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Would you retire on 12K/mo with no debt or mortgage?

Fixed expenses of $2,000/mo (property taxes, utilities, inte...
Medicated fear-inspiring cumskin
  06/07/25
I plan on retiring on approximately 8K/month with no mortgag...
Mauve blathering party of the first part
  06/07/25
I turn 49 next week, and I'm done with it all. Hopefully...
Medicated fear-inspiring cumskin
  06/07/25
Retiring that early with that much cash really only leaves y...
Mauve blathering party of the first part
  06/07/25
the alternative is killself, which seems more catastrophic
Medicated fear-inspiring cumskin
  06/07/25
healthcare eats up like 25k of post-tax for a gold/family pl...
nighttime masturbator
  06/08/25
Can you explain how that really works? I have Health insuran...
navy fortuitous meteor travel guidebook
  06/08/25
health insurance is basically for a. pre-negotiated rates...
nighttime masturbator
  06/08/25
Yeah I know that. In countries like Malaysia you get A+ insu...
navy fortuitous meteor travel guidebook
  06/08/25
america has it's faults, but my guess is most people who spe...
nighttime masturbator
  06/08/25
id do it on 6K month
gaped aqua lay windowlicker
  06/07/25
I might learn spanish and hie thee to costa rica
Medicated fear-inspiring cumskin
  06/07/25
actually thinking of doing this in next couple months, i hav...
gaped aqua lay windowlicker
  06/07/25
...
Medicated fear-inspiring cumskin
  06/07/25
...
razzmatazz fluffy patrolman kitchen
  06/07/25
the better question is how fucking retarded would you have t...
self-absorbed spruce range
  06/07/25
I'm thinking the same thing, I'm not striving for a RSF/CSLG...
Medicated fear-inspiring cumskin
  06/07/25
this sounds 180 except change golf to hiking
gaped aqua lay windowlicker
  06/07/25
That would require $7 million invested. Most people will sa...
Red Exhilarant Love Of Her Life Piazza
  06/07/25
4.2mm with 1.2mm equity in home 1.2mm is in 401K that I d...
Medicated fear-inspiring cumskin
  06/07/25
How are you going to get $144k annually after tax out of tha...
Red Exhilarant Love Of Her Life Piazza
  06/07/25
How are you not? The 4% rule is garbage, and who said anythi...
Medicated fear-inspiring cumskin
  06/07/25
It's the three percent rule now
Red Exhilarant Love Of Her Life Piazza
  06/08/25
lol i'm about to retire on $4500/mo. $12k would be nuts.
opaque candlestick maker stage
  06/07/25
Total monthly expenses now? Expected total monthly expens...
Vibrant metal black woman
  06/07/25
Current monthly expenses are about $3,500-4,000. I eat out a...
Medicated fear-inspiring cumskin
  06/07/25
I'm looking for about 6k after tax
Poppy church deer antler
  06/07/25
To what country? Usa is a shithole https://www.foxnews.com/...
navy fortuitous meteor travel guidebook
  06/08/25
Only if it were guaranteed to increase with inflation. We pr...
Concupiscible embarrassed to the bone hospital fanboi
  06/08/25
Doctors haven't had any increase in Medicare payments since ...
navy fortuitous meteor travel guidebook
  06/08/25


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Reply Favorite

Date: June 7th, 2025 8:21 PM
Author: Medicated fear-inspiring cumskin

Fixed expenses of $2,000/mo (property taxes, utilities, internet, streaming, etc.)

I have low cost healthcare because I'm 1/8 indigenous.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995599)



Reply Favorite

Date: June 7th, 2025 8:24 PM
Author: Mauve blathering party of the first part

I plan on retiring on approximately 8K/month with no mortgage. If you can't retire with six figures yearly, debt free, you're doing something seriously wrong.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995603)



Reply Favorite

Date: June 7th, 2025 8:26 PM
Author: Medicated fear-inspiring cumskin

I turn 49 next week, and I'm done with it all.

Hopefully retirement amount will go up when I turn 62, if SS is still a thing. I don't know how, but I think I've maed it. Frugal inceldom for the W.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995612)



Reply Favorite

Date: June 7th, 2025 8:31 PM
Author: Mauve blathering party of the first part

Retiring that early with that much cash really only leaves you vulnerable to catastrophic medical expenses. If you have good insurance you should be ok.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995632)



Reply Favorite

Date: June 7th, 2025 8:32 PM
Author: Medicated fear-inspiring cumskin

the alternative is killself, which seems more catastrophic

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995637)



Reply Favorite

Date: June 8th, 2025 11:32 AM
Author: nighttime masturbator

healthcare eats up like 25k of post-tax for a gold/family plan.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996650)



Reply Favorite

Date: June 8th, 2025 11:38 AM
Author: navy fortuitous meteor travel guidebook

Can you explain how that really works? I have Health insurance as part of my job but never go to doctors.. so they pay for nothing.. I'm thinking of going 1099. Could I rely on just going abroad for Healthcare? Like malaysia?

