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POLL: What is your 401(k) balance right now

...
cerebral cyan patrolman police squad
  06/27/25
A tiny pink 500k
gold double fault national
  06/27/25
that's not that bad
cerebral cyan patrolman police squad
  06/27/25
I guess not but the thought of grinding out another 20 years...
gold double fault national
  06/27/25
age?
Cracking digit ratio
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Spruce area
  06/27/25
Yep, I’m early 40s lol
gold double fault national
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Electric cerise locale messiness
  06/27/25
It depend on if that's his primary retirement or if he has ...
Hairraiser saffron boiling water twinkling uncleanness
  06/27/25
$130k
Peach Laughsome Telephone Market
  06/27/25
that's horrendous
cerebral cyan patrolman police squad
  06/27/25
i'm in between these two guys
metal narrow-minded hairy legs
  06/27/25
Same, I'm in between two guys
anal disturbing famous landscape painting
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Peach Laughsome Telephone Market
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Cracking digit ratio
  06/27/25
My mom says I'm special.
Peach Laughsome Telephone Market
  06/27/25
even that's not true
Cracking digit ratio
  06/27/25
LOL
Cracking digit ratio
  06/27/25
$3.4 million in combined marital plans.
Comical associate
  06/27/25
damn
metal narrow-minded hairy legs
  06/27/25
Age?
Spruce area
  06/27/25
Such a waste of capital.
boyish ocher location
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Multi-colored rambunctious stag film brethren
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Cracking digit ratio
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Multi-colored rambunctious stag film brethren
  06/27/25
...
boyish ocher location
  06/27/25
The max is $70K per year including your own $23,500 contribu...
self-centered diverse rehab electric furnace
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
soggy potus juggernaut
  06/27/25
.
Peach Laughsome Telephone Market
  06/27/25
Something like $800-900k for wife and I.
vivacious site
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
boyish ocher location
  06/27/25
If you work in-house matching makes it a no-brainer.
vivacious site
  06/27/25
just do take a lot of my money and shove it up the ass of so...
boyish ocher location
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
vivacious site
  06/27/25
I want my yacht now.
boyish ocher location
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
vivacious site
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
boyish ocher location
  06/27/25
If that's your perspective then sure, stop contributing into...
vivacious site
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Racy useless brakes abode
  06/27/25
Why not put it in a Roth?
big amber roommate
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Multi-colored rambunctious stag film brethren
  06/27/25
180
boyish ocher location
  06/27/25
Did you know you're not required to contribute to a 401K?
Multi-colored rambunctious stag film brethren
  06/27/25
(guy who is not a biglaw partner)
boyish ocher location
  06/27/25
$700k Wife - $600k
Orange Motley Pervert
  06/27/25
43yo, $900k
stimulating emerald dysfunction persian
  06/27/25
Early 40s. ~$2.1mm
Curious coral meetinghouse gaping
  06/27/25
Late 20s, 250k
big amber roommate
  06/27/25
Good job , young gun
Insane Office
  06/27/25
lol at these responses
Electric cerise locale messiness
  06/27/25
go on...
Cracking digit ratio
  06/27/25
30000k
Obsidian school
  06/27/25
$399,443.16
sienna bbw
  06/27/25
Monday is likely to be a big day for you friend
Multi-colored rambunctious stag film brethren
  06/27/25
🤞🏻
sienna bbw
  06/27/25
IDK $150Kish. But I haven't been working long.
Fishy seedy set antidepressant drug
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Dead stage place of business
  06/27/25
Same.
french property queen of the night
  06/27/25
350,000 Kinda sad
avocado soul-stirring ceo
  06/27/25
all stock/bond investments are like 750k.
nofapping hospital
  06/27/25
$386k total. $324k in trad, $62k in Roth
ultramarine lodge
  06/27/25
Zero
violet pit
  06/27/25
Crrrrrrrrrrrrrr
boyish ocher location
  06/27/25
For Benzo reasons or RSF reasons?
Curious coral meetinghouse gaping
  06/27/25
$6 million or so. I checked in January.
french property queen of the night
  06/27/25
...
Multi-colored rambunctious stag film brethren
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Purple doobsian round eye
  06/27/25
$0. I don’t have a 401(k).
pearl rigor public bath
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: cerebral cyan patrolman police squad



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: gold double fault national

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: cerebral cyan patrolman police squad

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: gold double fault national

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Cracking digit ratio

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Spruce area

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: gold double fault national

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Electric cerise locale messiness

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Hairraiser saffron boiling water twinkling uncleanness

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Peach Laughsome Telephone Market

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: cerebral cyan patrolman police squad

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: metal narrow-minded hairy legs

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: anal disturbing famous landscape painting

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Peach Laughsome Telephone Market

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Cracking digit ratio

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Peach Laughsome Telephone Market

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Cracking digit ratio

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Cracking digit ratio

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Comical associate

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: metal narrow-minded hairy legs

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Spruce area

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: boyish ocher location

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Multi-colored rambunctious stag film brethren

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Cracking digit ratio

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Multi-colored rambunctious stag film brethren

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: boyish ocher location



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: self-centered diverse rehab electric furnace

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: soggy potus juggernaut

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Peach Laughsome Telephone Market

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: vivacious site

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: boyish ocher location

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: vivacious site

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: boyish ocher location

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: vivacious site

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: boyish ocher location

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: vivacious site

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: boyish ocher location

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: vivacious site

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Racy useless brakes abode

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: big amber roommate

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Multi-colored rambunctious stag film brethren

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: boyish ocher location

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Multi-colored rambunctious stag film brethren

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: boyish ocher location

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Orange Motley Pervert

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: stimulating emerald dysfunction persian

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Curious coral meetinghouse gaping

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: big amber roommate

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Insane Office

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Electric cerise locale messiness

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Cracking digit ratio

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Obsidian school

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: sienna bbw

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Multi-colored rambunctious stag film brethren

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: sienna bbw

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Fishy seedy set antidepressant drug

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Dead stage place of business

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: french property queen of the night

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: avocado soul-stirring ceo

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: nofapping hospital

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: ultramarine lodge

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: violet pit

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: boyish ocher location

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Curious coral meetinghouse gaping

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: french property queen of the night

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Multi-colored rambunctious stag film brethren



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Purple doobsian round eye

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: pearl rigor public bath

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2)#49055414)