\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Student loan solution: 1. Allow bankruptcy 2. Claw back debt from universities

done. traditional bankruptcy after 5 or 7 years + clawbacks...
heady sepia institution messiness
  04/22/25
cool it with the antisemitism
lavender flirting den
  04/22/25
...
jet useless brakes
  04/22/25
solution: irresponsible fucks who took out loans they had no...
appetizing flickering whorehouse
  04/22/25
this is what i mean by bad rhetoric. you're protecting shit...
heady sepia institution messiness
  04/22/25
cr
khaki arousing famous landscape painting garrison
  04/22/25
dont give a shit, they all need to be deported. hth
appetizing flickering whorehouse
  04/22/25
...
garnet indirect expression kitchen
  04/23/25
Actually, the government should not be backing any student l...
avocado nighttime sex offender dopamine
  04/22/25
clearly. but the current pile of federally-backed debt alre...
heady sepia institution messiness
  04/22/25
...
provocative disrespectful spot
  04/22/25
...
Lascivious glassy gunner
  06/03/25
...
Cyan Feces Faggotry
  04/22/25
this is not correct even if i largely agree the government'...
racy jet-lagged wagecucks police squad
  04/23/25
idk how people blame the kids when they were all 18 year old...
provocative disrespectful spot
  04/22/25
Well, a lot of 18 year olds refuse to go to smaller city sch...
avocado nighttime sex offender dopamine
  04/22/25
and we funded that because the majority thought it was a goo...
provocative disrespectful spot
  04/22/25
...
vigorous geriatric station
  04/22/25
Alexander the Great was 22 when he was granted generalship a...
lavender flirting den
  04/22/25
he was already training as a cavalry commander before most o...
vigorous geriatric station
  04/22/25
and we poast on xoxo. an outlier doesn't change the fact tha...
provocative disrespectful spot
  04/22/25
99% of other 14yos were working 10 hour days in fields
lavender flirting den
  04/22/25
it's also rather bizarre that so many 'conservatives' rail a...
heady sepia institution messiness
  04/22/25
I just dont want my tax money bailing these kids out. Those ...
avocado nighttime sex offender dopamine
  04/22/25
that's not coherent unless you have a plan to get the money ...
heady sepia institution messiness
  04/22/25
How do we get it from the universities?
avocado nighttime sex offender dopamine
  04/22/25
just take that shit and ignore 'judges' who try to stop you....
heady sepia institution messiness
  04/22/25
Sounds good to me. Who's against this?
avocado nighttime sex offender dopamine
  04/22/25
trump's own education secretary, apparently.
heady sepia institution messiness
  04/22/25
it's crab bucket mentality. people don't bat an eye when an ...
provocative disrespectful spot
  04/22/25
Ok fine, I'll bailout the STEM majors with my tax money but ...
avocado nighttime sex offender dopamine
  04/22/25
no, those are the ones that need to be bailed out. the peopl...
provocative disrespectful spot
  04/22/25
Oh fuck that then. They can starve for all i care
avocado nighttime sex offender dopamine
  04/22/25
when is the last time that "let them eat cake" to ...
provocative disrespectful spot
  04/22/25
My dog is my responsibility. Shithead deadbeats who took on...
fuchsia rigpig step-uncle's house
  04/22/25
then go move to sealand. we're talking about what the govern...
provocative disrespectful spot
  04/22/25
They provide you with basics like food stamps so that you do...
fuchsia rigpig step-uncle's house
  04/22/25
by "provide" i mean "create the conditions fo...
provocative disrespectful spot
  04/22/25
Bailing out deadbeats that made bad choices creates the cond...
fuchsia rigpig step-uncle's house
  04/22/25
As does funding bloated, wasteful administrations such as hi...
blathering irradiated heaven kitty
  04/22/25
Which is why I favor a solution that holds institutions acco...
fuchsia rigpig step-uncle's house
  04/22/25
yep, if there's one thing conservatives love it is academia ...
