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Any "tricks" to rebalancing portfolio without paying a lot of taxes?

PLTR is now like 20% of our NW and wife is saying we need to...
sadistic new version
  07/07/25
boomers had a solution. just have your income go up 70% annu...
Magical clear sandwich
  07/07/25
you're going to sell eventually and pay LTCG, so why does it...
Ocher very tactful double fault
  07/07/25
I'm sure there's a great response from bogleheads about all ...
sadistic new version
  07/07/25
...
vermilion overrated corner
  07/07/25
cr, and they'll probably raise LTCG tax at some point in the...
effete roast beef heaven
  07/07/25
Other than making sure to wait until they're all long gains ...
Crawly Purple Lodge Hairy Legs
  07/07/25
Buy some PLTR puts or LEAPS to hedge and lock in your gains....
stimulating crimson school place of business
  07/07/25
Rebalance by buying other things with cash on hand
Flesh menage
  07/07/25
won't work if you have a very large portfolio and with indiv...
Crawly Purple Lodge Hairy Legs
  07/07/25
this is the best option but doesn't work when your portfolio...
talking citrine area karate
  07/07/25
take out a margin loan on your equity and buy new stonks unt...
vermilion overrated corner
  07/07/25
pltr shouldn't dominate your portfolio but instead be one of...
talking citrine area karate
  07/07/25
This is the way. I bought it along with xoVERB and xoJUMIA, ...
Sooty exhilarant business firm
  07/07/25
To be fair, CR OP fucked up by not picking more big loser...
curious maize stage multi-billionaire
  07/07/25
I have some losers i can get rid of now but wont amount to t...
sadistic new version
  07/07/25
AQR Flex if you're rich
pungent titillating tanning salon mood
  07/07/25


Poast new message in this thread



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Date: July 7th, 2025 2:33 PM
Author: sadistic new version

PLTR is now like 20% of our NW and wife is saying we need to rebalance or whatever but that means LTCG and seems dumb to me to pay those rather than just slide and let do.

When people "rebalance" portfolios they just sell stock and pay taxes? aren't there any tricks that Boomers do here to save money?

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079415)



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Date: July 7th, 2025 2:36 PM
Author: Magical clear sandwich

boomers had a solution. just have your income go up 70% annually for life then you wont ever have to give a fuck about it.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079423)



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Date: July 7th, 2025 2:37 PM
Author: Ocher very tactful double fault

you're going to sell eventually and pay LTCG, so why does it matter when you do it?

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079428)



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Date: July 7th, 2025 2:40 PM
Author: sadistic new version

I'm sure there's a great response from bogleheads about all the things your post gets wrong or doesn't consider and I incorporate that here.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079440)



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Date: July 7th, 2025 2:50 PM
Author: vermilion overrated corner



(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079469)



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Date: July 7th, 2025 4:32 PM
Author: effete roast beef heaven

cr, and they'll probably raise LTCG tax at some point in the future, so better to do it now!

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079922)



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Date: July 7th, 2025 2:42 PM
Author: Crawly Purple Lodge Hairy Legs

Other than making sure to wait until they're all long gains nothing much you can do. If you made 20%+ annualized you're still coming out ahead vs just buy and holding SPY.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079446)



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Date: July 7th, 2025 2:47 PM
Author: stimulating crimson school place of business

Buy some PLTR puts or LEAPS to hedge and lock in your gains. It’s one transaction, no taxable event, and should only cost a small fraction of your position. Then wait until you’ve held your PLTR shares for 12 months to cop dat 15% gains tax

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079459)



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Date: July 7th, 2025 2:48 PM
Author: Flesh menage

Rebalance by buying other things with cash on hand

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079462)



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Date: July 7th, 2025 2:51 PM
Author: Crawly Purple Lodge Hairy Legs

won't work if you have a very large portfolio and with individual stock you really want to lock in big gains.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079474)



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Date: July 7th, 2025 2:51 PM
Author: talking citrine area karate

this is the best option but doesn't work when your portfolio gets too lopsided

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079475)



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Date: July 7th, 2025 2:51 PM
Author: vermilion overrated corner

take out a margin loan on your equity and buy new stonks until it all "balances" out.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079473)



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Date: July 7th, 2025 2:54 PM
Author: talking citrine area karate

pltr shouldn't dominate your portfolio but instead be one of a number of speculative bets you made a few years back. some of those other speculative bets should have gone down a lot. you should be able to offset the LTCG from pltr with LTCL from other bets.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079482)



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Date: July 7th, 2025 3:02 PM
Author: Sooty exhilarant business firm

This is the way. I bought it along with xoVERB and xoJUMIA, both of which failed miserably.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079515)



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Date: July 7th, 2025 3:04 PM
Author: curious maize stage multi-billionaire

To be fair,

CR OP fucked up by not picking more big losers IMO.

Seems like the kind of retard who also buys low and sells high.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079521)



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Date: July 7th, 2025 3:04 PM
Author: sadistic new version

I have some losers i can get rid of now but wont amount to that much.

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079522)



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Date: July 7th, 2025 4:07 PM
Author: pungent titillating tanning salon mood

AQR Flex if you're rich

(http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2)#49079805)