we get a republican president)

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881137)



Reply Favorite

Date: July 6th, 2014 6:12 PM
Author: Sticky rehab

180!!

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881064)



Reply Favorite

Date: July 6th, 2014 6:19 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

please ESTIMATE the number of blood vessels about to pop on earl's forehead

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881090)



Reply Favorite

Date: July 6th, 2014 6:22 PM
Author: Sticky rehab

255,970

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881103)



Reply Favorite

Date: July 6th, 2014 6:23 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

tyft

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881106)



Reply Favorite

Date: July 7th, 2014 2:47 PM
Author: Slippery chocolate plaza pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885986)



Reply Favorite

Date: April 5th, 2015 6:40 PM
Author: Fuchsia spectacular locus



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#27626182)



Reply Favorite

Date: September 28th, 2018 6:06 PM
Author: racy sanctuary indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#36917392)



Reply Favorite

Date: July 6th, 2014 6:14 PM
Author: sienna medicated factory reset button

wow

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881070)



Reply Favorite

Date: July 6th, 2014 6:14 PM
Author: Vigorous Milk Theatre

lol wtf. i never read the PAYE threads, how does this shit work?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881071)



Reply Favorite

Date: July 6th, 2014 8:59 PM
Author: sick odious dysfunction cruise ship

put hand out

get handout

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881883)



Reply Favorite

Date: July 7th, 2014 2:41 PM
Author: brass point coldplay fan

(maf boomer copping mortgage deduction)

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885958)



Reply Favorite

Date: July 7th, 2014 3:21 PM
Author: sick odious dysfunction cruise ship

taking advantage of bullshit fiscal policy =/= to supporting it

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886162)



Reply Favorite

Date: July 6th, 2014 6:20 PM
Author: Scarlet gunner

lol 180 brother, i'm sure he's upset.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881095)



Reply Favorite

Date: July 6th, 2014 6:32 PM
Author: Lake contagious affirmative action fanboi

Jesus.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881158)



Reply Favorite

Date: July 7th, 2014 3:09 PM
Author: saffron thriller theater

LJL. How MAD will earl be when he realizes that you are on IBR, and therefore paying 50% MOAR than a similarly-situated PAYE bro?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886090)



Reply Favorite

Date: July 7th, 2014 3:33 PM
Author: razzmatazz onyx set

one eighty.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886234)



Reply Favorite

Date: July 7th, 2014 3:37 PM
Author: cordovan national reading party

You're not even going to be covering interest for the year. That shit is going to balloon even further out of control really quickly.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886252)



Reply Favorite

Date: July 7th, 2014 3:41 PM
Author: brass point coldplay fan

PAYE caps capitalization at 10% of principal

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886280)



Reply Favorite

Date: July 7th, 2014 4:59 PM
Author: cordovan national reading party

Seriously? Fuck I'm pissed even more that PAYE's not an option for me.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886731)



Reply Favorite

Date: July 6th, 2014 5:53 PM
Author: 180 ultramarine base

(Guy that will be POOR AS FUCK for the rest of his days)

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25880957)



Reply Favorite

Date: July 6th, 2014 6:10 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

this is basically true

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881055)



Reply Favorite

Date: July 6th, 2014 6:25 PM
Author: curious location crotch

Do you have to stay in public service for 10 years?

What happens if you leave and start making more?

How does this affect your credit for things like mortgages?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881118)



Reply Favorite

Date: July 6th, 2014 6:26 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

no, you can stay on IBR or PAYE even after leaving public service. leaving public service would, however, affect the 10 year forgiveness.

if I leave and start making more then my payments will go up to meet that amount.

credit is completely intact. credit report shows on time payments since I'm paying according to the plan set out by the creditor

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881128)



Reply Favorite

Date: July 6th, 2014 6:29 PM
Author: curious location crotch

Would I be an idiot for living a poverty-level existence for two years in New York while doing Biglaw to pay off 120k debt?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881144)



Reply Favorite

Date: July 6th, 2014 6:31 PM
Author: Sticky rehab

Yes.

Even if you end up losing money in the long run, you are a retard if you think at 50 you would rather have the extra 50k than enjoying yourself while young.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881153)



Reply Favorite

Date: July 6th, 2014 6:31 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

absolutely not. that's exactly the way I would have gone if I were in NYC. 120K debt is doable to pay off. Maybe only live like a miser for a year, though, and hold onto the rest of the debt longer if you really care about it.

other poster does have a point to live it up when you're young in NYC though. how old are you?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881154)



Reply Favorite

Date: July 6th, 2014 6:33 PM
Author: Twinkling pervert

If you have 120k debt pay it off.