Sienna office
  04/23/25
You are correct that they should both be dischargeable but t...
green hyperactive pistol indian lodge
  04/22/25
like 90% of the people who got fucked by student loans are l...
Scarlet stage
  04/22/25
if the theory is that the university system itself is churni...
heady sepia institution messiness
  04/22/25
this is a separate question from what the thread is about, b...
Scarlet stage
  04/22/25
🚨 patriot alert 🚨
aphrodisiac drab stage
  04/22/25
lmfao at this obeezy level partisanship. most of us want...
provocative disrespectful spot
  04/22/25
no i'm just honest everyone thinks like this, i just have...
Scarlet stage
  04/22/25
no, it's female vindictiveness. most men innately know "...
provocative disrespectful spot
  04/22/25
i'd rather that all of these people be killed, but having th...
Scarlet stage
  04/22/25
i live in a shitlib city and have a lot of shitlib friends a...
provocative disrespectful spot
  04/22/25
*everyone's* political views LITERALLY boil down to "fu...
Scarlet stage
  04/22/25
it's not mine so it can't be. idk what you're referencing...
provocative disrespectful spot
  04/22/25
https://plato.stanford.edu/entries/schmitt/#ConPolCriLib ...
Scarlet stage
  04/22/25
...
garnet indirect expression kitchen
  04/23/25
Collect it from the fucking debtors. If you're on this websi...
Laughsome Hunting Ground Native
  04/22/25
it's not about the people on this site. it's about retards t...
provocative disrespectful spot
  04/22/25
Most people seem to Fail to repay their loans even if they m...
Laughsome Hunting Ground Native
  04/22/25
The obvious issue is that you can't collect from institution...
fuchsia rigpig step-uncle's house
  04/22/25
Ok, but how do we bailout the 22 year old gender studies maj...
avocado nighttime sex offender dopamine
  04/22/25
Basically just let them PAYE until the loan or time limit ru...
fuchsia rigpig step-uncle's house
  04/22/25
This is a good start but i think you also need to find a way...
magenta stirring fortuitous meteor theatre
  04/22/25
The correct approach is to pit student loan debtmos against ...
Wild psychic
  04/22/25
THEY’RE GOING AFTER MY ENDOWMENTS
jet useless brakes
  04/22/25
Payments are $0 dollar for the foreseeable future so it seem...
Histrionic Learning Disabled Theater Stage Party Of The First Part
  04/22/25
You're on the right track, but that's the wrong way to go ab...
Slate chapel elastic band
  04/22/25
...
jet useless brakes
  04/22/25
That kind of moral hazard is incurred because the government...
adulterous awkward national
  04/23/25
The problem with purely private loans is that private lender...
Slate chapel elastic band
  04/23/25
claw back all ERC, PPP funds over a 10 year period as well. ...
Boyish knife
  04/22/25
The current people aren't that important. They'll die off o...
Cyan Feces Faggotry
  04/22/25
The obvious solution is to end all federal student loans goi...
indigo contagious giraffe
  04/22/25
The solution will have a very racist effect. No HBCU will su...
Painfully Honest Forum Genital Piercing
  04/22/25
any form of loan forgiveness that doesn't involve something ...
Sienna office
  04/23/25
They should put out bounties on useless retarded jew and mys...
aphrodisiac drab stage
  04/23/25
...
Sienna office
  04/23/25
I definitely agree with making them dischargeable. Howev...
adulterous awkward national
  04/23/25
"the clawbacks would be the final nail in the coffin of...
fuchsia rigpig step-uncle's house
  04/24/25
I dunno man. It seems like in a democracy there are benefits...
adulterous awkward national
  04/24/25
That's ass backward. People getting degrees in polisci, Eng...
fuchsia rigpig step-uncle's house
  04/24/25
Your point is what I was alluding to in the second part of m...
adulterous awkward national
  04/24/25
Student loan debtors should be put in work camps laboring 12...
Glittery doobsian stain weed whacker
  04/23/25
👏
Fishy trip codepig locus
  04/23/25


