\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Total Net Worth: $ 329,336.47 ---- fuck my life, this shit sucks

Bonds are getting hammered today. AAPL is getting hammer...
frisky digit ratio ratface
  07/05/13
bro, i'm getting killed shorting financials
Stirring tanning salon knife
  07/05/13
What? BAC and C are shit? C is one of best performing stocks...
frisky digit ratio ratface
  07/05/13
...
appetizing tattoo multi-billionaire
  07/05/13
sad
frisky digit ratio ratface
  07/05/13
KIKES will never let you win in their rigged game, bro.
crimson swollen school national security agency
  07/05/13
I did pretty damn well 2010 through 2012. Basically made aro...
frisky digit ratio ratface
  07/05/13
...
Razzle Disrespectful Roast Beef
  05/24/23
Rory furk OP was me, today my NW is 1.015m and I drink juice...
frisky digit ratio ratface
  05/24/23
180 friend. How much of the NW is equities?
Bistre haunting mediation
  05/24/23
prob like 85%, if i ever get back to 1.2m im gonna move way ...
frisky digit ratio ratface
  05/24/23
shrewd. I am way over-exposed to equities but I have no desi...
Bistre haunting mediation
  05/24/23
accounting for actual inflation and not flame CPI this amoun...
floppy dull gas station
  05/24/23
Nigga I don't care Abt inflation, with my lifestyle I can ea...
frisky digit ratio ratface
  05/24/23
1.015 million is about what each one of my kids has in their...
Chest-beating cream abode faggotry
  05/25/23
just do dividends, bro.
mind-boggling parlor azn
  05/24/23
Amazing 10-year look back. Tommy, I have been reading these...
Razzle-dazzle stage
  05/24/23
I just had two fresh JUICE in Pattaya, living the dream
frisky digit ratio ratface
  05/24/23
As for my family, I am about to close on a bigger house that...
Razzle-dazzle stage
  05/24/23
I will pray to Allah that a half naked Italian man swims to ...
frisky digit ratio ratface
  05/24/23
...
Thriller internet-worthy double fault legal warrant
  05/24/23
Holy fuck at your daycare costs America is pure evil
Razzle Disrespectful Roast Beef
  05/24/23
cr We need to earn about $100k more just to feel like we ar...
Razzle-dazzle stage
  05/24/23
if i recall correctly ur wife is barely maeking enough to co...
frisky digit ratio ratface
  05/24/23
Yeah I don't understand this goy shit of working for the chi...
Razzle Disrespectful Roast Beef
  05/24/23
they need to maek CEO, u sexist pig!!! women menstraute so t...
frisky digit ratio ratface
  05/24/23
My wife is paid $1,324.78 (after tax) biweekly. So we barely...
Razzle-dazzle stage
  05/24/23
If thats not flame why isn't she just a SAHM
Razzle Disrespectful Roast Beef
  05/24/23
rofl, women can do anything!! (incl ruin marriages)
frisky digit ratio ratface
  05/24/23
...
Razzle Disrespectful Roast Beef
  05/24/23
Insanity
Erotic transparent senate
  05/24/23
Yeah, my do nothing mother collects more per month from soci...
Razzle-dazzle stage
  05/24/23
180, my mom (who is deaf) has been on SSDI for like 30 years...
Boyish geriatric regret
  05/24/23
this is the goyshit way, u guys complain abt niggas on welfa...
frisky digit ratio ratface
  05/24/23
It's brilliant
Razzle Disrespectful Roast Beef
  05/24/23
I don't even know what to tell my children, Tommy. In the US...
Razzle-dazzle stage
  05/24/23
18000000
Razzle Disrespectful Roast Beef
  05/24/23
my wife makes 90-100k and i considered asking her to quit he...
Boyish geriatric regret
  05/24/23
My wife has pretty bad benefits. I think she just covers the...
Razzle-dazzle stage
  05/24/23
just lol at the moronic shithole land of the USA
frisky digit ratio ratface
  05/24/23
We just know that our work here, in some way, is for the gre...
Razzle-dazzle stage
  05/24/23
yea so niggas can chimp out on tiktok
frisky digit ratio ratface
  05/24/23
youre probably poorer now in real terms than you were back t...
Dark Fluffy Brunch
  05/24/23
jfc
drunken orchid hall
  05/24/23
i dunno, i traveled for two years around 2010 when i had 325...
frisky digit ratio ratface
  05/24/23
What ,% return have you had on average annually
Razzle Disrespectful Roast Beef
  05/24/23
this says 4.44% since july 2013 but tht is just taking every...
frisky digit ratio ratface
  05/24/23
Not good man Why aren't you in the tbonds rn
Razzle Disrespectful Roast Beef
  05/24/23
i retarded, wtf is tboinds, i lost my account password
frisky digit ratio ratface
  05/24/23
You could've made 60k doing nothing if you put your money in...
Razzle Disrespectful Roast Beef
  05/24/23
i ran the numbers and seems im retarded: SP since july 2...
frisky digit ratio ratface
  05/24/23
You will not beat the market long term, Thomas. I have told ...
Erotic transparent senate
  05/24/23
i dont want to beat i just regret not being more in equities...
frisky digit ratio ratface
  05/24/23
Youre stuck overseas which is 180, no way you can live off t...
Razzle Disrespectful Roast Beef
  05/24/23
counting his student loans he's worth $0 it seems
Scarlet sexy bbw
  05/24/23
my student loans died in my mind many years ago, i just IBR ...
frisky digit ratio ratface
  05/24/23
Good thing you inherited $600k!
painfully honest mental disorder fat ankles
  05/25/23
...
stranger to yourself
  12/26/25
haha I was OP, now my NW is $1,425,642 not bad, if u had ...
AZNgirl maeking sure Brown Shooter isnt Brown
  12/26/25