I have full freight and am in big law and am IBR-ing. Payments are 1500 now but should go down once PAYE for all kicks in.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881166)



Reply Favorite

Date: July 6th, 2014 6:34 PM
Author: curious location crotch

Assume I'm retarded with respect to financial matters. At what point does it make sense to pay it off vs do IBR/PAYE?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881170)



Reply Favorite

Date: July 6th, 2014 6:37 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

it doesn't make sense at all for you to do IBR/PAYE, not at that level of debt and your income. just pay it off. If you're really worried about having money saved, or that you'll be laid off, just build some savings as well.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881182)



Reply Favorite

Date: July 6th, 2014 6:38 PM
Author: curious location crotch

What if I have a clerkship for 2016 and plan on going into public sector after that?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881188)



Reply Favorite

Date: July 6th, 2014 6:40 PM
Author: Twinkling pervert

Then PAYE/IBR.

My feelings are that if you make the minimum payments and save the difference, you're really only losing the differential in your interest rate vs your rate of return.

If you end up being a 60k prosecuter for 8 years, you'll save a shitton of money.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881195)



Reply Favorite

Date: July 6th, 2014 6:41 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

I'd lean toward paying most of it off still, leaving around 50K or so of debt and saving the money i would have used to pay off the rest of the debt.

1. you don't know if you're actually going to get a public service job

2. public service loan forgiveness could very well get gutted in the near future

but I'm highly risk averse in that regard... if you're dead-set on public service regardless then save the money instead of paying any of it off.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881201)



Reply Favorite

Date: July 6th, 2014 6:39 PM
Author: Twinkling pervert

It depends on a number of factors. If you google you can find a calculator.

For me personally, I like IBR/PAYE because I never have to worry about my loans. I essentially don't have debt, I just have a 20 year 8% tax on my income.

If you know you're always going to make $150k +, youre likely dumb to do IBR. If you feel like the world could collapse tomorrow and you could be working at Best Buy then they make you breathe much easier.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881190)



Reply Favorite

Date: July 6th, 2014 6:27 PM
Author: stimulating gay bawdyhouse

Guy bragging on bort full of jr. partners and senior associates about his $60k salary.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881130)



Reply Favorite

Date: July 6th, 2014 6:28 PM
Author: yapping really tough guy

Jr partners. Tyft.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881135)



Reply Favorite

Date: July 6th, 2014 6:31 PM
Author: Sticky rehab



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881157)



Reply Favorite

Date: July 7th, 2014 12:43 PM
Author: massive magenta ticket booth



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885252)



Reply Favorite

Date: September 28th, 2018 6:06 PM
Author: Electric mauve gas station regret



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#36917390)



Reply Favorite

Date: September 28th, 2018 6:09 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

juniors partner

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#36917402)



Reply Favorite

Date: July 6th, 2014 6:30 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

not bragging at all man. I'm salaryfucked for life (potentially).

earl (and you) will earn more, have greater wealth, etc, then I ever will. I just like seeing him get irrationally upset at shit like this, after he humblebrags about his net worth and salary.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881149)



Reply Favorite

Date: July 6th, 2014 6:33 PM
Author: Idiotic adulterous church goyim

he's not getting irrationally upset. for those of us who pay 6 figures in taxes, it's upsetting to see our dollars be used so poorly

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881164)



Reply Favorite

Date: July 6th, 2014 6:36 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

tbf this is a drop in the bucket - there are far greater things in the budget to be upset about.

nevertheless, a fair point, as I'm sure I'd feel the exact same way if I had gone into biglaw.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881175)



Reply Favorite

Date: July 6th, 2014 7:10 PM
Author: Idiotic adulterous church goyim

your first point is not a point. in fact whenever someone says this, its because there are no real points to make in defense

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881312)



Reply Favorite

Date: July 6th, 2014 9:01 PM
Author: sick odious dysfunction cruise ship

in many ways, paye recipients are worse than any ghetto welfare recipient

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881900)



Reply Favorite

Date: July 6th, 2014 9:07 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

please explain. I can't wait to hear this sealclubber logic.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881954)