Poast new message in this thread



Reply Favorite

Date: April 22nd, 2025 5:17 PM
Author: heady sepia institution messiness

done. traditional bankruptcy after 5 or 7 years + clawbacks from university endowments/admins/etc. makes the government 'whole' while going after the place that the money actually went.

all the focus on 'students' themselves seems dishonest when they were mostly just conduits to funnel cash from the feds to university admins. rule #1 of any sort of financial investigation is to find out where the money actually went. in this case, it's the universities.

the refusal of trump and the GOP to attack shitlib universities on this basis is a huge political and rhetorical failure.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871876)



Reply Favorite

Date: April 22nd, 2025 5:17 PM
Author: lavender flirting den

cool it with the antisemitism

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871878)



Reply Favorite

Date: April 22nd, 2025 6:08 PM
Author: jet useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872025)



Reply Favorite

Date: April 22nd, 2025 5:18 PM
Author: appetizing flickering whorehouse

solution: irresponsible fucks who took out loans they had no intention of paying back get 5 years to pay it back or get shipped to El Salvadoran prison to pay off the debt by giving handjobs to drug cartel members.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871881)



Reply Favorite

Date: April 22nd, 2025 5:20 PM
Author: heady sepia institution messiness

this is what i mean by bad rhetoric. you're protecting shitlib university admins - from the RIGHT - while also sounding deranged at the same time. great job, kiddo.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871887)



Reply Favorite

Date: April 22nd, 2025 6:32 PM
Author: khaki arousing famous landscape painting garrison

cr

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872072)



Reply Favorite

Date: April 22nd, 2025 8:38 PM
Author: appetizing flickering whorehouse

dont give a shit, they all need to be deported. hth

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872363)



Reply Favorite

Date: April 23rd, 2025 3:21 PM
Author: garnet indirect expression kitchen



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874632)



Reply Favorite

Date: April 22nd, 2025 5:20 PM
Author: avocado nighttime sex offender dopamine

Actually, the government should not be backing any student loans. Banks should take on all the risk, not the taxpayers

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871889)



Reply Favorite

Date: April 22nd, 2025 5:22 PM
Author: heady sepia institution messiness

clearly. but the current pile of federally-backed debt already exists. this is how to deal with it.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871894)



Reply Favorite

Date: April 22nd, 2025 5:22 PM
Author: provocative disrespectful spot



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871896)



Reply Favorite

Date: June 3rd, 2025 1:44 PM
Author: Lascivious glassy gunner



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48983705)



Reply Favorite

Date: April 22nd, 2025 6:36 PM
Author: Cyan Feces Faggotry



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872082)



Reply Favorite

Date: April 23rd, 2025 12:18 AM
Author: racy jet-lagged wagecucks police squad

this is not correct even if i largely agree

the government's focus should be life liberty and the pursuit of happiness

ensuring that poors can pursue happiness is why a policy that permits guaranteed loans to poors makes sense

and making those loans non-dischargeable to all also makes sense

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872816)



Reply Favorite

Date: April 22nd, 2025 5:21 PM
Author: provocative disrespectful spot

idk how people blame the kids when they were all 18 year old shitheads doing exactly what every adult told them to do and was facilitated and encouraged by the government.

makes no sense we allow people to discharge credit card debt they racked up living beyond their means but not some 18 year old who got an english degree. that person was at least *trying* to be responsible.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871891)



Reply Favorite

Date: April 22nd, 2025 5:23 PM
Author: avocado nighttime sex offender dopamine

Well, a lot of 18 year olds refuse to go to smaller city schools or community colleges that are much cheaper than the 4 year universities because they want the "college" experience

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871898)



Reply Favorite

Date: April 22nd, 2025 5:24 PM
Author: provocative disrespectful spot

and we funded that because the majority thought it was a good idea. that still doesn't address the question of why that person deserves lifelong nondischarable debt and not some prole that wanted a jet ski real bad.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871907)



Reply Favorite

Date: April 22nd, 2025 5:23 PM
Author: vigorous geriatric station



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871900)



Reply Favorite

Date: April 22nd, 2025 5:23 PM
Author: lavender flirting den

Alexander the Great was 22 when he was granted generalship and began his conquest on the Persian Empire

