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POLL: What is your 401(k) balance right now

...
mind-boggling thirsty nowag
  06/27/25
A tiny pink 500k
Razzle circlehead ticket booth
  06/27/25
that's not that bad
mind-boggling thirsty nowag
  06/27/25
I guess not but the thought of grinding out another 20 years...
Razzle circlehead ticket booth
  06/27/25
age?
Canary Multi-colored Ceo
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
180 Friendly Grandma Market
  06/27/25
Yep, I’m early 40s lol
Razzle circlehead ticket booth
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
exciting sticky church athletic conference
  06/27/25
It depend on if that's his primary retirement or if he has ...
chocolate locale
  06/27/25
$130k
mildly autistic chartreuse trailer park
  06/27/25
that's horrendous
mind-boggling thirsty nowag
  06/27/25
i'm in between these two guys
lilac dead reading party kitchen
  06/27/25
Same, I'm in between two guys
Transparent hell masturbator
  06/27/25
The sum total of all my retirement and brokerage accounts is...
mildly autistic chartreuse trailer park
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Canary Multi-colored Ceo
  06/27/25
My mom says I'm special.
mildly autistic chartreuse trailer park
  06/27/25
even that's not true
Canary Multi-colored Ceo
  06/27/25
LOL
Canary Multi-colored Ceo
  06/27/25
$3.4 million in combined marital plans.
Slimy school
  06/27/25
damn
lilac dead reading party kitchen
  06/27/25
Age?
180 Friendly Grandma Market
  06/27/25
Such a waste of capital.
Cerebral Mental Disorder
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
impertinent roommate
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Canary Multi-colored Ceo
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
impertinent roommate
  06/27/25
...
Cerebral Mental Disorder
  06/27/25
The max is $70K per year including your own $23,500 contribu...
supple frum psychic
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
vermilion splenetic filthpig
  06/27/25
.
mildly autistic chartreuse trailer park
  06/27/25
Something like $800-900k for wife and I.
out-of-control plum people who are hurt legal warrant
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Cerebral Mental Disorder
  06/27/25
If you work in-house matching makes it a no-brainer.
out-of-control plum people who are hurt legal warrant
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Cerebral Mental Disorder
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
out-of-control plum people who are hurt legal warrant
  06/27/25
I want my yacht now.
Cerebral Mental Disorder
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
out-of-control plum people who are hurt legal warrant
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Cerebral Mental Disorder
  06/27/25
If that's your perspective then sure, stop contributing into...
out-of-control plum people who are hurt legal warrant
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
outnumbered hyperactive box office
  06/27/25
Why not put it in a Roth?
thriller spot french chef
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
impertinent roommate
  06/27/25
180
Cerebral Mental Disorder
  06/27/25
Did you know you're not required to contribute to a 401K?
impertinent roommate
  06/27/25
(guy who is not a biglaw partner)
Cerebral Mental Disorder
  06/27/25
$700k Wife - $600k
bossy olive parlour wrinkle
  06/27/25
43yo, $900k
Trip narrow-minded turdskin fanboi
  06/27/25
Early 40s. ~$2.1mm
Harsh crotch crackhouse
  06/27/25
Late 20s, 250k
thriller spot french chef
  06/27/25
Good job , young gun
flickering henna mexican
  06/27/25
lol at these responses
exciting sticky church athletic conference
  06/27/25
go on...
Canary Multi-colored Ceo
  06/27/25
30000k
Arousing Know-it-all Factory Reset Button Abode
  06/27/25
$399,443.16
Amber Bisexual Corn Cake Affirmative Action
  06/27/25
Monday is likely to be a big day for you friend
impertinent roommate
  06/27/25
🤞🏻
Amber Bisexual Corn Cake Affirmative Action
  06/27/25
IDK $150Kish. But I haven't been working long.
pale vigorous stage dragon
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Drab house
  06/27/25
Same.
Heady dilemma mood
  06/27/25
350,000 Kinda sad
Ungodly Stain Striped Hyena
  06/27/25
all stock/bond investments are like 750k.
swashbuckling fear-inspiring plaza
  06/27/25
$386k total. $324k in trad, $62k in Roth
Tripping Chestnut Sex Offender Address
  06/27/25
Zero
Bat shit crazy stag film dysfunction
  06/27/25
Crrrrrrrrrrrrrr
Cerebral Mental Disorder
  06/27/25
For Benzo reasons or RSF reasons?
Harsh crotch crackhouse
  06/27/25
$6 million or so. I checked in January.
Heady dilemma mood
  06/27/25
...
impertinent roommate
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Bateful center rigor
  06/27/25
$0. I don’t have a 401(k).
cyan public bath regret
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: mind-boggling thirsty nowag



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Razzle circlehead ticket booth

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: mind-boggling thirsty nowag

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Razzle circlehead ticket booth

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Canary Multi-colored Ceo

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: 180 Friendly Grandma Market

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Razzle circlehead ticket booth

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: exciting sticky church athletic conference

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: chocolate locale

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: mildly autistic chartreuse trailer park

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: mind-boggling thirsty nowag

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: lilac dead reading party kitchen

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Transparent hell masturbator

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: mildly autistic chartreuse trailer park

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Canary Multi-colored Ceo

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: mildly autistic chartreuse trailer park

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Canary Multi-colored Ceo

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Canary Multi-colored Ceo

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Slimy school

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: lilac dead reading party kitchen

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: 180 Friendly Grandma Market

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Cerebral Mental Disorder

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: impertinent roommate

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Canary Multi-colored Ceo

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: impertinent roommate

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Cerebral Mental Disorder



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: supple frum psychic

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: vermilion splenetic filthpig

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: mildly autistic chartreuse trailer park

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: out-of-control plum people who are hurt legal warrant

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Cerebral Mental Disorder

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: out-of-control plum people who are hurt legal warrant

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Cerebral Mental Disorder

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: out-of-control plum people who are hurt legal warrant

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Cerebral Mental Disorder

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: out-of-control plum people who are hurt legal warrant

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Cerebral Mental Disorder

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: out-of-control plum people who are hurt legal warrant

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: outnumbered hyperactive box office

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: thriller spot french chef

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: impertinent roommate

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Cerebral Mental Disorder

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: impertinent roommate

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Cerebral Mental Disorder

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: bossy olive parlour wrinkle

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Trip narrow-minded turdskin fanboi

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Harsh crotch crackhouse

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: thriller spot french chef

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: flickering henna mexican

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: exciting sticky church athletic conference

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Canary Multi-colored Ceo

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Arousing Know-it-all Factory Reset Button Abode

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Amber Bisexual Corn Cake Affirmative Action

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: impertinent roommate

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Amber Bisexual Corn Cake Affirmative Action

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: pale vigorous stage dragon

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Drab house

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Heady dilemma mood

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Ungodly Stain Striped Hyena

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: swashbuckling fear-inspiring plaza

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Tripping Chestnut Sex Offender Address

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Bat shit crazy stag film dysfunction

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Cerebral Mental Disorder

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Harsh crotch crackhouse

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Heady dilemma mood

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: impertinent roommate



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Bateful center rigor

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: cyan public bath regret

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055414)