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996664)



Reply Favorite

Date: June 8th, 2025 11:45 AM
Author: nighttime masturbator

health insurance is basically for

a. pre-negotiated rates. if you're a cash payer, the first bill you get will be based on the hospital's outrageous book rate for a procedure.

b. catastrophic coverage. if you have to go for surgery, cancer, etc the bills, based on those inflated rate cards, will take almost anyone into bankruptcy

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996694)



Reply Favorite

Date: June 8th, 2025 11:50 AM
Author: navy fortuitous meteor travel guidebook

Yeah I know that. In countries like Malaysia you get A+ insurance/hospital for 1/10 the price. So if you're going to retire why not pick a country like Malaysia for your health home. You just happen to be fucked if you get a heart attack while in usa. But then you're fucked anyway. Most people don't really survive a heart attack.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996702)



Reply Favorite

Date: June 8th, 2025 12:16 PM
Author: nighttime masturbator

america has it's faults, but my guess is most people who spent their entire life here do not want to retire in malaysia

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996742)



Reply Favorite

Date: June 7th, 2025 8:27 PM
Author: gaped aqua lay windowlicker

id do it on 6K month

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995615)



Reply Favorite

Date: June 7th, 2025 8:28 PM
Author: Medicated fear-inspiring cumskin

I might learn spanish and hie thee to costa rica

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995621)



Reply Favorite

Date: June 7th, 2025 8:30 PM
Author: gaped aqua lay windowlicker

actually thinking of doing this in next couple months, i have had it with all the shit and more shit, so done

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995627)



Reply Favorite

Date: June 7th, 2025 8:31 PM
Author: Medicated fear-inspiring cumskin



(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995633)



Reply Favorite

Date: June 7th, 2025 8:29 PM
Author: razzmatazz fluffy patrolman kitchen



(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995624)



Reply Favorite

Date: June 7th, 2025 8:32 PM
Author: self-absorbed spruce range

the better question is how fucking retarded would you have to be not to? That is a very decent amount of money but not enough to suggest that you are on the verge of making tens of millions of dollars, which you would have to do to meaningfully change your life

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995635)



Reply Favorite

Date: June 7th, 2025 8:33 PM
Author: Medicated fear-inspiring cumskin

I'm thinking the same thing, I'm not striving for a RSF/CSLG lifestyle. I just want to get high and golf occasionally. Maybe go on a couple of minor vacations a year.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995640)



Reply Favorite

Date: June 7th, 2025 8:41 PM
Author: gaped aqua lay windowlicker

this sounds 180 except change golf to hiking

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995653)



Reply Favorite

Date: June 7th, 2025 8:35 PM
Author: Red Exhilarant Love Of Her Life Piazza

That would require $7 million invested. Most people will say you can retire with $7 million.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995646)



Reply Favorite

Date: June 7th, 2025 8:39 PM
Author: Medicated fear-inspiring cumskin

4.2mm with 1.2mm equity in home

1.2mm is in 401K that I don't think I can touch for another 6 years.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995650)



Reply Favorite

Date: June 7th, 2025 8:41 PM
Author: Red Exhilarant Love Of Her Life Piazza

How are you going to get $144k annually after tax out of that

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995654)



Reply Favorite

Date: June 7th, 2025 8:45 PM
Author: Medicated fear-inspiring cumskin

How are you not? The 4% rule is garbage, and who said anything about after tax?

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995660)



Reply Favorite

Date: June 8th, 2025 1:35 AM
Author: Red Exhilarant Love Of Her Life Piazza

It's the three percent rule now

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996136)



Reply Favorite

Date: June 7th, 2025 8:58 PM
Author: opaque candlestick maker stage

lol i'm about to retire on $4500/mo. $12k would be nuts.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995680)



Reply Favorite

Date: June 7th, 2025 9:02 PM
Author: Vibrant metal black woman

Total monthly expenses now?

Expected total monthly expenses in retirement?

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995683)



Reply Favorite

Date: June 7th, 2025 9:24 PM
Author: Medicated fear-inspiring cumskin

Current monthly expenses are about $3,500-4,000. I eat out a lot, and if I were retired, I'd probably cook more often.

No wife or kids

I think I'll travel more, averaged out over the course of the year, I think my budget would be 6,000/mo. I'm trying to find reasons not to retire and I'm shooting blanks.

I'll probably golf more, or maybe find some new hobbies.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995745)



Reply Favorite

Date: June 7th, 2025 9:18 PM
Author: Poppy church deer antler

I'm looking for about 6k after tax

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48995733)



Reply Favorite

Date: June 8th, 2025 11:11 AM
Author: navy fortuitous meteor travel guidebook

To what country?

Usa is a shithole https://www.foxnews.com/us/former-sex-trafficking-victim-pardoned-president-trump-reveals-disturbing-secrets-legal-brothel

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996609)



Reply Favorite

Date: June 8th, 2025 11:26 AM
Author: Concupiscible embarrassed to the bone hospital fanboi

Only if it were guaranteed to increase with inflation. We probably will resort to hyperinflation to get out of our looming debt crisis.

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996639)



Reply Favorite

Date: June 8th, 2025 11:36 AM
Author: navy fortuitous meteor travel guidebook

Doctors haven't had any increase in Medicare payments since 2008. So any inflation brings doctors closer to taxi drivers. The only way for me to make it is invest in inflation adjusted assets like Amazon and bitcoin(too late)

(http://www.autoadmit.com/thread.php?thread_id=5734705&forum_id=2).#48996660)