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871901)



Reply Favorite

Date: April 22nd, 2025 5:25 PM
Author: vigorous geriatric station

he was already training as a cavalry commander before most of us were allowed to play full contact football

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871912)



Reply Favorite

Date: April 22nd, 2025 5:27 PM
Author: provocative disrespectful spot

and we poast on xoxo. an outlier doesn't change the fact that most people that age are stupid.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871916)



Reply Favorite

Date: April 22nd, 2025 6:39 PM
Author: lavender flirting den

99% of other 14yos were working 10 hour days in fields

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872092)



Reply Favorite

Date: April 22nd, 2025 5:24 PM
Author: heady sepia institution messiness

it's also rather bizarre that so many 'conservatives' rail against 'the university system' and accuse universities of everything from brainwashing kids to ruining the culture, but then IMMEDIATELY start simping for those very same universities when someone suggests putting them on the hook financially for loans which THEY absorbed via overpriced 'tuition'.

"grrr, those leftist universities! wait, what - NOOOOO, don't take money from the universities!!!"

it's completely incoherent.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871906)



Reply Favorite

Date: April 22nd, 2025 5:26 PM
Author: avocado nighttime sex offender dopamine

I just dont want my tax money bailing these kids out. Those universities can go to hell

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871915)



Reply Favorite

Date: April 22nd, 2025 5:28 PM
Author: heady sepia institution messiness

that's not coherent unless you have a plan to get the money back in a timely manner. getting it back from the students only works on those students who have the money, which is apparently not the case with a lot of them.

the fastest way to resolve that funding gap is to facilitate the recovery of that cash from the party which DOES have the money, which is the university. this is not even debatable if the goal is rapid recovery of funds. it's the only realistic path.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871919)



Reply Favorite

Date: April 22nd, 2025 5:32 PM
Author: avocado nighttime sex offender dopamine

How do we get it from the universities?

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871934)



Reply Favorite

Date: April 22nd, 2025 5:33 PM
Author: heady sepia institution messiness

just take that shit and ignore 'judges' who try to stop you.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871938)



Reply Favorite

Date: April 22nd, 2025 5:34 PM
Author: avocado nighttime sex offender dopamine

Sounds good to me. Who's against this?

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871943)



Reply Favorite

Date: April 22nd, 2025 5:35 PM
Author: heady sepia institution messiness

trump's own education secretary, apparently.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871945)



Reply Favorite

Date: April 22nd, 2025 5:44 PM
Author: provocative disrespectful spot

it's crab bucket mentality. people don't bat an eye when an elite gets a windfall, they get maf when someone closer to their class does in a way they didn't.

these people never have solutions, they just say "bootstraps!" it's like if a kid had a gash and someone just kept saying "well they should be more careful!" in response to "we need to treat the wound." now the wound is getting infected and they still keep saying "should have been more careful!"

ok, fine. these retards shouldn't have taken out loans that they have no ability to repay. but they did, so what now? and don't we (as in the us) bare some blame for giving them the fucking loans? when a kid owes the government $10k the kid has a problem. when a kid owes the government $300k the government has a problem.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871963)



Reply Favorite

Date: April 22nd, 2025 5:49 PM
Author: avocado nighttime sex offender dopamine

Ok fine, I'll bailout the STEM majors with my tax money but refuse to give a dime to other majors essentially those with gender studies degrees. Is that OK with you?

