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POLL: What is your 401(k) balance right now

...
pungent chestnut roommate
  06/27/25
A tiny pink 500k
Translucent point pisswyrm
  06/27/25
that's not that bad
pungent chestnut roommate
  06/27/25
I guess not but the thought of grinding out another 20 years...
Translucent point pisswyrm
  06/27/25
age?
Claret Area Headpube
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
comical erotic famous landscape painting
  06/27/25
Yep, I’m early 40s lol
Translucent point pisswyrm
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
citrine lascivious market dingle berry
  06/27/25
It depend on if that's his primary retirement or if he has ...
ocher laughsome pit
  06/27/25
$130k
sable disgusting internal respiration office
  06/27/25
that's horrendous
pungent chestnut roommate
  06/27/25
i'm in between these two guys
concupiscible twinkling uncleanness
  06/27/25
Same, I'm in between two guys
Arousing Snowy Digit Ratio
  06/27/25
The sum total of all my retirement and brokerage accounts is...
sable disgusting internal respiration office
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Claret Area Headpube
  06/27/25
My mom says I'm special.
sable disgusting internal respiration office
  06/27/25
even that's not true
Claret Area Headpube
  06/27/25
LOL
Claret Area Headpube
  06/27/25
$3.4 million in combined marital plans.
maize goal in life
  06/27/25
damn
concupiscible twinkling uncleanness
  06/27/25
Age?
comical erotic famous landscape painting
  06/27/25
Such a waste of capital.
outnumbered milky plaza
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
rebellious friendly grandma boistinker
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Claret Area Headpube
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
rebellious friendly grandma boistinker
  06/27/25
...
outnumbered milky plaza
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Ruby Vengeful Mexican Heaven
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Poppy kitchen
  06/27/25
.
sable disgusting internal respiration office
  06/27/25
Something like $800-900k for wife and I.
Fishy partner faggotry
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
outnumbered milky plaza
  06/27/25
If you work in-house matching makes it a no-brainer.
Fishy partner faggotry
  06/27/25
just do take a lot of my money and shove it up the ass of so...
outnumbered milky plaza
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Fishy partner faggotry
  06/27/25
I want my yacht now.
outnumbered milky plaza
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Fishy partner faggotry
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
outnumbered milky plaza
  06/27/25
If that's your perspective then sure, stop contributing into...
Fishy partner faggotry
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Histrionic white preventive strike
  06/27/25
Why not put it in a Roth?
peach bat-shit-crazy hell associate
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
rebellious friendly grandma boistinker
  06/27/25
180
outnumbered milky plaza
  06/27/25
Did you know you're not required to contribute to a 401K?
rebellious friendly grandma boistinker
  06/27/25
(guy who is not a biglaw partner)
outnumbered milky plaza
  06/27/25
$700k Wife - $600k
Trip onyx police squad gas station
  06/27/25
43yo, $900k
aromatic corner
  06/27/25
Early 40s. ~$2.1mm
hyperventilating juggernaut french chef
  06/27/25
Late 20s, 250k
peach bat-shit-crazy hell associate
  06/27/25
Good job , young gun
Sooty diverse nursing home
  06/27/25
lol at these responses
citrine lascivious market dingle berry
  06/27/25
go on...
Claret Area Headpube
  06/27/25
30000k
Maroon genital piercing
  06/27/25
$399,443.16
Big grizzly rehab
  06/27/25
Monday is likely to be a big day for you friend
rebellious friendly grandma boistinker
  06/27/25
🤞🏻
Big grizzly rehab
  06/27/25
IDK $150Kish. But I haven't been working long.
Twisted Bright University Generalized Bond
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
unholy out-of-control locale halford
  06/27/25
Same.
hilarious site quadroon
  06/27/25
350,000 Kinda sad
red mind-boggling crotch library
  06/27/25
all stock/bond investments are like 750k.
Motley house party of the first part
  06/27/25
$386k total. $324k in trad, $62k in Roth
Bespoke Umber Pocket Flask Hospital
  06/27/25
Zero
Nofapping hall skinny woman
  06/27/25
Crrrrrrrrrrrrrr
outnumbered milky plaza
  06/27/25
For Benzo reasons or RSF reasons?
hyperventilating juggernaut french chef
  06/27/25
$6 million or so. I checked in January.
hilarious site quadroon
  06/27/25
...
rebellious friendly grandma boistinker
  06/27/25
I mean undoubtedly there is a balance but $6 million?
kink-friendly french principal's office dog poop
  06/27/25
$0. I don’t have a 401(k).
copper cerebral crackhouse gay wizard
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: pungent chestnut roommate



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Translucent point pisswyrm

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: pungent chestnut roommate

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Translucent point pisswyrm

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Claret Area Headpube

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: comical erotic famous landscape painting

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Translucent point pisswyrm

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: citrine lascivious market dingle berry

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: ocher laughsome pit

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: sable disgusting internal respiration office

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: pungent chestnut roommate

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: concupiscible twinkling uncleanness

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Arousing Snowy Digit Ratio

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: sable disgusting internal respiration office

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Claret Area Headpube

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: sable disgusting internal respiration office

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Claret Area Headpube

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Claret Area Headpube

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: maize goal in life

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: concupiscible twinkling uncleanness

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: comical erotic famous landscape painting

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: outnumbered milky plaza

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: rebellious friendly grandma boistinker

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Claret Area Headpube

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: rebellious friendly grandma boistinker

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: outnumbered milky plaza



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Ruby Vengeful Mexican Heaven

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Poppy kitchen

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: sable disgusting internal respiration office

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Fishy partner faggotry

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: outnumbered milky plaza

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Fishy partner faggotry

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: outnumbered milky plaza

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Fishy partner faggotry

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: outnumbered milky plaza

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Fishy partner faggotry

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: outnumbered milky plaza

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Fishy partner faggotry

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Histrionic white preventive strike

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: peach bat-shit-crazy hell associate

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: rebellious friendly grandma boistinker

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: outnumbered milky plaza

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: rebellious friendly grandma boistinker

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: outnumbered milky plaza

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Trip onyx police squad gas station

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: aromatic corner

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: hyperventilating juggernaut french chef

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: peach bat-shit-crazy hell associate

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Sooty diverse nursing home

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: citrine lascivious market dingle berry

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Claret Area Headpube

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Maroon genital piercing

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Big grizzly rehab

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: rebellious friendly grandma boistinker

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Big grizzly rehab

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Twisted Bright University Generalized Bond

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: unholy out-of-control locale halford

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: hilarious site quadroon

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: red mind-boggling crotch library

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Motley house party of the first part

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Bespoke Umber Pocket Flask Hospital

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Nofapping hall skinny woman

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: outnumbered milky plaza

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: hyperventilating juggernaut french chef

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: hilarious site quadroon

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: rebellious friendly grandma boistinker



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: kink-friendly french principal's office dog poop

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: copper cerebral crackhouse gay wizard

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055414)