Discuss QQQi vs STRC tax strategy
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Date: August 6th, 2025 11:36 PM Author: ,.,,,.
Qqqi pays most of its dividend as roc. 12-14% yield. That means I get tax free cash for about 6-8years but once cost basis reaches 0, roc can no longer be used and I'll be getting ordinary dividends, so i must sell shares for long term cap gains within 6-8years. That's fine in retirement, but suboptimal in accumulation phase, i.e. compared to qqq.
But now look at STRC. 9% qualified dividend. That's good compared to treasuries, but it sucks compared to Qqqi, since the yield is 12-14% and also long cap gains. The only difference that you need to hold it only 60days to qualify for long cap gains, but must hold qqqi at least 1 year.
(http://www.autoadmit.com/thread.php?thread_id=5759409&forum_id=2)#49163679) |
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