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871975)



Reply Favorite

Date: April 22nd, 2025 5:59 PM
Author: provocative disrespectful spot

no, those are the ones that need to be bailed out. the people that made good decisions and got marketable degrees don't.

we collectively loaned the people getting gender studies degrees the money. and it's not coming back. sorry, it's just another bloomer boondoggle we're going to inherit it. but we *will* inherit it.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871998)



Reply Favorite

Date: April 22nd, 2025 6:00 PM
Author: avocado nighttime sex offender dopamine

Oh fuck that then. They can starve for all i care

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872003)



Reply Favorite

Date: April 22nd, 2025 6:05 PM
Author: provocative disrespectful spot

when is the last time that "let them eat cake" to people that cannot afford to have a decent life resulted in something good?

if you can't see the eventually consequences of "let them starve" for *YOU* idk what to say. you've got a starving dog in your house and one day he's gonna eat you.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872019)



Reply Favorite

Date: April 22nd, 2025 6:11 PM
Author: fuchsia rigpig step-uncle's house

My dog is my responsibility. Shithead deadbeats who took on debt they can't pay aren't. That's why my dog eats ribeye and they eat rice and beans.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872033)



Reply Favorite

Date: April 22nd, 2025 6:13 PM
Author: provocative disrespectful spot

then go move to sealand. we're talking about what the government, whose role is providing for the welfare of its citizens, should do.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872039)



Reply Favorite

Date: April 22nd, 2025 6:30 PM
Author: fuchsia rigpig step-uncle's house

They provide you with basics like food stamps so that you don't starve. Aside from that, you're not owed shit.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872062)



Reply Favorite

Date: April 22nd, 2025 6:31 PM
Author: provocative disrespectful spot

by "provide" i mean "create the conditions for", not "hand out."

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872067)



Reply Favorite

Date: April 22nd, 2025 6:34 PM
Author: fuchsia rigpig step-uncle's house

Bailing out deadbeats that made bad choices creates the conditions of social failure.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872077)



Reply Favorite

Date: April 22nd, 2025 6:39 PM
Author: blathering irradiated heaven kitty

As does funding bloated, wasteful administrations such as higher ed in 2025 USA that produce, in your words, "deadbeats that made bad choices"

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872090)



Reply Favorite

Date: April 22nd, 2025 10:46 PM
Author: fuchsia rigpig step-uncle's house

Which is why I favor a solution that holds institutions accountable going forward.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872654)



Reply Favorite

Date: April 23rd, 2025 2:00 PM
Author: Sienna office

yep, if there's one thing conservatives love it is academia and it's culture.

it really is every day is opposite day with you people

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874242)



Reply Favorite

Date: April 22nd, 2025 5:24 PM
Author: green hyperactive pistol indian lodge

You are correct that they should both be dischargeable but then 90% of student's risk profile would cause them to get their loans denied denying them the current American Dream of an expensive shitty peice of worthless paper and decades of debt.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871909)



Reply Favorite

Date: April 22nd, 2025 5:29 PM
Author: Scarlet stage

like 90% of the people who got fucked by student loans are libs, so cons want them to have to pay the loans back so they get fucked. people will come up with every rationalization under the sun rather than admit this

btw i agree with this myself. the ends justify the means. fuck libs, i want these people hurt as much as possible

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871922)



Reply Favorite

Date: April 22nd, 2025 5:30 PM
Author: heady sepia institution messiness

if the theory is that the university system itself is churning out new libs, then the system should obviously be the primary target. the question is why 'conservatives' are explicitly protecting that system via their policies and actions.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871927)



Reply Favorite

Date: April 22nd, 2025 5:35 PM
Author: Scarlet stage

this is a separate question from what the thread is about, but the answer is that "conservative" politicians and policymakers get $ from these people, so they don't go after them

the actual solution is to close down all universities in the US, because they cannot be salvaged in any way, but this would never happen in our current political system because there's so much $ and jobs tied up in the "higher ed" machine

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871946)



Reply Favorite

Date: April 22nd, 2025 5:34 PM
Author: aphrodisiac drab stage

🚨 patriot alert 🚨

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871944)



Reply Favorite

Date: April 22nd, 2025 5:46 PM
Author: provocative disrespectful spot

lmfao at this obeezy level partisanship.

most of us want to do what's best for society so we can live in a nice society. you're just living a power fantasy behind a fucking screen because you're impotent and mad.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871969)



Reply Favorite

Date: April 22nd, 2025 5:48 PM
Author: Scarlet stage

no i'm just honest

everyone thinks like this, i just have the balls(?) to be honest about it on an anonymous internet message board

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871973)