Reply Favorite

Date: July 7th, 2014 2:39 PM
Author: sick odious dysfunction cruise ship

not all welfare recipients are responsible for their circumstances; pretty much all paye recipients are

not all welfare recipients are capable of working; pretty much all paye recipients are

ghetto welfare recipients know what they are; paye recipients act like they aren't a bullshit suck on the nation's wealth

paye recipients can receive far more actual dollar benefit than welfare recipients both overall and on a yearly basis

paye recipients don't have the negative attitudes directed at them so they don't have any shame. in fact, individuals who look at welfare recipients with negative attitudes should look upon paye recipients with at least the same level of negativity

paye recipients-invariably-will believe they are too good to live in the ghetto despite being no better than welfare recipients in most comparative ways and worse than them in other ways

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885949)



Reply Favorite

Date: July 6th, 2014 9:10 PM
Author: Ivory charismatic stock car

rofl

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881968)



Reply Favorite

Date: July 6th, 2014 6:41 PM
Author: Ivory charismatic stock car

lol oh no your precious tax dollars

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881199)



Reply Favorite

Date: July 6th, 2014 7:10 PM
Author: Idiotic adulterous church goyim

ya thats money out of my pocket.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881307)



Reply Favorite

Date: July 6th, 2014 6:42 PM
Author: Twinkling pervert

I've posted this before, but the problems aren't with sarc. The problems are that we don't get to deduct law school as a business expense so our taxes are completely out of whack to begin with, and that law schools are run by criminals.

Take out your anger on the IRS and law school profs and admins.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881204)



Reply Favorite

Date: July 6th, 2014 7:09 PM
Author: Idiotic adulterous church goyim

I mean yes if you can take advantage of it, do it, but that doesnt mean the whole thing is not fucked up and for those of us actually footing the bill its highly upsetting.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881303)



Reply Favorite

Date: July 6th, 2014 9:02 PM
Author: sick odious dysfunction cruise ship

do any grad schools let you deduct as a business expense?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881906)



Reply Favorite

Date: July 7th, 2014 12:49 PM
Author: Orchid Philosopher-king

some people try to deduct their MBA:

http://poetsandquants.com/2014/01/04/is-your-mba-tax-deductible/

JD i think is a no-go

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885299)



Reply Favorite

Date: July 7th, 2014 3:16 PM
Author: saffron thriller theater

CR.

I'm not a tax law or tax policy master man, and probably too stupid to understand business taxation. Still, it seems conceptually retarded that entrepreneurs who use loans to fund their businesses, but end up getting burnt due to downturns in the economy are not forced to live in perpetual wage slavery, and face no shame for their risk-taking.

Why should lawyers who took out loans to fund their educations, but got burnt by the shitty economy be treated any differently?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886116)



Reply Favorite

Date: July 7th, 2014 3:20 PM
Author: Provocative jet community account state

if law school loans were dischargeable, they would be at 15%.

Or shit schools would get charged higher interest rates.

This may be fine, but TTT's would get destroyed.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886150)



Reply Favorite

Date: July 7th, 2014 3:28 PM
Author: saffron thriller theater

Shit schools should be charged at higher interest rates, and TTTs SHOULD be destroyed.

But there are plenty of bro's who followed the formerly-credited advice of going to a good law school and doing well there, but still got fucked due to market conditions outside of their control.

Maybe that's just one of life's risks, but there is a safety-valve to such risks in other contexts - why not this one?

Also, there is another way of looking at this:

Many recent law school grads had a choice of taking out relatively low-rate private loans, but opted for federal loans due to the IBR safety-net offered through federal loans. This was essentially part of the deal, and a major reason why people took higher-rate federal loans. So why do you hate on those who are now forced to rely on that IBR safety net, which was part of the deal they and the government agreed to at the beginning?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886205)



Reply Favorite

Date: July 7th, 2014 3:30 PM
Author: Provocative jet community account state

Did you go to HYSCCN? If not then you deserve a 15% interest rate.

Any school where you dont have a 70%+ chance at biglaw should have a 12%+ interest rate.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886212)



Reply Favorite

Date: July 7th, 2014 3:39 PM
Author: Cream Coffee Pot

absurd N trolling

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886267)



Reply Favorite

Date: July 11th, 2014 8:01 PM
Author: amethyst erotic azn library



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25913224)



Reply Favorite

Date: July 7th, 2014 3:35 PM
Author: Boyish Forum

"if law school loans were dischargeable, they would be at 15%."

