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POLL: What is your 401(k) balance right now

...
orchid potus giraffe
  06/27/25
A tiny pink 500k
adulterous cruise ship
  06/27/25
that's not that bad
orchid potus giraffe
  06/27/25
I guess not but the thought of grinding out another 20 years...
adulterous cruise ship
  06/27/25
age?
bateful claret pit
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Rusted bonkers immigrant associate
  06/27/25
Yep, I’m early 40s lol
adulterous cruise ship
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
lavender hideous affirmative action
  06/27/25
It depend on if that's his primary retirement or if he has ...
Hilarious ceo feces
  06/27/25
$130k
Big stage roommate
  06/27/25
that's horrendous
orchid potus giraffe
  06/27/25
i'm in between these two guys
cordovan school cafeteria macaca
  06/27/25
Same, I'm in between two guys
at-the-ready apoplectic public bath cuckold
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Big stage roommate
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
bateful claret pit
  06/27/25
My mom says I'm special.
Big stage roommate
  06/27/25
even that's not true
bateful claret pit
  06/27/25
LOL
bateful claret pit
  06/27/25
$3.4 million in combined marital plans.
Self-absorbed aromatic step-uncle's house dysfunction
  06/27/25
damn
cordovan school cafeteria macaca
  06/27/25
Age?
Rusted bonkers immigrant associate
  06/27/25
Such a waste of capital.
Mischievous orchestra pit
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
talking turdskin tank
  06/27/25
this discussion happens every 401k thread. partners in bigl...
bateful claret pit
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
talking turdskin tank
  06/27/25
...
Mischievous orchestra pit
  06/27/25
The max is $70K per year including your own $23,500 contribu...
violent razzmatazz theater stage keepsake machete
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
insanely creepy violet center
  06/27/25
.
Big stage roommate
  06/27/25
Something like $800-900k for wife and I.
self-centered cocky kitchen
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Mischievous orchestra pit
  06/27/25
If you work in-house matching makes it a no-brainer.
self-centered cocky kitchen
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Mischievous orchestra pit
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
self-centered cocky kitchen
  06/27/25
I want my yacht now.
Mischievous orchestra pit
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
self-centered cocky kitchen
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Mischievous orchestra pit
  06/27/25
If that's your perspective then sure, stop contributing into...
self-centered cocky kitchen
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
misunderstood sienna senate
  06/27/25
Why not put it in a Roth?
Bat-shit-crazy boistinker
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
talking turdskin tank
  06/27/25
180
Mischievous orchestra pit
  06/27/25
Did you know you're not required to contribute to a 401K?
talking turdskin tank
  06/27/25
(guy who is not a biglaw partner)
Mischievous orchestra pit
  06/27/25
$700k Wife - $600k
mint pisswyrm private investor
  06/27/25
43yo, $900k
dull fanboi temple
  06/27/25
Early 40s. ~$2.1mm
Buck-toothed Greedy Kitty Gunner
  06/27/25
Late 20s, 250k
Bat-shit-crazy boistinker
  06/27/25
Good job , young gun
sadistic parlor mexican
  06/27/25
lol at these responses
lavender hideous affirmative action
  06/27/25
go on...
bateful claret pit
  06/27/25
30000k
galvanic brunch personal credit line
  06/27/25
$399,443.16
primrose vibrant idea he suggested address
  06/27/25
Monday is likely to be a big day for you friend
talking turdskin tank
  06/27/25
🤞🏻
primrose vibrant idea he suggested address
  06/27/25
IDK $150Kish. But I haven't been working long.
geriatric talented mother
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
light bisexual mood
  06/27/25
Same.
vigorous rose hell
  06/27/25
350,000 Kinda sad
Unhinged Filthy School
  06/27/25
all stock/bond investments are like 750k.
hairraiser spruce cuck
  06/27/25
$386k total. $324k in trad, $62k in Roth
white abode
  06/27/25
Zero
chest-beating spot
  06/27/25
Crrrrrrrrrrrrrr
Mischievous orchestra pit
  06/27/25
For Benzo reasons or RSF reasons?
Buck-toothed Greedy Kitty Gunner
  06/27/25
$6 million or so. I checked in January.
vigorous rose hell
  06/27/25
...
talking turdskin tank
  06/27/25
I mean undoubtedly there is a balance but $6 million?
boyish brilliant business firm filthpig
  06/27/25
$0. I don’t have a 401(k).
lascivious onyx idiot wagecucks
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: orchid potus giraffe



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: adulterous cruise ship

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: orchid potus giraffe

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: adulterous cruise ship

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: bateful claret pit

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Rusted bonkers immigrant associate

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: adulterous cruise ship

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: lavender hideous affirmative action

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Hilarious ceo feces

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Big stage roommate

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: orchid potus giraffe

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: cordovan school cafeteria macaca

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: at-the-ready apoplectic public bath cuckold

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Big stage roommate

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: bateful claret pit

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Big stage roommate

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: bateful claret pit

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: bateful claret pit

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Self-absorbed aromatic step-uncle's house dysfunction

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: cordovan school cafeteria macaca

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Rusted bonkers immigrant associate

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Mischievous orchestra pit

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: talking turdskin tank

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: bateful claret pit

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: talking turdskin tank

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Mischievous orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: violent razzmatazz theater stage keepsake machete

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: insanely creepy violet center

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Big stage roommate

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: self-centered cocky kitchen

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Mischievous orchestra pit

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: self-centered cocky kitchen

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Mischievous orchestra pit

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: self-centered cocky kitchen

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Mischievous orchestra pit

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: self-centered cocky kitchen

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Mischievous orchestra pit

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: self-centered cocky kitchen

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: misunderstood sienna senate

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Bat-shit-crazy boistinker

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: talking turdskin tank

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Mischievous orchestra pit

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: talking turdskin tank

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Mischievous orchestra pit

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: mint pisswyrm private investor

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: dull fanboi temple

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Buck-toothed Greedy Kitty Gunner

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Bat-shit-crazy boistinker

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: sadistic parlor mexican

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: lavender hideous affirmative action

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: bateful claret pit

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: galvanic brunch personal credit line

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: primrose vibrant idea he suggested address

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: talking turdskin tank

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: primrose vibrant idea he suggested address

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: geriatric talented mother

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: light bisexual mood

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: vigorous rose hell

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Unhinged Filthy School

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: hairraiser spruce cuck

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: white abode

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: chest-beating spot

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Mischievous orchestra pit

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Buck-toothed Greedy Kitty Gunner

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: vigorous rose hell

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: talking turdskin tank



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: boyish brilliant business firm filthpig

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: lascivious onyx idiot wagecucks

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055414)