Poast new message in this thread



Reply Favorite

Date: July 5th, 2013 3:57 PM
Author: frisky digit ratio ratface

Bonds are getting hammered today.

AAPL is getting hammered.

FML.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#23551918)



Reply Favorite

Date: July 5th, 2013 3:58 PM
Author: Stirring tanning salon knife

bro, i'm getting killed shorting financials

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#23551928)



Reply Favorite

Date: July 5th, 2013 3:59 PM
Author: frisky digit ratio ratface

What? BAC and C are shit? C is one of best performing stocks.

Wait, what does shorting mean?

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#23551935)



Reply Favorite

Date: July 5th, 2013 3:58 PM
Author: appetizing tattoo multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#23551922)



Reply Favorite

Date: July 5th, 2013 3:58 PM
Author: frisky digit ratio ratface

sad

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#23551927)



Reply Favorite

Date: July 5th, 2013 3:59 PM
Author: crimson swollen school national security agency

KIKES will never let you win in their rigged game, bro.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#23551934)



Reply Favorite

Date: July 5th, 2013 4:00 PM
Author: frisky digit ratio ratface

I did pretty damn well 2010 through 2012. Basically made around 80k.

This year has sucked. Been to beta on equities. Too engrossed with AAPL. FML

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#23551939)



Reply Favorite

Date: May 24th, 2023 4:31 AM
Author: Razzle Disrespectful Roast Beef



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348652)



Reply Favorite

Date: May 24th, 2023 4:35 AM
Author: frisky digit ratio ratface

Rory furk OP was me, today my NW is 1.015m and I drink juice all day and wank to lizard photos. I'm on a bus to pattaya now

I guess life turned out pretty sweet

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348653)



Reply Favorite

Date: May 24th, 2023 6:14 AM
Author: Bistre haunting mediation

180 friend. How much of the NW is equities?

