\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
Wonderful range
  06/27/25
A tiny pink 500k
buff vigorous mad cow disease
  06/27/25
that's not that bad
Wonderful range
  06/27/25
I guess not but the thought of grinding out another 20 years...
buff vigorous mad cow disease
  06/27/25
age?
Galvanic copper office filthpig
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Maniacal Hyperventilating Organic Girlfriend Place Of Business
  06/27/25
Yep, I’m early 40s lol
buff vigorous mad cow disease
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Fragrant cobalt space
  06/27/25
It depend on if that's his primary retirement or if he has ...
bat-shit-crazy bateful public bath karate
  06/27/25
$130k
walnut stage
  06/27/25
that's horrendous
Wonderful range
  06/27/25
i'm in between these two guys
Poppy Hateful Dopamine Church
  06/27/25
Same, I'm in between two guys
Sepia sickened potus point
  06/27/25
The sum total of all my retirement and brokerage accounts is...
walnut stage
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Galvanic copper office filthpig
  06/27/25
My mom says I'm special.
walnut stage
  06/27/25
even that's not true
Galvanic copper office filthpig
  06/27/25
LOL
Galvanic copper office filthpig
  06/27/25
$3.4 million in combined marital plans.
titillating white police squad
  06/27/25
damn
Poppy Hateful Dopamine Church
  06/27/25
Age?
Maniacal Hyperventilating Organic Girlfriend Place Of Business
  06/27/25
Such a waste of capital.
Silver keepsake machete
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Violent topaz cruise ship persian
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Galvanic copper office filthpig
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Violent topaz cruise ship persian
  06/27/25
...
Silver keepsake machete
  06/27/25
The max is $70K per year including your own $23,500 contribu...
fishy indian lodge
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
concupiscible brilliant private investor
  06/27/25
.
walnut stage
  06/27/25
Something like $800-900k for wife and I.
Amber metal halford tattoo
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Silver keepsake machete
  06/27/25
If you work in-house matching makes it a no-brainer.
Amber metal halford tattoo
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Silver keepsake machete
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Amber metal halford tattoo
  06/27/25
I want my yacht now.
Silver keepsake machete
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Amber metal halford tattoo
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Silver keepsake machete
  06/27/25
If that's your perspective then sure, stop contributing into...
Amber metal halford tattoo
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Amethyst supple marketing idea
  06/27/25
Why not put it in a Roth?
exciting sanctuary
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Violent topaz cruise ship persian
  06/27/25
180
Silver keepsake machete
  06/27/25
Did you know you're not required to contribute to a 401K?
Violent topaz cruise ship persian
  06/27/25
(guy who is not a biglaw partner)
Silver keepsake machete
  06/27/25
$700k Wife - $600k
wine cracking theater stage
  06/27/25
43yo, $900k
Twinkling Chest-beating Base Athletic Conference
  06/27/25
Early 40s. ~$2.1mm
Aquamarine ceo stag film
  06/27/25
Late 20s, 250k
exciting sanctuary
  06/27/25
Good job , young gun
Lemon menage
  06/27/25
lol at these responses
Fragrant cobalt space
  06/27/25
go on...
Galvanic copper office filthpig
  06/27/25
30000k
Maize Irradiated Rehab Boiling Water
  06/27/25
$399,443.16
Plum balding gaming laptop
  06/27/25
Monday is likely to be a big day for you friend
Violent topaz cruise ship persian
  06/27/25
🤞🏻
Plum balding gaming laptop
  06/27/25
IDK $150Kish. But I haven't been working long.
razzle deranged plaza
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Curious slate twinkling uncleanness
  06/27/25
Same.
mint cheese-eating mad-dog skullcap
  06/27/25
350,000 Kinda sad
Sapphire Sexy Station Becky
  06/27/25
all stock/bond investments are like 750k.
frisky comical generalized bond theater
  06/27/25
$386k total. $324k in trad, $62k in Roth
yellow friendly grandma fat ankles
  06/27/25
Zero
swollen box office
  06/27/25
Crrrrrrrrrrrrrr
Silver keepsake machete
  06/27/25
For Benzo reasons or RSF reasons?
Aquamarine ceo stag film
  06/27/25
$6 million or so. I checked in January.
mint cheese-eating mad-dog skullcap
  06/27/25
...
Violent topaz cruise ship persian
  06/27/25
I mean undoubtedly there is a balance but $6 million?
trip bespoke church building pisswyrm
  06/27/25
$0. I don’t have a 401(k).
Hairless Talented Step-uncle's House
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Wonderful range



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: buff vigorous mad cow disease

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Wonderful range

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: buff vigorous mad cow disease

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Galvanic copper office filthpig

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Maniacal Hyperventilating Organic Girlfriend Place Of Business

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: buff vigorous mad cow disease

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Fragrant cobalt space

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: bat-shit-crazy bateful public bath karate

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: walnut stage

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Wonderful range

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Poppy Hateful Dopamine Church

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Sepia sickened potus point

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: walnut stage

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Galvanic copper office filthpig

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: walnut stage

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Galvanic copper office filthpig

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Galvanic copper office filthpig

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: titillating white police squad

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Poppy Hateful Dopamine Church

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Maniacal Hyperventilating Organic Girlfriend Place Of Business

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Silver keepsake machete

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Violent topaz cruise ship persian

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Galvanic copper office filthpig

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Violent topaz cruise ship persian

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Silver keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: fishy indian lodge

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: concupiscible brilliant private investor

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: walnut stage

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Amber metal halford tattoo

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Silver keepsake machete

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Amber metal halford tattoo

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Silver keepsake machete

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Amber metal halford tattoo

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Silver keepsake machete

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Amber metal halford tattoo

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Silver keepsake machete

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Amber metal halford tattoo

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Amethyst supple marketing idea

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: exciting sanctuary

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Violent topaz cruise ship persian

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Silver keepsake machete

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Violent topaz cruise ship persian

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Silver keepsake machete

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: wine cracking theater stage

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Twinkling Chest-beating Base Athletic Conference

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Aquamarine ceo stag film

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: exciting sanctuary

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Lemon menage

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Fragrant cobalt space

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Galvanic copper office filthpig

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Maize Irradiated Rehab Boiling Water

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Plum balding gaming laptop

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Violent topaz cruise ship persian

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Plum balding gaming laptop

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: razzle deranged plaza

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Curious slate twinkling uncleanness

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: mint cheese-eating mad-dog skullcap

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Sapphire Sexy Station Becky

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: frisky comical generalized bond theater

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: yellow friendly grandma fat ankles

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: swollen box office

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Silver keepsake machete

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Aquamarine ceo stag film

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: mint cheese-eating mad-dog skullcap

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Violent topaz cruise ship persian



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: trip bespoke church building pisswyrm

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Hairless Talented Step-uncle's House

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055414)