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irl goy here, what's the reason *not* to use Klarna?
| trip lavender ceo | 12/04/25 |
| cracking crackhouse azn | 12/04/25 |
| trip lavender ceo | 12/04/25 |
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| Mauve Adventurous Area Useless Brakes | 12/04/25 |
| disrespectful french rehab | 12/04/25 |
| Henna Community Account Dragon | 12/04/25 |
| disrespectful french rehab | 12/04/25 |
| silver chapel death wish | 12/04/25 |
| Saffron Fantasy-prone Mediation Philosopher-king | 12/04/25 |
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| soul-stirring transparent indirect expression old irish cottage | 12/04/25 |
| Sooty Cuck | 12/04/25 |
| Bronze Dilemma | 12/04/25 |
| Odious scarlet potus space | 12/04/25 |
| Underhanded Marketing Idea Hospital | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Painfully honest rebellious degenerate menage | 12/04/25 |
| trip lavender ceo | 12/04/25 |
| Painfully honest rebellious degenerate menage | 12/04/25 |
| garnet deranged native | 12/04/25 |
| trip lavender ceo | 12/04/25 |
| Painfully honest rebellious degenerate menage | 12/04/25 |
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Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: trip lavender ceo I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: cracking crackhouse azn there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49482999) |
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Date: December 4th, 2025 11:00 AM Author: trip lavender ceo is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Vibrant zippy tank https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Mauve Adventurous Area Useless Brakes (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483228) |
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Date: December 4th, 2025 11:00 AM Author: disrespectful french rehab they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Henna Community Account Dragon What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483081) |
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Date: December 4th, 2025 11:33 AM Author: disrespectful french rehab ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483109) |
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Date: December 4th, 2025 11:10 AM Author: silver chapel death wish A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Saffron Fantasy-prone Mediation Philosopher-king you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Glassy Immigrant Regret My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483996) |
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Date: December 4th, 2025 11:30 AM Author: Aggressive gaming laptop stage This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483100) |
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Date: December 4th, 2025 11:44 AM Author: Dashing mood place of business (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Purple gaping (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483184) |
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Date: December 4th, 2025 12:04 PM Author: soul-stirring transparent indirect expression old irish cottage (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483229) |
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Date: December 4th, 2025 12:23 PM Author: learning disabled boyish hissy fit The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: soul-stirring transparent indirect expression old irish cottage I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483292) |
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Date: December 4th, 2025 2:21 PM Author: Sooty Cuck this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: Bronze Dilemma (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Odious scarlet potus space This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Underhanded Marketing Idea Hospital You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Painfully honest rebellious degenerate menage the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: trip lavender ceo nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Painfully honest rebellious degenerate menage i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483125) |
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Date: December 4th, 2025 11:55 AM Author: garnet deranged native let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483194) |
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Date: December 4th, 2025 12:02 PM Author: trip lavender ceo dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Painfully honest rebellious degenerate menage rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Free-loading excitant center really tough guy Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Mauve Adventurous Area Useless Brakes (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483221) |
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Date: December 4th, 2025 11:43 AM Author: effete macaca idea he suggested How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Saffron Fantasy-prone Mediation Philosopher-king (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Titillating associate Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483159) |
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Date: December 4th, 2025 11:48 AM Author: brilliant state telephone (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483165) |
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Date: December 4th, 2025 11:51 AM Author: claret bawdyhouse ape https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483180) |
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Date: December 4th, 2025 11:56 AM Author: trip lavender ceo we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483198) |
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Date: December 4th, 2025 11:58 AM Author: frisky magenta boistinker black woman (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483205) |
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Date: December 4th, 2025 3:47 PM Author: filthy deer antler school (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Mauve Adventurous Area Useless Brakes Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483222) |
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Date: December 4th, 2025 2:14 PM Author: hideous aphrodisiac rigor Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: may his bones be crushed If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2).#49792117) |