But historical evidence shows otherwise.



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886247)



Reply Favorite

Date: July 7th, 2014 3:38 PM
Author: Provocative jet community account state

just do $250,000 in unsecured loans to a 21 year old going to Cardozo who "may be interested in international law, but a JD is a great overall degree no matter what..." at 4%.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886261)



Reply Favorite

Date: July 7th, 2014 3:43 PM
Author: saffron thriller theater

To be fair, olds in your generational cohort got unsecured loans that they consolidated at sub-2% rates, even after going to Cardozo and ending up in shitlaw.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886291)



Reply Favorite

Date: July 7th, 2014 3:58 PM
Author: Provocative jet community account state

those were not dischargeable.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886369)



Reply Favorite

Date: July 7th, 2014 4:03 PM
Author: saffron thriller theater

When did you graduate breh?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886412)



Reply Favorite

Date: July 7th, 2014 5:19 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

Remind me again what your interest rate is?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886884)



Reply Favorite

Date: July 7th, 2014 9:06 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

pls respond

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25888006)



Reply Favorite

Date: July 7th, 2014 3:26 PM
Author: sick odious dysfunction cruise ship

i wish they were, but there are distinctions

the main one being

an entrepreneur can lose what was borrowed against, a person obtaining a degree cannot

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886192)



Reply Favorite

Date: July 7th, 2014 3:32 PM
Author: Slippery chocolate plaza pisswyrm

cr

sarc will always have his jd to open doors

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886223)



Reply Favorite

Date: July 7th, 2014 3:46 PM
Author: saffron thriller theater

This is a pretty nonsensical distinction, as many mortgage investors discovered in 2008-2009. Assets disappear or go underwater, as did the value of law degrees over the past half-decade.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886310)



Reply Favorite

Date: July 7th, 2014 3:54 PM
Author: sick odious dysfunction cruise ship

uh, you can take back entrepeneurs' security on loans

you can take back real property securing debt

you can, uh, do jack shit about someone having a law degree if you loaned them the money to obtain it



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886349)



Reply Favorite

Date: July 7th, 2014 4:10 PM
Author: saffron thriller theater

I understand the concept of security, breh, but creditors often get burnt in business bankruptcy because assets are either not valued correctly, lose value, or are otherwise destroyed or depleted.

Just because lenders have a security interest in some asset does not mean that they will actually get anything resembling the fair market value of that asset, or for that matter, anything at all. Plenty of lenders got literally nothing by foreclosing on real property that had gone underwater in the recent mortgage crisis. Even more got literally nothing when asset-backed securities collapsed.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886460)



Reply Favorite

Date: July 7th, 2014 4:13 PM
Author: sick odious dysfunction cruise ship

not get anything at all? bullshit. they get the underlying asset. wtf are you talking about? are you talking about secondary mortgages?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886474)



Reply Favorite

Date: July 6th, 2014 6:42 PM
Author: big box office laser beams

lol reptiles

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881207)



Reply Favorite

Date: July 6th, 2014 7:13 PM
Author: yapping really tough guy

The real problem with earl is that he is a hypocritical faggot who took advantage of a program that allowed him to consolidate at a super low interest rate. He laughed a faggots who got screwed when that ladder was pulled up and now he bitches when people take advantage of a new sweet handout.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881322)



Reply Favorite

Date: July 6th, 2014 7:14 PM
Author: Idiotic adulterous church goyim

lol whats gay. Debt loads made me pick a different school so im MAF I had to settle on a school while those who went to expensive schools get their debt forgiven

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881331)



Reply Favorite

Date: July 6th, 2014 7:17 PM
Author: yapping really tough guy

Don't get me wrong, I hate subsidizing this shit too. The whole system is fucked, but Earl is just a shiteating boomer who should be gassed.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881344)



Reply Favorite

Date: July 6th, 2014 7:19 PM
Author: Ivory charismatic stock car

After 20-25 years of 10-15 percent of their income bro

Most people will pay back their loans well before they are forgiven. These plans just make payment manageable.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881356)



Reply Favorite

Date: July 6th, 2014 7:37 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

is this actually true? I'd be curious to see the numbers, especially for those who are 150K+ in the hole.

what's the payment schedule for most student loans? 30 yrs?