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348680)



Reply Favorite

Date: May 24th, 2023 6:16 AM
Author: frisky digit ratio ratface

prob like 85%, if i ever get back to 1.2m im gonna move way more to bonds and cop dat 5%, maybe will do 60/40 equities/bonds

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348683)



Reply Favorite

Date: May 24th, 2023 6:29 AM
Author: Bistre haunting mediation

shrewd. I am way over-exposed to equities but I have no desire to take the crap gains hit of rebalancing

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348692)



Reply Favorite

Date: May 24th, 2023 6:21 AM
Author: floppy dull gas station

accounting for actual inflation and not flame CPI this amount and the figure in the OP are the same

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348685)



Reply Favorite

Date: May 24th, 2023 7:41 AM
Author: frisky digit ratio ratface

Nigga I don't care Abt inflation, with my lifestyle I can easily control.expenses, I won't spend over 33.5k this year (not including boat rapage)

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348778)



Reply Favorite

Date: May 25th, 2023 12:40 AM
Author: Chest-beating cream abode faggotry

1.015 million is about what each one of my kids has in their Vanguard account now, brother. You guys are like investment twins! Although they each have a paid off house too, so they are more like mini RSFs (except they file taxes every year since they have income from working for me). You can meet them when we all come out to Pattaya to visit you!

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46352566)



Reply Favorite

Date: May 24th, 2023 6:15 AM
Author: mind-boggling parlor azn

just do dividends, bro.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348681)



Reply Favorite

Date: May 24th, 2023 7:50 AM
Author: Razzle-dazzle stage

Amazing 10-year look back.

Tommy, I have been reading these threads for years and have always been for you. I hope you are truly happy now that you are back in Thailand.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348789)



Reply Favorite

Date: May 24th, 2023 7:51 AM
Author: frisky digit ratio ratface

I just had two fresh JUICE in Pattaya, living the dream

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348792)



Reply Favorite

Date: May 24th, 2023 8:12 AM
Author: Razzle-dazzle stage

As for my family, I am about to close on a bigger house that needs A LOT of work. Will be carrying two mortgages, and more importantly taxes and utilities for two homes through summer, until I can get my primary home sold. Cost of movers alone is like $4,000.

I don’t even know what I am doing anymore.

We spend more than $3800/month just on daycare so my wife can work, but one more will start school next year so that will be a savings.

Basically just need to sell current house as fast as possible. This makes us kindred spirits in a way because my current home in a bad town is basically like the SS HELLOSIR.

I will never escape to a land of juice and lizards. I am in it for the long haul. We won’t be done with kids in school until the 2040s.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348814)



Reply Favorite

Date: May 24th, 2023 8:35 AM
Author: frisky digit ratio ratface

I will pray to Allah that a half naked Italian man swims to your house and makes you an offer you cannot refuse

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46348833)



Reply Favorite

Date: May 24th, 2023 5:33 PM
Author: Thriller internet-worthy double fault legal warrant



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46351026)



Reply Favorite

Date: May 24th, 2023 3:58 PM
Author: Razzle Disrespectful Roast Beef

Holy fuck at your daycare costs

America is pure evil

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350544)



Reply Favorite

Date: May 24th, 2023 3:59 PM
Author: Razzle-dazzle stage

cr

We need to earn about $100k more just to feel like we are above water.

$200k more to save in 529s.

$300k more to stop deferring home maintenance.

$400k more to start going on vacations.

$500k more to undertake home remodels.

$600k more to take a summer and a winter vacation.

$700k more to add in a Spring Break and Fall Break vacation.

$800k more to feel "comfortable."



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350549)



Reply Favorite

Date: May 24th, 2023 4:03 PM
Author: frisky digit ratio ratface

if i recall correctly ur wife is barely maeking enough to cover the childcare costs

u shld convert to islam, adopt the mantra of the taliban brehs, control ur wife, burka her fully and maek her stay at home as nature intended to take care of the furking kids



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350564)



Reply Favorite

Date: May 24th, 2023 4:04 PM
Author: Razzle Disrespectful Roast Beef

Yeah I don't understand this goy shit of working for the childcare costs if the person is a real honest to God front hole woman and is literally only designed to care for children

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350574)



Reply Favorite

Date: May 24th, 2023 4:08 PM
Author: frisky digit ratio ratface

they need to maek CEO, u sexist pig!!! women menstraute so tehy can get into the boardroom, as nature intended!!

