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The new Chase sapphire reserve benefits have activated

Free Apple TV free Apple Music Since I’ve already ...
Fragrant deranged circlehead
  10/31/25
Good goy
Cerebral hyperventilating immigrant
  10/31/25
I have 1.1 million points
Fragrant deranged circlehead
  10/31/25
That’s $15k of travel
swashbuckling shrine boltzmann
  11/01/25
Also credit cards are 180 I get a lot more from Chase than I...
Fragrant deranged circlehead
  10/31/25
They are 180
swashbuckling shrine boltzmann
  11/01/25
...
Scarlet domesticated athletic conference range
  11/01/25
nice... I'll check that out. I've got about 2 million poi...
histrionic bull headed feces
  10/31/25
how to spend? what is best deal? just convert to miles? i ha...
laughsome flatulent principal's office
  10/31/25
Well, you get the best redemption value by converting them t...
histrionic bull headed feces
  10/31/25
Wow. Impressive, I don’t have any points and I’v...
Sable Hairraiser House
  10/31/25
Do you not use a credit card for your daily life
Fragrant deranged circlehead
  10/31/25
I have 8 credit cards man
Sable Hairraiser House
  10/31/25
I don’t even have the United app on my phone. lol.
Sable Hairraiser House
  10/31/25
how do u change seat
laughsome flatulent principal's office
  11/01/25
Never tried
Sable Hairraiser House
  11/01/25
Jesus H Christ
Mahogany really tough guy plaza
  11/01/25
Southwest is way too inconvenient to fly for me. They’...
Sable Hairraiser House
  10/31/25
I like some of the IHG branded hotels, like Holiday Inn, but...
Sable Hairraiser House
  10/31/25
I enjoy kimptons They all have a happy hour and I drink l...
Fragrant deranged circlehead
  10/31/25
Never been to a Kimptons
Sable Hairraiser House
  11/01/25
Kimptons are famously dog friendly and have a chic lite atmo...
turquoise aphrodisiac hissy fit personal credit line
  11/01/25
I fucking hate dogs.
Sable Hairraiser House
  11/01/25
you need to get raped with a baseball bat
Arousing chad
  11/01/25
Ok, then feel free to jump off a really tall bridge.
Mahogany really tough guy plaza
  11/02/25
I know. If all your shitty qualities this is among the worst
turquoise aphrodisiac hissy fit personal credit line
  11/02/25
Kimptons generally have great restaurants and are always in ...
Mahogany really tough guy plaza
  11/02/25
That's why I stayed at Marriott properties only when I trave...
Scarlet domesticated athletic conference range
  11/01/25
This
swashbuckling shrine boltzmann
  11/01/25
Idk, I've stayed at some very good Marriott properties. The...
Mahogany really tough guy plaza
  11/01/25
Courtyard in downtown Rochester NY is top shelf. You can ord...
Sable Hairraiser House
  11/01/25
That's what I do when I visit my home office. It is cheap i...
Mahogany really tough guy plaza
  11/01/25
IHG has a few really good brands but they're Kimpton and Int...
Mahogany really tough guy plaza
  11/01/25
How is that possible? I travel about once a month (domestic...
Mahogany really tough guy plaza
  11/01/25
Amex platinum is better imo
Zombie-like garrison
  10/31/25
Agreed.. I have both Amex platinums and CSR and barely use t...
mind-boggling puce therapy
  11/01/25
i have both but i put more spending on the chase card. more ...
bateful sweet tailpipe toaster
  11/01/25
Then why do both?
swashbuckling shrine boltzmann
  11/01/25
Perks from the amex card pay for itself
bateful sweet tailpipe toaster
  11/01/25
other than the (rather crowded) airport lounges, what perks ...
swashbuckling shrine boltzmann
  11/01/25
they offer similar perks, but i get enough value from the ca...
bateful sweet tailpipe toaster
  11/01/25
so $1200 in fees / $14-1600 in benefits. So net $2-300?
swashbuckling shrine boltzmann
  11/02/25
Idk there are other benefits i use too that I prob wouldn't ...
bateful sweet tailpipe toaster
  11/02/25
sounds like you're marginally ahead with Amex card. Chase is...
swashbuckling shrine boltzmann
  11/02/25
Most of my spend goes on the csr, the points are indeed bet...
bateful sweet tailpipe toaster
  11/02/25
Are you paying 2700/year in fees? Just pick one
turquoise aphrodisiac hissy fit personal credit line
  11/01/25
...
Mahogany really tough guy plaza
  11/01/25
...
Fragrant deranged circlehead
  11/01/25
i'm actually kind of pissed about the new benefits because i...
glittery arrogant rehab round eye
  11/01/25
what new benefit is best?
laughsome flatulent principal's office
  11/01/25
For me, it's the $300 stubhub credit. For travel shrews, ...
glittery arrogant rehab round eye
  11/03/25
How do you guys get so many points? I only have like 800k
Diverse Coldplay Fan
  11/01/25
This seems worse than the Amex Plat which gives you "fr...
avocado razzle point
  11/01/25
Both Amex Platinum and CSR seem shitty to me. You're better...
Mahogany really tough guy plaza
  11/01/25
Apple TV is a hidden gem imo. Foundation, silo, for all man...
Charcoal home
  11/01/25
this
swashbuckling shrine boltzmann
  11/01/25
THE THINKING MAN'S GOYSLOP!
Blathering property party of the first part
  11/01/25
hehe
Misunderstood honey-headed step-uncle's house azn
  11/01/25
but let's address the real question- which one gives you BON...
swashbuckling shrine boltzmann
  11/03/25
...
chestnut people who are hurt
  11/03/25
The top tier Amex Brilliant gives you BONVOY PLATINUM ELITE ...
Mahogany really tough guy plaza
  11/03/25
how much is that per year? $1400?
swashbuckling shrine boltzmann
  11/03/25
$650, and you get $300 in restaurant credit which is a no-br...
Mahogany really tough guy plaza
  11/03/25
The devaluation of the travel points from 1.5x to 1.25x is d...
Provocative bonkers address
  11/03/25
Agreed. That was an easy way to get positive value from the ...
Talking persian cuckold
  11/03/25