edit: I'll grant that for most people, who aren't six figures into debt, they probably end up paying off their loans even on IBR/PAYE.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881455)



Reply Favorite

Date: July 6th, 2014 9:10 PM
Author: Ivory charismatic stock car

yeah probably not the extreme cases and definitely not the interest but the average law school debt is around 100k. 20 years of paying 10 percent of a 60k salary should cover the principal.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881967)



Reply Favorite

Date: July 6th, 2014 9:26 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

yeah fair enough - I was thinking mostly of people in my boat and figuring you were way off. something like 95% of all borrowers have less than six figures, though, so your point stands.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25882078)



Reply Favorite

Date: July 6th, 2014 7:38 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

this. his hatred of IBR/PAYE is such bullshit considering his 1.75% interest rate.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881459)



Reply Favorite

Date: July 7th, 2014 3:18 PM
Author: saffron thriller theater

And his graduation into a healthy market that could actually employ him, as opposed to the cesspool in which the rest of us are trying to scrounge a living.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886133)



Reply Favorite

Date: July 6th, 2014 6:41 PM
Author: Ivory charismatic stock car

180

you have a lot of debt bro

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881202)



Reply Favorite

Date: July 6th, 2014 9:11 PM
Author: Underhanded marvelous ratface

how much interest do u rack up per month? how long until your debt is north of half a mil?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881975)



Reply Favorite

Date: July 6th, 2014 9:11 PM
Author: vibrant startling useless brakes knife

hey man why don't you bounce on my cock for a change?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881982)



Reply Favorite

Date: July 6th, 2014 9:12 PM
Author: Underhanded marvelous ratface

i thought that was steez's job

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881985)



Reply Favorite

Date: July 6th, 2014 9:13 PM
Author: vibrant startling useless brakes knife

? never heard of DP?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25881990)



Reply Favorite

Date: July 6th, 2014 9:25 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

loans are just below 8%, so I'm racking up about 20K in interest a year. As you can tell, I'm making a hefty 1K dent in that interest every twelve months.

I won't ever get to half a million (public service loan forgiveness willing) but it looks like I'll pass 350K easily.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25882071)



Reply Favorite

Date: July 6th, 2014 9:29 PM
Author: Vigorous Milk Theatre

lol

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25882107)



Reply Favorite

Date: July 6th, 2014 9:31 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

this is no laughing matter im UTTERLY SERIOUS HERE

but lol, just lol at our country

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25882120)



Reply Favorite

Date: July 6th, 2014 9:33 PM
Author: Soul-stirring center

Worried about tax bomb? Its going to destroy your retirement savings. At least tax will be limited to your assets

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25882130)



Reply Favorite

Date: July 6th, 2014 9:36 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

not exactly worried about the tax bomb, since it's been fixed for PSLF. worried that PSLF will be gutted, though, which is probably almost a certainty at this point.

so yeah, I guess in a roundabout way, I am.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25882155)



Reply Favorite

Date: July 7th, 2014 2:56 PM
Author: Stirring coiffed pozpig stage

How the fuck do you sleep at night with a quarter-million in 8% loans that you're only paying $1k a year on (most probably toward interest, at that)?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886036)



Reply Favorite

Date: July 7th, 2014 4:06 PM
Author: jade voyeur

?

that's the name of the game. the day when most people fully paid for their law school education is gone. now it's a hybrid system that came about due to bad gov't decisions and greedy boomer school administrators who together made law school unaffordable for all but the already rich. more controls on gov't funds will come in the relatively near future (within 10 yrs probably).

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886431)



Reply Favorite

Date: July 7th, 2014 5:07 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

all jokes aside, it can be stressful at times, which is why I just refuse to think about it. Problem solved!

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886777)



Reply Favorite

Date: July 13th, 2014 2:19 PM
Author: Orange Sex Offender Immigrant

180!

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25923018)



Reply Favorite

Date: July 6th, 2014 10:00 PM
Author: Learning disabled fantasy-prone area scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25882365)



Reply Favorite

Date: July 7th, 2014 12:03 PM
Author: Scarlet gunner



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885099)



Reply Favorite

Date: July 7th, 2014 12:17 PM
Author: Turquoise Abode

LOL how the fuck did you get $255K in debt breh, weren't you public UG + went to school in the low-tuition days of 2005?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885122)



Reply Favorite

Date: July 7th, 2014 12:30 PM
Author: Ivory charismatic stock car

why has earl avoided this thread

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885167)



Reply Favorite

Date: July 7th, 2014 2:45 PM
Author: Provocative jet community account state

sorry, I was living IRL this weekend and drinking and eating too much.