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350598)



Reply Favorite

Date: May 24th, 2023 4:06 PM
Author: Razzle-dazzle stage

My wife is paid $1,324.78 (after tax) biweekly. So we barely come out ahead.

Edit: Actually she is paid semi monthly, so that's 24 paychecks per year instead of 26. Also, she had a lot of docked pay (costs of being a mother of small children because the day care won't even look after sick children)

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350583)



Reply Favorite

Date: May 24th, 2023 4:07 PM
Author: Razzle Disrespectful Roast Beef

If thats not flame why isn't she just a SAHM

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350593)



Reply Favorite

Date: May 24th, 2023 4:07 PM
Author: frisky digit ratio ratface

rofl, women can do anything!! (incl ruin marriages)

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350594)



Reply Favorite

Date: May 24th, 2023 4:08 PM
Author: Razzle Disrespectful Roast Beef



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350599)



Reply Favorite

Date: May 24th, 2023 4:11 PM
Author: Erotic transparent senate

Insanity

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350622)



Reply Favorite

Date: May 24th, 2023 4:12 PM
Author: Razzle-dazzle stage

Yeah, my do nothing mother collects more per month from social security and she does nothing except go to the grocery store, go to play golf, and occasionally she will go on a trip.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350629)



Reply Favorite

Date: May 24th, 2023 4:19 PM
Author: Boyish geriatric regret

180, my mom (who is deaf) has been on SSDI for like 30 years. she is a leech.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350686)



Reply Favorite

Date: May 24th, 2023 4:21 PM
Author: frisky digit ratio ratface

this is the goyshit way, u guys complain abt niggas on welfare which is true but ljl u guys love dat SSDI

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350695)



Reply Favorite

Date: May 24th, 2023 4:22 PM
Author: Razzle Disrespectful Roast Beef

It's brilliant

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350703)



Reply Favorite

Date: May 24th, 2023 4:22 PM
Author: Razzle-dazzle stage

I don't even know what to tell my children, Tommy. In the USA it's not like working will buy you a better life or even a chance at advancement. We just work for the sake of working. More money can be had by lying around and complaining about your back OFS.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350710)



Reply Favorite

Date: May 24th, 2023 4:24 PM
Author: Razzle Disrespectful Roast Beef

18000000

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350717)



Reply Favorite

Date: May 24th, 2023 4:15 PM
Author: Boyish geriatric regret

my wife makes 90-100k and i considered asking her to quit her jerb bc our daycare costs were $3500/mo for a while (first kid got out of daycare in 2020, second kid gets out in august, thank allah), BUT i am a firm lolyer, and as we all know firms have SPS benefits and health insurance is super expensive. (in fact, for most of the kids' lives, up until a year ago, i was a partner in biglaw so the health insurance was insane - i'd have had to pay the entire amount since i was also the "employer" myself).

so my wife has kept working mainly bc her job provides really good health insurance and the whole family is covered for like $300 a month. plus she maxes out 401k and gets a 9% match. but apart from that, she was more or less working for not a whole lot of take home pay.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350652)



Reply Favorite

Date: May 24th, 2023 4:20 PM
Author: Razzle-dazzle stage

My wife has pretty bad benefits. I think she just covers the kids with a high deductible plan and we are paying at least $650-$750/month in premiums for that.

She doesn't get any match, and her employer-sponsored 457(b) is very expensive (probably the add on fees nearly mitigate any tax benefit from being able to defer income, but I earn a bit more and the benefits increase as your marginal rates increase so maybe a little bit of a bump).