Poast new message in this thread



Reply Favorite

Date: October 31st, 2025 8:35 PM
Author: Fragrant deranged circlehead

Free Apple TV

free Apple Music

Since I’ve already spent $75k this year I get free $500 southwest airline credit, free $250 the shops at chase credit, free southwest a list. IHG Hotels diamond elite status.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391717)



Reply Favorite

Date: October 31st, 2025 8:36 PM
Author: Cerebral hyperventilating immigrant

Good goy

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391719)



Reply Favorite

Date: October 31st, 2025 8:38 PM
Author: Fragrant deranged circlehead

I have 1.1 million points

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391721)



Reply Favorite

Date: November 1st, 2025 1:52 PM
Author: swashbuckling shrine boltzmann

That’s $15k of travel

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392933)



Reply Favorite

Date: October 31st, 2025 8:41 PM
Author: Fragrant deranged circlehead

Also credit cards are 180 I get a lot more from Chase than I give them

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391725)



Reply Favorite

Date: November 1st, 2025 1:56 PM
Author: swashbuckling shrine boltzmann

They are 180

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392947)



Reply Favorite

Date: November 1st, 2025 1:40 PM
Author: Scarlet domesticated athletic conference range



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392903)



Reply Favorite

Date: October 31st, 2025 8:37 PM
Author: histrionic bull headed feces

nice... I'll check that out.

