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Everyday Banking Q: Anyone Use Chase Private Client Or Schwab Checking?
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Date: February 11th, 2026 3:06 PM Author: ...,,..;...,,..,..,...,,,;.., trying to decide between these two for EVERYDAY banking. thoughts? interested in feedback on customer service, less BS etc (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663662) |
Date: February 11th, 2026 3:08 PM Author: Nude Bunny just have TT manage your portfolio (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663667) |
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Date: February 11th, 2026 3:09 PM Author: ...,,..;...,,..,..,...,,,;.., where do i sign up? (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663672) |
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Date: February 11th, 2026 3:14 PM Author: Darnell schwab gets everything done. bill payment interface is archaic. otherwise it's fine.
anything special you need from your bank? |
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Date: February 11th, 2026 3:31 PM Author: ...,,..;...,,..,..,...,,,;.., important points
- no bullshit fees (using non-bank ATMs, other nickel and dime type shit)
- good customer service (no draconian menus, no turds/hellosirs, just white americans)
- free wires |
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Date: February 11th, 2026 4:53 PM Author: ,..,,,,,,....,,,..., Both are good on fees (assuming you keep sufficient balance at Chase). LOL at expecting good customer service in 2026. Your goal should be to not require anything that can’t be obtained via the website. Should that fail, push 1 for some shit that’s on the site, press 2 for some shit that no one wants, press 3 to wait on hold for Rajiv who is incomprehensible and lacks authority to address your problem. Sorry I didn’t get that, here’s your balance information. Please complete this survey! We appreciate your business!
Contrary opinion- if you want checking/investments/CC all in one place with low fees, BofA offering is competitive. Chase has better marketing and branch placement in some cities but the actual online bank product is no better (and Chase credit card portfolio is a bunch of stuff that sounds like a good deal but fucks you, like stupid category shit and booking your travel through their portal).
Lastly none of the largest banks offer a good savings product because 90% of the business model is hoping you won’t notice interest rates. Savings you still need to link something online only with a decent yield, or buy money markets in a brokerage account. |
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Date: February 11th, 2026 5:01 PM Author: Nude Bunny You can transfer Chase points to their partners, you don't have to use their portal (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663964) |
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Date: February 11th, 2026 5:09 PM Author: ,..,,,,,,....,,,..., Points are also a bunch of bullshit. Pay me cash and I’ll figure out how to buy stuff with it. (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663982) |
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Date: February 11th, 2026 5:12 PM Author: Darnell meh, the best values are always found on points with travel partners. e.g. if you do travel and have some flexibility, you can get business class+ travel or hyatt suites that would cost $$$ (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663988) |
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Date: February 11th, 2026 5:32 PM Author: ,..,,,,,,....,,,..., I ain’t got time for that shit. It’s not real savings unless you are a solo or couple leisure traveler who can go anywhere anytime and your hobby is finding the deals. For family stuff which is usually at peak times, awards availability and pricing are terrible and so you wind up with some shitty convoluted schedule and hours of fucking around to save an imaginary $100 on an economy plus seat to Tampa. (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49664035) |
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Date: February 11th, 2026 5:02 PM Author: animeboi (.) Second BOA, if you have large accounts with them, they will give you free wires, refund ATM fees, CC bonuses on everything, etc. Interest in checking/savings is shit but who cares. (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663968) |
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Date: February 11th, 2026 5:19 PM Author: ...,,..;...,,..,..,...,,,;.., ty for the scholarship.
schwab cs has been really good for me thus far. i have an investor checking account i just use for travel, and every time ive called, ive got a white american w/ minimal menu bullshit.
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Date: February 11th, 2026 5:34 PM Author: ,..,,,,,,....,,,..., Yeah I exaggerate - bank customer service during business hours for non-poor clients is the last bastion of customer service experiences that might work out decently. If you want to really suffer, call Verizon after hours. (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49664041) |
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Date: February 11th, 2026 5:41 PM Author: ...,,..;...,,..,..,...,,,;.., n.b. we're in are country and local govt c/s has been pretty damn impressive. had mostly good experiences w nice white employees. when we moved, going to the DMV to get new plates and DLs was easy and smooth. going to the county office to get official birth certs for new babies was always a breeze. calling the govt about property taxes or trash pickup or whatever has been mostly good.
but anything on a national scale? rofl no |
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Date: February 11th, 2026 4:59 PM Author: Darnell schwab refunds all atm fees. never been charged any other fees.
i've called in a couple times and it's been americans based in phoenix. they answer fast too. very little time wasted in a phone menu tree or AI trying to figure out what i need
i've had to wire large sums for real estate transactions and as far as i remember, no fees were charged |
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Date: February 11th, 2026 5:20 PM Author: ...,,..;...,,..,..,...,,,;.., this has been exactly my experience w schwab using the savings account for overseas travel -- all white americans (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49664008) |
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Date: February 11th, 2026 3:17 PM Author: t.rick o'treat panama we did chase private + their wealth management for a few years, but were unimpressed. pulled all our money out and put it into a robo. best benefit was the discounted mortgage, got a 30yr for 2.25
their “personal bankers” are useless ttt frat types |
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Date: February 11th, 2026 3:32 PM Author: ...,,..;...,,..,..,...,,,;.., why were u unimpressed? (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663747) |
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Date: February 11th, 2026 3:18 PM Author: DrakeMallardxo (🦆) Chase Private is a fucking scam (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663700) |
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Date: February 11th, 2026 3:32 PM Author: ...,,..;...,,..,..,...,,,;.., go on (http://www.autoadmit.com/thread.php?thread_id=5833701&forum_id=2,#49663744) |