Reply Favorite

Date: April 22nd, 2025 5:56 PM
Author: provocative disrespectful spot

no, it's female vindictiveness. most men innately know "i'd like to improve the society i live in even if it benefits people i don't like because things will still be better for me if i live in a nice society."

men that live online to engage in a power fantasy over "pwning the libs" are mocked irl. look a pics of groypers irl and it's a bunch of fat dysgenic losers who are clearly just maf at their own lot in life.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871995)



Reply Favorite

Date: April 22nd, 2025 6:01 PM
Author: Scarlet stage

i'd rather that all of these people be killed, but having them socioeconomically crippled is good too if that's the best we can get

you're imagining some other imaginary hypothetical scenario in your mind where we live in a homogeneous coherent society and a bunch of innocent, intrinsically good young adults who would otherwise be productive, healthy members of society got tricked into crippling debt. that's not the world we live in. the world we live in is that these people are almost all evil worthless parasites who are completely hostile to our society and will never, ever be anything other than a fifth column trying to kill us before we kill them

stop and think about it for a minute. btw every single one of these people would kill you or saddle you with crippling debt if they could. but yeah keep simping for them in the abstract i guess

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872006)



Reply Favorite

Date: April 22nd, 2025 6:12 PM
Author: provocative disrespectful spot

i live in a shitlib city and have a lot of shitlib friends and most of them are chill. your LSD nightmare world isn't one i've seen reflected much in reality.

if your political ideas just boil down to "fuck the people i don't like" then we just have different goals. i'd like to improve society, not try kill half the country because of tranny bathrooms or whatever reason you've got murderous rage for them.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872036)



Reply Favorite

Date: April 22nd, 2025 6:17 PM
Author: Scarlet stage

*everyone's* political views LITERALLY boil down to "fuck the people i don't like," lol. doesn't matter how big or small brained or tolerant or intolerant you are

read mr. schmitt my friend

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872047)



Reply Favorite

Date: April 22nd, 2025 6:25 PM
Author: provocative disrespectful spot

it's not mine so it can't be.

idk what you're referencing.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872056)



Reply Favorite

Date: April 22nd, 2025 6:32 PM
Author: Scarlet stage

https://plato.stanford.edu/entries/schmitt/#ConPolCriLib

well worth your time to read this section imo

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872071)



Reply Favorite

Date: April 23rd, 2025 3:22 PM
Author: garnet indirect expression kitchen



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874634)



Reply Favorite

Date: April 22nd, 2025 5:45 PM
Author: Laughsome Hunting Ground Native

Collect it from the fucking debtors. If you're on this website then STFU and pay your debts. Everyone needs to do this so that Houses stop costing $1,900,000k

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871966)



Reply Favorite

Date: April 22nd, 2025 6:00 PM
Author: provocative disrespectful spot

it's not about the people on this site. it's about retards that shouldn't have been lent hundreds of thousands for a piece of paper that confers negative future earning power.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872004)



Reply Favorite

Date: April 22nd, 2025 6:41 PM
Author: Laughsome Hunting Ground Native

Most people seem to Fail to repay their loans even if they make $280,000k+. This is especially true of Gen Xers for some reason.

The government should collect the fucking money from whomever they can. If the Loser liberal artists are judgment-proof, go after the universities. There is a Ruinous federal deficit and Losers must suffer.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872099)



Reply Favorite

Date: April 22nd, 2025 5:56 PM
Author: fuchsia rigpig step-uncle's house

The obvious issue is that you can't collect from institutions that haven't effectively co-signed the loan. We should make higher ed institutions be required to do exactly that for all fed loans AND fed funding. So you can be a totally private college/university/grad school but you'll get 0 funding and be ineligible for fed loans. Or you can cosign but if the students default you'll be on the hook. With this system the problem will completely resolve itself very quickly.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48871994)



Reply Favorite

Date: April 22nd, 2025 6:05 PM
Author: avocado nighttime sex offender dopamine

Ok, but how do we bailout the 22 year old gender studies major with $300k student loan debt?