I've got about 2 million points and need to spend them

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391720)



Reply Favorite

Date: October 31st, 2025 8:44 PM
Author: laughsome flatulent principal's office

how to spend? what is best deal? just convert to miles? i have 300k

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391731)



Reply Favorite

Date: October 31st, 2025 8:48 PM
Author: histrionic bull headed feces

Well, you get the best redemption value by converting them to travel/hotel partners and use them for business class and 4-5 star hotels. I'm frugal so I just use them for economy class flights.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391740)



Reply Favorite

Date: October 31st, 2025 8:41 PM
Author: Sable Hairraiser House

Wow. Impressive, I don’t have any points and I’ve never redeemed anything for anything anywhere. I must have been on 200 united flights. Still not silver tier or anything. 100,000 lifetime flight miles. Lol

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391726)



Reply Favorite

Date: October 31st, 2025 8:41 PM
Author: Fragrant deranged circlehead

Do you not use a credit card for your daily life

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391727)



Reply Favorite

Date: October 31st, 2025 8:43 PM
Author: Sable Hairraiser House

I have 8 credit cards man

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391729)



Reply Favorite

Date: October 31st, 2025 8:44 PM
Author: Sable Hairraiser House

I don’t even have the United app on my phone. lol.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391730)



Reply Favorite

Date: November 1st, 2025 2:48 PM
Author: laughsome flatulent principal's office

how do u change seat

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393095)



Reply Favorite

Date: November 1st, 2025 2:49 PM
Author: Sable Hairraiser House

Never tried

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393098)



Reply Favorite

Date: November 1st, 2025 5:11 PM
Author: Mahogany really tough guy plaza

Jesus H Christ

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393492)



Reply Favorite

Date: October 31st, 2025 8:44 PM
Author: Sable Hairraiser House

Southwest is way too inconvenient to fly for me. They’d have to be like $500 cheaper for me to even consider.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391732)



Reply Favorite

Date: October 31st, 2025 8:47 PM
Author: Sable Hairraiser House

I like some of the IHG branded hotels, like Holiday Inn, but Hyatt offers a better experience.

When traveling for business I find something in the Marriott line because I really enjoy how sterile and purposefully unoffending their properties are. It makes me feel cheap and expendable which I am. Good reminder. Like a sharp kick to the balls.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391736)



Reply Favorite

Date: October 31st, 2025 8:50 PM
Author: Fragrant deranged circlehead

I enjoy kimptons

They all have a happy hour and I drink like 4 glasses of wine during them

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391744)



Reply Favorite

Date: November 1st, 2025 1:40 PM
Author: Sable Hairraiser House

Never been to a Kimptons

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392902)



Reply Favorite

Date: November 1st, 2025 3:15 PM
Author: turquoise aphrodisiac hissy fit personal credit line

Kimptons are famously dog friendly and have a chic lite atmosphere. Not your scene

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393143)



Reply Favorite

Date: November 1st, 2025 3:21 PM
Author: Sable Hairraiser House

I fucking hate dogs.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393157)



Reply Favorite

Date: November 1st, 2025 4:00 PM
Author: Arousing chad

you need to get raped with a baseball bat

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393252)



Reply Favorite

Date: November 2nd, 2025 1:56 AM
Author: Mahogany really tough guy plaza

Ok, then feel free to jump off a really tall bridge.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49394496)



Reply Favorite

Date: November 2nd, 2025 5:01 PM
Author: turquoise aphrodisiac hissy fit personal credit line

I know. If all your shitty qualities this is among the worst

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49395966)



Reply Favorite

Date: November 2nd, 2025 7:20 PM
Author: Mahogany really tough guy plaza

Kimptons generally have great restaurants and are always in cool locations. Service is always top notch and if you're IHG diamond you often get good upgrades (Marriott pretty much never gives you spontaneous upgrades for being Platinum elite). However, Marriott will give you 4pm late checkout consistently which is priceless for business travel.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49396309)



Reply Favorite

Date: November 1st, 2025 1:42 PM
Author: Scarlet domesticated athletic conference range

That's why I stayed at Marriott properties only when I traveled. I've seen hundreds of paintings, drawings, lithographs, etc. of every combination of fruit you can imagine.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392914)



Reply Favorite

Date: November 1st, 2025 1:53 PM
Author: swashbuckling shrine boltzmann

This

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392938)



Reply Favorite

Date: November 1st, 2025 5:17 PM
Author: Mahogany really tough guy plaza

Idk, I've stayed at some very good Marriott properties. The Residence Inn in Richmond, VA gives you basically a nice apartment if you get the corner suite and is in a great location downtown.

