\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
purple library son of senegal
  06/27/25
A tiny pink 500k
diverse turdskin
  06/27/25
that's not that bad
purple library son of senegal
  06/27/25
I guess not but the thought of grinding out another 20 years...
diverse turdskin
  06/27/25
age?
misanthropic tanning salon
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
aqua contagious foreskin codepig
  06/27/25
Yep, I’m early 40s lol
diverse turdskin
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Light university
  06/27/25
It depend on if that's his primary retirement or if he has ...
marvelous step-uncle's house
  06/27/25
$130k
rusted gaming laptop
  06/27/25
that's horrendous
purple library son of senegal
  06/27/25
i'm in between these two guys
Bipolar office
  06/27/25
Same, I'm in between two guys
Balding hospital
  06/27/25
The sum total of all my retirement and brokerage accounts is...
rusted gaming laptop
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
misanthropic tanning salon
  06/27/25
My mom says I'm special.
rusted gaming laptop
  06/27/25
even that's not true
misanthropic tanning salon
  06/27/25
LOL
misanthropic tanning salon
  06/27/25
$3.4 million in combined marital plans.
Aromatic public bath depressive
  06/27/25
damn
Bipolar office
  06/27/25
Age?
aqua contagious foreskin codepig
  06/27/25
Such a waste of capital.
Claret New Version Indirect Expression
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Charismatic toilet seat generalized bond
  06/27/25
this discussion happens every 401k thread. partners in bigl...
misanthropic tanning salon
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Charismatic toilet seat generalized bond
  06/27/25
...
Claret New Version Indirect Expression
  06/27/25
The max is $70K per year including your own $23,500 contribu...
mentally impaired area patrolman
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
jet razzle parlor marketing idea
  06/27/25
.
rusted gaming laptop
  06/27/25
Something like $800-900k for wife and I.
pungent nursing home mexican
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Claret New Version Indirect Expression
  06/27/25
If you work in-house matching makes it a no-brainer.
pungent nursing home mexican
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Claret New Version Indirect Expression
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
pungent nursing home mexican
  06/27/25
I want my yacht now.
Claret New Version Indirect Expression
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
pungent nursing home mexican
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Claret New Version Indirect Expression
  06/27/25
If that's your perspective then sure, stop contributing into...
pungent nursing home mexican
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
ocher faggotry sanctuary
  06/27/25
Why not put it in a Roth?
flickering stead partner
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Charismatic toilet seat generalized bond
  06/27/25
180
Claret New Version Indirect Expression
  06/27/25
Did you know you're not required to contribute to a 401K?
Charismatic toilet seat generalized bond
  06/27/25
(guy who is not a biglaw partner)
Claret New Version Indirect Expression
  06/27/25
$700k Wife - $600k
cobalt thriller azn
  06/27/25
43yo, $900k
Nudist doctorate shrine
  06/27/25
Early 40s. ~$2.1mm
dashing frum mad-dog skullcap
  06/27/25
Late 20s, 250k
flickering stead partner
  06/27/25
Good job , young gun
Glittery Beta Crotch
  06/27/25
lol at these responses
Light university
  06/27/25
go on...
misanthropic tanning salon
  06/27/25
30000k
Exciting box office
  06/27/25
$399,443.16
Startled queen of the night principal's office
  06/27/25
Monday is likely to be a big day for you friend
Charismatic toilet seat generalized bond
  06/27/25
🤞🏻
Startled queen of the night principal's office
  06/27/25
IDK $150Kish. But I haven't been working long.
Godawful keepsake machete
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Hairraiser judgmental church building
  06/27/25
Same.
white boistinker goyim
  06/27/25
350,000 Kinda sad
Racy dysfunction yarmulke
  06/27/25
all stock/bond investments are like 750k.
Flirting pearly private investor heaven
  06/27/25
$386k total. $324k in trad, $62k in Roth
disturbing ape menage
  06/27/25
Zero
Zippy mint stage pocket flask
  06/27/25
Crrrrrrrrrrrrrr
Claret New Version Indirect Expression
  06/27/25
For Benzo reasons or RSF reasons?
dashing frum mad-dog skullcap
  06/27/25
$6 million or so. I checked in January.
white boistinker goyim
  06/27/25
...
Charismatic toilet seat generalized bond
  06/27/25
I mean undoubtedly there is a balance but $6 million?
burgundy excitant station prole
  06/27/25
$0. I don’t have a 401(k).
Big trump supporter cuckoldry
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: purple library son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: diverse turdskin

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: purple library son of senegal

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: diverse turdskin

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: misanthropic tanning salon

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: aqua contagious foreskin codepig

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: diverse turdskin

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Light university

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: marvelous step-uncle's house

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: rusted gaming laptop

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: purple library son of senegal

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Bipolar office

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Balding hospital

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: rusted gaming laptop

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: misanthropic tanning salon

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: rusted gaming laptop

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: misanthropic tanning salon

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: misanthropic tanning salon

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Aromatic public bath depressive

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Bipolar office

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: aqua contagious foreskin codepig

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Claret New Version Indirect Expression

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Charismatic toilet seat generalized bond

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: misanthropic tanning salon

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Charismatic toilet seat generalized bond

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Claret New Version Indirect Expression



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: mentally impaired area patrolman

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: jet razzle parlor marketing idea

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: rusted gaming laptop

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: pungent nursing home mexican

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Claret New Version Indirect Expression

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: pungent nursing home mexican

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Claret New Version Indirect Expression

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: pungent nursing home mexican

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Claret New Version Indirect Expression

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: pungent nursing home mexican

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Claret New Version Indirect Expression

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: pungent nursing home mexican

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: ocher faggotry sanctuary

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: flickering stead partner

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Charismatic toilet seat generalized bond

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Claret New Version Indirect Expression

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Charismatic toilet seat generalized bond

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Claret New Version Indirect Expression

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: cobalt thriller azn

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Nudist doctorate shrine

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: dashing frum mad-dog skullcap

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: flickering stead partner

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Glittery Beta Crotch

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Light university

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: misanthropic tanning salon

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Exciting box office

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Startled queen of the night principal's office

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Charismatic toilet seat generalized bond

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Startled queen of the night principal's office

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Godawful keepsake machete

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Hairraiser judgmental church building

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: white boistinker goyim

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Racy dysfunction yarmulke

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Flirting pearly private investor heaven

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: disturbing ape menage

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Zippy mint stage pocket flask

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Claret New Version Indirect Expression

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: dashing frum mad-dog skullcap

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: white boistinker goyim

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Charismatic toilet seat generalized bond



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: burgundy excitant station prole

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Big trump supporter cuckoldry

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055414)