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Anyone else think your Mom's 401k losing 50% is 180?

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maroon locus doctorate
  04/05/25
to be honest, i am getting a bit concerned that the two anno...
motley brindle people who are hurt
  04/05/25
Dementia mom was actually incredibly shrewd in this regard. ...
turquoise center
  04/05/25
rofl i shld hire ur birdshit mom as my money manager
maroon locus doctorate
  04/05/25
That bitch let this country be overflowed w turd skins like ...
Supple abode keepsake machete
  04/05/25
TBF, anyone looking to retire soon shouldn’t have been...
Fantasy-prone Shimmering Deer Antler
  04/05/25
...
dashing circlehead
  04/05/25
Advisors all put them heavy as fuck in equities. People like...
clear office
  04/05/25
This is egregious flame. "You should be in bonds if yo...
dashing circlehead
  04/05/25
...
Fantasy-prone Shimmering Deer Antler
  04/05/25
Ok now actually talk irl to any financial advisor. The Vangu...
clear office
  04/05/25
If you’re at 50% equities then you’re completely...
Fantasy-prone Shimmering Deer Antler
  04/05/25
So somebody using this target date fund and retiring "n...
dashing circlehead
  04/05/25
lol so its basically go furk urself? is this what trumpmos a...
maroon locus doctorate
  04/05/25
even if they are only 50% equities they are still losing a t...
maroon locus doctorate
  04/05/25
I've been trying to get her to liquidate and put it all in a...
dashing circlehead
  04/05/25
You know a lot of these people have pensions and similar ben...
Vermilion Excitant Theatre Personal Credit Line
  04/05/25
stfu u retard, u can easily look up percent who have pension...
maroon locus doctorate
  04/05/25
No it isn't you ignorant spammer
Vermilion Excitant Theatre Personal Credit Line
  04/05/25
I only want the worst for Boomers.
crusty bbw
  04/05/25
...
Supple abode keepsake machete
  04/05/25
You mean your other dad's 401k
Jade 180 Location Trump Supporter
  04/05/25
...
Pungent Really Tough Guy Range
  04/05/25
...
Stimulating painfully honest menage brethren
  04/05/25
Boomers have $4m houses in Socal that they bought in the 80s...
hot swashbuckling feces toaster
  04/05/25
...
Vermilion Excitant Theatre Personal Credit Line
  04/05/25
IME boomers are the most sensitive to any attack on their NW...
maroon locus doctorate
  04/05/25
I thought you hated your parents?
Territorial indirect expression ceo
  04/05/25
He has to beg them for money occasionally
Vermilion Excitant Theatre Personal Credit Line
  04/05/25
I do, i made this thread as a reply to the one called "...
maroon locus doctorate
  04/05/25
Let's see here-- you washed out of the law within a few year...
dashing circlehead
  04/05/25
yep, pretty much
maroon locus doctorate
  04/05/25
lol at my mom having the impulse control to invest in a 401k
henna vivacious market travel guidebook
  04/05/25
My mom died
Magenta lodge
  04/05/25
Boomers have pensions. Whatever 401k they have is just extra...
Soul-stirring judgmental community account national
  04/05/25
...
.,..,.,..,.,.,:,,:,.,.,:::,..,:,.,,:..:.,:.::,.
  08/18/25


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Reply Favorite

Date: April 5th, 2025 9:37 AM
Author: maroon locus doctorate



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817699)



Reply Favorite

Date: April 5th, 2025 9:37 AM
Author: motley brindle people who are hurt

to be honest, i am getting a bit concerned that the two annoyingly retarded lazy boomers at my work who were gonna retire in a few months might not now. i recently accepted a management position largely based on my expectation that i wouldnt have to deal with them. if theyre back, i'll need to reassess or see if they can be moved to another department

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817702)



Reply Favorite

Date: April 5th, 2025 9:40 AM
Author: turquoise center

Dementia mom was actually incredibly shrewd in this regard. She withdrew all of her IRA from equities and has been in money market since mid-March.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817709)



Reply Favorite

Date: April 5th, 2025 10:08 AM
Author: maroon locus doctorate

rofl i shld hire ur birdshit mom as my money manager

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817804)



Reply Favorite

Date: April 5th, 2025 9:43 AM
Author: Supple abode keepsake machete

That bitch let this country be overflowed w turd skins like u. Fuck her.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817718)



Reply Favorite

Date: April 5th, 2025 9:50 AM
Author: Fantasy-prone Shimmering Deer Antler

TBF, anyone looking to retire soon shouldn’t have been heavy on equities anyway. If they had decent exposure to the bond market then they’re doing okay

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817736)



Reply Favorite

Date: April 5th, 2025 9:50 AM
Author: dashing circlehead



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817737)



Reply Favorite

Date: April 5th, 2025 9:51 AM
Author: clear office

Advisors all put them heavy as fuck in equities. People like you always Hide when the market is at ATH because they'd get Flamed, lose Karma, or become a Joke.