Some of the Marriotts in the DC area are also great. Obviously, you don't go to a Courtyard and expect it to rival an Intercontinental or Kimpton.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393508)



Reply Favorite

Date: November 1st, 2025 5:27 PM
Author: Sable Hairraiser House

Courtyard in downtown Rochester NY is top shelf. You can order yourself a garbage plate on door dash and dine in comfort.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393532)



Reply Favorite

Date: November 1st, 2025 5:29 PM
Author: Mahogany really tough guy plaza

That's what I do when I visit my home office. It is cheap in points so it costs me nothing.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393537)



Reply Favorite

Date: November 1st, 2025 5:14 PM
Author: Mahogany really tough guy plaza

IHG has a few really good brands but they're Kimpton and Intercontinental. Kimpton is my go to for personal travel (I always bring my huge dog and they have no pet restrictions and they're generally a 4 star hotel).

The only impressive Holiday Inns seem to be abroad (some in Mexico are hilariously nice and have room service and shit).

Also, the IHG top tier CC is very cheap and gives you Platinum status ($40k gets you Diamond), plus accumulates points rapidly.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393503)



Reply Favorite

Date: November 1st, 2025 5:11 PM
Author: Mahogany really tough guy plaza

How is that possible? I travel about once a month (domestic, not international) + have the United Club CC and I'm Gold (just met the renewal criteria for another year last month).

I'm constantly paying for hotel stays with points.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393490)



Reply Favorite

Date: October 31st, 2025 8:46 PM
Author: Zombie-like garrison

Amex platinum is better imo

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49391735)



Reply Favorite

Date: November 1st, 2025 1:28 AM
Author: mind-boggling puce therapy

Agreed.. I have both Amex platinums and CSR and barely use the last one

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392077)



Reply Favorite

Date: November 1st, 2025 1:56 PM
Author: bateful sweet tailpipe toaster

i have both but i put more spending on the chase card. more chance for bonus points and the redemptions rates are generally better

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392949)



Reply Favorite

Date: November 1st, 2025 4:33 PM
Author: swashbuckling shrine boltzmann

Then why do both?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393343)



Reply Favorite

Date: November 1st, 2025 4:56 PM
Author: bateful sweet tailpipe toaster

Perks from the amex card pay for itself

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393419)



Reply Favorite

Date: November 1st, 2025 4:57 PM
Author: swashbuckling shrine boltzmann

other than the (rather crowded) airport lounges, what perks does amex offer than chase does not?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393426)



Reply Favorite

Date: November 1st, 2025 7:48 PM
Author: bateful sweet tailpipe toaster

they offer similar perks, but i get enough value from the card to make it worth it. $400 restaurant credit i'd spend anyway. $600 hotel credit id spend anyway and the perks at fhr properties are incredible. $200 uber i'd spend anyway. $200 airline credit can just buy $ to put in united account bank. $300 digital entertainment credit i'd spend anyway. it pays for itself.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393757)



Reply Favorite

Date: November 2nd, 2025 8:58 AM
Author: swashbuckling shrine boltzmann

so $1200 in fees / $14-1600 in benefits. So net $2-300?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49394822)



Reply Favorite

Date: November 2nd, 2025 10:09 AM
Author: bateful sweet tailpipe toaster

Idk there are other benefits i use too that I prob wouldn't of i didn't have the credit, like $300 Lululemon. That's worth nonzero but less than full price. And the points are worth 0.01 each and I prob get 50-75,000 or a year. Point is, I'm way ahead with the card

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49394936)



Reply Favorite

Date: November 2nd, 2025 4:28 PM
Author: swashbuckling shrine boltzmann

sounds like you're marginally ahead with Amex card. Chase is a clear win given that points convert to travel $ at 0.015

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49395877)



Reply Favorite

Date: November 2nd, 2025 4:58 PM
Author: bateful sweet tailpipe toaster

Most of my spend goes on the csr, the points are indeed better

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49395961)



Reply Favorite

Date: November 1st, 2025 3:16 PM
Author: turquoise aphrodisiac hissy fit personal credit line

Are you paying 2700/year in fees? Just pick one

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393145)



Reply Favorite

Date: November 1st, 2025 4:35 PM
Author: Mahogany really tough guy plaza



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393354)



Reply Favorite

Date: November 1st, 2025 12:27 AM
Author: Fragrant deranged circlehead



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49392028)



Reply Favorite

Date: November 1st, 2025 3:04 PM
Author: glittery arrogant rehab round eye

i'm actually kind of pissed about the new benefits because it's going to force me to keep the card and swallow their fee increase like a chump.



