\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
clear frum university
  06/27/25
A tiny pink 500k
Fiercely-loyal National
  06/27/25
that's not that bad
clear frum university
  06/27/25
I guess not but the thought of grinding out another 20 years...
Fiercely-loyal National
  06/27/25
age?
Pink spectacular principal's office ladyboy
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Sinister beady-eyed chapel police squad
  06/27/25
Yep, I’m early 40s lol
Fiercely-loyal National
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Motley Mentally Impaired Becky Boistinker
  06/27/25
It depend on if that's his primary retirement or if he has ...
Multi-colored Persian
  06/27/25
$130k
bipolar fighting locale mother
  06/27/25
that's horrendous
clear frum university
  06/27/25
i'm in between these two guys
curious opaque jewess circlehead
  06/27/25
Same, I'm in between two guys
hairraiser trump supporter dilemma
  06/27/25
The sum total of all my retirement and brokerage accounts is...
bipolar fighting locale mother
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Pink spectacular principal's office ladyboy
  06/27/25
My mom says I'm special.
bipolar fighting locale mother
  06/27/25
even that's not true
Pink spectacular principal's office ladyboy
  06/27/25
LOL
Pink spectacular principal's office ladyboy
  06/27/25
$3.4 million in combined marital plans.
alcoholic gaped state kitty cat
  06/27/25
damn
curious opaque jewess circlehead
  06/27/25
Age?
Sinister beady-eyed chapel police squad
  06/27/25
Such a waste of capital.
maniacal bearded giraffe
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
high-end crackhouse mad-dog skullcap
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Pink spectacular principal's office ladyboy
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
high-end crackhouse mad-dog skullcap
  06/27/25
...
maniacal bearded giraffe
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Arousing aggressive theatre striped hyena
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
mind-boggling silver crotch
  06/27/25
.
bipolar fighting locale mother
  06/27/25
Something like $800-900k for wife and I.
Mauve fortuitous meteor
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
maniacal bearded giraffe
  06/27/25
If you work in-house matching makes it a no-brainer.
Mauve fortuitous meteor
  06/27/25
just do take a lot of my money and shove it up the ass of so...
maniacal bearded giraffe
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Mauve fortuitous meteor
  06/27/25
I want my yacht now.
maniacal bearded giraffe
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Mauve fortuitous meteor
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
maniacal bearded giraffe
  06/27/25
If that's your perspective then sure, stop contributing into...
Mauve fortuitous meteor
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
slimy office
  06/27/25
Why not put it in a Roth?
embarrassed to the bone depressive
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
high-end crackhouse mad-dog skullcap
  06/27/25
180
maniacal bearded giraffe
  06/27/25
Did you know you're not required to contribute to a 401K?
high-end crackhouse mad-dog skullcap
  06/27/25
(guy who is not a biglaw partner)
maniacal bearded giraffe
  06/27/25
$700k Wife - $600k
Irradiated lay sandwich
  06/27/25
43yo, $900k
Yellow stimulating hospital black woman
  06/27/25
Early 40s. ~$2.1mm
burgundy dog poop corner
  06/27/25
Late 20s, 250k
embarrassed to the bone depressive
  06/27/25
Good job , young gun
plum famous landscape painting incel
  06/27/25
lol at these responses
Motley Mentally Impaired Becky Boistinker
  06/27/25
go on...
Pink spectacular principal's office ladyboy
  06/27/25
30000k
alcoholic mental disorder brunch
  06/27/25
$399,443.16
Hideous Cracking Whorehouse
  06/27/25
Monday is likely to be a big day for you friend
high-end crackhouse mad-dog skullcap
  06/27/25
🤞🏻
Hideous Cracking Whorehouse
  06/27/25
IDK $150Kish. But I haven't been working long.
Appetizing parlor philosopher-king
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
at-the-ready coiffed old irish cottage associate
  06/27/25
Same.
misanthropic sexy rehab
  06/27/25
350,000 Kinda sad
Razzmatazz indian lodge
  06/27/25
all stock/bond investments are like 750k.
ivory marvelous piazza
  06/27/25
$386k total. $324k in trad, $62k in Roth
Aromatic ratface
  06/27/25
Zero
stubborn flatulent kitchen shitlib
  06/27/25
Crrrrrrrrrrrrrr
maniacal bearded giraffe
  06/27/25
For Benzo reasons or RSF reasons?
burgundy dog poop corner
  06/27/25
$6 million or so. I checked in January.
misanthropic sexy rehab
  06/27/25
...
high-end crackhouse mad-dog skullcap
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Unholy racy sex offender
  06/27/25
$0. I don’t have a 401(k).
charismatic institution sound barrier
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: clear frum university



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Fiercely-loyal National

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: clear frum university

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Fiercely-loyal National

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Pink spectacular principal's office ladyboy

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Sinister beady-eyed chapel police squad

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Fiercely-loyal National

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Motley Mentally Impaired Becky Boistinker

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Multi-colored Persian

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bipolar fighting locale mother

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: clear frum university

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: curious opaque jewess circlehead

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: hairraiser trump supporter dilemma

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: bipolar fighting locale mother

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Pink spectacular principal's office ladyboy

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: bipolar fighting locale mother

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Pink spectacular principal's office ladyboy

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Pink spectacular principal's office ladyboy

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: alcoholic gaped state kitty cat

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: curious opaque jewess circlehead

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Sinister beady-eyed chapel police squad

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: maniacal bearded giraffe

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: high-end crackhouse mad-dog skullcap

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Pink spectacular principal's office ladyboy

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: high-end crackhouse mad-dog skullcap

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: maniacal bearded giraffe



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Arousing aggressive theatre striped hyena

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: mind-boggling silver crotch

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: bipolar fighting locale mother

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Mauve fortuitous meteor

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: maniacal bearded giraffe

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Mauve fortuitous meteor

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: maniacal bearded giraffe

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Mauve fortuitous meteor

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: maniacal bearded giraffe

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Mauve fortuitous meteor

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: maniacal bearded giraffe

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Mauve fortuitous meteor

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: slimy office

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: embarrassed to the bone depressive

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: high-end crackhouse mad-dog skullcap

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: maniacal bearded giraffe

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: high-end crackhouse mad-dog skullcap

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: maniacal bearded giraffe

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Irradiated lay sandwich

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Yellow stimulating hospital black woman

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: burgundy dog poop corner

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: embarrassed to the bone depressive

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: plum famous landscape painting incel

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Motley Mentally Impaired Becky Boistinker

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Pink spectacular principal's office ladyboy

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: alcoholic mental disorder brunch

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Hideous Cracking Whorehouse

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: high-end crackhouse mad-dog skullcap

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Hideous Cracking Whorehouse

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Appetizing parlor philosopher-king

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: at-the-ready coiffed old irish cottage associate

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: misanthropic sexy rehab

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Razzmatazz indian lodge

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: ivory marvelous piazza

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Aromatic ratface

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: stubborn flatulent kitchen shitlib

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: maniacal bearded giraffe

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: burgundy dog poop corner

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: misanthropic sexy rehab

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: high-end crackhouse mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Unholy racy sex offender

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: charismatic institution sound barrier

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055414)