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872020)



Reply Favorite

Date: April 22nd, 2025 6:31 PM
Author: fuchsia rigpig step-uncle's house

Basically just let them PAYE until the loan or time limit runs out.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872069)



Reply Favorite

Date: April 22nd, 2025 5:59 PM
Author: magenta stirring fortuitous meteor theatre

This is a good start but i think you also need to find a way to knee cap the universities from just stealing money from kids - even if they can pay it back.

It applies everywhere, but dental school is the clearest example of this.

Does anyone think it really costs $600,000 to train a dentist? Of course not. The schools have a monopoly on it and they've realized they can extract $600,000 of these smart kids' future earnings.

You need to do something like create some sort of national testing standards, and have that weighted higher than colleges on resumes. So basically yeah your resume can say you went to Harvard, but its below your scores on the SAT 2.0 which tells your employerer how well you scored in your alleged major or whatever.

For law school, your bar exam score would have to be much more prominent than your law school.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872002)



Reply Favorite

Date: April 22nd, 2025 6:02 PM
Author: Wild psychic

The correct approach is to pit student loan debtmos against universities. Trump should propose taxing, confiscating, whatever, the endowments of universities to help provide relief student debtmos.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872010)



Reply Favorite

Date: April 22nd, 2025 6:09 PM
Author: jet useless brakes

THEY’RE GOING AFTER MY ENDOWMENTS

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872028)



Reply Favorite

Date: April 22nd, 2025 6:10 PM
Author: Histrionic Learning Disabled Theater Stage Party Of The First Part

Payments are $0 dollar for the foreseeable future so it seems pretty solved atm

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872032)



Reply Favorite

Date: April 22nd, 2025 6:11 PM
Author: Slate chapel elastic band

You're on the right track, but that's the wrong way to go about doing it. No court is going to allow you to collect from a third party that did not co-sign the contract. A better solution is to make it so that if enough students from a particular university/degree program are not paying back their loans (due to IBR, forbearance, default, or any other reason), they are no longer allowed to receive future federal loans. I can guarantee that universities will immediately start cutting worthless degree programs.

And while I think it should be easier to discharge student loans in bankruptcy, there still needs to be some limit or every single doctor in the country is going to declare bankruptcy as soon as they graduate from medical school. Indeed, that was already happening, which is why they made students loans non-dischargeable in the first place. I'm okay with discharging student loans if you can't pay them, but not if you simply don't want to pay them.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872034)



Reply Favorite

Date: April 22nd, 2025 6:17 PM
Author: jet useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872048)



Reply Favorite

Date: April 23rd, 2025 3:18 PM
Author: adulterous awkward national

That kind of moral hazard is incurred because the government backed the loans. I’d be fine with med school debt being dischargeable if the loans were provided entirely by private sponsors without government backing.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874617)



Reply Favorite

Date: April 23rd, 2025 3:42 PM
Author: Slate chapel elastic band

The problem with purely private loans is that private lenders probably will not lend to anyone other than STEM majors at elite schools. That's not ideal if you still believe that college should provide upward social mobility for low-income students. I am fine with government-guaranteed loans. If students pay the loan on time, the taxpayers will usually a get a better ROI than they would have if the money had been invested in Treasuries (which is the default for the Social Security trust fund). But the government should stop throwing money at schools/programs where nobody is paying the loans back.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874685)



Reply Favorite

Date: April 22nd, 2025 6:32 PM
Author: Boyish knife

claw back all ERC, PPP funds over a 10 year period as well.

fair is fair

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872070)



Reply Favorite

Date: April 22nd, 2025 7:03 PM
Author: Cyan Feces Faggotry

The current people aren't that important. They'll die off or whatever. But the government needs to completely get out of the student loan business going forward.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872151)



Reply Favorite

Date: April 22nd, 2025 8:29 PM
Author: indigo contagious giraffe

The obvious solution is to end all federal student loans going forward and forgive all the existing ones. The whole thing was a giant mistake from the beginning and has caused a lost generation. The economy would immediately pop if this happened. People have been delaying life decisions, families, the whole thing. It’s a massive blight on America. You’ll get 5 minutes of noise from seal clubber types and then everyone would forget, and we’d be left in a much better place.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872354)