My wife is also earning credits towards a lulzy pension thing that will probably be insolvent and defunct 10+ years before we are ready to hang up the workshirts in 40+ years in our late 70s.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350689)



Reply Favorite

Date: May 24th, 2023 4:22 PM
Author: frisky digit ratio ratface

just lol at the moronic shithole land of the USA

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350709)



Reply Favorite

Date: May 24th, 2023 4:23 PM
Author: Razzle-dazzle stage

We just know that our work here, in some way, is for the greater good.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350716)



Reply Favorite

Date: May 24th, 2023 4:26 PM
Author: frisky digit ratio ratface

yea so niggas can chimp out on tiktok

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350734)



Reply Favorite

Date: May 24th, 2023 4:06 PM
Author: Dark Fluffy Brunch

youre probably poorer now in real terms than you were back then lol

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350584)



Reply Favorite

Date: May 24th, 2023 4:07 PM
Author: drunken orchid hall

jfc

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350592)



Reply Favorite

Date: May 24th, 2023 4:09 PM
Author: frisky digit ratio ratface

i dunno, i traveled for two years around 2010 when i had 325k NW and i definitely had to watch my expenses

at 1m plus i dont really care, back in 2010 i backpacked for 20k a year, now i live off 33.5k a year, its not a big deal expense wise, i prob cld live off 50k



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350604)



Reply Favorite

Date: May 24th, 2023 4:11 PM
Author: Razzle Disrespectful Roast Beef

What ,% return have you had on average annually

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350620)



Reply Favorite

Date: May 24th, 2023 4:23 PM
Author: frisky digit ratio ratface

this says 4.44% since july 2013 but tht is just taking everything and dividing, i havent really run it based on each year, but cleraly im not beating the market, im retarded

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350714)



Reply Favorite

Date: May 24th, 2023 4:24 PM
Author: Razzle Disrespectful Roast Beef

Not good man

Why aren't you in the tbonds rn

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350721)



Reply Favorite

Date: May 24th, 2023 4:27 PM
Author: frisky digit ratio ratface

i retarded, wtf is tboinds, i lost my account password

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350736)



Reply Favorite

Date: May 24th, 2023 5:31 PM
Author: Razzle Disrespectful Roast Beef

You could've made 60k doing nothing if you put your money in usa t bonds this year

Still can I think 5-6% easily guaranteed and safe

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46351021)



Reply Favorite

Date: May 24th, 2023 4:11 PM
Author: frisky digit ratio ratface

i ran the numbers and seems im retarded:

SP since july 2013 up: 180.75%

NASDAQ up 200%

once i subtract my expenses then added what i made from solo shitlol, im only up 42.13%

now this isnt exact as the shitlaw money came in more 2016 and after but i still feel retarded



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350619)



Reply Favorite

Date: May 24th, 2023 4:12 PM
Author: Erotic transparent senate

You will not beat the market long term, Thomas. I have told you this.

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350627)



Reply Favorite

Date: May 24th, 2023 4:24 PM
Author: frisky digit ratio ratface

i dont want to beat i just regret not being more in equities pre covid

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350718)



Reply Favorite

Date: May 24th, 2023 4:13 PM
Author: Razzle Disrespectful Roast Beef

Youre stuck overseas which is 180, no way you can live off that in USA or Europe

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350633)



Reply Favorite

Date: May 24th, 2023 4:28 PM
Author: Scarlet sexy bbw

counting his student loans he's worth $0 it seems

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350741)



Reply Favorite

Date: May 24th, 2023 4:29 PM
Author: frisky digit ratio ratface

my student loans died in my mind many years ago, i just IBR once a year

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46350745)



Reply Favorite

Date: May 25th, 2023 12:26 AM
Author: painfully honest mental disorder fat ankles

Good thing you inherited $600k!

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#46352506)



Reply Favorite

Date: December 26th, 2025 2:05 AM
Author: stranger to yourself



(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#49540177)



Reply Favorite

Date: December 26th, 2025 3:49 AM
Author: AZNgirl maeking sure Brown Shooter isnt Brown

haha I was OP, now my NW is $1,425,642

not bad, if u had told me in 2013 my NW wld hit 1,425,642 in 2025 id lol at u

(http://www.autoadmit.com/thread.php?thread_id=2301265&forum_id=2).#49540231)