I'm glad sarc wont be buried by impossible to make loan payments, but I think most of us can agree that it makes little sense for his payments to have no relation whatsoever to the amount of debt he has.

I would also be in favor of the debt never being forgiven. Why should it?

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885973)



Reply Favorite

Date: July 7th, 2014 2:51 PM
Author: Ivory charismatic stock car

dat public interest tip

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886011)



Reply Favorite

Date: July 7th, 2014 4:57 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

bro your lack of MAF has made me seriously depressed. Plz show more anger, tyia

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886719)



Reply Favorite

Date: July 7th, 2014 12:34 PM
Author: jade voyeur

this is the new normal for like 80% of law students graduating 2012 or later

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25885188)



Reply Favorite

Date: July 11th, 2014 7:58 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

scary shit

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25913206)



Reply Favorite

Date: July 7th, 2014 2:50 PM
Author: Slippery chocolate plaza pisswyrm

180!

Don't forget Sarc defends are heroes against baseless charges of rape and public intoxication while Earl services midlaw partners in the suburbs of LA.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886008)



Reply Favorite

Date: July 7th, 2014 3:04 PM
Author: Cream Coffee Pot



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886066)



Reply Favorite

Date: July 7th, 2014 3:16 PM
Author: Glittery fishy hall doctorate



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25886115)



Reply Favorite

Date: July 11th, 2014 7:59 PM
Author: Poppy National Security Agency Meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25913210)



Reply Favorite

Date: July 11th, 2014 8:02 PM
Author: amethyst erotic azn library



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#25913229)



Reply Favorite

Date: April 5th, 2015 6:39 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

protip: loan balance still increasing

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#27626172)



Reply Favorite

Date: April 5th, 2015 6:53 PM
Author: Transparent Incel

meaning what - capitalized interest? guess youre getting fucked w/r/t the 57k pslf cap (which will likely get further reduced in the next 4 years).

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#27626259)



Reply Favorite

Date: May 7th, 2015 8:23 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

bumped in anticipation of PSLF going away

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#27844255)



Reply Favorite

Date: October 14th, 2015 6:46 PM
Author: Learning disabled fantasy-prone area scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#28967523)



Reply Favorite

Date: May 8th, 2018 7:53 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

bump for earl

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#36010884)



Reply Favorite

Date: September 28th, 2018 6:03 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

Just checked, $275,000 as of this morning

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#36917372)



Reply Favorite

Date: September 28th, 2018 6:10 PM
Author: racy sanctuary indirect expression

lmaoo

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#36917414)



Reply Favorite

Date: September 28th, 2018 6:12 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

it MIGHT reach $300,000 by the time I get to forgiveness. It's gonna be close.

for earl's sake I hope it doesn't cross the mark. It might make him irate

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#36917426)



Reply Favorite

Date: October 17th, 2018 8:01 PM
Author: white confused business firm

(guy about to owe his entire salary to the IRS)

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#37045197)



Reply Favorite

Date: October 18th, 2018 12:00 AM
Author: Milky Shaky Station



(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#37047126)



Reply Favorite

Date: October 18th, 2018 3:31 AM
Author: claret zombie-like hell

🤦‍♂️

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#37047809)



Reply Favorite

Date: April 14th, 2019 1:27 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

5 years later, now at $280,000.

Need to get to $300,000 for MAXIMUM EARL ANGER.

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#38086751)



Reply Favorite

Date: November 9th, 2020 7:45 PM
Author: Learning disabled fantasy-prone area scourge upon the earth

growth has slowed. Only at $283,000 now. COVID basically stopped any interest from capitalizing. Looks like when I get forgiveness here I won't quite hit $300,000

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#41329029)



Reply Favorite

Date: June 7th, 2025 10:53 AM
Author: Learning disabled fantasy-prone area scourge upon the earth

Lmao. Bumping now that it's been forgiven. Absurd how much money I ended up paying to these loans

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#48994494)



Reply Favorite

Date: June 7th, 2025 11:09 AM
Author: Twisted Lettuce

earl killed himself to death irl after this bump

(http://www.autoadmit.com/thread.php?thread_id=2611813&forum_id=2)#48994510)