Reply Favorite

Date: April 22nd, 2025 10:40 PM
Author: Painfully Honest Forum Genital Piercing

The solution will have a very racist effect. No HBCU will survive.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48872641)



Reply Favorite

Date: April 23rd, 2025 1:58 PM
Author: Sienna office

any form of loan forgiveness that doesn't involve something punitive and/or cost sharing from the universities would be a big L

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874232)



Reply Favorite

Date: April 23rd, 2025 2:02 PM
Author: aphrodisiac drab stage

They should put out bounties on useless retarded jew and mystery meat admins and let debtors hunt them to pay off the debt

Only drawback is that debtors are lazy, retarded, and incompetent

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874252)



Reply Favorite

Date: April 23rd, 2025 2:36 PM
Author: Sienna office



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874465)



Reply Favorite

Date: April 23rd, 2025 3:16 PM
Author: adulterous awkward national

I definitely agree with making them dischargeable.

However, as much as it would be vindicating to see university have their endowments clawed back, the clawbacks would be the final nail in the coffin of education for the purpose of being informed. By arguing that universities owe that money back to the government because the debtor failed to make a sufficient return on the investment implies that job training and remuneration are the sole purposes of our higher education system.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874609)



Reply Favorite

Date: April 24th, 2025 4:36 PM
Author: fuchsia rigpig step-uncle's house

"the clawbacks would be the final nail in the coffin of education for the purpose of being informed"

That is fine and even desirable. The entire notion needs to fucking die. You cannot hold on to archaic notions that "education is for personal growth" and combine that with public funding and a push for everyone to go to college. That notion was from when the only people that went to college were the children of the elites and them having enough money and employment opportunity was a foregone conclusion. No public money was ever involved. Once that changed the idea of "why are people going to college" with the inevitable reply of "to become prepared to have better jobs" should be the sole response for why college exists and is publicly funded.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48877717)



Reply Favorite

Date: April 24th, 2025 4:45 PM
Author: adulterous awkward national

I dunno man. It seems like in a democracy there are benefits to having people make informed decisions and capable of thinking reasonably rigorously. One of the biggest strikes against college today, in my opinion, is that it no longer provides that. It’s just diploma mills printing degrees for signaling (badly) to the job market.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48877736)



Reply Favorite

Date: April 24th, 2025 4:53 PM
Author: fuchsia rigpig step-uncle's house

That's ass backward. People getting degrees in polisci, English, psychology, and the majority of bs they're studying doesn't do that at all. People majoring in business, comp sci and other STEMs, or going to CC to learn trades would do far more to teach people to think like intelligent, working people and become better voters. So my approach actually kills two birds with one stone. A real life example here is recalling how the college educated were far more stupid during COVID and BLM than supposedly less educated people. Almost like for many people college isn't teaching them how to think but rather a shitlib indoctrination exercise funded at taxpayer expense.

tl;dr - bullshit majors should be ruthlessly culled. Bullshit like women's studies shouldn't exist at all. Psychology should be limited to a tiny number of schools for a small number of positions that solely exists to train the necessary number of practicitioners. Art history, classics, so on should be tiny niche areas. And so on.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48877767)



Reply Favorite

Date: April 24th, 2025 5:53 PM
Author: adulterous awkward national

Your point is what I was alluding to in the second part of my statement. College is no longer really an education anymore. It’s rote memorization and conditioning to think within established paradigms. Passing calculus and hand writing an essay in cursive should be mandatory for getting a college diploma.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48877936)



Reply Favorite

Date: April 23rd, 2025 3:19 PM
Author: Glittery doobsian stain weed whacker

Student loan debtors should be put in work camps laboring 12 hours per day seven days per week for $0.25 per hour until the entire amount with interest is repaid

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874622)



Reply Favorite

Date: April 23rd, 2025 3:20 PM
Author: Fishy trip codepig locus

👏

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2).#48874629)