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393125)



Reply Favorite

Date: November 1st, 2025 4:21 PM
Author: laughsome flatulent principal's office

what new benefit is best?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393288)



Reply Favorite

Date: November 3rd, 2025 10:24 AM
Author: glittery arrogant rehab round eye

For me, it's the $300 stubhub credit.

For travel shrews, it's probably the increased points on shit booked thru the Chase portal, the $300 dining credits/table reservations, and $500 hotel credits for their fancy hotels.

For sweatpants gfs, it's the Apple+, Peloton, Doordash credits.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49397437)



Reply Favorite

Date: November 1st, 2025 3:54 PM
Author: Diverse Coldplay Fan

How do you guys get so many points? I only have like 800k

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393243)



Reply Favorite

Date: November 1st, 2025 3:57 PM
Author: avocado razzle point

This seems worse than the Amex Plat which gives you "free" Disney+/Hulu/ESPN and some other digital credits, plus all the travel crap.

Apple TV is straight trash.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393247)



Reply Favorite

Date: November 1st, 2025 4:36 PM
Author: Mahogany really tough guy plaza

Both Amex Platinum and CSR seem shitty to me. You're better off picking a top shelf airline card and a top shelf hotel card and using those. I am probably getting Chase Sapphire Preferred so that I can transfer my 50k chase points into United miles when they run another 100k point intro bonus.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393358)



Reply Favorite

Date: November 1st, 2025 4:38 PM
Author: Charcoal home

Apple TV is a hidden gem imo. Foundation, silo, for all mankind- all were 180

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393363)



Reply Favorite

Date: November 1st, 2025 4:58 PM
Author: swashbuckling shrine boltzmann

this

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393427)



Reply Favorite

Date: November 1st, 2025 6:02 PM
Author: Blathering property party of the first part

THE THINKING MAN'S GOYSLOP!

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393587)



Reply Favorite

Date: November 1st, 2025 5:14 PM
Author: Misunderstood honey-headed step-uncle's house azn

hehe

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49393499)



Reply Favorite

Date: November 3rd, 2025 6:06 AM
Author: swashbuckling shrine boltzmann

but let's address the real question- which one gives you BONVOY GOLD ELITE status?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49397066)



Reply Favorite

Date: November 3rd, 2025 10:25 AM
Author: chestnut people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49397440)



Reply Favorite

Date: November 3rd, 2025 2:12 PM
Author: Mahogany really tough guy plaza

The top tier Amex Brilliant gives you BONVOY PLATINUM ELITE status!!!1

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49398195)



Reply Favorite

Date: November 3rd, 2025 2:54 PM
Author: swashbuckling shrine boltzmann

how much is that per year? $1400?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49398327)



Reply Favorite

Date: November 3rd, 2025 5:17 PM
Author: Mahogany really tough guy plaza

$650, and you get $300 in restaurant credit which is a no-brainer. And you do get Priority Pass lounge access plus a free night up to 85k points. Pretty easy to come out ahead.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49398764)



Reply Favorite

Date: November 3rd, 2025 5:19 PM
Author: Provocative bonkers address

The devaluation of the travel points from 1.5x to 1.25x is devastating

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49398772)



Reply Favorite

Date: November 3rd, 2025 5:38 PM
Author: Talking persian cuckold

Agreed. That was an easy way to get positive value from the points without feeling like a weirdo spending 4 hours reading blogs about how to maximize value. Transferring to Hyatt seems to be universally regarded as a good use of Chase UR points. I just did this and got about 3.5 cents per point for a peak holiday weekend stay at a level 6.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2,#49398836)