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POLL: What is your 401(k) balance right now

...
Adventurous Ceo Dopamine
  06/27/25
A tiny pink 500k
judgmental sapphire senate
  06/27/25
that's not that bad
Adventurous Ceo Dopamine
  06/27/25
I guess not but the thought of grinding out another 20 years...
judgmental sapphire senate
  06/27/25
age?
Olive church building
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Scarlet adulterous station stain
  06/27/25
Yep, I’m early 40s lol
judgmental sapphire senate
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
gay indian lodge
  06/27/25
It depend on if that's his primary retirement or if he has ...
Razzmatazz zombie-like menage
  06/27/25
$130k
transparent library mood
  06/27/25
that's horrendous
Adventurous Ceo Dopamine
  06/27/25
i'm in between these two guys
vigorous tantric pisswyrm stead
  06/27/25
Same, I'm in between two guys
talented affirmative action
  06/27/25
The sum total of all my retirement and brokerage accounts is...
transparent library mood
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Olive church building
  06/27/25
My mom says I'm special.
transparent library mood
  06/27/25
even that's not true
Olive church building
  06/27/25
LOL
Olive church building
  06/27/25
$3.4 million in combined marital plans.
splenetic hospital corn cake
  06/27/25
damn
vigorous tantric pisswyrm stead
  06/27/25
Age?
Scarlet adulterous station stain
  06/27/25
Such a waste of capital.
shaky main people
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
flatulent stage useless brakes
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Olive church building
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
flatulent stage useless brakes
  06/27/25
...
shaky main people
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Ruby Swollen Rigor
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
coral marvelous quadroon stage
  06/27/25
.
transparent library mood
  06/27/25
Something like $800-900k for wife and I.
comical twinkling masturbator friendly grandma
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
shaky main people
  06/27/25
If you work in-house matching makes it a no-brainer.
comical twinkling masturbator friendly grandma
  06/27/25
just do take a lot of my money and shove it up the ass of so...
shaky main people
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
comical twinkling masturbator friendly grandma
  06/27/25
I want my yacht now.
shaky main people
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
comical twinkling masturbator friendly grandma
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
shaky main people
  06/27/25
If that's your perspective then sure, stop contributing into...
comical twinkling masturbator friendly grandma
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
snowy community account
  06/27/25
Why not put it in a Roth?
Pontificating concupiscible regret
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
flatulent stage useless brakes
  06/27/25
180
shaky main people
  06/27/25
Did you know you're not required to contribute to a 401K?
flatulent stage useless brakes
  06/27/25
(guy who is not a biglaw partner)
shaky main people
  06/27/25
$700k Wife - $600k
Slippery public bath
  06/27/25
43yo, $900k
Maize glittery private investor
  06/27/25
Early 40s. ~$2.1mm
Sepia theatre rigpig
  06/27/25
Late 20s, 250k
Pontificating concupiscible regret
  06/27/25
Good job , young gun
Slate filthy hominid church
  06/27/25
lol at these responses
gay indian lodge
  06/27/25
go on...
Olive church building
  06/27/25
30000k
abusive dark trump supporter cuck
  06/27/25
$399,443.16
submissive hot point sandwich
  06/27/25
Monday is likely to be a big day for you friend
flatulent stage useless brakes
  06/27/25
🤞🏻
submissive hot point sandwich
  06/27/25
IDK $150Kish. But I haven't been working long.
mauve theater stage
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Chestnut arousing blood rage partner
  06/27/25
Same.
excitant whorehouse goal in life
  06/27/25
350,000 Kinda sad
grizzly wonderful idiot
  06/27/25
all stock/bond investments are like 750k.
Appetizing Khaki Dilemma
  06/27/25
$386k total. $324k in trad, $62k in Roth
Rough-skinned goyim theater
  06/27/25
Zero
Provocative Heaven
  06/27/25
Crrrrrrrrrrrrrr
shaky main people
  06/27/25
For Benzo reasons or RSF reasons?
Sepia theatre rigpig
  06/27/25
$6 million or so. I checked in January.
excitant whorehouse goal in life
  06/27/25
...
flatulent stage useless brakes
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Vivacious market half-breed
  06/27/25
$0. I don’t have a 401(k).
swashbuckling sexy business firm degenerate
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Adventurous Ceo Dopamine



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: judgmental sapphire senate

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Adventurous Ceo Dopamine

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: judgmental sapphire senate

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Olive church building

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Scarlet adulterous station stain

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: judgmental sapphire senate

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: gay indian lodge

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Razzmatazz zombie-like menage

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: transparent library mood

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Adventurous Ceo Dopamine

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: vigorous tantric pisswyrm stead

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: talented affirmative action

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: transparent library mood

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Olive church building

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: transparent library mood

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Olive church building

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Olive church building

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: splenetic hospital corn cake

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: vigorous tantric pisswyrm stead

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Scarlet adulterous station stain

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: shaky main people

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: flatulent stage useless brakes

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Olive church building

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: flatulent stage useless brakes

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: shaky main people



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Ruby Swollen Rigor

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: coral marvelous quadroon stage

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: transparent library mood

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: comical twinkling masturbator friendly grandma

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: shaky main people

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: comical twinkling masturbator friendly grandma

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: shaky main people

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: comical twinkling masturbator friendly grandma

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: shaky main people

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: comical twinkling masturbator friendly grandma

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: shaky main people

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: comical twinkling masturbator friendly grandma

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: snowy community account

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Pontificating concupiscible regret

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: flatulent stage useless brakes

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: shaky main people

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: flatulent stage useless brakes

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: shaky main people

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Slippery public bath

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Maize glittery private investor

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Sepia theatre rigpig

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Pontificating concupiscible regret

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Slate filthy hominid church

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: gay indian lodge

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Olive church building

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: abusive dark trump supporter cuck

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: submissive hot point sandwich

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: flatulent stage useless brakes

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: submissive hot point sandwich

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: mauve theater stage

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Chestnut arousing blood rage partner

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: excitant whorehouse goal in life

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: grizzly wonderful idiot

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Appetizing Khaki Dilemma

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Rough-skinned goyim theater

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Provocative Heaven

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: shaky main people

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Sepia theatre rigpig

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: excitant whorehouse goal in life

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: flatulent stage useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Vivacious market half-breed

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: swashbuckling sexy business firm degenerate

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055414)