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POLL: What is your 401(k) balance right now

...
elite box office messiness
  06/27/25
A tiny pink 500k
bespoke burgundy karate police squad
  06/27/25
that's not that bad
elite box office messiness
  06/27/25
I guess not but the thought of grinding out another 20 years...
bespoke burgundy karate police squad
  06/27/25
age?
Marvelous Shitlib Sneaky Criminal
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Impressive ebony fat ankles national
  06/27/25
Yep, I’m early 40s lol
bespoke burgundy karate police squad
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Soul-stirring Embarrassed To The Bone Multi-billionaire
  06/27/25
It depend on if that's his primary retirement or if he has ...
Floppy Macaca Garrison
  06/27/25
$130k
provocative house psychic
  06/27/25
that's horrendous
elite box office messiness
  06/27/25
i'm in between these two guys
cerebral peach resort private investor
  06/27/25
Same, I'm in between two guys
Maroon trip death wish
  06/27/25
The sum total of all my retirement and brokerage accounts is...
provocative house psychic
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Marvelous Shitlib Sneaky Criminal
  06/27/25
My mom says I'm special.
provocative house psychic
  06/27/25
even that's not true
Marvelous Shitlib Sneaky Criminal
  06/27/25
LOL
Marvelous Shitlib Sneaky Criminal
  06/27/25
$3.4 million in combined marital plans.
Narrow-minded boiling water
  06/27/25
damn
cerebral peach resort private investor
  06/27/25
Age?
Impressive ebony fat ankles national
  06/27/25
Such a waste of capital.
Racy bat-shit-crazy library jap
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Aromatic Principal's Office
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Marvelous Shitlib Sneaky Criminal
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Aromatic Principal's Office
  06/27/25
...
Racy bat-shit-crazy library jap
  06/27/25
The max is $70K per year including your own $23,500 contribu...
bistre pisswyrm
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Garnet histrionic site clown
  06/27/25
.
provocative house psychic
  06/27/25
Something like $800-900k for wife and I.
Black double fault spot
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Racy bat-shit-crazy library jap
  06/27/25
If you work in-house matching makes it a no-brainer.
Black double fault spot
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Racy bat-shit-crazy library jap
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Black double fault spot
  06/27/25
I want my yacht now.
Racy bat-shit-crazy library jap
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Black double fault spot
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Racy bat-shit-crazy library jap
  06/27/25
If that's your perspective then sure, stop contributing into...
Black double fault spot
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
insanely creepy stead
  06/27/25
Why not put it in a Roth?
Blue laser beams
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Aromatic Principal's Office
  06/27/25
180
Racy bat-shit-crazy library jap
  06/27/25
Did you know you're not required to contribute to a 401K?
Aromatic Principal's Office
  06/27/25
(guy who is not a biglaw partner)
Racy bat-shit-crazy library jap
  06/27/25
$700k Wife - $600k
hairraiser water buffalo
  06/27/25
43yo, $900k
onyx stubborn school
  06/27/25
Early 40s. ~$2.1mm
talented theater stage
  06/27/25
Late 20s, 250k
Blue laser beams
  06/27/25
Good job , young gun
Flirting apoplectic stock car
  06/27/25
lol at these responses
Soul-stirring Embarrassed To The Bone Multi-billionaire
  06/27/25
go on...
Marvelous Shitlib Sneaky Criminal
  06/27/25
30000k
multi-colored aggressive space striped hyena
  06/27/25
$399,443.16
Appetizing hot party of the first part
  06/27/25
Monday is likely to be a big day for you friend
Aromatic Principal's Office
  06/27/25
🤞🏻
Appetizing hot party of the first part
  06/27/25
IDK $150Kish. But I haven't been working long.
fighting forum
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
underhanded jet center mediation
  06/27/25
Same.
dashing topaz orchestra pit halford
  06/27/25
350,000 Kinda sad
Exhilarant dopamine
  06/27/25
all stock/bond investments are like 750k.
Glittery at-the-ready love of her life ratface
  06/27/25
$386k total. $324k in trad, $62k in Roth
obsidian doobsian ladyboy rehab
  06/27/25
Zero
Primrose territorial parlour voyeur
  06/27/25
Crrrrrrrrrrrrrr
Racy bat-shit-crazy library jap
  06/27/25
For Benzo reasons or RSF reasons?
talented theater stage
  06/27/25
$6 million or so. I checked in January.
dashing topaz orchestra pit halford
  06/27/25
...
Aromatic Principal's Office
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Khaki Crotch Kitty Cat
  06/27/25
$0. I don’t have a 401(k).
motley faggotry
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: elite box office messiness



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bespoke burgundy karate police squad

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: elite box office messiness

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: bespoke burgundy karate police squad

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Marvelous Shitlib Sneaky Criminal

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Impressive ebony fat ankles national

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: bespoke burgundy karate police squad

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Soul-stirring Embarrassed To The Bone Multi-billionaire

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Floppy Macaca Garrison

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: provocative house psychic

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: elite box office messiness

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: cerebral peach resort private investor

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Maroon trip death wish

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: provocative house psychic

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Marvelous Shitlib Sneaky Criminal

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: provocative house psychic

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Marvelous Shitlib Sneaky Criminal

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Marvelous Shitlib Sneaky Criminal

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Narrow-minded boiling water

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: cerebral peach resort private investor

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Impressive ebony fat ankles national

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Racy bat-shit-crazy library jap

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Aromatic Principal's Office

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Marvelous Shitlib Sneaky Criminal

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Aromatic Principal's Office

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Racy bat-shit-crazy library jap



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: bistre pisswyrm

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Garnet histrionic site clown

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: provocative house psychic

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Black double fault spot

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Racy bat-shit-crazy library jap

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Black double fault spot

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Racy bat-shit-crazy library jap

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Black double fault spot

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Racy bat-shit-crazy library jap

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Black double fault spot

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Racy bat-shit-crazy library jap

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Black double fault spot

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: insanely creepy stead

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Blue laser beams

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Aromatic Principal's Office

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Racy bat-shit-crazy library jap

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Aromatic Principal's Office

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Racy bat-shit-crazy library jap

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: hairraiser water buffalo

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: onyx stubborn school

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: talented theater stage

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Blue laser beams

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Flirting apoplectic stock car

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Soul-stirring Embarrassed To The Bone Multi-billionaire

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Marvelous Shitlib Sneaky Criminal

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: multi-colored aggressive space striped hyena

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Appetizing hot party of the first part

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Aromatic Principal's Office

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Appetizing hot party of the first part

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: fighting forum

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: underhanded jet center mediation

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: dashing topaz orchestra pit halford

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Exhilarant dopamine

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Glittery at-the-ready love of her life ratface

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: obsidian doobsian ladyboy rehab

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Primrose territorial parlour voyeur

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Racy bat-shit-crazy library jap

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: talented theater stage

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: dashing topaz orchestra pit halford

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Aromatic Principal's Office



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Khaki Crotch Kitty Cat

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: motley faggotry

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055414)