"Your age in bonds" would put a 60 year old 40% in equities lol

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817739)



Reply Favorite

Date: April 5th, 2025 9:52 AM
Author: dashing circlehead

This is egregious flame. "You should be in bonds if you're close to/at retirement" is bog standard advice regardless of market conditions.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817744)



Reply Favorite

Date: April 5th, 2025 9:53 AM
Author: Fantasy-prone Shimmering Deer Antler



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817748)



Reply Favorite

Date: April 5th, 2025 10:29 AM
Author: clear office

Ok now actually talk irl to any financial advisor. The Vanguard 2025 fund is 50% equities: https://investor.vanguard.com/investment-products/mutual-funds/profile/vttvx#portfolio-composition

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817874)



Reply Favorite

Date: April 5th, 2025 11:19 AM
Author: Fantasy-prone Shimmering Deer Antler

If you’re at 50% equities then you’re completely fine. Someone looking to retire right now still probably has 20-30 Years left to live, so you need some long term upside still.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48818014)



Reply Favorite

Date: April 5th, 2025 11:34 AM
Author: dashing circlehead

So somebody using this target date fund and retiring "now" is already 40% in bonds and completely fine. Did you even read your own link. If so, how did you not understand it

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48818051)



Reply Favorite

Date: April 5th, 2025 10:09 AM
Author: maroon locus doctorate

lol so its basically go furk urself? is this what trumpmos are saying to retirees, most of whom are fellow BIRDSHITS? why is trump 2.0 so mean to birdshits?

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817807)



Reply Favorite

Date: April 5th, 2025 10:09 AM
Author: maroon locus doctorate

even if they are only 50% equities they are still losing a ton

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817808)



Reply Favorite

Date: April 5th, 2025 9:51 AM
Author: dashing circlehead

I've been trying to get her to liquidate and put it all in a SPIA for a while now, then just live "paycheck to paycheck" basically. Failing that, I wanted to look over her portfolio and make sure things were appropriately conservative, but she never had time. If she just got market crash pwned, my conscience is clear, I tried.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817741)



Reply Favorite

Date: April 5th, 2025 10:04 AM
Author: Vermilion Excitant Theatre Personal Credit Line

You know a lot of these people have pensions and similar benefits that younger people don't right? And most boomer women didn't work and will get their husbands pension and social security when they die

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817788)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: maroon locus doctorate

stfu u retard, u can easily look up percent who have pensions and its very low just scammy ex-miliary and govt workers maybe not even 20% tops, and anyway how do u think pensions are paid out? the pension funds are the BIGGEST investors in the stock market, when they have mass declines it becomes increasingly difficult to pay out pensions

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817810)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: Vermilion Excitant Theatre Personal Credit Line

No it isn't you ignorant spammer

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817816)



Reply Favorite

Date: April 5th, 2025 10:06 AM
Author: crusty bbw

I only want the worst for Boomers.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817798)



Reply Favorite

Date: April 5th, 2025 10:06 AM
Author: Supple abode keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817800)



Reply Favorite

Date: April 5th, 2025 10:07 AM
Author: Jade 180 Location Trump Supporter

You mean your other dad's 401k

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817802)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: Pungent Really Tough Guy Range



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817809)



Reply Favorite

Date: April 5th, 2025 1:47 PM
Author: Stimulating painfully honest menage brethren



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48818473)



Reply Favorite

Date: April 5th, 2025 10:16 AM
Author: hot swashbuckling feces toaster

Boomers have $4m houses in Socal that they bought in the 80s for $250k, and pay $3k a year in property tax.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817840)



Reply Favorite

Date: April 5th, 2025 10:18 AM
Author: Vermilion Excitant Theatre Personal Credit Line



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817848)



Reply Favorite

Date: April 5th, 2025 10:25 AM
Author: maroon locus doctorate

IME boomers are the most sensitive to any attack on their NW which was totally created by 100% HARD WORK, they are so use to just being given everything, a stable economic environment for decades that even a 15-20% correction will drive them insane esp when they see no geopolitical reason for it

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817866)



Reply Favorite

Date: April 5th, 2025 10:27 AM
Author: Territorial indirect expression ceo

I thought you hated your parents?

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817871)



Reply Favorite

Date: April 5th, 2025 10:35 AM
Author: Vermilion Excitant Theatre Personal Credit Line

He has to beg them for money occasionally

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817891)



Reply Favorite

Date: April 5th, 2025 10:38 AM
Author: maroon locus doctorate

I do, i made this thread as a reply to the one called "Anyone else think Tariffs are 180?" but somehow ppl took it seriously it seems to hit home for some reason

i hoap my bitch mom's 401k goes to hell she surely wont leave a cent for me even though being the most deprived bitch influence ever she owes me the stupid furking bitch all indians shld furking die

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817901)



Reply Favorite

Date: April 5th, 2025 10:40 AM
Author: dashing circlehead

Let's see here-- you washed out of the law within a few years, you always engage in logical fallacies then double-triple/quadruple down on them, you're a crazed loner who hates everywhere he goes, you fail at everything you do, and the only thing you find solace in is the imagined achievements of non-white people from five centuries ago. Yeah, I'm sure the problem is on your mother's end. JFC, you're the strongest argument against parenthood I've ever seen, imagine creating life and then what you get is Tommy.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817903)



Reply Favorite

Date: April 5th, 2025 10:41 AM
Author: maroon locus doctorate

yep, pretty much

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817905)



Reply Favorite

Date: April 5th, 2025 10:37 AM
Author: henna vivacious market travel guidebook

lol at my mom having the impulse control to invest in a 401k

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48817895)



Reply Favorite

Date: April 5th, 2025 11:22 AM
Author: Magenta lodge

My mom died

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48818021)



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Date: April 5th, 2025 1:46 PM
Author: Soul-stirring judgmental community account national

Boomers have pensions. Whatever 401k they have is just extra gravy

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#48818466)



Reply Favorite

Date: August 18th, 2025 2:18 PM
Author: .,..,.,..,.,.,:,,:,.,.,:::,..,:,.,,:..:.,:.::,.




(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2)#49194596)